Regency Investment Advisors

What Regency Investment Advisors does

Regency Investment Advisors, Inc. was a private, fee-only registered investment advisor founded in 1993 and headquartered at 1312 W. Herndon Ave, Fresno, California. The firm delivered holistic wealth management to high-net-worth individuals and families, business owners, and institutions and nonprofits in the Central Valley, offering financial planning, retirement planning, investment management, estate planning, tax strategy, insurance planning, charitable giving, equity compensation advisory, family office services, corporate retirement plans, business succession planning, and institutional asset management. Its investment philosophy was evidence-based, using globally diversified portfolios grounded in academic research rather than market timing, delivered through dedicated three-person advisory teams (Wealth Manager, Planning Associate, Client Service Representative) under a fiduciary model with no commissioned products. The firm operated on a recurring AUM-based fee structure supplemented by planning fees, distributed via referrals from local CPAs, attorneys, and professional advisors, with no paid marketing.

Name

Regency Investment Advisors

Legal name

Regency Investment Advisors, Inc.

Website

https://regencyinvests.com

Company type

Private

Founded year

1993

Operating status

Acquired

Headcount range

11–50 employees

Short description

Regency Investment Advisors was a Fresno-based fee-only RIA founded in 1993, serving Central Valley HNW families, business owners, and institutions with holistic wealth, retirement, estate, and tax planning under an evidence-based investment philosophy.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

akta.pro secondary industries

Estate & Legacy Planning Advisory (FSAEAAAG), Institutional Consulting RIAs (OCIO/Endowments/Foundations/Pensions) (FSAAACAG)

Keywords

• Wealth management services
• Financial planning
• Investment management
• Retirement planning
• Estate planning

Headquarters

HQ city

Fresno

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wealth Management Advisory Fees: Fee-only wealth management services where advisory fees are typically based on assets under management (AUM). Services include financial planning, investment management, retirement planning, estate planning, tax strategy, insurance planning, and charitable giving.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Regency Investment Advisors provides fee-only fiduciary wealth management and financial planning services to high-net-worth individuals, families, business owners, and institutions. The firm delivers holistic advisory services covering investment management, retirement planning, estate planning, tax strategy, insurance planning, charitable giving, equity compensation, family office, corporate retirement plans, business succession planning, and institutional asset management.

Product overview

Plancorp (formerly Regency Investment Advisors) operates as a unified fee-only fiduciary wealth management platform offering integrated financial services. The core product is Wealth Management, a holistic approach combining Financial Planning, Retirement Planning, Investment Management, Estate Planning, Tax Strategy, Insurance Planning, Charitable Giving, and Equity Compensation into a single advisory relationship. The platform also extends to business and institutional clients through Corporate Retirement Plans, Business Succession Planning, and Institutional Asset Management services. Family Office services support generational wealth transfer. All services are delivered with a client-first fiduciary philosophy, emphasizing transparency and alignment of advisor interests with client interests.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Management Comprehensive financial planning and investment management services for individuals and families, providing holistic and proactive advice to achieve life goals.
• Financial Planning Integrated financial planning service that addresses all aspects of a client's financial life including cash flow, savings goals, and wealth optimization.
• Retirement Planning Strategic retirement planning services to help clients prepare for and navigate retirement with confidence.
• Investment Management Evidence-based investment management using globally diversified portfolios, backed by nearly 40 years of academic research and Nobel Prize-winning work.
• Estate Planning Estate planning services to help clients preserve wealth and create lasting legacies for future generations.
• Tax Strategy Strategic tax planning to optimize tax efficiency and minimize tax liabilities across client's financial picture.
• Insurance Planning Insurance planning services to help clients protect their assets and manage risk appropriately.
• Charitable Giving Charitable giving advisory services to help clients align their philanthropy with their overall financial and estate plans.
• Equity Compensation Specialized advisory services for equity compensation including restricted stock units, employee stock purchase plans, and stock options.
• Family Office Family office services supporting legacy preservation through education and generational wealth transfer planning.
• Corporate Retirement Plans Corporate retirement plan advisory services including 401(k) and Cash Balance plan management with minimal fees.
• Business Succession Planning Business succession planning services to help business owners achieve personal financial goals while ensuring long-term business success.
• Institutional Asset Management Institutional asset management for nonprofits, endowments, and organizations focusing on their mission while managing complex financial needs.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Plancorp Wealth ManagementcoreStrategic or Co-development Partner · 31 March 2026Plancorp Wealth Management, a St. Louis-based fee-only wealth management firm, acquired Regency Investment Advisors in its first large-scale acquisition in over 40 years of operation. The deal added approximately $1 billion in client assets under management and 14-16 professionals to Plancorp's platform, establishing a stronger West Coast presence in Fresno, California. The acquisition reflects Plancorp's strategy to build a national wealth management platform by combining with like-minded firms that share similar values of client-first service and operational excellence.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Edelman Financial Engines: Large national RIA combining automated and advisor-led investment management plus financial planning for HNW households; broader scale than Regency but overlapping service lines.
• Focus Financial Partners: Public RIA aggregator partnering with fiduciary wealth management firms; relevant comparator for Plancorp's selective-acquisition strategy and the broader RIA rollup thesis.
• Schwab Wealth Advisory: Nationwide fee-based advisory service within Charles Schwab serving HNW clients with planning and investment management; representative of institutional incumbents that compete for the same wallet.

Direct peers

• Carson Group: Fee-only wealth management firm and RIA rollup supporting advisors serving HNW individuals with holistic planning; comparable service model and direct-to-advisor growth approach.
• Mariner Wealth Advisors: National fee-only RIA platform serving HNW families and institutions with planning-led wealth management; comparable offering breadth including estate, tax, and institutional services.
• Hightower Advisors: RIA aggregator serving HNW individuals, families, and institutions with comprehensive wealth planning, estate, and business-owner advisory; comparable acquisition-led growth strategy.
• Merit Financial Advisors: Fee-only RIA aggregator offering wealth management, financial planning, and retirement plan services to HNW clients and business owners; comparable services and rollup strategy.
• Buckingham Strategic Wealth: Fee-only fiduciary RIA delivering evidence-based investment management and comprehensive financial planning to HNW clients; aligned with Regency's evidence-based, fee-only philosophy and service breadth.
• Creative Planning: Large fee-only RIA offering holistic financial planning, investment management, and tax/estate advisory to HNW individuals, families, and business owners; closely comparable fee model and client mix to Regency.

Emerging players

• Facet Wealth: Tech-enabled flat-fee financial planning and investment management firm targeting HNW households; competes with traditional fee-only RIAs on transparency and pricing.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Regency Investment Advisors