Kreissparkasse Böblingen
Kreissparkasse Böblingen is a German public savings bank founded in 1828, serving retail and SME customers in the Böblingen district of Baden-Württemberg through branch and digital channels with accounts, lending, investments, insurance, and real estate services.
- Company typePrivate
- Founded1828
- HeadquartersBöblingen, Germany
- Headcount1,001–5,000
- GTM typeB2C
- OfferingServices
What Kreissparkasse Böblingen does
Kreissparkasse Böblingen is a German public savings bank (Anstalt des öffentlichen Rechts) founded in 1828 and headquartered in Böblingen, Baden-Württemberg. The bank serves retail customers, SMEs, and public-sector entities within the Böblingen district through a hybrid model of 15+ physical branches and digital channels including the App Sparkasse, browser-based online banking, phone, video consultation, and chatbot. It is a member of the Sparkassen-Finanzgruppe cooperative network, with regulatory oversight by the European Central Bank and BaFin.
The bank's product portfolio spans current accounts (Girokonto), debit and credit cards (Sparkassen-Card, Sparkassen-Kreditkarte) with Apple Pay, PAYBACK, and girocard contactless support, a full credit suite (S-Baufinanzierung, S-Privatkredit, S-Autokredit, Solarkredit, S-Modernisierungskredit, KfW-backed loans), savings and investment products (Tagesgeld, Sparkassenbrief, DekaBank-distributed Wertpapier-Depot, ETF/Fonds/Aktien-Sparpläne, S-Neo digital investing), and insurance products (S-Gesundheits-Schutz, PflegePRIVAT Premium, Rundum-Sorglos-Paket) distributed via a core partnership with UKV. Real estate services include the S-ImmoPreisfinder valuation tool, Cockpit Immobilie management platform, and LBS Bausparkasse building society products. Digital infrastructure features pushTAN and chipTAN authentication, Geräteerkennung device recognition, Multibanking aggregation, Card Control, an electronic postbox, and the Wero instant payment network.
Revenue is generated through net interest income from lending, recurring account and card fees, insurance commissions from UKV, transaction-based investment fees via DekaBank, and real estate transaction commissions. Pricing is structured as monthly account subscriptions, annual savings products, and monthly insurance premiums. Leadership comprises Michael Fritz (Chair of the Board) and board members Markus Linha and Oliver Braun. The bank's competitive position rests on its regulatory public-law status, regional branch density, Sparkassen-Finanzgruppe ecosystem integration, and the trust associated with the Sparkasse brand.
Kreissparkasse Böblingen firmographics
Firmographics- Name
- Kreissparkasse Böblingen
- Legal name
- Kreissparkasse Böblingen (Anstalt des öffentlichen Rechts)
- Website
- https://kskbb.de
- Company type
- Private
- Founded year
- 1828
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Kreissparkasse Böblingen is a German public savings bank founded in 1828, serving retail and SME customers in the Böblingen district of Baden-Württemberg through branch and digital channels with accounts, lending, investments, insurance, and real estate services.
- Ownership category
- akta.pro rank
Kreissparkasse Böblingen industry classification
Industry- Product category
- Retail Banking
- NAICS
- Savings Institutions and Other Depository Credit Intermediation (522180), Savings Institutions and Other Depository Credit Intermediation (52218)
- SIC
- Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Financial Inclusion & Basic Banking (Unbanked/Underbanked, Low-Fee Accounts) (FSABAAAL)
- akta.pro secondary industry
- Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)
Keywords
Where Kreissparkasse Böblingen is headquartered
LocationHeadquarters
- HQ city
- Böblingen
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Kreissparkasse Böblingen business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Interest Income: Core banking revenue from lending activities including mortgages, personal loans, and business financing
- Account and Card Fees: Monthly account fees, debit card fees, credit card fees, and transaction charges
- Insurance Commission: Commission revenue from insurance products including health insurance (UKV partnership), nursing care insurance, and general insurance
- Investment Products: Revenue from securities trading, fund investments through Deka, and wealth management services
- Real Estate Services: Commission from property sales, financing, and insurance services for real estate transactions
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Sparbuch/Tagesgeld: Savings products with variable interest rates |
| Subscription | Monthly | Girokonto: Current account with various service levels |
| Subscription | Monthly | PflegePRIVAT Premium: Nursing care insurance |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels6 records
Kreissparkasse Böblingen product offering
Product offeringCore offering
Kreissparkasse Böblingen is a German public savings bank (Sparkasse) offering retail and business banking services in the Böblingen district of Baden-Württemberg. Its core offering includes current accounts, debit/credit cards, savings products, mortgage and consumer loans, securities custody (Wertpapier-Depot), pension products, and bancassurance distribution of health, nursing care, and general insurance products (in partnership with Union Krankenversicherung). The bank delivers these services through 15+ physical branches, online banking, the App Sparkasse mobile application, phone/video advisory, and the broader Sparkassen-Finanzgruppe network.
