Leighton State Bank
Leighton State Bank is a privately held community bank founded in 1911, operating four branches in central Iowa (Pella, Leighton, Monroe, Knoxville) and offering personal banking, consumer and agricultural lending, mortgages, and investment services to local consumers, small businesses, and farmers.
- Company typePrivate
- Founded1911
- HeadquartersPella, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Leighton State Bank does
Leighton State Bank is a privately held community bank headquartered in Pella, Iowa, operating four branches across central Iowa (Pella, Leighton, Monroe, and Knoxville). Founded in 1911 as Farmers Savings Bank, the bank provides a full suite of traditional banking services including personal checking and savings accounts, certificates of deposit, IRAs, HSAs, consumer loans (auto, personal, installment, student), residential mortgages (including FHA, VA, and rural housing loans), agricultural and commercial lending, and business banking. The bank operates a wholly-owned subsidiary, Leighton State Bank Investment Services, established in 1994, which delivers securities brokerage and investment advisory services through a partnership with Cambridge Investment Research, Inc., staffed by Certified Financial Planner professionals.
The bank's technology stack consists of standard community banking infrastructure: a web-based online banking platform at my.leightonbank.com, the LSB360 mobile application available on iOS and Android, and an online mortgage origination portal. There are no public APIs, no proprietary technology assets, and no disclosed AI or machine learning capabilities. Revenue is generated primarily through net interest income on the loan portfolio (residential, consumer, agricultural, commercial) and non-interest income from deposit service charges, mortgage origination fees, and investment services commissions and advisory fees. No pricing schedules are publicly disclosed.
The bank serves individual consumers, small businesses, agricultural operations, residential mortgage borrowers, and investment services clients across central Iowa, with a community-led go-to-market approach emphasizing local relationships, community involvement (104 local causes supported in 2025), and events such as Tulip Time and the Leighton 4th of July celebration. The leadership team is led by President/CEO Steve Fopma and includes a Chief Lending Officer, Chief Operating Officer, Chief People Officer, and Risk Officer, reflecting a professionalized but locally rooted management structure.
Leighton State Bank firmographics
Firmographics- Name
- Leighton State Bank
- Legal name
- Leighton State Bank
- Website
- https://leightonbank.com
- Company type
- Private
- Founded year
- 1911
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Leighton State Bank is a privately held community bank founded in 1911, operating four branches in central Iowa (Pella, Leighton, Monroe, Knoxville) and offering personal banking, consumer and agricultural lending, mortgages, and investment services to local consumers, small businesses, and farmers.
- Ownership category
- akta.pro rank
Leighton State Bank industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (522110)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- Branch & In-Person Banking (Teller/ATM Networks) (FSABAAAE)
- akta.pro secondary industries
- Fee-Based Advisory (FSAEAAAM), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
Keywords
Where Leighton State Bank is headquartered
LocationHeadquarters
- HQ city
- Pella
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
Leighton State Bank business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
Revenue model
- Interest Income: Primary revenue from interest earned on loans including residential mortgages, consumer loans (auto, personal, installment), agricultural loans, and commercial loans.
- Deposit Services: Fees and service charges from checking accounts, savings accounts, CDs, IRAs, and HSAs.
- Investment Services: Securities and advisory services offered through Cambridge Investment Research, Inc. generating commissions and advisory fees. Leighton Investment Services provides retirement planning, college savings, and wealth management.
- Loan Origination: Fees from mortgage loan origination including residential real estate, construction loans, home equity, FHA loans, VA loans, and rural housing development loans.
Go-to-market motion1 record
Distribution channels5 records
Marketing channels8 records
Leighton State Bank product offering
Product offeringCore offering
Leighton State Bank is a privately-held Iowa community bank that provides personal and business deposit accounts (checking, savings, CDs, IRAs, HSAs), consumer lending (auto, personal, installment, student loans), residential mortgage products, agricultural and commercial loans, and digital banking via online and mobile channels. It also operates Leighton Investment Services, offering securities and advisory services through Cambridge Investment Research, Inc. The bank operates four branches in Pella, Monroe, Leighton, and Knoxville, Iowa, and has served customers since 1911.
Product overview
Leighton State Bank offers a comprehensive suite of traditional banking products and services centered around community banking. The core offerings include consumer lending (auto loans, personal loans, installment loans, student loans), residential mortgage products (including FHA, VA, and rural housing loans), and deposit products (checking, savings, CDs, IRAs, HSAs). The bank operates Leighton Investment Services, a financial planning and investment management division offered through a partnership with Cambridge Investment Research, staffed by Certified Financial Planner professionals who provide retirement planning, wealth management, tax-efficient investing strategies, and college savings guidance. Digital banking capabilities are provided through the LSB360 mobile app and online banking platform, complemented by financial planning calculators. Business banking services include agricultural and commercial lending, while community engagement programs support local businesses through Shop Local initiatives and community storytelling.
