What Faber and Brand does

Faber and Brand LLC is a multi-state debt collection and subrogation law firm founded in 1998 and headquartered in Columbia, Missouri. The firm provides legal representation to creditors across nine states — Alabama, Arizona, Arkansas, Kentucky, Missouri, Nevada, New Mexico, Oklahoma, and Virginia — in commercial collections, medical debt recovery, retail/consumer collections, purchased debt portfolio enforcement, judgment execution, and insurance subrogation matters. Its core differentiator is a licensed-attorney delivery model that bundles pre-litigation mediation, litigation, and post-judgment recovery under one roof, supplemented by a proprietary skip tracing waterfall process used to locate debtors and convert unresolved judgments into realized outcomes.

The firm's revenue model is professional services billing on a contract/quote basis to enterprise clients in financial services, healthcare, insurance, retail/consumer finance, and the debt-buying sector. Client acquisition is primarily referral-driven, fueled by attorneys' leadership roles in the National Creditors Bar Association, Missouri Creditors Bar, state bar associations, and industry bodies such as ACA International, NASP, and RMAi. The technology stack is intentionally lean: a third-party secure consumer payment portal (PayWeb360), a live chat platform (Provana iconnect247), and an HR system (Paylocity) — with no disclosed AI or proprietary software beyond the skip tracing process.

Operational scale is mid-market, with 51–100 employees, a partner-led C-suite (CEO Joy N. Jackson, CFO Jason P. Gubbins, COO Jon L. Shoener), and a roster of state managers covering each licensed jurisdiction. The firm demonstrates long employee tenure and internal promotion patterns, with multiple partners serving 15–20+ years. No institutional funding, M&A activity, or parent-company relationship is disclosed; ownership appears distributed among the senior partnership.

Name

Faber and Brand

Legal name

Faber and Brand LLC

Website

https://faberbrand.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

51–100 employees

Short description

Faber and Brand LLC is a Columbia, Missouri-based multi-state debt collection and subrogation law firm founded in 1998, representing creditors across nine states in commercial, medical, retail, purchased-debt, judgment-execution, and insurance-subrogation matters.

Ownership category

akta.pro rank

Product category

Debt Collection Legal Services

NAICS

Offices of Lawyers (541110), Legal Services (5411)

SIC

Services-Legal Services (8111)

akta.pro primary industry

Legal Collections & Litigation Support (Judgments, Garnishments) (FSAKAJAD)

akta.pro secondary industry

Legal Collections Support (Pre-Lit, Litigation Admin, Judgment Recovery) (BPAAAEAH)

Keywords

• Debt collection law
• Commercial collections
• Medical debt recovery
• Subrogation legal services
• Judgment execution

Headquarters

HQ city

Columbia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Legal Services - Debt Collection: The firm provides debt collection legal services to creditors, representing them across multiple states in matters of debt recovery, litigation, and judgment execution. Revenue is generated through legal fees for services rendered to creditors.
2. Subrogation Legal Services: Handles subrogation legal services for insurance carriers including auto damage claims, property damage, and personal injury reimbursement through the litigation process.
3. Purchased Debt Enforcement: Represents creditors and debt buyers in enforcing purchased portfolios, with fees for compliance-driven post-sale recovery efforts.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Faber and Brand LLC is a multi-state debt collection and subrogation law firm that represents creditors in recovering unpaid debts and insurance carriers in subrogation matters. The firm delivers six integrated legal practice areas — Commercial Collections, Medical Debt Recovery, Purchased Debt Enforcement, Judgment Execution, Retail Collections, and Subrogation Claims — through licensed attorneys across nine U.S. states. Services are provided to business clients (creditors, financial institutions, healthcare providers, retailers, and insurance carriers) on a quote/contract basis.

Product overview

Faber and Brand LLC is a multi-state debt collection and subrogation law firm offering a unified portfolio of legal services for creditors. The firm provides six integrated service areas: Commercial Collections (B2B debt recovery via mediation and litigation), Medical Debt Recovery (healthcare billing resolution), Purchased Debt Enforcement (debt portfolio compliance and recovery), Judgment Execution (enforcing prior court judgments), Retail Collections (consumer account management), and Subrogation Claims (insurance carrier recovery). These services are delivered by licensed attorneys across nine states with a focus on compliance, professional representation, and early resolution strategies.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Collections Legal recovery service that recovers business debts through mediation and litigation, assisting businesses in resolving unpaid commercial debts with B2B dispute expertise.
• Medical Debt Recovery Legal service that supports healthcare providers in resolving patient billing through legal channels with sensitive, compliant medical debt recovery services.
• Purchased Debt Enforcement Legal service enforcing purchased debt portfolios with attention to compliance, documentation, and jurisdiction-specific procedures in post-sale recovery efforts.
• Judgment Execution Legal service helping creditors recover on previously obtained judgments using the firm's proprietary skip tracing waterfall process to find recovery opportunities.
• Retail Collections Legal service managing defaulted consumer retail accounts for major retailers and financing companies with professionalism to protect brand reputation and consumer trust.
• Subrogation Claims Legal service handling subrogation claims for insurance carriers including auto damage claims, property damage, and personal injury reimbursement through the litigation process.

