BOI Payment Acceptance

What BOI Payment Acceptance does

BOI Payment Acceptance (BOIPA) is the Irish payment acceptance arm of Global Payments Europe, s.r.o., operating as a strategic marketing alliance between Global Payments (parent) and Bank of Ireland (brand and referrals). The company provides card and alternative payment acceptance exclusively to merchants in the Republic of Ireland, spanning the full in-store, on-the-go, and online channels. Its core technology stack includes PAX and Ingenico POS terminals, the proprietary takepaymentsplus Android smart terminal, the Genius Mobile Pay SoftPOS application for Tap to Pay on iOS and Android, the BOIPA Payment Gateway with No Code/Low Code/High Code integration options, and the BOIPA Collect and Way2Pay pay-by-link platforms with accountancy software integrations.

The company serves a vertically-segmented Irish merchant base across retail (Homesavers, JYSK, Keanes), hospitality and food/drink (Press Up Hospitality Group, Wineport Lodge, O'Donnell's), automotive (Connolly Motor Group, Bowe's Tyres), medical (TouchStore-integrated pharmacies), education (schools via Way2Pay), professional services (accountancy firms via BOIPA Collect), and stadium/venue operators. Revenue is generated through three streams: transaction-based fees on processed card payments, recurring monthly terminal rental included in Ready Made plans, and subscription or transaction fees for digital solutions (gateway, virtual terminal, BOIPA Collect, Way2Pay, Website Builder). Pricing is structured as fixed-price Ready Made plans for SMBs (e.g., €60/month for €4,000 card spend allocation) and bespoke Tailor Made pricing for higher-volume merchants above €8,000 monthly turnover. Distribution combines direct sales, Bank of Ireland branch referrals, ISV partners (Western Epos, TouchStore, Captiva), and trade body partnerships (LVA, VFI, IHF).

Name

BOI Payment Acceptance

Legal name

Global Payments Europe, s.r.o.

Website

https://boipa.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

BOI Payment Acceptance (BOIPA) is an Irish payment acceptance provider offering POS terminals, SoftPOS (Tap to Pay), online payment gateway, and sector-specific solutions (Way2Pay for education, BOIPA Collect for professional services) to SMB and enterprise merchants across the Republic of Ireland, operating as a strategic marketing alliance between Global Payments and Bank of Ireland.

Ownership category

akta.pro rank

Product category

Payment Processing Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)

akta.pro secondary industry

A2A Bill Pay & eInvoicing (Open Banking Enabled) (FSAMAFAL)

Keywords

• Card payment processing
• POS terminal solutions
• Payment gateway services
• Mobile payment acceptance
• Merchant payment solutions

Headquarters

HQ city

Dún Laoghaire

HQ country

Ireland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Card Payment Processing: Transaction-based fees charged on every card payment processed. Pricing varies by plan type (Ready Made fixed monthly fee with card spend allocation, or Tailor Made per-transaction pricing). Supports debit and credit cards, mobile wallets.
2. Terminal Rental: Monthly rental fees for payment terminals included in Ready Made plans. Hardware options include PAX A920 Pro, Lane 3000, Move/Desk 3500 series, and unattended Self Series terminals.
3. Digital Payment Solutions: Fees for online payment gateway, virtual terminal, BOIPA Collect, Way2Pay, and website builder services. Subscription or transaction-based depending on product.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

BOI Payment Acceptance (BOIPA) provides card payment acceptance solutions exclusively to Irish businesses across in-store (POS terminals), on-the-go (mobile/portable devices and SoftPOS), and online (payment gateway) channels. The company delivers sector-specific payment technology for retail, hospitality, automotive, medical, education, professional services, and corporate enterprises, combined with next-day settlement, real-time reporting, and 24/7 customer support.

