Insurance Programs of America
Insurance Programs of America is a privately held specialty insurance brokerage founded in 2007 and based in Maitland, United States, arranging coverage for restaurants, hotels, senior living facilities, and national property accounts.
- Company typePrivate
- Founded2007
- HeadquartersMaitland, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Insurance Programs of America does
Insurance Programs of America is a privately held insurance brokerage firm headquartered in Maitland, United States, founded in 2007. The firm operates as a specialty commercial-lines agency, arranging insurance coverage for clients in four defined verticals: restaurants, hotels, senior living facilities, and national property accounts. Its stated focus on these hospitality and care-related industries indicates a vertical-specialist positioning rather than a generalist retail brokerage model.
The firm has a small operating footprint of 11-50 employees, consistent with a niche agency that relies on specialized underwriting expertise, carrier relationships, and accumulated book-of-business renewal economics rather than scale. No technology stack, proprietary platform, or product features are disclosed in the available data, suggesting a conventional brokerage operating model dependent on agent-of-record relationships and carrier appointments.
The business model is that of a traditional US insurance agency, where revenue is generated through commissions on placed coverage and contingent/profit-share arrangements with carriers. No pricing models, publicly disclosed commission schedules, distribution channels, or customer logos are documented in the input, limiting visibility into revenue mix, segment concentration, or go-to-motion. The firm maintains a web presence at ipoausa.com.
Insurance Programs of America firmographics
Firmographics- Name
- Insurance Programs of America
- Website
- https://ipoausa.com
- Company type
- Private
- Founded year
- 2007
- Headcount range
- 11–50 employees
- Short description
- Insurance Programs of America is a privately held specialty insurance brokerage founded in 2007 and based in Maitland, United States, arranging coverage for restaurants, hotels, senior living facilities, and national property accounts.
- Ownership category
- akta.pro rank
Insurance Programs of America industry classification
Industry- Product category
- Commercial Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industries
- Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Commercial Property Insurance (FSAJACAE), Large Commercial Package (National Accounts) (FSAJAFAC), Public Liability (Premises/Operations) (FSAJADAD)
Keywords
Where Insurance Programs of America is headquartered
LocationHeadquarters
- HQ city
- Maitland
- HQ country
- United States
- HQ region
- North America
Markets served
Insurance Programs of America business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
Insurance Programs of America product offering
Product offeringCore offering
Insurance Programs of America is a commercial insurance brokerage firm that places coverage for businesses operating in the restaurant, hotel, senior living, and national property account segments. The firm acts as an intermediary between these commercial clients and insurance carriers, arranging specialized policies tailored to each industry's risk profile.
Differentiator
Problem solved
Functional benefit
Products and services
- Restaurant insurance coverage Commercial insurance brokerage services placing property, general liability, workers' compensation, and related coverages for restaurant operators.
- Hotel insurance coverage Commercial insurance brokerage services placing property, general liability, umbrella, and related coverages for hotel owners, operators, and management companies.
- Senior living insurance coverage Commercial insurance brokerage services placing professional liability, abuse and neglect coverage, property, and workers' compensation for senior living and long-term care operators.
- National property account coverage Commercial insurance brokerage services placing master property programs, inland marine, equipment breakdown, and related coverages for national, multi-location commercial property accounts.
Companies that use Insurance Programs of America
Customer profileIdeal customer profiles4 records
Insurance Programs of America technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Insurance Programs of America competitors and assessment
Company assessmentDirect peers
- Heffernan Insurance Brokers: Mid-market commercial insurance brokerage serving hospitality, real estate, and nonprofit verticals. Comparable as a regional specialty broker with similar account sizes and vertical focus to IPOA.
- Bolton & Company: Independent insurance brokerage that has historically specialized in hospitality, restaurants, and entertainment risks. Comparable as a mid-sized specialty broker with deep hospitality vertical expertise competing for similar accounts.
- Ames & Gough: Specialty insurance brokerage serving hospitality, real estate, and construction risks. Comparable as a mid-sized independent broker with similar vertical focus and account profile to IPOA.
- Hilb Group: Middle-market commercial insurance brokerage with strong hospitality and senior living practice groups. Comparable as a growing specialty brokerage that aggregates niche vertical expertise through acquisition.
- Brown & Riding Insurance Services: Specialty insurance broker with expertise in hospitality, real estate, and commercial property. Comparable as a privately held specialty broker competing for similar mid-market and large-line accounts.
- RPS Insurance (Risk Placement Services): Specialty wholesale and retail broker with strong hospitality, restaurant, and senior living practices. Comparable in vertical specialization and in the placement of national property programs for multi-location operators.
- Woodruff Sawyer & Company: Independent commercial insurance brokerage focused on mid-market property and casualty risks, including hospitality and real estate exposures. Comparable as a privately held specialty broker serving similar account profiles.
Broad incumbents
- Marsh McLennan: Global insurance and risk advisory leader with dedicated hospitality and senior living teams. Comparable as a broad incumbent that increasingly targets mid-market specialty accounts and large property programs.
- Aon: Global insurance brokerage with significant hospitality and commercial property capabilities. Comparable as a large-scale incumbent whose scale and technology investments pressure smaller specialty brokerages.
- Arthur J. Gallagher & Co. One of the largest global insurance brokerages with extensive hospitality, senior living, and national property practices. Comparable as the incumbent that IPOA competes against for mid-market and large commercial accounts.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Key highlights4 records
Customer concentration
Insurance Programs of America social profiles
Digital presenceInsurance Programs of America financial estimates
Financial estimateRevenue estimate
Valuation estimate
Insurance Programs of America leadership team
Management profileNumber of profiles
Insurance Programs of America funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Insurance Programs of America M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Insurance Programs of America
What does Insurance Programs of America do?
Insurance Programs of America is a commercial insurance brokerage firm that places coverage for businesses operating in the restaurant, hotel, senior living, and national property account segments. The firm acts as an intermediary between these commercial clients and insurance carriers, arranging specialized policies tailored to each industry's risk profile.
When was Insurance Programs of America founded?
Insurance Programs of America was founded in 2007. It employs 11 to 50 people.
Where is Insurance Programs of America based?
Insurance Programs of America is headquartered in Maitland, United States, in the North America region.
Who are Insurance Programs of America's main competitors?
Direct peers on record are Heffernan Insurance Brokers, Bolton & Company, Ames & Gough, Hilb Group, Brown & Riding Insurance Services, RPS Insurance (Risk Placement Services) and Woodruff Sawyer & Company. Broad incumbents are Marsh McLennan, Aon and Arthur J. Gallagher & Co..
Does Insurance Programs of America have an API?
No public API is recorded for Insurance Programs of America.
What industry is Insurance Programs of America in?
Insurance Programs of America's product category is Commercial Insurance Brokerage. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAJAFAB, Mid-Market Commercial Package (Package Policies). Its NAICS code is 52421 and its SIC code is 6411.