Western General Insurance Company
- Company typePrivate
- Founded1971
- HeadquartersCalabasas, United States
- Headcount101–250
- GTM typeB2C
- OfferingServices
Western General Insurance Company firmographics
Firmographics- Name
- Western General Insurance Company
- Legal name
- Western General Insurance Company
- Website
- https://westerngeneral.com
- Company type
- Private
- Founded year
- 1971
- Operating status
- Closed
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Western General Insurance Company industry classification
Industry- Product category
- Non-Standard Auto Insurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)
- akta.pro primary industry
- Personal Auto Insurance (FSAJAMAA)
- akta.pro secondary industry
- Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA)
Keywords
Where Western General Insurance Company is headquartered
LocationHeadquarters
- HQ city
- Calabasas
- HQ country
- United States
- HQ region
- North America
Markets served
Western General Insurance Company business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Others
Western General Insurance Company product offering
Product offeringCore offering
Western General Insurance Company specialized in non-standard private passenger automobile insurance, providing personal auto coverage to families across America. The company functioned as a traditional insurance carrier underwriting policies for higher-risk drivers. The company is no longer selling policies; it has been in liquidation since August 5, 2021, and its remaining affairs are administered by the California Conservation and Liquidation Office.
Product overview
Western General Insurance Company (WGIC) was a single insurance product company that was placed into liquidation in August 2021 after the Insurance Commissioner determined the company was operating in a hazardous financial condition. Following unsuccessful efforts to find a buyer, the company was liquidated through the California Conservation and Liquidation Office. The company's products consisted of insurance policies and related claims handling services, which are now being administered through the liquidation process.
Differentiator
Problem solved
Functional benefit
Products and services
- Non-Standard Private Passenger Automobile Insurance
Companies that use Western General Insurance Company
Customer profileIdeal customer profiles1 record
Western General Insurance Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Western General Insurance Company partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Yosemite Insurance CompanyminorInsurance Commissioner's Motion for Approval of Settlement with Yosemite Insurance Company filed on 11/25/2024 as part of the liquidation proceedings of Western General Insurance Company. Settlement approval documented in liquidation court proceedings.
Scale indicators2 records
Recent moves6 records
Western General Insurance Company competitors and assessment
Company assessmentDirect peers
- Dairyland Insurance: Non-standard personal auto and motorcycle insurer focused on higher-risk drivers; directly comparable specialty niche to Western General.
- Bristol West Insurance Group: Specialty non-standard private passenger auto insurer with overlapping target customers and product offering, comparable to Western General's pre-liquidation book of business.
- Direct Auto Insurance: Non-standard personal auto insurance carrier specializing in drivers with prior violations or coverage lapses—the same core segment Western General operated in.
- National General Insurance: Non-standard and specialty personal auto insurance carrier (now part of Allstate) with overlapping customer base and product mix to Western General.
- Acceptance Insurance: Non-standard personal auto insurance carrier serving drivers who have difficulty obtaining coverage in the standard market—directly comparable to Western General's pre-liquidation product.
- Kemper Auto Insurance: Auto insurance carrier with a specialty non-standard unit serving higher-risk drivers, comparable to Western General's pre-liquidation underwriting focus.
- Infinity Insurance: A direct non-standard auto insurance carrier offering personal auto coverage to drivers with challenging risk profiles—the same niche Western General served prior to liquidation.
- The General Insurance: Specialty non-standard auto insurer offering minimum-coverage policies to higher-risk drivers; closely overlaps Western General's target customer and product profile.
Broad incumbents
- GEICO: Major national personal auto insurance carrier with a broad product portfolio that includes non-standard-eligible drivers; comparable industry vertical though substantially larger and more diversified than Western General.
- Liberty Mutual Insurance: Large national P&C insurer with a broad personal auto offering that overlaps Western General's personal auto insurance product category, though Liberty Mutual operates across many other lines and risk tiers.
Market position
Strengths2 records
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Key highlights3 records
Customer concentration
Western General Insurance Company social profiles
Digital presenceWestern General Insurance Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Western General Insurance Company leadership team
Management profileNumber of profiles
Profiles2 records
Western General Insurance Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Western General Insurance Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Western General Insurance Company
What does Western General Insurance Company do?
Western General Insurance Company specialized in non-standard private passenger automobile insurance, providing personal auto coverage to families across America. The company functioned as a traditional insurance carrier underwriting policies for higher-risk drivers. The company is no longer selling policies; it has been in liquidation since August 5, 2021, and its remaining affairs are administered by the California Conservation and Liquidation Office.
Is Western General Insurance Company a public or private company?
Western General Insurance Company is a private company. It is classified as unknown and is currently closed.
When was Western General Insurance Company founded?
Western General Insurance Company was founded in 1971. It employs 101 to 250 people.
Where is Western General Insurance Company based?
Western General Insurance Company is headquartered in Calabasas, United States, in the North America region.
Who are Western General Insurance Company's main competitors?
Direct peers on record are Dairyland Insurance, Bristol West Insurance Group, Direct Auto Insurance, National General Insurance, Acceptance Insurance, Kemper Auto Insurance, Infinity Insurance and The General Insurance. Broad incumbents are GEICO and Liberty Mutual Insurance.
Does Western General Insurance Company have an API?
No public API is recorded for Western General Insurance Company.
What industry is Western General Insurance Company in?
Western General Insurance Company's product category is Non-Standard Auto Insurance. Its primary akta.pro industry code is FSAJAMAA, Personal Auto Insurance, with a secondary code of FSAJAAAA, Standard Personal Auto Insurance (Liability, Collision & Comprehensive). Its NAICS code is 524126 and its SIC code is 6331.