HIG - Henrich Insurance Group
HIG is a seven-person independent insurance agency in Webster, Texas that brokers personal and commercial policies — including flood and windstorm coverage — through more than 50 A-rated carriers for individuals and small businesses across the Texas Gulf Coast.
- Company typePrivate
- Founded1990
- HeadquartersWebster, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What HIG - Henrich Insurance Group does
HIG (Henrich Insurance Group) is an independent insurance agency headquartered in Webster, Texas (Houston metropolitan area), founded in 1990 by Billy Henrich. The firm primarily serves individuals and small commercial clients across the Texas Gulf Coast region, with a stated specialty in coastal risk lines — notably flood, windstorm, and homeowners coverage — alongside standard personal lines (auto) and commercial policies. The agency operates as an LLC under family ownership with a seven-person staff.
The agency's core offering is multi-carrier brokerage: rather than being captive to a single insurer, HIG distributes through more than 50 A-rated carrier partners, enabling comparative quoting across providers on a client-by-client basis. Underlying technology consists of a Zywave-based digital platform supporting consumer-facing quoting, client portals, and agent-facing servicing workflows — standard third-party brokerage infrastructure rather than proprietary systems. No claims of proprietary AI, custom underwriting models, or differentiated technology are made.
The revenue model is commission-based: HIG is paid carrier commissions on policies bound and renewed, with no disclosed fee-for-service, subscription, or premium finance operations. Customer acquisition is primarily direct-to-consumer and through referral relationships with mortgage and real estate professionals in the Houston market. The business carries no external funding, is privately held, and operates at sub-scale relative to national brokerage aggregators.
HIG - Henrich Insurance Group firmographics
Firmographics- Name
- HIG - Henrich Insurance Group
- Legal name
- Henrich Insurance Group LLC
- Website
- https://higtexas.com
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- HIG is a seven-person independent insurance agency in Webster, Texas that brokers personal and commercial policies — including flood and windstorm coverage — through more than 50 A-rated carriers for individuals and small businesses across the Texas Gulf Coast.
- Ownership category
- akta.pro rank
HIG - Henrich Insurance Group industry classification
Industry- Product category
- Independent Insurance Agency (Personal and Commercial Lines Brokerage)
- NAICS
- Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Real Estate / Lessors Risk BOP (FSAJAFAI)
- akta.pro secondary industries
- Umbrella Insurance (FSAJAMAK), Excess Liability Insurance (FSAJANAC)
Keywords
Where HIG - Henrich Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Webster
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
HIG - Henrich Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission Revenue: As an independent insurance agency, HIG earns commissions from insurance carriers for policies placed. The company represents multiple A-rated insurance carriers and earns transaction-based commissions when customers purchase policies through their agency. They do not charge customers directly for their advisory and brokerage services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom quote-based pricing tailored to individual customer circumstances |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
HIG - Henrich Insurance Group product offering
Product offeringCore offering
HIG - Henrich Insurance Group is an independent insurance agency that brokers personal and commercial insurance policies on behalf of customers by placing coverage with 50+ A-rated insurance carriers. The agency provides advisory and policy placement services for auto, homeowners, flood, renters, life, motorcycle, RV, watercraft, and umbrella insurance for individuals and families, plus business insurance (general liability, property, business interruption, commercial auto, professional liability, workers' compensation) for commercial clients, with specialized services for mortgage and real estate professionals in coastal Texas.
Product overview
HIG - Henrich Insurance Group is an independent insurance agency offering a comprehensive portfolio of insurance products through multiple carrier partnerships. The agency operates as a full-service independent agency (not a single unified software product) providing personal lines (auto, homeowners, flood, life, motorcycle, renters, umbrella, recreational vehicles, watercraft) and commercial lines (business insurance including general liability, property, workers' comp, commercial auto, professional liability) as well as specialized services for mortgage and realtor professionals. As an independent agency established in 1990, HIG accesses over 50 A-rated insurance carriers to provide competitive pricing and tailored coverage options for individuals, families, and businesses throughout Texas.
Differentiator
Problem solved
Functional benefit
Products and services
- Auto Insurance
Quantifiable outcome
- Customers report saving $2,500 or more on annual premiums through HIG
- +2 more outcomes
Companies that use HIG - Henrich Insurance Group
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
HIG - Henrich Insurance Group technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
HIG - Henrich Insurance Group partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and minor.
- CentauricoreInsurance carrier represented by HIG providing coverage options to customers.
- CypresscoreInsurance carrier represented by HIG providing coverage options to customers.
- FEMA (National Flood Insurance Program)coreFederal flood insurance program underwritten through NFIP, offering structure and contents coverage for flood-prone properties.
- GeicocoreMajor insurance carrier represented by HIG for auto and other coverage options.
- HagertyminorSpecialty insurance carrier for classic and collector vehicles.
- Homeowners of AmericacoreRegional insurance carrier focused on homeowners coverage.
- Jewelers MutualminorSpecialty insurance carrier for jewelry coverage.
- Liberty MutualcoreMajor national insurance carrier providing auto, home, and other coverage options.
- Mercury InsurancecoreInsurance carrier known for competitive auto and home rates.
- OrchidminorInsurance carrier offering specialty coverage options.
- ProgressivecoreMajor national insurance carrier, one of the largest auto insurers in the US.
- SagesurecoreInsurance carrier offering homeowners and flood coverage.
- SwyfftminorInsurance carrier providing coverage options through HIG.
- Texas Windstorm Insurance AssociationcoreState-sponsored insurance association providing wind and hail coverage in coastal Texas areas. Critical for Texas Coast customers who cannot obtain wind coverage from private carriers.
- TravelerscoreMajor national insurance carrier offering comprehensive personal and commercial coverage.
- Universal North AmericacoreInsurance carrier providing personal lines coverage options.
Scale indicators4 records
Recent moves5 records
Expansion highlights4 records
HIG - Henrich Insurance Group competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
HIG - Henrich Insurance Group social profiles
Digital presenceHIG - Henrich Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
HIG - Henrich Insurance Group leadership team
Management profileNumber of profiles
Profiles7 records
HIG - Henrich Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
HIG - Henrich Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about HIG - Henrich Insurance Group
What does HIG - Henrich Insurance Group do?
HIG - Henrich Insurance Group is an independent insurance agency that brokers personal and commercial insurance policies on behalf of customers by placing coverage with 50+ A-rated insurance carriers. The agency provides advisory and policy placement services for auto, homeowners, flood, renters, life, motorcycle, RV, watercraft, and umbrella insurance for individuals and families, plus business insurance (general liability, property, business interruption, commercial auto, professional liability, workers' compensation) for commercial clients, with specialized services for mortgage and real estate professionals in coastal Texas.
Is HIG - Henrich Insurance Group a public or private company?
HIG - Henrich Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was HIG - Henrich Insurance Group founded?
HIG - Henrich Insurance Group was founded in 1990. It employs 1 to 10 people.
Where is HIG - Henrich Insurance Group based?
HIG - Henrich Insurance Group is headquartered in Webster, United States, in the North America region.
How does HIG - Henrich Insurance Group make money?
One revenue line is on record: insurance Commission Revenue.
Does HIG - Henrich Insurance Group have an API?
No public API is recorded for HIG - Henrich Insurance Group.
What industry is HIG - Henrich Insurance Group in?
HIG - Henrich Insurance Group's product category is Independent Insurance Agency (Personal and Commercial Lines Brokerage). Its primary akta.pro industry code is FSAJAFAI, Real Estate / Lessors Risk BOP, with a secondary code of FSAJAMAK, Umbrella Insurance. Its NAICS code is 524210 and its SIC code is 6411.