Filianse

Digital Wealth Managementfilianse.com

Filianse is the proprietary mobile/web wealth management application of French firm INOVEA Group, providing interactive goal-setting and personalized financial guidance to individual clients across France and overseas territories, supported by a national network of certified financial advisors distributing savings, investment, and protection products.

Company typePrivate
Founded2017
HeadquartersMontpellier, France
Headcount501–1,000
GTM typeB2C
OfferingServices

What Filianse does

Filianse is the proprietary digital wealth management application of INOVEA Group, a French wealth management firm headquartered in Montpellier and founded in 2017. The application provides interactive, personalized financial guidance that enables individual users to set financial objectives, optimize resources, and progress through defined life projects such as retirement planning, tax optimization, family protection, education funding, savings organization, and responsible investing. Underlying functionality includes goal-setting, progress tracking, and tailored recommendations integrated with a national network of certified human financial advisors (Conseillers en gestion de patrimoine).

Filianse operates as the digital layer of the INOVEA ecosystem, which distributes products from major French financial institutions including Swiss Life (insurance), Sofidy and Corum (SCPI / real estate), Kyaneos (rental property), and InterGestion (asset management). The platform spans savings products (assurance vie, PER, capitalisation, prévoyance), investment products (immobilier neuf, immobilier ancien, SCPI, private equity, finance responsable), and diversification products. Distribution covers all major French metropolitan areas and overseas DROM-COM territories (La Réunion, Martinique, Guadeloupe) via a hybrid self-serve mobile/web application plus direct advisor consultations.

Filianse generates revenue through advisory fees, product distribution commissions, and management fees on assets under advisement — a subscription/recurring model reported at the INOVEA Group level with €1.3 billion in assets under advisement and 55,000+ clients served. Go-to-market combines content marketing (INOVEA blog, Parlons Patrimoine podcast, social media), educational events, and a bottom-of-funnel advisor referral channel. The application itself does not expose a public API, SDK, or MCP surface, and no proprietary AI/ML capabilities, patents, or third-party AI integrations are disclosed in the source material.

Filianse firmographics

Firmographics

Name: Filianse
Legal name: Filianse
Website: https://filianse.com
Company type: Private
Founded year: 2017
Operating status: Operating
Headcount range: 501–1,000 employees
Short description: Filianse is the proprietary mobile/web wealth management application of French firm INOVEA Group, providing interactive goal-setting and personalized financial guidance to individual clients across France and overseas territories, supported by a national network of certified financial advisors distributing savings, investment, and protection products.
Ownership category
akta.pro rank

Filianse industry classification

Industry

Product category: Digital Wealth Management
NAICS: Portfolio Management and Investment Advice (52394)
SIC: Finance Services (6199)
akta.pro primary industry: Financial Education & Coaching (Digital Programs, Tools) (FSAGADAH)
akta.pro secondary industries: Net Worth & Personal Balance Sheet Tracking (FSAGADAF), Personal Trust & Fiduciary Administration (FSAEAKAA)

Keywords

Wealth management advisory
Digital financial planning
Retirement planning services
Tax optimization advisory
Personal savings solutions

Where Filianse is headquartered

Location

Headquarters

HQ city: Montpellier
HQ country: France
HQ region: Europe

Markets served

Filianse business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

Wealth Management Advisory Services: Filianse operates as part of the INOVEA network of financial advisors (Conseillers en gestion de patrimoine), generating revenue through advisory fees, product distribution (insurance, real estate, savings products), and management fees on assets under advisement.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Filianse product offering

Product offering

Core offering

Filianse is a digital wealth management application within the INOVEA Group ecosystem that provides interactive, personalized financial accompaniment for individual clients. It enables users to set financial goals, optimize savings and investments, and access a nationwide network of certified financial advisors (Conseillers en gestion de patrimoine) for guidance on retirement planning, tax optimization, family protection, education funding, savings organization, and responsible investing.

Product overview

Filianse is a single mobile/web application for wealth management that provides digital, interactive, and personalized financial accompaniment. Integrated within the INOVEA network of wealth management advisors, the application enables users to set financial goals, optimize their savings and investments, and access expert guidance to make informed financial decisions across various life objectives including retirement planning, tax optimization, education funding, savings organization, family protection, and sustainable investing.

Differentiator

Problem solved

Functional benefit

Products and services

Filianse Application

Quantifiable outcome

55,000+ clients served through the INOVEA program
+2 more outcomes

Companies that use Filianse

Customer profile

Segments6 records

Ideal customer profiles6 records

Filianse technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature2 records

Filianse partnerships and signals

Strategic signal

Partnerships

Nine partnerships are on record, tiered core and minor.

