Community Bank of Louisiana

What Community Bank of Louisiana does

Community Bank of Louisiana is a privately held, FDIC-insured community bank headquartered in Mansfield, Louisiana, originally chartered in 1901 as the Bank of Logansport and reorganized through a 1997 merger with Mansfield Bank & Trust Company. The bank operates 12 branch locations across Northwest Louisiana (including Shreveport, Bossier City, Gloster, Logansport, Stonewall, and Many) with approximately 115 employees, holding more than $750 million in assets. It serves individual consumers and small-to-medium businesses with a full suite of personal banking products (checking, savings, CDs, IRAs, personal loans), business banking services (checking, savings, money market, business loans, ACH origination, Positive Pay, remote deposit capture), residential mortgages, HELOCs, and wealth management referrals through an Ameriprise Financial partnership branded Community Wealth Services. Merchant services are delivered via a BancCard of America partnership, and mortgage applications are processed through a ZipForHome integration.

The bank's technology stack centers on a traditional community banking platform with digital self-service layers: the CBLA Mobile Banking app (iOS/Android) supports remote check deposit, card controls, and Experian credit monitoring; an online banking portal provides bill pay, alerts, and transfers; text banking is enabled via short code 226563; and EMV chip debit cards integrate with Apple Pay, Google Pay, and Samsung Pay. Security is delivered through VeriSign digital IDs, 128-bit SSL encryption, firewalls, and three-strike lockout. There is no evidence of proprietary AI/ML capabilities, custom model development, or data flywheel mechanics; technology investments appear focused on parity with consumer digital banking expectations rather than differentiation.

The revenue model is a standard community bank construct: net interest income from lending (mortgages, HELOCs, personal loans, business loans, lines of credit) and deposit spread economics form the core, supplemented by transaction fees (business banking services, merchant card processing), referral/affiliate income (Ameriprise wealth services), and interchange on debit cards. The go-to-market is relationship-led, distributed through the 12-branch physical network combined with digital channels, with growth driven by community involvement, a content blog (Common Cents), social media presence, and referral-based acquisition. Pricing is not publicly disclosed; tiered deposit products start at low minimums (e.g., $100 business checking, $500 CDs) and the bank competes on local decision-making rather than disclosed rate leadership.

Name

Community Bank of Louisiana

Legal name

Community Bank of Louisiana

Website

https://communitybankofla.bank

Company type

Private

Founded year

1901

Operating status

Operating

Headcount range

51–100 employees

Short description

Community Bank of Louisiana is a privately held, FDIC-insured community bank founded in 1901, operating 12 branches across Northwest Louisiana with $750M+ in assets. It serves retail consumers and local SMBs with personal banking, business banking, mortgages, and wealth management referrals.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (52211)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)

akta.pro secondary industries

Bank Branch / Retail Purchase Mortgages (FSALAAAA), Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)

Keywords

• Retail banking services
• Community banking
• Consumer lending
• Business banking
• Mortgage loans

Headquarters

HQ city

Mansfield

HQ country

United States

HQ region

North America

Offices12 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Interest Income from Lending: Traditional banking revenue from interest earned on mortgage loans, personal loans, business loans, and lines of credit including HELOCs. Both variable and fixed rate financing options are offered.
2. Deposit Interest Expenses: Interest-bearing deposit accounts including checking (Traditional Personal NOW), savings (Extra Interest Savings, Platinum Savings), CDs, and IRAs that generate fee income.
3. Business Banking Services: Business checking, savings, and money market accounts with services including ACH origination, remote deposit capture, and Positive Pay fraud detection.
4. Merchant Services: Credit card processing services through partnership with BancCard of America, offering payment processing for VISA, MasterCard, Discover, American Express, and other card types.
5. Wealth Management Referrals: Revenue from referral arrangements with Ameriprise Financial Services for investment and financial planning services offered through Community Wealth Services partnership.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

Community Bank of Louisiana is a privately held community bank headquartered in Mansfield, Louisiana, providing a full suite of personal and business banking products through 12 branch locations across Northwest Louisiana. The bank offers checking accounts, savings accounts, certificates of deposit, IRAs, personal loans, mortgages, HELOCs, business loans, merchant services, and wealth management referrals, complemented by mobile, online, and text banking channels. With over $750 million in assets and more than 115 employees, the bank emphasizes local decision-making and personalized relationship banking for individuals and small-to-medium businesses in DeSoto Parish and surrounding communities.

