AmRisc, LLC
AmRisc, LLC is a Houston-based wholesale insurance services provider and CRC Group subsidiary that distributes E&S property and technical risk capacity through Calais Reciprocal, Waypoint Wholesale, Chronos Retail, and AmRisc Online, using proprietary rating and automated inspection systems.
- Company typePrivate
- Founded2000
- HeadquartersHouston, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What AmRisc, LLC does
AmRisc, LLC is a Houston-based wholesale insurance services provider founded in 2000 and operating as a subsidiary of CRC Group. The company focuses on E&S property lines and technical risk management, distributing capacity through four branded channels: Calais Reciprocal (reciprocal insurance), Waypoint Wholesale (wholesale distribution), Chronos Retail (retail distribution), and AmRisc Online (digital self-service platform). Its go-to-market is a multi-channel, partner-driven model that serves both mid-market and SMB/consumer segments, with a stated emphasis on "industry-low losses" achieved through transparent underwriting.
Underlying the distribution franchise is a proprietary technology stack centered on a cutting-edge rating system and an automated inspection system used for risk evaluation and pricing. AmRisc's capital model is differentiated by the use of reinsurance sidecars, through which it raised $325 million in 2024 and upsized the raise to $580 million in 2025 — a structure that provides alternative capital backing to underwrite complex property risks. Revenue mechanics are not publicly disclosed, but the firm operates on a quote-based underwriting model generating premium and fee income across its distribution network.
The company is led by CEO Brian Reid, President & COO Laura R. Beckmann, and Senior Claims Director/VP Kari Edwards. It is privately held, has 101–250 employees, and maintains a digital presence (LinkedIn, Facebook) plus an email newsletter as its primary marketing channels. There is no public revenue, no disclosed headcount trend, and no customer-logo disclosure, all of which limit external visibility into unit economics and customer concentration.
AmRisc, LLC firmographics
Firmographics- Name
- AmRisc, LLC
- Legal name
- AmRisc, LLC
- Website
- https://amriscgroup.com
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- AmRisc, LLC is a Houston-based wholesale insurance services provider and CRC Group subsidiary that distributes E&S property and technical risk capacity through Calais Reciprocal, Waypoint Wholesale, Chronos Retail, and AmRisc Online, using proprietary rating and automated inspection systems.
- Ownership category
- akta.pro rank
AmRisc, LLC industry classification
Industry- Product category
- Wholesale Insurance Services
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Product Liability & Recall (FSAJAGAG)
- akta.pro secondary industry
- Commercial Excess Liability (Large Accounts) (FSAJANAG)
Keywords
Where AmRisc, LLC is headquartered
LocationHeadquarters
- HQ city
- Houston
- HQ country
- United States
- HQ region
- North America
Markets served
AmRisc, LLC business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Wholesale Insurance Services: AmRisc operates as a wholesale insurance services provider specializing in developing proprietary capacity and alternative risk solutions. Revenue is generated through insurance underwriting and distribution services with alternative capital backing via reinsurance sidecars.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels3 records
AmRisc, LLC product offering
Product offeringCore offering
AmRisc, LLC is a wholesale insurance services provider specializing in property lines and technical risks management. The company develops proprietary capacity and alternative risk solutions, backed by alternative capital through reinsurance sidecars, and distributes its insurance products through four channels: Calais Reciprocal, Waypoint Wholesale, Chronos Retail, and AmRisc Online.
Product overview
AmRisc, LLC operates as a wholesale insurance services and distribution specialist, offering a multi-channel distribution platform with four distinct sub-brands: Calais Reciprocal (reciprocal insurance), Waypoint Wholesale (wholesale distribution), Chronos Retail (retail distribution), and AmRisc Online (digital/online distribution). The company differentiates through proprietary innovations including a cutting-edge rating system and an automated inspection system, supporting its alternative capital solutions and risk management capabilities.
Differentiator
Problem solved
Functional benefit
Brands
- Calais Reciprocal: Reciprocal insurance distribution brand under AmRisc Group.
- Waypoint Wholesale
- Chronos Retail
- AmRisc Online
Products and services
- Calais Reciprocal A reciprocal insurance distribution channel providing access to AmRisc's insurance products and capacity for mid-market clients.
- Waypoint Wholesale A wholesale insurance distribution platform providing access to AmRisc's insurance products and capacity for mid-market wholesale clients.
- Chronos Retail A retail insurance distribution channel serving SMB and individual consumer clients globally.
- AmRisc Online An online digital self-service platform for distributing AmRisc's insurance products, managing client accounts, and processing insurance submissions.
Quantifiable outcome
- Industry-low losses achieved through transparent underwriting process
Companies that use AmRisc, LLC
Customer profileSegments1 record
Ideal customer profiles1 record
AmRisc, LLC technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
AmRisc, LLC partnerships and signals
Strategic signalScale indicators1 record
Recent moves6 records
Expansion highlights5 records
AmRisc, LLC competitors and assessment
Company assessmentDirect peers
- Everest Insurance: Everest's insurance division writes specialty and E&S property, casualty, and professional lines through wholesale and program distribution. Comparable to AmRisc as a specialty insurer leveraging wholesale distribution and reinsurance capital to underwrite complex risks.
Broad incumbents
- Markel Corporation: Markel is a specialty insurer with significant E&S and wholesale distribution operations. Comparable in its focus on hard-to-place property and specialty risks, though Markel is a much larger, publicly traded specialty insurance group.
- Scottsdale Insurance Company (Nationwide E&S):
- Lexington Insurance Company: Lexington, an AIG company, is a leading U.S. excess and surplus lines insurer writing complex property, casualty, and specialty risks. Highly comparable to AmRisc given its focus on E&S lines and complex commercial/technical risk placements.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
AmRisc, LLC social profiles
Digital presenceAmRisc, LLC financial estimates
Financial estimateRevenue estimate
Valuation estimate
AmRisc, LLC leadership team
Management profileNumber of profiles
Profiles3 records
AmRisc, LLC subsidiaries and ownership
Company hierarchySubsidiaries4 records
AmRisc, LLC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AmRisc, LLC M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AmRisc, LLC
What does AmRisc, LLC do?
AmRisc, LLC is a wholesale insurance services provider specializing in property lines and technical risks management. The company develops proprietary capacity and alternative risk solutions, backed by alternative capital through reinsurance sidecars, and distributes its insurance products through four channels: Calais Reciprocal, Waypoint Wholesale, Chronos Retail, and AmRisc Online.
Is AmRisc, LLC a public or private company?
AmRisc, LLC is a private company. It is classified as corporate owned and is currently operating.
When was AmRisc, LLC founded?
AmRisc, LLC was founded in 2000. It employs 101 to 250 people.
Where is AmRisc, LLC based?
AmRisc, LLC is headquartered in Houston, United States, in the North America region.
How does AmRisc, LLC make money?
One revenue line is on record: wholesale Insurance Services.
Who are AmRisc, LLC's main competitors?
Everest Insurance is listed as a direct peer. Broad incumbents are Markel Corporation, Scottsdale Insurance Company (Nationwide E&S) and Lexington Insurance Company.
Does AmRisc, LLC have an API?
No public API is recorded for AmRisc, LLC.
What industry is AmRisc, LLC in?
AmRisc, LLC's product category is Wholesale Insurance Services. Its primary akta.pro industry code is FSAJAGAG, Product Liability & Recall, with a secondary code of FSAJANAG, Commercial Excess Liability (Large Accounts). Its NAICS code is 524210 and its SIC code is 6331.