4WARN

What 4WARN does

4WARN Inc. is a private Digital Risk Intelligence company founded in 2022 by Todd Kozikowski and headquartered in Dublin, Ohio. It monitors the public digital ecosystem — search engines, paid advertising, domain activity, backlinks, and AI-generated content — to surface coordinated online campaigns that target insurers, reinsurers, transportation companies, healthcare organizations, and government agencies. Its core analytical assets are the trademarked 4WARN Risk Score™, which benchmarks tech-enabled litigation exposure across micro-targeting, demographics, network topology, endpoint vulnerability, and risk-over-time dimensions, and Network Topolistics®, which maps relationships among funders, law firms, and marketing vendors to expose claims-ecosystem collusion.

The company sells tiered annual subscriptions — Pilot (1-2 week validation), Teams (continuous departmental monitoring), Enterprise (company-wide intelligence with board briefings and regulatory collaboration), and Custom (underwriting, marketing, and special-investigation add-ons) — primarily through enterprise field sales, with a secondary event-driven motion at insurance, transportation, and regulatory conferences. The platform is delivered entirely outside client firewalls without software installation. Customers cited publicly include Louisiana Citizens Property Insurance Corporation, PCH Mutual, Tower Hill, Farmers of Salem, Cypress P&C, NICB, and the Louisiana Department of Insurance, with quantified outcomes such as $8.8M in litigation cost avoidance for Louisiana Citizens and a 40% reduction in digital risk for PCH Mutual. In 2026, 4WARN added the 4WARN Verified certification program, extending the offering from ongoing monitoring into a credentialing product tied to measurable risk reduction.

Name

4WARN

Legal name

4WARN Inc.

Website

https://4warn.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

4WARN is a digital risk intelligence platform that analyzes billions of external digital signals to detect tech-enabled litigation and coordinated online threats for insurance carriers, reinsurers, transportation, healthcare, and government entities, sold as tiered annual subscriptions anchored on its 4WARN Risk Score™ and Network Topolistics® methodology.

Ownership category

akta.pro rank

Product category

Digital Risk Intelligence

NAICS

Web Search Portals and All Other Information Services (519290), Security Systems Services (except Locksmiths) (561621)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Spam, Fake Engagement & Content Abuse Prevention (HDADALAG)

akta.pro secondary industries

Financial Crime Investigations & Intelligence (link analysis, network analytics) (FSAGAFAH), Content Authenticity, Watermarking & Deepfake Detection (HDAAAKAK)

Keywords

• Digital risk intelligence
• Litigation risk analytics
• Threat surveillance services
• Brand protection monitoring
• Cyber threat detection

Headquarters

HQ city

Dublin

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Digital Risk Intelligence Subscription Services: Tiered subscription model with four service packages: Pilot (establish baseline, quick validation), Teams (continuous monitoring, deeper analysis), Enterprise (company-wide intelligence, cross-department integration), and Custom (tailored services for unique requirements). Revenue generated through recurring subscription fees with tiered pricing based on organization size and scope of monitoring.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels7 records

Core offering

4WARN provides Digital Risk Intelligence by analyzing billions of external digital signals across search engines, domains, paid advertising, backlinks, and AI-generated content to surface coordinated threats such as SEO manipulation, paid-search hijacking, brand impersonation, and third-party litigation funding networks before they impact organizations. The company delivers its intelligence through tiered subscription packages (Pilot, Teams, Enterprise, Custom) anchored by its proprietary 4WARN Risk Score™ benchmark and Network Topolistics® mapping methodology, operating entirely in the public digital ecosystem without requiring access to clients' internal systems.

Product overview

4WARN is a Digital Risk Intelligence platform providing a tiered service model (Pilot, Teams, Enterprise, Custom) built around its proprietary 4WARN Risk Score and Network Topolistics technologies. The core offering analyzes billions of external digital signals to identify tech-enabled litigation threats, while the 4WARN Verified certification recognizes organizations demonstrating measurable risk reduction. The platform operates entirely in the public digital ecosystem without requiring client internal system access.