Product overview

Community Bank of Louisiana offers a comprehensive suite of banking products organized into Personal Banking, Business Banking, and Loans divisions. Personal Banking includes three checking account tiers (Traditional Personal, Traditional Personal NOW, Traditional Students), three savings options (Extra Interest Savings, Young Savers, Platinum Savings), personal loans, and investment products including Certificates of Deposit (CDs) and Individual Retirement Arrangements (IRAs). Business Banking provides three checking tiers (Traditional Business, Traditional Business Interest, Traditional Business NOW), money market and savings accounts, business loans, and merchant services through BancCard partnership. The Loans division encompasses mortgages, Home Equity Lines of Credit (HELOC), and refinance products. Digital banking capabilities include online banking, mobile banking with Snap & Send check deposit, text banking, card controls, ACH origination, Positive Pay fraud protection, and Remote Deposit Capture. The bank also offers wealth management services through an Ameriprise Financial partnership called Community Wealth Services.

Differentiator

Problem solved

Functional benefit

Brands

• Community Wealth Services: A financial advisory practice operated in partnership with Ameriprise Financial Services, offering investment services, financial planning, and wealth management solutions.
• CBLA Mobile Banking

Products and services

• Traditional Personal Checking
• Traditional Personal NOW Checking
• Traditional Students Checking
• Extra Interest Savings
• Young Savers Savings
• Platinum Savings
• Personal Loans
• Certificates of Deposit (CDs)
• Individual Retirement Arrangement (IRA)
• Community Wealth Services
• Traditional Business Checking
• Traditional Business Interest Checking
• Traditional Business NOW Checking
• Traditional Business Money Market
• Business Savings Account
• Business Platinum Savings Account
• Business Loans
• Merchant Services
• Mortgages
• Home Equity Line of Credit (HELOC)
• Refinance Loans
• CBLA Debit Card
• Financial Planning Tools

Quantifiable outcome

• Over $750 million in assets supporting primarily local projects

Named customers2 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• Ameriprise Financial ServicescoreStrategic or Co-development PartnerCommunity Bank of Louisiana offers investment services through Ameriprise Financial Institutions Group, providing on-site financial planning, extensive investment solutions, and digital capabilities. Program Manager Tim Brown and Financial Advisors Wiley LaVigne, Bryan Hildebrand, and Hayden Hildebrand serve customers through Community Wealth Services. Services include financial planning, retirement planning, investments, insurance, annuities, estate planning, and tax planning strategies.
• BancCard of AmericacoreTechnology or IntegrationCommunity Bank of Louisiana has partnered with BancCard of America to offer merchant processing services. BancCard provides mobile/Point of Sale/Virtual Terminals, e-commerce solutions, EMV/NFC terminals, and 24/7 customer support. Services include processing for VISA, MasterCard, Discover, American Express, PIN debit, EBT, and various card types. Local contact Phillip Magill, Jr. available at (318) 423-4633.

Scale indicators4 records

Recent moves4 records

Expansion highlights5 records

Broad incumbents

• Regions Financial: Major regional bank with extensive Louisiana branch network and full digital banking suite. Competes directly for the same retail deposits, mortgages, and small business relationships across Northwest Louisiana.
• First Horizon Bank: Major regional bank with Louisiana operations offering commercial banking, treasury management, and wealth services. Overlaps with Community Bank of Louisiana's business banking franchise at the larger SMB end of the market.
• Hancock Whitney: Gulf Coast regional bank with significant Louisiana presence, including branches in Shreveport and surrounding markets. Larger scale and broader product portfolio compete for the same retail and SMB customers.
• BancorpSouth (Cadence Bank): Southeast-focused regional bank with Louisiana branches offering personal, business, and mortgage products. Competes in overlapping Louisiana markets for community banking relationships.

Direct peers

• Sabine State Bank: Louisiana community bank with branches across western and central Louisiana, including markets near Community Bank of Louisiana's Northwest Louisiana footprint. Closely aligned community banking business model and customer base.
• Origin Bank: Louisiana-based community bank with branches across North Louisiana, including Shreveport and Bossier City markets directly overlapping with Community Bank of Louisiana. Similar size profile and relationship-led community banking model make it the most direct geographic peer.
• Red River Bank: Central Louisiana community bank serving similar retail and SMB customers with comparable deposit, lending, and wealth products. Comparable community banking model and Louisiana market focus make it a strong direct peer.
• Investar Bank: Louisiana-headquartered community bank holding company with branches across South Louisiana and growing footprint. Similar asset size range and full-service personal/business banking offerings make it directly comparable.
• MidSouth Bank: Louisiana-based community bank offering deposit, lending, and treasury products to retail and business customers in similar regional markets. Directly comparable in product mix and target customer segments.

Emerging players

• Live Oak Bank: Digital-forward community bank serving small businesses nationwide with focus on niche lending verticals. Represents the digital-native community banking model that could pressure Community Bank of Louisiana's younger customer segments.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/communitybankla
• Instagraminstagram.com/communitybankoflouisiana
• LinkedInlinkedin.com/company/community-bank-of-louisiana

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Community Bank of Louisiana