Product overview
Kreissparkasse Böblingen operates as a regional public savings bank (Anstalt des öffentlichen Rechts) offering a comprehensive retail banking platform. The core offering consists of checking/savings accounts (Girokonto), credit products (S-Privatkredit, S-Autokredit, S-Baufinanzierung, Solarkredit, S-Modernisierungskredit), and investment services (Wertpapier-Depot with Depot Classic/Comfort/Young variants, ETF/Fonds/Aktien-Sparpläne). The insurance portfolio includes health products (S-Gesundheits-Schutz, PflegePRIVAT Premium) via UKV partnership and property/general insurance through the Rundum-Sorglos-Paket. Digital banking services include Online-Banking via browser and App Sparkasse, with security features (pushTAN, chipTAN, Geräteerkennung, 3-D Secure) and convenience tools (Multibanking, Finanzplaner, Card Control, Elektronisches Postfach). Payment innovations include Apple Pay, Wero, and contactless girocard. The bank serves young customers through KNAX-Klub and S-Club programs, while Private Banking offers premium wealth management.
Differentiator
Problem solved
Functional benefit
Products and services
- Girokonto (Giro Account)
- Sparkassen-Kreditkarte (Credit Card)
- S-Baufinanzierung
- S-Privatkredit
- S-Autokredit
- Solarkredit
- S-Modernisierungskredit
- Sparkassen-Tagesgeld online
- Sparkassenbrief
- PS-Sparen und Gewinnen
- Wertpapier-Depot
- Deka Investments
- BasisRente (Rürup Pension)
- Betriebliche Altersversorgung
- S-Gesundheits-Schutz
- PflegePRIVAT Premium
- Rundum-Sorglos-Paket
- Private Banking
- Online-Banking (Internet-Filiale)
- App Sparkasse (Mobile Banking)
- Mein GesundheitsManager App
- LBS-Bausparen (Building Savings)
Companies that use Kreissparkasse Böblingen
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles3 records
Kreissparkasse Böblingen technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration11 records
AI capability2 records
Feature7 records
Kreissparkasse Böblingen partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- Union Krankenversicherung AG (UKV)coreBancassurance partnership for health and nursing care insurance products. UKV provides insurance underwriting while Kreissparkasse distributes through its branch network and digital channels. Products include S-Gesundheits-Schutz, PflegePRIVAT Premium, and Mein GesundheitsManager app.
- PAYBACK GmbHminorLoyalty program partnership allowing customers to collect PAYBACK points when paying with Sparkassen-Card (Debitkarte). Integrated into card payment process.
- DekaBankcoreInvestment products distribution partnership. Kreissparkasse offers Deka investment funds including savings plans, ETF products, and securities through its depot services.
- LBS BausparkassecoreBuilding society partnership offering LBS-Bausparen (building savings) and LBS-Modernisierung products for home financing and modernization.
- Sparkassen-FinanzgruppecoreUmbrella organization of German savings banks. Kreissparkasse Böblingen is part of this cooperative network sharing technology platforms, payment infrastructure ( girocard, SEPA), and brand.
Scale indicators2 records
Recent moves8 records
Expansion highlights6 records
Kreissparkasse Böblingen competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key highlights2 records
Customer concentration
Kreissparkasse Böblingen social profiles
Digital presenceKreissparkasse Böblingen compliance and trust
Trust signalCompliance4 records
Kreissparkasse Böblingen financial estimates
Financial estimateRevenue estimate
Valuation estimate
Kreissparkasse Böblingen leadership team
Management profileNumber of profiles
Profiles3 records
Kreissparkasse Böblingen funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Kreissparkasse Böblingen M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Kreissparkasse Böblingen
What does Kreissparkasse Böblingen do?
Kreissparkasse Böblingen is a German public savings bank (Sparkasse) offering retail and business banking services in the Böblingen district of Baden-Württemberg. Its core offering includes current accounts, debit/credit cards, savings products, mortgage and consumer loans, securities custody (Wertpapier-Depot), pension products, and bancassurance distribution of health, nursing care, and general insurance products (in partnership with Union Krankenversicherung). The bank delivers these services through 15+ physical branches, online banking, the App Sparkasse mobile application, phone/video advisory, and the broader Sparkassen-Finanzgruppe network.
Is Kreissparkasse Böblingen a public or private company?
Kreissparkasse Böblingen is a private company. It is classified as state government owned and is currently operating.
When was Kreissparkasse Böblingen founded?
Kreissparkasse Böblingen was founded in 1828. It employs 1,001 to 5,000 people.
Where is Kreissparkasse Böblingen based?
Kreissparkasse Böblingen is headquartered in Böblingen, Germany, in the Europe region.
How does Kreissparkasse Böblingen make money?
Five revenue lines are on record. Interest Income is the primary driver. The others are account and Card Fees, insurance Commission, investment Products and real Estate Services.
Does Kreissparkasse Böblingen have an API?
No public API is recorded for Kreissparkasse Böblingen.
What industry is Kreissparkasse Böblingen in?
Kreissparkasse Böblingen's product category is Retail Banking. Its primary akta.pro industry code is FSABAAAL, Financial Inclusion & Basic Banking (Unbanked/Underbanked, Low-Fee Accounts), with a secondary code of FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 522180 and its SIC code is 6036.