Product overview

BOI Payment Acceptance (BOIPA) is a payment acceptance platform offering a unified portfolio of payment solutions including POS terminal hardware (takepaymentsplus, PAX A920 Pro, Lane 3000, Ingenico Self Series), mobile payments (Genius Mobile Pay with Tap to Pay), online/eCommerce solutions (Website Builder, Payment Gateway, BOIPA Collect), and sector-specific products (Way2Pay for education). The platform provides three core deployment channels: In-store terminals, On-the-go/mobile solutions, and Online/digital payments. Additional services include Virtual Terminal for phone payments, Gift Cards, Dynamic Currency Conversion, next-day settlement, and the Business Resource Centre for reporting. Pricing options include Ready Made fixed-price plans and Tailor Made custom plans. BOIPA operates as a strategic marketing alliance between Global Payments and Bank of Ireland, processing over 66 billion transactions annually across 100+ countries.

Differentiator

Problem solved

Functional benefit

Brands

• Genius mobile pay: Mobile payment solution allowing contactless payments on iOS and Android devices without additional hardware.
• Way2Pay
• BOIPA Collect
• takepaymentsplus

Products and services

• takepaymentsplus Smart terminal solution with full POS functionality packed into a handheld Android device. Features email/print receipts, refund capability, split bills, automatic service charges, optional gratuities, dark/light mode, 4G/WiFi connectivity, real-time reporting, and cash payment integration. Designed for Irish hospitality and retail merchants.
• Genius Mobile Pay SoftPOS mobile payment application enabling contactless payments directly from a smartphone (iOS or Android) with no extra terminals or hardware required. Accepts in-person NFC-enabled credit/debit cards and digital wallets (Apple Pay, Google Pay, Samsung Pay). Targeted at Irish SMBs and on-the-go merchants including taxi drivers and mobile service providers.
• BOIPA Payment Gateway Online payment and checkout solution for Irish ecommerce businesses. Offers No Code (pre-built shopping cart plugins), Low Code (hosted payment pages, drop-in UI, embedded payment forms), and High Code (direct API requests, SDKs) integration options. Supports hosted payment pages, embedded payment forms, and shopping cart integrations for major ecommerce platforms.
• BOIPA Collect Cashless payment collection system enabling Irish businesses to request payments from customers via email with secure payment pages. Features payment status tracking, automatic reminders, virtual terminal for phone payments, and integration with popular accountancy software packages. Used primarily by accountants, wholesalers, distributors, and professional services firms to reduce debtor days.
• Way2Pay Ireland's leading digital payment solution for schools, ETBs, and educational institutions. Pay-by-link solution with SMS/email payment requests, real-time reporting, payment tracking, reminder functionality, and virtual terminal for phone payments. Designed to help schools collect fees, voluntary contributions, and exam fees cashlessly.
• Website Builder No-code website creation tool with drag-and-drop functionality for Irish SMBs. Includes webstores, live chat, CRM, blogging, inventory and shipping controls, analytics, and integrated BOIPA payment acceptance. Enables businesses to launch an ecommerce presence without coding.

Quantifiable outcome

• Next-day settlement of funds regardless of merchant's bank
• +4 more outcomes

Named customers22 records

Segments10 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature7 records

Partnerships

Nine partnerships are on record, tiered core, key and minor.

