BOI Payment Acceptance
BOI Payment Acceptance (BOIPA) is an Irish payment acceptance provider offering POS terminals, SoftPOS (Tap to Pay), online payment gateway, and sector-specific solutions (Way2Pay for education, BOIPA Collect for professional services) to SMB and enterprise merchants across the Republic of Ireland, operating as a strategic marketing alliance between Global Payments and Bank of Ireland.
- Company typePrivate
- Founded2015
- HeadquartersDún Laoghaire, Ireland
- Headcount51–100
- GTM typeB2B
- OfferingServices
What BOI Payment Acceptance does
BOI Payment Acceptance (BOIPA) is the Irish payment acceptance arm of Global Payments Europe, s.r.o., operating as a strategic marketing alliance between Global Payments (parent) and Bank of Ireland (brand and referrals). The company provides card and alternative payment acceptance exclusively to merchants in the Republic of Ireland, spanning the full in-store, on-the-go, and online channels. Its core technology stack includes PAX and Ingenico POS terminals, the proprietary takepaymentsplus Android smart terminal, the Genius Mobile Pay SoftPOS application for Tap to Pay on iOS and Android, the BOIPA Payment Gateway with No Code/Low Code/High Code integration options, and the BOIPA Collect and Way2Pay pay-by-link platforms with accountancy software integrations.
The company serves a vertically-segmented Irish merchant base across retail (Homesavers, JYSK, Keanes), hospitality and food/drink (Press Up Hospitality Group, Wineport Lodge, O'Donnell's), automotive (Connolly Motor Group, Bowe's Tyres), medical (TouchStore-integrated pharmacies), education (schools via Way2Pay), professional services (accountancy firms via BOIPA Collect), and stadium/venue operators. Revenue is generated through three streams: transaction-based fees on processed card payments, recurring monthly terminal rental included in Ready Made plans, and subscription or transaction fees for digital solutions (gateway, virtual terminal, BOIPA Collect, Way2Pay, Website Builder). Pricing is structured as fixed-price Ready Made plans for SMBs (e.g., €60/month for €4,000 card spend allocation) and bespoke Tailor Made pricing for higher-volume merchants above €8,000 monthly turnover. Distribution combines direct sales, Bank of Ireland branch referrals, ISV partners (Western Epos, TouchStore, Captiva), and trade body partnerships (LVA, VFI, IHF).
BOI Payment Acceptance firmographics
Firmographics- Name
- BOI Payment Acceptance
- Legal name
- Global Payments Europe, s.r.o.
- Website
- https://boipa.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- BOI Payment Acceptance (BOIPA) is an Irish payment acceptance provider offering POS terminals, SoftPOS (Tap to Pay), online payment gateway, and sector-specific solutions (Way2Pay for education, BOIPA Collect for professional services) to SMB and enterprise merchants across the Republic of Ireland, operating as a strategic marketing alliance between Global Payments and Bank of Ireland.
- Ownership category
- akta.pro rank
BOI Payment Acceptance industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)
- akta.pro secondary industry
- A2A Bill Pay & eInvoicing (Open Banking Enabled) (FSAMAFAL)
Keywords
Where BOI Payment Acceptance is headquartered
LocationHeadquarters
- HQ city
- Dún Laoghaire
- HQ country
- Ireland
- HQ region
- Europe
Offices2 records
Markets served
BOI Payment Acceptance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Card Payment Processing: Transaction-based fees charged on every card payment processed. Pricing varies by plan type (Ready Made fixed monthly fee with card spend allocation, or Tailor Made per-transaction pricing). Supports debit and credit cards, mobile wallets.
- Terminal Rental: Monthly rental fees for payment terminals included in Ready Made plans. Hardware options include PAX A920 Pro, Lane 3000, Move/Desk 3500 series, and unattended Self Series terminals.
- Digital Payment Solutions: Fees for online payment gateway, virtual terminal, BOIPA Collect, Way2Pay, and website builder services. Subscription or transaction-based depending on product.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Ready Made Plan - Small Business |
| Transaction based/ take rate | Pay-as-you-go | Tailor Made Plan - Higher Volume |
| Hybrid | Monthly | New to Cards Promotion |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels6 records
BOI Payment Acceptance product offering
Product offeringCore offering
BOI Payment Acceptance (BOIPA) provides card payment acceptance solutions exclusively to Irish businesses across in-store (POS terminals), on-the-go (mobile/portable devices and SoftPOS), and online (payment gateway) channels. The company delivers sector-specific payment technology for retail, hospitality, automotive, medical, education, professional services, and corporate enterprises, combined with next-day settlement, real-time reporting, and 24/7 customer support.
