MasterCard Advisors
MasterCard Advisors is Mastercard's professional services and analytics division, monetizing 15+ petabytes of proprietary transaction data via the Mastercard Business Intelligence platform, SpendingPulse, Test & Learn, and Credit Intelligence to serve financial institutions, merchants, fintechs, and public-sector clients across 160+ markets.
- Company typePublic
- Founded1966
- HeadquartersPurchase, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What MasterCard Advisors does
MasterCard Advisors is the professional services and business intelligence arm of Mastercard Incorporated (NYSE: MA), headquartered in Purchase, New York. It monetizes Mastercard's proprietary payment network — 175 billion+ transactions annually, 15+ petabytes of card-network data, 1.8 trillion loyalty points managed each year, and 160+ market coverage — by delivering data-driven advisory, analytics, and managed intelligence solutions to financial institutions, merchants and retailers, government and public-sector clients, fintechs, and acquirers/PSPs.
The product portfolio centers on the Mastercard Business Intelligence (MBI) web platform and 40+ premium solutions across eight capability areas: Consumer Research, Economic Insights, Industry & Competitive Insights, Performance Optimization, Cyber & Risk Intelligence, Marketing & Engagement, Innovation Enablement, and Learning & Development. Flagship assets include SpendingPulse (near real-time retail spend indices), Test & Learn (experimental analytics with machine learning on proprietary spend data), the Mastercard Economics Institute (global research), Credit Intelligence Solutions, Cards Lab, Portfolio Optimizer, and Cyber & Risk Intelligence products. Underlying the portfolio is a purpose-built AI stack: AI-powered decision intelligence, fraud-detection models (reported 40%+ year-over-year fraud detection uplift in Q1 2025), a generative AI assistant on the MBI platform, predictive analytics, optimization, and process automation, all trained on Mastercard's proprietary transaction corpus.
Advisors runs a hybrid revenue model combining (i) enterprise advisory and consulting engagements delivered by data scientists, economists, and consultants; (ii) subscription-based access to the MBI platform and its 40+ premium solutions, with a freemium browse tier; (iii) data and analytics services built on Mastercard's transaction data; and (iv) channel and ecosystem revenue through the Partner Advantage Program, Network Enablement Partners, and the Start Path fintech program. Distribution is multi-pronged: enterprise field sales, the self-serve MBI platform, and partner channels spanning financial institutions, large merchants, public-sector buyers, and fintech startups across 160+ markets.
MasterCard Advisors firmographics
Firmographics- Name
- MasterCard Advisors
- Legal name
- Mastercard Incorporated
- Website
- https://mastercardservices.com
- Company type
- Public
- Founded year
- 1966
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- MasterCard Advisors is Mastercard's professional services and analytics division, monetizing 15+ petabytes of proprietary transaction data via the Mastercard Business Intelligence platform, SpendingPulse, Test & Learn, and Credit Intelligence to serve financial institutions, merchants, fintechs, and public-sector clients across 160+ markets.
- Ownership category
- akta.pro rank
MasterCard Advisors industry classification
Industry- Product category
- Business Intelligence and Analytics Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Credit Bureaus (561450), Credit Card Issuing (522210)
- SIC
- Finance Services (6199), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Card Issuing & Program Management Platforms (BPAMAFAH)
- akta.pro secondary industries
- Corporate Cards & Spend Controls (FSAGAJAF), Commercial & Corporate Card Schemes (FSAMAAAF), Corporate Cards & Expense Solutions (T&E, purchasing, fleet) (FSABAIAG)
Keywords
Where MasterCard Advisors is headquartered
LocationHeadquarters
- HQ city
- Purchase
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
MasterCard Advisors business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Platform Subscription: Mastercard Business Intelligence platform access is available at no cost for browsing, with full solution access requiring purchases made directly within the platform. The platform combines free content with premium paid solutions.
- Premium Solutions: Over 40 premium business intelligence solutions addressing the full spectrum of business needs across eight core capabilities are available for purchase within the platform.
- Consulting and Advisory Services: Expert-led consulting services including advisors and transformation, strategy insight, and innovation enablement delivered by data scientists, economists, and consultants.
- Data and Analytics Services: Proprietary data monetization through insights, intelligence reports, consumer research, and specialized analytics solutions for financial institutions, merchants, and governments.
- Transaction Processing: Core payment network revenue from processing 175 billion+ transactions annually across the Mastercard payment network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Free tier for browsing and content access |
| Subscription | Annual | Premium solutions available for purchase |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels7 records
MasterCard Advisors product offering
Product offeringCore offering
MasterCard Advisors operates the Mastercard Business Intelligence platform delivering 40+ premium analytics solutions across eight core capabilities, including SpendingPulse (near real-time retail spend insights), Test & Learn (experimental analytics), Credit Intelligence, Cyber and Risk Intelligence, and Portfolio Optimization tools. The division combines proprietary transaction data from 175 billion+ annual transactions and 15+ petabytes of data assets with AI-powered analytics and expert consulting from economists and data scientists. It serves financial institutions, merchants, governments, fintechs, and acquirers with consulting, advisory, and transformation services delivered through the MBI self-serve platform, direct enterprise sales, and partner programs.