Swiss LifecoreChannel Partner/ Reseller/ DistributorSwiss Life is a major insurance and financial services provider featured as a partner in the INOVEA/Filianse ecosystem, providing life insurance and wealth management products distributed through the advisor network.
SofidycoreChannel Partner/ Reseller/ DistributorSofidy is a real estate investment management company providing SCPI (Sociétés Civiles de Placement Immobilier) products for the INOVEA/Filianse platform, enabling diversification into physical real estate assets.
CorumcoreChannel Partner/ Reseller/ DistributorCorum is a real estate investment company offering property investment solutions distributed through the INOVEA/Filianse advisor network.
KyaneoscoreChannel Partner/ Reseller/ DistributorKyaneos is a real estate investment firm specializing in rental property investments, providing investment opportunities for clients of the INOVEA/Filianse platform.
AlloraminorChannel Partner/ Reseller/ DistributorFinancial services partner providing investment products distributed through the INOVEA/Filianse network.
SEIminorChannel Partner/ Reseller/ DistributorPartner providing financial products and services through the INOVEA/Filianse distribution network.
InterGestioncoreChannel Partner/ Reseller/ DistributorInterGestion is a financial management services provider partnering with INOVEA/Filianse for product distribution.
Groupe CIRminorChannel Partner/ Reseller/ DistributorPart of the financial services partner ecosystem providing investment and wealth management solutions through INOVEA/Filianse advisors.
CrequiminorChannel Partner/ Reseller/ DistributorFinancial services partner in the INOVEA/Filianse ecosystem.

Scale indicators3 records

Recent moves3 records

Expansion highlights5 records

Filianse competitors and assessment

Company assessment

Direct peers

Yomoni: French robo-advisor offering automated, personalized wealth management portfolios to retail investors. Directly comparable to Filianse in target market (French retail wealth clients) and category (digital wealth advisory), though Yomoni operates without human advisors.
Nalo: French robo-advisor providing personalized, life-goal-driven investment portfolios. Comparable to Filianse in customer base (French retail wealth builders) and category (digital financial planning/wealth management), competing on similar use cases like retirement and life-project planning.
MeilleurPlacement.com: French online wealth management comparison and advisory platform offering savings, investment, and life insurance product selection. Comparable to Filianse in distribution model (product aggregation across partners) and target audience (French retail savers and investors).

Broad incumbents

Fortuneo Banque: Major French online bank and brokerage offering savings, investment, and wealth management products. Comparable as a broad incumbent in French digital financial services targeting similar retail customers, though with a wider product portfolio including banking and trading.
Boursorama Banque: Leading French online bank (Société Générale subsidiary) with integrated wealth management, brokerage, and savings offerings. Comparable as a dominant incumbent serving the same French retail wealth management customer base that Filianse targets.
Primonial: Established French wealth management firm offering savings, real estate (SCPI), and asset management solutions through an advisor network. Comparable as a traditional French wealth management distributor with similar product breadth (insurance, SCPI, asset management) and partner-driven distribution model.

Emerging players

Linxo: French personal financial management (PFM) platform, now owned by Crédit Agricole, providing account aggregation and financial insight tools. Comparable in the personal finance management/financial education category, though more focused on spending visibility than wealth advisory.
Mon Petit Placement: French savings and investment platform aimed at retail investors seeking accessible, goal-based wealth building. Comparable to Filianse in the French retail wealth management category with a digital-first approach targeting similar life-goal-driven use cases.

Regional players

Inter Invest: French real estate investment specialist offering SCPI, real estate crowdfunding, and rental property solutions. Comparable as a product partner within similar ecosystems and serving the same French retail investor audience focused on real estate wealth building.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Filianse financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Filianse leadership team

Management profile

Number of profiles

Filianse funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Filianse M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Filianse

What does Filianse do?

Is Filianse a public or private company?

Filianse is a private company. It is classified as corporate owned and is currently operating.

When was Filianse founded?

Filianse was founded in 2017. It employs 501 to 1,000 people.

Where is Filianse based?

Filianse is headquartered in Montpellier, France, in the Europe region.

How does Filianse make money?

One revenue line is on record: wealth Management Advisory Services.

Who are Filianse's main competitors?

Direct peers on record are Yomoni, Nalo and MeilleurPlacement.com. Broad incumbents are Fortuneo Banque, Boursorama Banque and Primonial. Emerging players are Linxo and Mon Petit Placement. Inter Invest is listed as a regional player.

Does Filianse have an API?

No public API is recorded for Filianse.

What industry is Filianse in?

Filianse's product category is Digital Wealth Management. Its primary akta.pro industry code is FSAGADAH, Financial Education & Coaching (Digital Programs, Tools), with a secondary code of FSAGADAF, Net Worth & Personal Balance Sheet Tracking. Its NAICS code is 52394 and its SIC code is 6199.