Catholic Mutual Group

What Catholic Mutual Group does

Catholic Mutual Group is a nonprofit insurance and risk management organization founded in 1889 by Midwest Catholic bishops and headquartered in Omaha, Nebraska. It provides property, casualty, liability, and employee benefit coverage exclusively to Catholic-owned and clergy- or consecrated-religious-run non-profits across the United States and Canada, serving more than 125 dioceses and archdioceses and over 200 religious orders and institutions. The company operates as a membership organization — institutions must submit articles of incorporation and bylaws to enroll — and delivers coverage through dedicated account managers, regional service offices (Toronto, Albuquerque/Santa Fe, Kansas City, Houston), and a 50+ person specialized claims team.

The product stack centers on two core insurance lines (Property and Liability), supplemented by employee benefits procurement through the Employee Benefit Buying Alliance (EBBA, established 1999; over $500 million in cumulative member savings) and brokerage services through the affiliate CMG Agency. Underlying the insurance product is a technology platform — CMG Connect, a learning management system with 380,000+ users hosting Safe Environment training, USCCB compliance reporting, and integrated background checks — alongside a Claim Portal providing members with claim history and retention summaries, and an Online Interactive Self-Inspection tool that supported 1,378 reviews in fiscal year 2024–2025. Risk management services — on-site inspections (6,106 completed in FY2024–25), contract review, policy development, and safety seminars — are bundled into coverage at no additional charge, differentiating the offering from commercial carriers.

The business model is subscription-based, with annual billing on a quote-driven basis (pricing is not publicly disclosed). Distribution is primarily direct membership enrollment via the company website and account-manager-led field engagement, with governance input from a Risk Management Leadership Committee of diocesan members meeting twice yearly. There are no disclosed funding rounds, acquisitions, or external investors; the organization is wholly member-focused and has operated continuously for 135 years.

Name

Catholic Mutual Group

Legal name

Catholic Mutual Group

Website

https://catholicmutual.org

Company type

Private

Founded year

1889

Operating status

Operating

Headcount range

101–250 employees

Short description

Catholic Mutual Group is a nonprofit insurance and risk management organization founded in 1889 that provides property, liability, and employee benefit coverage exclusively to Catholic dioceses, religious orders, and Catholic-owned non-profits across the United States and Canada.

Ownership category

akta.pro rank

Product category

Religious Institution Insurance

NAICS

Insurance Agencies and Brokerages (52421), Insurance and Employee Benefit Funds (5251)

SIC

Fire, Marine & Casualty Insurance (6331), Services-Membership Organizations (8600)

akta.pro primary industry

Nonprofit / Social Services BOP (FSAJAFAM)

akta.pro secondary industries

Denominational & Ecclesiastical Governance Bodies (Dioceses, Synods, Conferences) (BPAGAJAB), Reinsurance Pool / Facility Treaty Participation (FSAOAEAL)

Keywords

• Property and casualty insurance
• Risk management services
• Employee benefits coverage
• Claims administration
• Safe environment training

Headquarters

HQ city

Omaha

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Property and Casualty Insurance: Provides comprehensive property, casualty, and liability coverage tailored to Catholic institutions including building and contents, earthquake/flood, general liability, directors and officers, employment practices, and sexual misconduct coverage.
2. Employee Benefits: Employee benefit coverage including health (self-funded and fully insured), dental, Rx carve-out, group life, AD&D, short-term disability, long-term disability, supplemental and dependent life, voluntary products, and vision through the Employee Benefit Buying Alliance.
3. Risk Management Services: Risk management services included in coverage at no additional charge (with exception of onsite inspections and Safe Environment Solutions). Services include on-site inspections, contract review, policy development, safety seminars, and CARES program.
4. CMG Agency Brokerage Services: Professional brokerage services through CMG Agency, Inc. for auto, worker's compensation, bonds, student accident, volunteer workers accident coverage, and third-party special events.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Catholic Mutual Group provides property, casualty, liability, and employee benefit coverage along with risk management and claims administration services exclusively to Catholic dioceses, archdioceses, religious orders, and Catholic-owned non-profits across the United States and Canada. It operates as a membership-based mutual-style organization offering integrated insurance, on-site inspections, training through CMG Connect, and collective buying power through the Employee Benefit Buying Alliance (EBBA).

