What International Risk Solutions does

International Risk Solutions (IRS) is an independent Lloyd's Insurance and Reinsurance broker founded in 2000 by Mark Birkett and headquartered in London at 33 Creechurch Lane. The firm holds Accredited Lloyd's Broker 1065, Lloyd's Europe Broker 1847, and Lloyd's Coverholder status, and is authorized and regulated by the UK Financial Conduct Authority (FRN 306643). IRS places specialty insurance and reinsurance business across fourteen product lines, including Marine, Transportation, Liability, Commercial, Contingency, Bloodstock, Yachts, Personal Accident, Aviation, Technology and Cyber, Reinsurance, Sports, Private Clients, and Product Recall.

The company serves a diversified client base of mid-market to large commercial enterprises, high-net-worth individuals and family offices, professional sports clubs, bloodstock operations, airlines and general aviation operators, trucking fleets, fine art collectors, and insurance cedants seeking reinsurance capacity. All placements are restricted to insurers rated A or higher by Standard & Poor's or A.M. Best equivalent. Revenue is generated through brokerage commissions on direct insurance placements and fees/commissions on treaty and facultative reinsurance arrangements, with pricing structured as custom quotes under multi-year contracts rather than standardized tiers. Distribution combines direct enterprise sales with a producing broker network, supplemented by wholly-owned subsidiaries (Yachtinsure Limited, International Risk Solutions Bermuda Limited, International Risk Solutions Insurance Broker Europe Limited) and US entities in Fort Lauderdale and New York that enable multi-jurisdictional placement.

The firm employs 11-50 people and operates offices in the UK, Bermuda, Cyprus, and the United States. Its technology stack is described as traditional insurance brokerage supported by Lloyd's market access and global reinsurer relationships, with no proprietary AI, data, or software platform disclosed. Industry positioning is built on independence, personal service, A-rated security, and specialty-class expertise rather than scale.

Name

International Risk Solutions

Legal name

International Risk Solutions Limited

Website

https://int-rs.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

International Risk Solutions is an independent London-based Lloyd's Insurance and Reinsurance broker placing specialty coverage across marine, aviation, bloodstock, sports, HNW private client, and reinsurance lines for commercial and high-net-worth clients worldwide.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Political Risk & Trade Credit Reinsurance (FSAOADAE)

Keywords

• Insurance brokerage
• Reinsurance broking
• Specialty insurance
• Lloyd's broker
• Commercial insurance placement

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance brokerage commissions: IRS earns commissions from insurers for placing insurance and reinsurance coverage on behalf of clients. The company acts as intermediary between policyholders and insurance markets, earning a percentage of premium placed.
2. Reinsurance broking fees: Arranges reinsurance protection for primary insurers and cedants, earning fees or commissions on treaty and facultative reinsurance placements.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels2 records

Core offering

International Risk Solutions is an independent Lloyd's Insurance and Reinsurance broker that places specialty insurance and reinsurance coverage on behalf of commercial enterprises, professional organizations, and high-net-worth individuals. The company operates across 14 specialty sectors including marine, transportation, aviation, bloodstock, sports, commercial, liability, contingency, yachts, personal accident, technology/cyber, private clients, product recall, and reinsurance, accessing Lloyd's of London market capacity and global reinsurer relationships to structure bespoke risk solutions.

Product overview

International Risk Solutions is an independent Lloyd's Insurance and Reinsurance broker providing comprehensive risk solutions across multiple insurance sectors. The company operates through its core product portfolio of specialized insurance offerings: Marine Insurance, Transportation Insurance, Liability Insurance, Commercial Insurance, Contingency Insurance, Bloodstock Insurance, Yachts Insurance, Personal Accident Insurance, Aviation Insurance, Technology and Cyber Insurance, Reinsurance, Sports Insurance, Private Clients Insurance, and Product Recall Insurance. These products serve a broad client base including commercial policyholders, high-net-worth individuals, and professional organizations through the Lloyd's market and London market. The company maintains subsidiaries including Yachtinsure Limited (specialist yacht insurer), International Risk Solutions (Bermuda) Limited, and International Risk Solutions Insurance Broker (Europe) Limited.