• Bank of IrelandcoreStrategic or Co-development PartnerStrategic marketing alliance between Global Payments and Bank of Ireland. BOI Payment Acceptance (BOIPA) brings together Bank of Ireland's local market expertise with Global Payments' global payment technology. Bank of Ireland branch managers refer customers to BOIPA. BOI and Tree of Life logo used under licence.
• Licensed Vintners Association (LVA)keyGTM or Marketing PartnerExclusive partnership offering preferential rates to LVA members. BOIPA sponsors the Innovative Pub of the Year category at the annual Irish Pub Awards, open to all LVA and VFI members.
• Vintners Federation of Ireland (VFI)keyGTM or Marketing PartnerExclusive partnership offering preferential rates to VFI members. Co-sponsored Irish Pub Awards participation with LVA.
• Irish Hotels Federation (IHF)keyGTM or Marketing PartnerPartnership since 2015 offering all IHF hotel and guesthouse members great value card payments along with best-in-class customer service.
• Premier Lotteries IrelandminorStrategic or Co-development PartnerBOIPA partners with Premier Lotteries Ireland to provide payment infrastructure.
• Western Epos SystemskeyTechnology or IntegrationISV partner with payment integration. Western's ePOS systems connect with BOIPA for seamless payment processing. Strong feedback on partnership execution and customer support.
• TouchStorekeyTechnology or IntegrationMedical ePOS provider. BOIPA integration with TouchStore enables efficient, accurate transaction processing for pharmacies. Saves time, reduces end-of-day reconciliation errors.
• PAXkeyTechnology or IntegrationLeading POS technology provider. PAX A920 Pro Android SmartPOS terminal offered to BOIPA merchants. 5.5inch HD touchscreen, 4G capabilities, WiFi, Bluetooth, built-in scanner.
• IngenicokeyTechnology or IntegrationTerminal provider. iSelf Series unattended terminals for self-service businesses including Retail, Hospitality, Vending, Transportation. Models include Self 2000, Self 4000, Self 5000.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Worldline: European payment acquirer serving merchants across multiple verticals. As one of the largest European acquirers, Worldline competes with BOIPA for enterprise and mid-market Irish customers and offers comparable in-store, online, and omnichannel payment capabilities.
• Adyen: Global unified commerce platform used by large enterprises. Adyen competes for the Irish enterprise tier that BOIPA serves with stadium, automotive, and corporate customers like JYSK, Press Up, and Connolly Motor Group.
• Stripe: Global payments platform serving Irish businesses of all sizes, particularly strong in online and developer-led integrations. Overlaps with BOIPA's online Payment Gateway, BOIPA Collect, and Way2Pay on the digital channel, and competes for the same Irish merchant wallet.
• Square (Block, Inc.): Global SMB payments and software provider with hardware terminals and Tap to Pay on iPhone. Square competes for the same Irish SMB customer base, particularly in hospitality and retail, with an integrated software-plus-payments value proposition.

Emerging players

• Revolut Business: Emerging challenger in Irish merchant payments with card acceptance and POS solutions bundled into its business banking app. Targets the same digital-first SMB segment and competes on modern UX and integrated finance — a credible future threat to BOIPA's TechSmart/Tap-to-Pay roadmap.

Direct peers

• SumUp: European SMB payments company operating actively in Ireland. SumUp competes directly in card terminals and Tap-to-Pay mobile acceptance, and is well-known among Irish micro-merchants and SMBs — the same segments BOIPA serves via its Ready Made plans.
• AIB Merchant Services: Direct Irish-market competitor. AIB Merchant Services provides card acceptance and POS terminals to Irish businesses, mirroring BOIPA's core offering and customer base. The AIB/Bank of Ireland pairing creates an essentially one-to-one competitive dynamic across the Irish acquiring market.

Regional players

• Barclaycard Payments: UK-focused card acquirer with a strong SMB and enterprise franchise. While not Ireland-primary, Barclaycard is highly comparable in product scope (terminals, gateway, online) and competes indirectly for UK-headquartered merchants operating in Ireland.
• Dojo (Paymentsense): UK SMB-focused card payment provider with terminals and integrated software. Comparable to BOIPA in target market (SMB card acceptance) and pricing model (fixed monthly fees), and increasingly relevant to Irish-bordering markets.

Others

• Realex Payments (part of Global Payments): Irish-focused online payment gateway sister entity within Global Payments. Realex competes in the same Irish merchant market for online/e-commerce payment processing, where it overlaps with BOIPA's Payment Gateway offering.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/BOIPA_
• YouTubeyoutube.com/channel/UChyVbEujwts4yZINHxZOYLw
• Facebookfacebook.com/BOIPaymentAcceptance
• LinkedInlinkedin.com/company/boi-payment-acceptance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BOI Payment Acceptance