Product overview
MasterCard Advisors operates as a comprehensive business intelligence platform delivering 40+ solutions across eight core capabilities: Consumer Research, Economic Insights, Industry & Competitive Insights, Performance Optimization, Cyber & Risk Intelligence, Marketing & Engagement, Innovation Enablement, and Learning & Development. The portfolio centers on SpendingPulse (near real-time retail spend insights), the Mastercard Economics Institute (global research), Test & Learn (experimental analytics with machine learning), Credit Intelligence Solutions (consumer and SME credit analytics), and Cards Lab/Portfolio Optimizer (card and merchant portfolio tools). These products are delivered through the Mastercard Business Intelligence (MBI) web platform, enhanced by dedicated solutions for Cyber Risk, Marketing, Innovation, and professional learning. The ecosystem is supported by the Partner Advantage Program and Start Path innovation initiatives, covering 160+ markets worldwide with access to Mastercard's proprietary data from 175B+ annual transactions and 15+ petabytes of data assets.
Differentiator
Problem solved
Functional benefit
Brands
- SpendingPulse: Retail sales and market insights solution providing near real-time estimates on consumer spending activity
- Test & Learn
- Mastercard Economics Institute
- Mastercard Business Intelligence
Products and services
- Mastercard Business Intelligence (MBI)
- SpendingPulse
- Test & Learn
- Mastercard Economics Institute
- Credit Intelligence Solutions
- Cyber and Risk Intelligence
- Data Clean Room
- Consumer Research
- Industry and Competitive Insights
- Performance Optimization
- Marketing and Engagement
- Sandbox as a Service
- Mastercard Partner Advantage Program
Quantifiable outcome
- 40% more fraud detected year-over-year in Q1 2025 through AI-powered decision intelligence
- +3 more outcomes
Companies that use MasterCard Advisors
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles5 records
MasterCard Advisors technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability10 records
Feature5 records
MasterCard Advisors partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core.
- TelstracoreTelstra powered their loyalty program with Mastercard Rewards Solutions, demonstrating effective integration of loyalty and engagement technology.
- CheckerscoreCheckers used Mastercard's Test & Learn insights to inform their e-commerce strategy, demonstrating how analytics-driven approaches can optimize retail operations.
- AIK BankacoreAIK Banka leveraged Mastercard insights to find a possible 30% increase in transaction volume through improved analytics and decision-making.
- HersheycoreHershey used SpendingPulse tools to understand nationwide consumer trends, leveraging Mastercard's real-time retail sales insights.
- TAO GroupcoreTAO Group benchmarks performance using SpendingPulse, utilizing Mastercard's market intelligence for hospitality and entertainment operations.
- Virgin MoneycoreVirgin Money established a powerful innovation partnership with Mastercard Digital Labs, leveraging Mastercard's technology and expertise to drive digital innovation in banking services.
- Sweaty BettycoreSweaty Betty personalized the shopping experience in only six months using Mastercard's customer intelligence and engagement solutions.
- Fintech Startups (via Start Path)coreStart Path program supports fintech startups in every step of the innovation journey, from navigating the fintech landscape to connecting with the most relevant players and safely experimenting with new technologies.
- Network Enablement Partners (NEPs)coreNEPs enable network connectivity and services, providing technology integration partnerships for payment processing and network access.
- Mastercard Economics Institute CollaboratorscorePartnership with organizations seeking economic consulting to navigate economic uncertainty, leveraging Mastercard data for business protection and empowerment.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
MasterCard Advisors competitors and assessment
Company assessmentMarket position
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
MasterCard Advisors social profiles
Digital presenceMasterCard Advisors financial estimates
Financial estimateRevenue estimate
Valuation estimate
MasterCard Advisors leadership team
Management profileNumber of profiles
Profiles2 records
MasterCard Advisors subsidiaries and ownership
Company hierarchySubsidiaries3 records
MasterCard Advisors funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MasterCard Advisors M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MasterCard Advisors
What does MasterCard Advisors do?
MasterCard Advisors operates the Mastercard Business Intelligence platform delivering 40+ premium analytics solutions across eight core capabilities, including SpendingPulse (near real-time retail spend insights), Test & Learn (experimental analytics), Credit Intelligence, Cyber and Risk Intelligence, and Portfolio Optimization tools. The division combines proprietary transaction data from 175 billion+ annual transactions and 15+ petabytes of data assets with AI-powered analytics and expert consulting from economists and data scientists. It serves financial institutions, merchants, governments, fintechs, and acquirers with consulting, advisory, and transformation services delivered through the MBI self-serve platform, direct enterprise sales, and partner programs.
Is MasterCard Advisors a public or private company?
MasterCard Advisors is a public company. It is classified as corporate owned and is currently operating.
When was MasterCard Advisors founded?
MasterCard Advisors was founded in 1966. It employs 501 to 1,000 people.
Where is MasterCard Advisors based?
MasterCard Advisors is headquartered in Purchase, United States, in the North America region.
How does MasterCard Advisors make money?
Five revenue lines are on record. Platform Subscription is the primary driver. The others are premium Solutions, consulting and Advisory Services, data and Analytics Services and transaction Processing.
Does MasterCard Advisors have an API?
No public API is recorded for MasterCard Advisors.
What industry is MasterCard Advisors in?
MasterCard Advisors's product category is Business Intelligence and Analytics Services. Its primary akta.pro industry code is BPAMAFAH, Card Issuing & Program Management Platforms, with a secondary code of FSAGAJAF, Corporate Cards & Spend Controls. Its NAICS code is 52232 and its SIC code is 6199.