Differentiator
Problem solved
Functional benefit
Brands
- Leighton Investment Services (LIS): Investment services division offering financial planning, wealth management, and securities brokerage through Cambridge Investment Research, Inc.
Products and services
- Personal Checking
- Personal Savings
- CDs, IRAs and HSAs
- Consumer Loans
- Residential Loans
- Business Banking
- Agricultural and Commercial Lending
- Leighton Investment Services
Companies that use Leighton State Bank
Customer profileSegments4 records
Leighton State Bank technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Leighton State Bank partnerships and signals
Strategic signalScale indicators3 records
Recent moves8 records
Expansion highlights5 records
Leighton State Bank competitors and assessment
Company assessmentBroad incumbents
- MidWestOne Bank: Iowa-headquartered bank with significantly larger scale and broader geographic reach across Iowa and surrounding states. Competes with Leighton State Bank in overlapping Iowa markets but operates as a larger, full-service commercial bank.
- Wells Fargo: National bank with retail branches and deposit/lending products across Iowa, including in the Central Iowa markets served by Leighton State Bank. Competes on product breadth, rates, and digital capability at substantially greater scale.
Direct peers
- United Bank of Iowa: Iowa-headquartered community bank with branches across smaller Iowa communities, focusing on agricultural and consumer lending. Comparable to Leighton State Bank in scale, market, and product mix.
- Fidelity Bank & Trust (Iowa): Iowa community bank offering consumer, mortgage, and small-business banking with a multi-branch Iowa presence. Directly comparable scale and community banking model.
- Marion County State Bank: Community bank headquartered in Pella, Iowa — the same town as Leighton State Bank's main office. Directly comparable deposit-and-loan community banking model with similar customer segments (consumer, agriculture, small business) and relationship-driven approach.
- Heartland Bank (Iowa): Iowa-based community bank providing personal, business, and agricultural lending with a branch network across smaller Iowa communities. Closely comparable to Leighton State Bank in product mix, community banking model, and customer segments.
- Bank Iowa: Iowa-headquartered community bank operating a multi-branch network across the state with consumer, mortgage, agricultural, and small-business lending. Comparable in geographic focus on Iowa and product breadth.
- Iowa Trust & Savings Bank: Iowa community bank offering deposit, lending, and investment services through a relationship banking model similar to Leighton State Bank. Directly comparable in scale, products (consumer/agricultural loans, mortgages), and rural Iowa footprint.
- Two Rivers Bank & Trust: Iowa community bank offering traditional deposit, loan, and trust services through a branch network in smaller Iowa markets. Directly comparable relationship-banking model and customer segments.
Others
- First Interstate Bank: Large multi-state regional bank with Iowa presence (formerly Great Western Bank). Overlaps Leighton State Bank in Iowa deposit and small-business markets but offers a much wider product suite and geographic reach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Leighton State Bank social profiles
Digital presenceLeighton State Bank financial estimates
Financial estimateRevenue estimate
Valuation estimate
Leighton State Bank leadership team
Management profileNumber of profiles
Leighton State Bank subsidiaries and ownership
Company hierarchySubsidiaries1 record
Leighton State Bank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Leighton State Bank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Leighton State Bank
What does Leighton State Bank do?
Leighton State Bank is a privately-held Iowa community bank that provides personal and business deposit accounts (checking, savings, CDs, IRAs, HSAs), consumer lending (auto, personal, installment, student loans), residential mortgage products, agricultural and commercial loans, and digital banking via online and mobile channels. It also operates Leighton Investment Services, offering securities and advisory services through Cambridge Investment Research, Inc. The bank operates four branches in Pella, Monroe, Leighton, and Knoxville, Iowa, and has served customers since 1911.
Is Leighton State Bank a public or private company?
Leighton State Bank is a private company. It is classified as management employee owned and is currently operating.
When was Leighton State Bank founded?
Leighton State Bank was founded in 1911. It employs 11 to 50 people.
Where is Leighton State Bank based?
Leighton State Bank is headquartered in Pella, United States, in the North America region.
How does Leighton State Bank make money?
Four revenue lines are on record. Interest Income is the primary driver. The others are deposit Services, investment Services and loan Origination.
Who are Leighton State Bank's main competitors?
Broad incumbents on record are MidWestOne Bank and Wells Fargo. Direct peers are United Bank of Iowa, Fidelity Bank & Trust (Iowa), Marion County State Bank, Heartland Bank (Iowa), Bank Iowa, Iowa Trust & Savings Bank and Two Rivers Bank & Trust. First Interstate Bank is listed as an others.
Does Leighton State Bank have an API?
No public API is recorded for Leighton State Bank.
What industry is Leighton State Bank in?
Leighton State Bank's product category is Community Banking. Its primary akta.pro industry code is FSABAAAE, Branch & In-Person Banking (Teller/ATM Networks), with a secondary code of FSAEAAAM, Fee-Based Advisory. Its NAICS code is 522110 and its SIC code is 6022.