Product overview
BOI Payment Acceptance (BOIPA) is a payment acceptance platform offering a unified portfolio of payment solutions including POS terminal hardware (takepaymentsplus, PAX A920 Pro, Lane 3000, Ingenico Self Series), mobile payments (Genius Mobile Pay with Tap to Pay), online/eCommerce solutions (Website Builder, Payment Gateway, BOIPA Collect), and sector-specific products (Way2Pay for education). The platform provides three core deployment channels: In-store terminals, On-the-go/mobile solutions, and Online/digital payments. Additional services include Virtual Terminal for phone payments, Gift Cards, Dynamic Currency Conversion, next-day settlement, and the Business Resource Centre for reporting. Pricing options include Ready Made fixed-price plans and Tailor Made custom plans. BOIPA operates as a strategic marketing alliance between Global Payments and Bank of Ireland, processing over 66 billion transactions annually across 100+ countries.
Differentiator
Problem solved
Functional benefit
Brands
- Genius mobile pay: Mobile payment solution allowing contactless payments on iOS and Android devices without additional hardware.
- Way2Pay
- BOIPA Collect
- takepaymentsplus
Products and services
- takepaymentsplus Smart terminal solution with full POS functionality packed into a handheld Android device. Features email/print receipts, refund capability, split bills, automatic service charges, optional gratuities, dark/light mode, 4G/WiFi connectivity, real-time reporting, and cash payment integration. Designed for Irish hospitality and retail merchants.
- Genius Mobile Pay SoftPOS mobile payment application enabling contactless payments directly from a smartphone (iOS or Android) with no extra terminals or hardware required. Accepts in-person NFC-enabled credit/debit cards and digital wallets (Apple Pay, Google Pay, Samsung Pay). Targeted at Irish SMBs and on-the-go merchants including taxi drivers and mobile service providers.
- BOIPA Payment Gateway Online payment and checkout solution for Irish ecommerce businesses. Offers No Code (pre-built shopping cart plugins), Low Code (hosted payment pages, drop-in UI, embedded payment forms), and High Code (direct API requests, SDKs) integration options. Supports hosted payment pages, embedded payment forms, and shopping cart integrations for major ecommerce platforms.
- BOIPA Collect Cashless payment collection system enabling Irish businesses to request payments from customers via email with secure payment pages. Features payment status tracking, automatic reminders, virtual terminal for phone payments, and integration with popular accountancy software packages. Used primarily by accountants, wholesalers, distributors, and professional services firms to reduce debtor days.
- Way2Pay Ireland's leading digital payment solution for schools, ETBs, and educational institutions. Pay-by-link solution with SMS/email payment requests, real-time reporting, payment tracking, reminder functionality, and virtual terminal for phone payments. Designed to help schools collect fees, voluntary contributions, and exam fees cashlessly.
- Website Builder No-code website creation tool with drag-and-drop functionality for Irish SMBs. Includes webstores, live chat, CRM, blogging, inventory and shipping controls, analytics, and integrated BOIPA payment acceptance. Enables businesses to launch an ecommerce presence without coding.
Quantifiable outcome
- Next-day settlement of funds regardless of merchant's bank
- +4 more outcomes
Companies that use BOI Payment Acceptance
Customer profileNamed customers22 records
Segments10 records
Ideal customer profiles6 records
BOI Payment Acceptance technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature7 records
BOI Payment Acceptance partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core, key and minor.
- Bank of IrelandcoreStrategic marketing alliance between Global Payments and Bank of Ireland. BOI Payment Acceptance (BOIPA) brings together Bank of Ireland's local market expertise with Global Payments' global payment technology. Bank of Ireland branch managers refer customers to BOIPA. BOI and Tree of Life logo used under licence.
- Licensed Vintners Association (LVA)keyExclusive partnership offering preferential rates to LVA members. BOIPA sponsors the Innovative Pub of the Year category at the annual Irish Pub Awards, open to all LVA and VFI members.
- Vintners Federation of Ireland (VFI)keyExclusive partnership offering preferential rates to VFI members. Co-sponsored Irish Pub Awards participation with LVA.
- Irish Hotels Federation (IHF)keyPartnership since 2015 offering all IHF hotel and guesthouse members great value card payments along with best-in-class customer service.
- Premier Lotteries IrelandminorBOIPA partners with Premier Lotteries Ireland to provide payment infrastructure.
- Western Epos SystemskeyISV partner with payment integration. Western's ePOS systems connect with BOIPA for seamless payment processing. Strong feedback on partnership execution and customer support.
- TouchStorekeyMedical ePOS provider. BOIPA integration with TouchStore enables efficient, accurate transaction processing for pharmacies. Saves time, reduces end-of-day reconciliation errors.
- PAXkeyLeading POS technology provider. PAX A920 Pro Android SmartPOS terminal offered to BOIPA merchants. 5.5inch HD touchscreen, 4G capabilities, WiFi, Bluetooth, built-in scanner.
- IngenicokeyTerminal provider. iSelf Series unattended terminals for self-service businesses including Retail, Hospitality, Vending, Transportation. Models include Self 2000, Self 4000, Self 5000.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
BOI Payment Acceptance competitors and assessment
Company assessmentBroad incumbents
- Worldline: European payment acquirer serving merchants across multiple verticals. As one of the largest European acquirers, Worldline competes with BOIPA for enterprise and mid-market Irish customers and offers comparable in-store, online, and omnichannel payment capabilities.
