Metro Community Development

What Metro Community Development does

Metro Community Development, Inc. is a Flint, Michigan-based nonprofit community development financial institution (CDFI) founded in 1992 that delivers personal lending, microlending, homebuyer education, financial coaching, and community stabilization programs to individuals, small businesses, and underserved populations across Genesee County, Indiana, and Michigan. The organization operates a Community Loan Center of Mid Michigan under State of Michigan DIFS license #RL-0022034 and is an SBA-approved Lender/Certified and Lender/Microloan participant, enabling it to offer SBA loan products alongside grant-funded programs such as the Federal Home Loan Bank of Indianapolis Neighborhood Impact Program (up to $7,500 per qualifying household) and the Flint & Genesee Small Business Hub Grant (up to $15,000). Service delivery is hybrid, combining in-person counseling at its 1174 Robert T. Longway Blvd. headquarters, a crisis hotline, community workshops including the Metro Revive Business Workshop Series, and online resources such as the BizBOX registration platform and a Money Management course. Program brands include BizBOX® (small business lending and development), BizThrive, Metro Revive, and the Neighborhood Impact Program.

Revenue is not publicly disclosed. The operating model is grant-, donation-, and lending-fee-based: pass-through grants (e.g., the 2024 $5.9M FHLBank Indianapolis allocation enabling 15 participating financial institutions) supplement transactional revenue from personal and microloans, professional-services fees from financial coaching and homebuyer education workshops, and contributions via channels such as Amazon Smile (EIN 38-3072010). Cumulative loan facilitation exceeds $26 million across Indiana and Michigan, with twenty small businesses funded in Genesee County and approximately 4,000 people experiencing homelessness served through crisis intervention. Distribution relies on direct community engagement, partnerships with the Flint & Genesee Economic Alliance, MEDC, and Community Collaborative, and content marketing across website, blog, Facebook, and Instagram (@metroflint). The CEO is Brian Glowiak; leadership team data beyond the CEO is not disclosed in available sources.

Name

Metro Community Development

Legal name

Metro Community Development, Inc.

Website

https://metrocommunitydevelopment.com

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

51–100 employees

Short description

Metro Community Development is a non-profit organization that provides community development, business support, and homeownership services.

Ownership category

akta.pro rank

Product category

Community Development Financial Services

NAICS

Civic and Social Organizations (81341), Other Individual and Family Services (624190)

SIC

Services-Social Services (8300), Services-To Dwellings & Other Buildings (7340)

akta.pro primary industry

Community Development & Neighborhood Revitalization (CDBG, Place-Based Initiatives) (BPAIANAE)

akta.pro secondary industries

State/Provincial Housing, Urban/Regional Planning & Community Development (BPAIABAM), Community & Adult Education (Municipal/Community Schools) (EDAAAEAB), Civic Education & Community Engagement (Voting, Local Government) (EDAAAFAC)

Keywords

• Community development lending
• Small business microlending
• Financial coaching services
• Affordable housing financing
• Home buyer education

Headquarters

HQ city

Flint

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Community Lending Programs: Revenue generated through lending programs including personal lending, small business lending, and microlending services to underserved communities in Indiana and Michigan.
2. Financial Services: Fees from financial coaching, home buyer education workshops, and related personal financial services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Metro Community Development is a nonprofit Community Development Financial Institution (CDFI) and SBA-approved lender that provides personal lending, small business microlending (BizBOX/BizThrive), housing and homeownership assistance, financial coaching, home buyer education, and community development programs to underserved individuals, families, and small businesses in the Flint-Genesee region of Michigan and Indiana.

Product overview

Metro Community Development offers a comprehensive suite of financial and community development services through multiple integrated programs. The core offerings include Personal Lending for consumer needs, BizBOX (with Microlending and BizThrive components) for small business capital, and Housing & Homeownership services. These are supported by educational programs including Home Buyer Education, Financial Coaching, Online Money Management Course, and Financial Empowerment Workshop. The organization also provides Community Development programs and grant programs like the Neighborhood Impact Program (NIP) and Genesee County Household Expense Grant. All services are designed to serve individuals and businesses that may not have access to traditional financial institutions.

Differentiator

Problem solved

Functional benefit

Brands

• BizBOX: A program funded by Metro Community Development that helps bring new business ventures to life, working side-by-side with entrepreneurs to turn their vision into a thriving, successful business.
• BizThrive
• Metro Revive
• Neighborhood Impact Program (NIP)

Products and services

• Neighborhood Impact Program (NIP)
• Personal Lending Personal small-dollar loans and lending options for consumers to help with emergencies, credit building, and financial needs. Targeted at individuals without access to traditional banking services.
• BizBOX
• Microlending
• BizThrive
• Housing & Homeownership
• Home Buyer Education
• Financial Coaching
• Online Money Management Course
• Financial Empowerment Workshop
• Metro Revive Business Workshop Series
• Community Development
• Genesee County Household Expense Grant

Quantifiable outcome

• Nearly 4,000 people experiencing homelessness identified and served through crisis intervention in Flint-Genesee community
• +2 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Flint & Genesee Economic AlliancecoreStrategic or Co-development PartnerPartnership through the Flint & Genesee Small Business Hub Grant Program, which awarded grants totaling up to $15,000 to twenty small businesses in Genesee County across three funding categories.
• Amazon SmileminorOthersMetro Community Development participates in Amazon Smile program, allowing donors to direct charitable donations to the organization (EIN: 38-3072010).

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Hope Credit Union / Hope Enterprise Corporation: A certified CDFI operating in the Deep South delivering personal lending, small business financing, and financial coaching to underserved communities — directly comparable in mission, CDFI status, and integrated service stack.
• Self-Help Federal Credit Union / Center for Community Self-Help: A North Carolina-headquartered CDFI providing personal lending, mortgage, and small business credit to low-income and minority communities — highly comparable in dual CDFI/SBA lender profile and place-based mission.
• Grameen America: A national nonprofit microlender using a group-lending model to serve women entrepreneurs in underserved U.S. communities — closely mirrors MCD's Microlending and BizBOX small-dollar lending activities.
• CDC Small Business Finance: An SBA-approved Community Development Corporation (CDC) providing SBA 504 and microloans to underserved small businesses — directly comparable as an SBA Microloan lender serving credit-constrained entrepreneurs.
• Accion Opportunity Fund: A CDFI providing small business loans and financial education to underbanked entrepreneurs, including SBA Microloan products — comparable in product mix and target borrower profile.
• Capital Impact Partners: A national CDFI offering small business, affordable housing, and community development financing with a mission-driven, place-based model — comparable in CDFI status and integrated community development focus.

Broad incumbents

• Local Initiatives Support Corporation (LISC): A large national community development organization financing affordable housing, small business, and neighborhood revitalization — comparable mission but at significantly greater scale and geographic breadth than MCD.
• Enterprise Community Partners: A national nonprofit focused on affordable housing development and community development finance — overlaps with MCD's housing and homeownership services but operates at much broader scale.
• Habitat for Humanity International: A national nonprofit creating affordable housing through construction, financing, and homebuyer education — directly comparable to MCD's Housing & Homeownership and Home Buyer Education services.

Emerging players

• Oweesta Corporation: A Native CDFI intermediary providing capital, training, and technical assistance to Native CDFIs serving tribal communities — overlaps with MCD's stated outreach to Native American areas in Michigan and Indiana.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/metrocommunitydevelopment
• Instagraminstagram.com/metroflint

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Metro Community Development