Product overview

Catholic Mutual Group is a single, unified insurance and risk management program serving the Catholic Church in North America. The core offering consists of property and casualty coverage programs (Property Coverage and Liability Coverage) combined with service divisions (Risk Management Services, Claims Administration, Member Services, and Employee Benefit Consulting). The product portfolio includes CMG Connect as the primary digital platform hosting the Safe Environment Program for compliance training and the Claim Portal for claims tracking. The Employee Benefit Buying Alliance (EBBA) provides group benefit procurement, while CMG Agency (an affiliate) extends additional coverage lines including auto and workers compensation. The company serves over 125 Dioceses/Archdioceses and 200 Catholic religious orders and institutions across the United States and Canada.

Differentiator

Problem solved

Functional benefit

Products and services

• Property Coverage

Quantifiable outcome

• Over $500 million in savings for participating members through Employee Benefit Buying Alliance since inception in 1999
• +5 more outcomes

Named customers20 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Two partnerships are on record, tiered core.

• CMG Agency, Inc.coreOEM/ Whitelabel/ Licensing PartnerCMG Agency, Inc. is an affiliate of Catholic Mutual Group that provides professional brokerage services for additional coverages including auto, worker's compensation, bonds, student accident, and volunteer workers accident coverage. The agency also provides employee benefit consulting and placement services through the Employee Benefit Buying Alliance.
• Employee Benefit Buying Alliance (EBBA) CarrierscoreOthersEBBA brings together businesses of all sizes to leverage collective buying power for employee benefits including health (self-funded and fully insured), dental, Rx, group life, AD&D, disability, supplemental life, and vision. The alliance has saved participating members over $500 million since inception in 1999.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Church Mutual Insurance Company: Specialty P&C insurer serving religious institutions (predominantly Protestant) and faith-based organizations in the U.S. Closest direct peer to Catholic Mutual in terms of model — vertical-specific carrier with risk management services and member-style relationships — though serving the Protestant/evangelical side rather than Catholic.
• Brotherhood Mutual Insurance Company: Specialty property/casualty insurer focused on churches and Christian nonprofits, offering property, liability, auto, and workers' comp coverages plus risk management. Highly comparable model to Catholic Mutual — single-vertical specialty carrier — though targeting Protestant/evangelical institutions.
• GuideOne Insurance: Mutual insurance company focused on faith-based organizations, K-12 schools, and nonprofit human services. Comparable as a faith-aligned specialty carrier with bundled P&C, liability, and risk-management offerings for religious institutions and nonprofits.
• Adventist Risk Management: Captive-like insurance and risk management entity serving the Seventh-day Adventist Church and affiliated institutions globally. Comparable as a denomination-specific mutual risk management organization with mission-aligned services and a member-captive structure.
• Insurance Board for the United Church of Christ: Denomination-aligned insurance program serving United Church of Christ congregations and related organizations. Comparable in providing pooled, member-focused property/liability coverage and risk resources for a specific faith community.

Broad incumbents

• Philadelphia Insurance Companies (PHLY): Commercial P&C insurer with deep specialty in nonprofit, religious, and human services risks. Comparable as a carrier offering tailored coverage and risk management for nonprofits and religious organizations at scale, though as a broad-line incumbent rather than a denomination-exclusive specialist.
• Hanover Insurance Group: National P&C insurer with a sizable specialty/nonprofit segment including religious institutions. Comparable as a broad-line carrier writing tailored coverage for religious and nonprofit organizations, but operating across many verticals rather than exclusively Catholic.
• Markel Insurance: Specialty insurer with practices in religious institutions, nonprofits, and human services. Comparable as a multi-vertical specialty carrier with experience underwriting religious and nonprofit exposures, though without a Catholic-exclusive focus.

Others

• Brown & Brown Insurance: Large insurance brokerage with dedicated religious and nonprofit practice groups. Comparable as a distribution/advisory partner for Catholic dioceses evaluating brokers like CMG Agency, providing competing brokerage services and risk advisory for faith-based organizations.
• Arthur J. Gallagher & Co. Global insurance brokerage with a religious organizations practice serving Catholic, Protestant, and Jewish institutions. Comparable as a competing brokerage channel for Catholic institutions exploring employee benefits, property, and liability placements alongside Catholic Mutual's captive agency.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/catholic-mutual-group

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Catholic Mutual Group