Differentiator

Problem solved

Functional benefit

Products and services

• Marine Insurance Complete range of Marine, Transit and Storage Insurance covering Hull and Machinery, Protection and Indemnity, Charterers Liability, Docks/Piers/Jetties, Marine Cargo, Inland Transit, Marine Liability, Depreciation/Rejection, Freight Forwarders, and Specie for shipping companies, logistics firms, and marine traders.
• Transportation Insurance Tailored insurance solutions for the trucking and transport industry including Trucking Auto Physical Damage, Motor Truck Cargo, Trucker's General Liability, Non-Trucking Liability, Trucker's Occupational Accident, High-Value Vehicles, and Excess Auto Liability coverage for US trucking and transport operators.
• Liability Insurance Comprehensive liability insurance solutions including Third Party Public Liability, Pollution Liability, Products Liability, and Employers Liability with coverage up to USD 10,000,000 on a primary basis for commercial clients.
• Commercial Insurance Property and Liability cover including Construction All Risk, Latent defect, Unoccupied property, Wholesalers, Retailers, Hotels, Manufacturers, Intellectual Property Rights, Professional Indemnity for various professions, Directors & Officers Liability, Fine Art and Jewellery, Kidnap and Ransom, Product Recall, Cyber, Key Man policy, and International Healthcare cover for mid-market to large commercial enterprises.
• Contingency Insurance Contingency/Non-Appearance/Cancellation/Prize Indemnity insurance covering Event Cancellation, Non-Appearance, Prize Indemnity, Contractual Bonus, Event Liability, Adverse Weather, Civil Commotion, Terrorism, and National Mourning for events and entertainment clients.
• Bloodstock Insurance Bloodstock and Livestock insurance covering All risks mortality and theft, Stallion permanent disability, Barrenness, prospective foal and stallion availability, Stallion first season congenital, Frustration of import/export, Foals from 24 hours, Restricted perils, Transit insurance, Stud and Agistment Owners' Care, Custody and Control, Fall of Hammer coverage, and Livestock for racing operations, breeding farms, and livestock owners.
• Yachts Insurance Yacht and super yacht insurance and reinsurance. Subsidiary Yachtinsure Limited provides bespoke coverage for small to medium sized (up to US$4m) privately owned pleasure and charter craft, both motor and sailing yachts.
• Personal Accident Insurance Group and personal accident cover including Accidental death, Accidental dismemberment, High limit death and disability, Permanent total or temporary total disability, Travel or expatriate insurance, and Sports insurances including sports disability for individuals and groups.
• Aviation Insurance Aviation insurance and reinsurance covering Hull and Liability for general aviation and airlines, Total Loss Only, War/Political Risks, Ground Risks and Airports, Hull Deductible Insurance, Air Cargo, Cargo Liability, Loss of Flying Licence, Personal Accident, Premises/Hangarkeepers/Product Liability, Loss of Use, Employers Liability (UK only), and Mechanical Breakdown for airlines and general aviation operators.
• Technology and Cyber Insurance Data protection indemnity policy protecting against regulatory fines, legal advice, notification expenses, and remedial support following data breaches. Professional Liability coverage for financial loss claims, intellectual property breaches, and defamation claims for technology and commercial clients.
• Reinsurance Treaty and facultative reinsurance arrangements for Marine, Non-Marine including Bloodstock/Livestock and Agriculture, and Aviation classes of business. Structures complete treaty programmes at all monetary levels on both proportional and non-proportional basis for insurance companies and Lloyd's syndicates.
• Sports Insurance Sports insurance for Professional Clubs covering Property and Terrorism including stadiums and training facilities, Public Liability and Employers' Liability, Personal Accident including catastrophe policies, Event Liability/Cancellation/Failure to Broadcast, Travel, Directors and Officers Liability, Motor Fleet, and Players Personal Effects.
• Private Clients Insurance High-value personal insurance covering high-value homes, holiday homes, high-value contents, luxury cars, fine art, wine and antique collections, equine, jewellery, watches, pleasure craft/super yachts, private aircraft, airside liability, high limit Personal Accident, term life and whole-of-life, cyber, cargo insurance, and family offices for high-net-worth individuals.
• Product Recall Insurance Product recall insurance for Food & Beverage, Automotive, and Consumer Goods industries covering contamination, safety failures, and government-mandated recalls. Includes crisis management, recall costs, replacement expenses, and solutions for automotive Tier 1-4 suppliers.

Named customers4 records

Segments10 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• SedgwickcoreStrategic or Co-development PartnerIRS collaborates with Sedgwick, a leading global claims management and forensic accounting firm, to provide end-to-end support for product recall insurance claims. Sedgwick provides crisis management consulting, claims handling, and forensic accounting expertise to support IRS policyholders throughout the recall process.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Others

• Hiscox Insurance: Lloyd's-led specialty insurer with prominent lines in cyber, marine, aviation and high-value personal insurance. Functions both as a capacity provider that IRS places business with and, in some niche segments (e.g., HNW, professional indemnity), as a parallel distribution competitor.
• Chubb (Ace) Insurance UK: Global specialty insurer underwriting marine, aviation, personal accident and HNW cover that IRS routinely places business with as a Lloyd's broker. Indirect comparator — they sit on the carrier side of the same transactions rather than acting as a competing broker.

Direct peers

• BMS Group: Independent Lloyd's and London-market specialty insurance and reinsurance broker with similar product breadth across marine, aviation, energy, casualty and treaty reinsurance. BMS is a closely comparable independent specialty broker with global offices and produces a similar client mix to IRS.
• Besso Insurance: London-based independent Lloyd's broker focused on specialty and reinsurance lines including marine, aviation and bloodstock. Besso is a direct Lloyd's-market competitor serving producing brokers and direct clients in very similar specialty segments as IRS.
• R K Harrison & Co: Independent London-market broker with a strong specialty focus on aviation, bloodstock, livestock and reinsurance. Closely comparable in product mix to IRS, particularly in aviation and bloodstock where both firms have sector-leading producer relationships.
• Howden Insurance Brokers: Large independent specialty insurance and reinsurance broker with London market heritage. Operates a similar model in specialty lines and reinsurance broking, though at greater scale; competes with IRS for mid-market specialty and HNW placements.
• Miller Insurance Services: Independent Lloyd's insurance and reinsurance broker based in London with comparable multi-specialty offering (marine, aviation, energy, property, professional lines). Like IRS, Miller is a privately held, founder-influenced London-market broker with global reach through Lloyd's and company market placements.

Broad incumbents

• Aon plc: Global insurance and reinsurance brokerage. Aon's Reinsurance Solutions and Special Risks divisions compete directly with IRS for treaty reinsurance and specialty lines placements, though Aon operates at far greater scale and across all geographies.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with a London market presence and dedicated specialty/wholesale division. Serves many of the same specialty and HNW segments as IRS but at materially larger scale and broader geographic footprint.
• Marsha (formerly Marsh JLT): Global insurance broker and risk advisor with a major London-market specialty operations division. Overlaps with IRS across marine, aviation, sports, HNW and reinsurance as part of a much broader portfolio, often competing for the largest specialty accounts.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/international-risk-solutions

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about International Risk Solutions