- Adyen: Global unified commerce platform used by large enterprises. Adyen competes for the Irish enterprise tier that BOIPA serves with stadium, automotive, and corporate customers like JYSK, Press Up, and Connolly Motor Group.
- Stripe: Global payments platform serving Irish businesses of all sizes, particularly strong in online and developer-led integrations. Overlaps with BOIPA's online Payment Gateway, BOIPA Collect, and Way2Pay on the digital channel, and competes for the same Irish merchant wallet.
- Square (Block, Inc.): Global SMB payments and software provider with hardware terminals and Tap to Pay on iPhone. Square competes for the same Irish SMB customer base, particularly in hospitality and retail, with an integrated software-plus-payments value proposition.
Emerging players
- Revolut Business: Emerging challenger in Irish merchant payments with card acceptance and POS solutions bundled into its business banking app. Targets the same digital-first SMB segment and competes on modern UX and integrated finance — a credible future threat to BOIPA's TechSmart/Tap-to-Pay roadmap.
Direct peers
- SumUp: European SMB payments company operating actively in Ireland. SumUp competes directly in card terminals and Tap-to-Pay mobile acceptance, and is well-known among Irish micro-merchants and SMBs — the same segments BOIPA serves via its Ready Made plans.
- AIB Merchant Services: Direct Irish-market competitor. AIB Merchant Services provides card acceptance and POS terminals to Irish businesses, mirroring BOIPA's core offering and customer base. The AIB/Bank of Ireland pairing creates an essentially one-to-one competitive dynamic across the Irish acquiring market.
Regional players
- Barclaycard Payments: UK-focused card acquirer with a strong SMB and enterprise franchise. While not Ireland-primary, Barclaycard is highly comparable in product scope (terminals, gateway, online) and competes indirectly for UK-headquartered merchants operating in Ireland.
- Dojo (Paymentsense): UK SMB-focused card payment provider with terminals and integrated software. Comparable to BOIPA in target market (SMB card acceptance) and pricing model (fixed monthly fees), and increasingly relevant to Irish-bordering markets.
Others
- Realex Payments (part of Global Payments): Irish-focused online payment gateway sister entity within Global Payments. Realex competes in the same Irish merchant market for online/e-commerce payment processing, where it overlaps with BOIPA's Payment Gateway offering.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
BOI Payment Acceptance social profiles
Digital presenceBOI Payment Acceptance compliance and trust
Trust signalCompliance2 records
BOI Payment Acceptance financial estimates
Financial estimateRevenue estimate
Valuation estimate
BOI Payment Acceptance leadership team
Management profileNumber of profiles
Profiles4 records
BOI Payment Acceptance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BOI Payment Acceptance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BOI Payment Acceptance
What does BOI Payment Acceptance do?
BOI Payment Acceptance (BOIPA) provides card payment acceptance solutions exclusively to Irish businesses across in-store (POS terminals), on-the-go (mobile/portable devices and SoftPOS), and online (payment gateway) channels. The company delivers sector-specific payment technology for retail, hospitality, automotive, medical, education, professional services, and corporate enterprises, combined with next-day settlement, real-time reporting, and 24/7 customer support.
Is BOI Payment Acceptance a public or private company?
BOI Payment Acceptance is a private company. It is classified as corporate owned and is currently operating.
When was BOI Payment Acceptance founded?
BOI Payment Acceptance was founded in 2015. It employs 51 to 100 people.
Where is BOI Payment Acceptance based?
BOI Payment Acceptance is headquartered in Dún Laoghaire, Ireland, in the Europe region.
How does BOI Payment Acceptance make money?
Three revenue lines are on record. Card Payment Processing is the primary driver. The others are terminal Rental and digital Payment Solutions.
Who are BOI Payment Acceptance's main competitors?
Broad incumbents on record are Worldline, Adyen, Stripe and Square (Block, Inc.). Revolut Business is listed as an emerging player. Direct peers are SumUp and AIB Merchant Services. Regional players are Barclaycard Payments and Dojo (Paymentsense). Realex Payments (part of Global Payments) is listed as an others.
Does BOI Payment Acceptance have an API?
Yes. BOIPA offers a Developer Hub for payment gateway integrations. The platform provides APIs and SDKs for ecommerce checkout solutions including hosted payment pages, embedded payment forms, and direct API requests. Supports No Code integrations through pre-built plugins for major ecommerce marketplace platforms, Low Code options with configurable hosted payment pages and drop-in UI, and High Code options for custom checkout with direct API requests. The platform also offers shopping cart plugins and SDKs for quick integration. Developer documentation is at developer.boipagateway.com.
What industry is BOI Payment Acceptance in?
BOI Payment Acceptance's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMAFAF, A2A Checkout & Merchant Acceptance Solutions, with a secondary code of FSAMAFAL, A2A Bill Pay & eInvoicing (Open Banking Enabled). Its NAICS code is 522320 and its SIC code is 6159.