Differentiator

Problem solved

Functional benefit

Brands

• 4WARN Verified: A certification badge awarded to organizations demonstrating measurable progress in reducing digital risk exposure.
• 4WARN Risk Score
• Network Topolistics

Products and services

• 4WARN Digital Risk Intelligence Digital Risk Intelligence platform that analyzes billions of digital signals across search engines, domains, paid search, backlinks, and online content to surface coordinated threats such as SEO manipulation, paid-search hijacking, brand impersonation, and third-party litigation funding networks before they impact insurers, reinsurers, transportation companies, healthcare organizations, and government agencies.
• 4WARN Verified Digital risk protection certification awarded to organizations demonstrating measurable progress in reducing exposure to tech-enabled litigation risk through deep audits of digital vulnerabilities, domain authority assessment, SEO health evaluation, and ongoing monitoring of known opportunists.
• Threat Assessment Initial threat assessment engagement that establishes a baseline 4WARN Risk Score, identifies preliminary threats, and validates impact before prospective clients commit to ongoing subscription packages.

Quantifiable outcome

• Louisiana Citizens saved $8.8M in litigation costs within 3 months through 1% reduction in litigated claims
• +3 more outcomes

Named customers14 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core and minor.

• National Insurance Crime Bureau (NICB)coreStrategic or Co-development Partner · 3 March 2026Joint partnership with NICB and Louisiana Department of Insurance to combat third-party litigation funding marketing tactics. Combined NICB's investigative intelligence with 4WARN's digital risk monitoring to uncover how TPLF networks operate, where they concentrate, and what insurers can do to protect against them. Published joint Threat Assessment report.
• Louisiana Department of InsurancecoreStrategic or Co-development Partner · 3 March 2026LDI partnered with NICB and 4WARN to protect policyholders from TPLF practices that fuel excessive litigation. Initiative aims to combat misleading marketing tactics and address primary drivers of high insurance costs in Louisiana.
• Boston Consulting Group (BCG)minorGTM or Marketing Partner · 30 April 20244WARN included in BCG's Insurance White Paper on Tackling Social Inflation, positioning 4WARN as a relevant solution in BCG's insurance industry analysis and recommendations.
• DemotechminorStrategic or Co-development Partner · 15 April 2024Research partnership originating from Demotech's 2022 financial due diligence of insurance carrier failures. Demotech retained Todd Kozikowski to analyze whether internet-based technology had been leveraged to accelerate litigation levels. This research led to the founding of 4WARN and development of tech-enabled claim instigation framework.

Scale indicators9 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• ZeroFox: External digital risk protection platform that monitors the open, deep, and dark web for brand impersonation, fraud, and executive threats. Most directly comparable to 4WARN given the same external-only, no-firewall architecture and enterprise subscription GTM.
• Dataminr: Real-time event and threat detection platform that ingests massive volumes of public data (news, social, sensors) to surface risks for enterprise and government clients. Comparable to 4WARN's approach of scanning public digital signals to detect emerging coordinated threats before they impact clients.
• Axur: Digital risk protection vendor that monitors external surfaces for brand abuse, phishing, and fraud for enterprise clients. Direct peer in external digital risk intelligence with a similar SaaS subscription model.
• PhishLabs (Fortra): Digital risk protection focused on phishing, fraud, brand abuse, and takedowns. Directly comparable to 4WARN in monitoring external digital channels for coordinated abuse against enterprise targets.

Broad incumbents

• Recorded Future (Mastercard): Large-scale threat intelligence platform combining telemetry, machine learning, and human analysis. Broader incumbent than 4WARN, but competes in the same intelligence-from-public-data category and increasingly targets fraud and reputational risk use cases.
• Mandiant (Google Cloud): Cyber threat intelligence and incident response leader, now part of Google Cloud. Broader incumbent in cyber threat intelligence; relevant to 4WARN because both monetize external signals + human analysis for enterprise risk teams.
• Kroll: Global risk consultancy with cyber, fraud, and investigative intelligence practices serving insurers and large enterprises. Comparable in being a non-tech incumbent providing intelligence-led services to similar insurance and government buyers.
• LexisNexis Risk Solutions: Insurance-vertical analytics and fraud-detection data provider serving carriers and reinsurers. Comparable in selling risk-intelligence analytics into the same primary customer segment (insurance SIU/claims/legal) that 4WARN targets.
• Verisk: Major insurance analytics and intelligence provider (e.g., ISO, Fraud Solutions). Comparable broad incumbent already serving insurance carriers with analytics, fraud detection, and risk-scoring products across enterprise accounts.

Emerging players

• CyberSixgill: Threat intelligence company specializing in surface, deep, and dark web monitoring for fraud, brand abuse, and cyber threats. Comparable emerging threat-intel vendor with overlapping external-monitoring capabilities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/in/toddkozikowski

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 4WARN