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature1 record

Partnerships

Eleven partnerships are on record, tiered core and minor.

• National Creditors Bar Association (NCBA)coreOthersTeam members serve in leadership roles at NCBA. The firm is an active member contributing to industry standards and regulatory developments in the creditors' rights industry.
• Missouri Creditors Bar Inc. (MCBI)coreOthersFaber and Brand attorneys serve in leadership positions at MCBI, contributing to state-level creditors' rights advocacy and professional development.
• Missouri Creditors Association (MCA)minorOthersFirm maintains membership and engagement with Missouri Creditors Association for industry networking and professional development.
• Women in Consumer FinanceminorOthersFaber and Brand supports and participates in Women in Consumer Finance organization, with team members in leadership roles.
• ACA InternationalminorOthersACA International membership - association for credit and collection professionals providing industry resources and compliance guidance.
• State Bar Associations (Arizona, Nevada)coreOthersFaber and Brand attorneys maintain active bar memberships and leadership positions in Arizona and Nevada state bar associations.
• Boone County Bar AssociationminorOthersLocal bar association membership supporting legal community engagement in Boone County, Missouri where the firm is headquartered.
• Virginia Creditors Bar AssociationminorOthersState-level creditors bar association membership supporting operations in Virginia jurisdiction.
• NASP (National Association of Subrogation Professionals)minorOthersMembership in subrogation-focused professional association supporting insurance subrogation services.
• RMAi (Receivables Management Association International)minorOthersAssociation membership supporting debt buying and receivables management industry engagement.
• Missouri Credit Union AssociationminorOthersPartnership with Missouri Credit Union Association supporting credit union clients with debt collection and legal services.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Blitt and Gaines, P.C. Blitt and Gaines is a creditors' rights law firm providing commercial and consumer debt collection, bankruptcy, and litigation services across multiple Midwestern states. Direct peer with comparable service mix and similar geographic overlap with Faber and Brand's Missouri-based operations.
• Resnick & Louis, P.C. Resnick & Louis is a creditors' rights and insurance defense law firm with multi-state presence, providing debt collection, subrogation, and litigation services. Comparable to Faber and Brand in its blend of consumer collections and insurance subrogation practices.
• Sessions, Israelson & Beachy, LLP: Sessions, Israelson & Beachy is a California-based creditors' rights law firm providing commercial and consumer debt collection for financial institutions. Comparable to Faber and Brand in its attorney-driven collection model, though primarily a regional player serving California.
• Weltman, Weinberg & Reis Co., LPA: Weltman, Weinberg & Reis is a national creditors' rights and commercial law firm serving banks, lenders, and debt buyers across multiple states. Direct peer given its attorneys' bar admissions across numerous jurisdictions and parallel service lines in commercial collections, retail collections, and foreclosure.
• Zwicker & Associates: Zwicker & Associates is one of the largest creditors' rights law firms in the US, with offices in 15+ states providing legal debt collection, subrogation, and bankruptcy services. Direct competitor to Faber and Brand in multi-state attorney-driven debt recovery for financial institutions and debt buyers.
• McCarthy Law PLC: McCarthy Law PLC is a debt collection law firm representing creditors in commercial and consumer matters across multiple states. Direct peer offering similar B2B legal recovery services and comparable reliance on attorney-led collection litigation.
• KML Law Group, P.C. KML Law Group is a creditors' rights and consumer collections law firm operating across multiple states, serving mortgage servicers, banks, and debt buyers. Comparable to Faber and Brand in its enterprise-focused B2B legal collections model and multi-state attorney licensing.
• Padfield & Stout, LLP: Padfield & Stout is a creditors' rights law firm specializing in commercial and consumer debt collection for banks, lenders, and debt buyers. Direct peer offering comparable litigation-driven debt recovery services with a similar regional-to-multi-state operating model.

Others

• ACA International: ACA International is the leading trade association for the credit and collection industry, providing compliance resources, education, and advocacy. Faber and Brand is an active ACA member; the association shapes regulatory and best-practice standards relevant to the firm's operations.
• National Creditors Bar Association (NCBA): NCBA is the national trade association for creditors' rights attorneys, providing continuing legal education, legislative advocacy, and member services. Faber and Brand team members hold leadership roles in NCBA, making it a key ecosystem participant rather than a direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Faber and Brand