What Protekta does

Protekta Rechtsschutz-Versicherung AG is a Swiss legal protection insurance provider and a wholly-owned subsidiary of Mobiliar, Switzerland's oldest private insurer. Headquartered in Bern and founded in 1928, the company employs approximately 250 staff and serves private individuals and businesses across Switzerland. Its product portfolio consists of three core insurance lines: Privat-Rechtsschutzversicherung (private legal protection for everyday disputes), Verkehrs-Rechtsschutzversicherung (traffic-related legal protection), and Immobilien-Rechtsschutzversicherung (legal protection for landlords in rental property disputes). The company also operates JurLine, a free legal advice hotline, and the Mobiliar Rechtsratgeber legal guidance resource.

The underlying technology consists of standard Swiss insurance policy administration and claims management systems, augmented by customer-facing digital tools. Policyholders access self-service through the MyProtekta portal for account management and online claims reporting, while prospective customers use premium calculators hosted on the Mobiliar platform (rechtsschutzversicherung.mobiliar.ch/berechnen) to generate personalized quotes. Distribution follows a hybrid model: direct-to-consumer via the website and phone-based JurLine advisory, complemented by the broader Mobiliar advisor and broker network for personalized consultation across Switzerland.

Protekta's revenue model is built on recurring annual insurance premiums collected from policyholders across its three product lines. Specific premium amounts are not publicly disclosed; quotes are generated through online calculators or via consultation with Mobiliar-affiliated insurance advisors. The company is privately held as a wholly-owned subsidiary of the Mobiliar cooperative, with no external funding, public listing, or M&A activity disclosed. Operating geographies are limited to Switzerland, with trilingual web support (German, French, Italian) covering the country's principal language markets.

Name

Protekta

Legal name

Protekta Rechtsschutz-Versicherung AG

Website

https://protekta.ch

Company type

Private

Founded year

1928

Operating status

Operating

Headcount range

101–250 employees

Short description

Protekta Rechtsschutz-Versicherung AG is a Swiss legal protection insurance provider and wholly-owned subsidiary of Mobiliar, offering private, traffic, and real estate legal protection insurance to individuals and businesses across Switzerland.

Ownership category

akta.pro rank

Headquarters

HQ city

Bern

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Protekta generates revenue through recurring insurance premiums collected from policyholders. Customers pay regular premiums for legal protection coverage including private legal protection, traffic legal protection, and real estate legal protection insurance products.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Protekta is a Swiss legal protection insurance provider, wholly-owned subsidiary of Mobiliar, offering insurance products that cover legal costs and provide legal advice for private individuals and businesses. The company sells three core insurance policies — private, traffic, and real estate legal protection — and operates JurLine, a free legal advice hotline, alongside the MyProtekta customer portal for claims reporting and policy management.

Product overview

Protekta is a legal protection insurance provider and subsidiary of Mobiliar, offering a portfolio of three core insurance products: Privat-Rechtsschutzversicherung for private individuals covering everyday legal matters, Verkehrs-Rechtsschutzversicherung for traffic-related legal disputes, and Immobilien-Rechtsschutzversicherung for landlords facing rental property disputes. The company also provides supplementary services including JurLine (legal advice hotline) and legal dispute reporting, positioning itself as a comprehensive legal protection solution for both private individuals and businesses.

Differentiator

Problem solved

Functional benefit

Brands

• MyProtekta: Customer portal for policyholders to access their accounts and services
• JurLine
• Mobiliar Rechtsratgeber

Products and services

• Privat-Rechtsschutzversicherung (Private Legal Protection Insurance)

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• MobiliarcoreStrategic or Co-development PartnerProtekta is a wholly-owned subsidiary (Tochterunternehmen) of Mobiliar, Switzerland's oldest private insurer. The company leverages Mobiliar's cooperative values (menschlich, nah und verantwortungsvoll - human, close, and responsible) and benefits from its financial strength, distribution network, and brand reputation. This relationship provides Protekta with significant competitive advantages in the Swiss legal insurance market.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• ARAG SE: ARAG is Europe's largest family-owned legal protection insurance specialist, underwriting private, traffic, real estate, and commercial legal expense coverage in multiple European markets. It is the most direct functional analogue to Protekta outside Switzerland, with a similar product-and-advisor distribution mix.
• Roland Rechtsschutz-Versicherungs-AG: Roland is a Germany-based specialist legal protection insurer offering private, commercial, and traffic legal expense cover. Closely comparable to Protekta as a single-line legal-expense specialist with embedded legal advice services for policyholders.
• Advocard Rechtsschutzversicherung AG: Advocard is a German legal protection insurance carrier (Generali group) covering private, traffic, housing, and commercial legal expense risks. Directly comparable as a legal-expense specialist offering identical product categories to Protekta.
• DAS UK Legal Expenses Insurance: DAS UK is a specialist legal expenses insurer providing private and commercial legal protection products including motor, employment, and property disputes. Comparable as a pure-play legal-expense specialist targeting similar use cases as Protekta.

Regional players

• DAS Rechtsschutz AG (Austria): DAS Austria is the Austrian market leader in legal protection insurance, a sister entity to DAS UK under the ERGO group. Comparable product set and Germanic regulatory tradition make it a relevant regional analogue for Protekta.

Broad incumbents

• AXA Switzerland: AXA is one of Switzerland's largest composite insurers offering legal protection among a broad general insurance portfolio, in partnership with ARAG. Operates in the same Swiss market and addresses overlapping customer segments, making it a key incumbent competitor.
• Helvetia Insurance: Helvetia is a major Swiss general insurer with legal protection offerings as part of its wider personal and commercial lines. Comparable as a Swiss incumbent competing head-to-head with Protekta on legal-expense coverage.
• Zurich Insurance Switzerland: Zurich is one of Switzerland's largest general insurers, distributing legal protection products alongside motor, property, and life coverage. Overlaps with Protekta on customer segments and product categories within the Swiss market.
• Generali Switzerland: Generali Switzerland is a broad-line insurer offering legal protection as part of its personal and commercial portfolio. Comparable as a Swiss multi-line carrier competing with Protekta on shared customer use cases.
• Allianz Versicherungs-AG: Allianz operates a European-wide legal protection insurance line alongside its broader personal and commercial insurance business. Relevant as a global incumbent with overlapping product categories and similar distribution through independent advisors.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/protekta-rechtsschutz-versicherung-ag

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Protekta