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CLICO

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uuid000m9k4

Namestring
CLICO
Legal namestring
Colonial Life Insurance Company (Trinidad) Limited
Websiteurl
clico.com
Company typeenum
Private
Founded yearint
1936
Descriptiontext

Colonial Life Insurance Company (Trinidad) Limited, operating as CLICO, is a privately held life insurance carrier incorporated in Trinidad and Tobago in 1936 by Cyril Lucius Duprey. The company sells industrial life insurance coverage, Short Term Investment Products (STIPs), and related compliance/KYC services to individual and corporate clients, distributing through a network of physical branch offices in Port of Spain, Chaguanas, San Fernando, Scarborough (Tobago), and Tunapuna, with historical Caribbean offices in Grenada, Guyana, Barbados, St. Vincent, St. Kitts, St. Lucia, and Aruba.

The company's product portfolio is traditional and undifferentiated at the technology layer: life insurance and STIP contracts administered through branch-based servicing, supported by a Squarespace-hosted corporate website that publishes financial statements (2010-2025) and downloadable forms for KYC compliance, STIP payment requests, statutory declarations, and lost policy declarations. CLICO's technology is explicitly listed as "Not publicly disclosed," and the company maintains no app, public API, or documented integration partners. The business model is built on recurring premium income and accumulated policyholder value over a multi-decade in-force book, with regulatory compliance covering FATCA, AML, and CFT regimes.

CLICO's 80-plus year operating history, status as the first locally owned life insurer in Trinidad and Tobago, and wholly owned Head Office real estate constitute its principal competitive assets. The company has not disclosed recent leadership changes, M&A, funding activity, product launches, or digital transformation initiatives in the available data, and the customer base, revenue figures, and ownership structure beyond the founder are not publicly disclosed. The operating model remains a traditional, branch-led Caribbean insurance franchise with a minimal disclosed digital footprint.

Short descriptiontext

CLICO (Colonial Life Insurance Company (Trinidad) Limited) is a privately held, Port of Spain-based life insurance carrier founded in 1936, serving individual and corporate clients in Trinidad and Tobago and select Caribbean markets through a branch network.

Operating statusenum
Operating
Ownership categoryenum
Headcount rangeband
501–1,000
akta.pro rankint
HeadquartersWilliamsville, Trinidad & Tobago
HQ citystring
Williamsville
HQ countrystring
Trinidad & Tobago
HQ regionstring
Latin America
Markets served

Serves global market

Offices7 records

Each record includes

City, Country, Type, Description, Source

Keyword5 values
life insurance services, industrial insurance, short-term investments, insurance products, financial services
NAICS code2 codes
  • Direct Life Insurance Carriers524113
  • Direct Life, Health, and Medical Insurance Carriers52411
SIC code1 code
  • Life Insurance6311
Product category
Life Insurance
Social media profiles1 record
Marketing channels2 records

Each record includes

Title, Type, Stage, Description, Source

Distribution channels1 record

Each record includes

Title, Type, Scope, Target buyer, Description, Source

Cost components5 values
Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
GTM typeB2C
B2C
Offering typeServices
Services
Core offering1 text field

Colonial Life Insurance Company (Trinidad) Limited (CLICO) is a life insurance provider that sells life insurance coverage, including industrial insurance, to individual and corporate clients in Trinidad and Tobago and across the Caribbean. The company also issues Short Term Investment Products (STIPs) with associated final payment processing and statutory/lost policy declaration forms, and provides KYC compliance documentation in support of FATCA, AML, and CFT regulatory requirements.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

Colonial Life Insurance Company (Trinidad) Limited operates as a traditional insurance provider offering life insurance products and short-term investment products (STIPs) through a network of branch offices. The company provides individual and corporate KYC compliance forms and publishes financial statements annually. The product portfolio consists of core life insurance coverage and supplementary short-term investment products, with related compliance and documentation services.

Product and service2 records
1Life Insurance Services
CategoryLife Insurance
Description

Life insurance coverage including industrial insurance, offered to individual and corporate clients through branch offices across Trinidad and Tobago and regional Caribbean locations.

2Short Term Investment Products (STIPs)
CategoryInvestment Products
Description

Short Term Investment Products offered by Colonial Life Insurance Company, with downloadable forms for payment requests, statutory declarations, and lost policy declarations, for individual and corporate clients.

Recent move10 records

Each record includes

Date, Type, Title, Description, Source

Expansion highlight2 records

Each record includes

Type, Description

Market position
Strengths5 records

Each record includes

Headline, Details, Source

Weaknesses5 records

Each record includes

Headline, Details, Source

Competitive moat4 records

Each record includes

Type, Details

Key highlights6 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Ideal customer profile3 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

CLICO

Life Insuranceclico.com

CLICO (Colonial Life Insurance Company (Trinidad) Limited) is a privately held, Port of Spain-based life insurance carrier founded in 1936, serving individual and corporate clients in Trinidad and Tobago and select Caribbean markets through a branch network.

What CLICO does

Colonial Life Insurance Company (Trinidad) Limited, operating as CLICO, is a privately held life insurance carrier incorporated in Trinidad and Tobago in 1936 by Cyril Lucius Duprey. The company sells industrial life insurance coverage, Short Term Investment Products (STIPs), and related compliance/KYC services to individual and corporate clients, distributing through a network of physical branch offices in Port of Spain, Chaguanas, San Fernando, Scarborough (Tobago), and Tunapuna, with historical Caribbean offices in Grenada, Guyana, Barbados, St. Vincent, St. Kitts, St. Lucia, and Aruba.

The company's product portfolio is traditional and undifferentiated at the technology layer: life insurance and STIP contracts administered through branch-based servicing, supported by a Squarespace-hosted corporate website that publishes financial statements (2010-2025) and downloadable forms for KYC compliance, STIP payment requests, statutory declarations, and lost policy declarations. CLICO's technology is explicitly listed as "Not publicly disclosed," and the company maintains no app, public API, or documented integration partners. The business model is built on recurring premium income and accumulated policyholder value over a multi-decade in-force book, with regulatory compliance covering FATCA, AML, and CFT regimes.

CLICO's 80-plus year operating history, status as the first locally owned life insurer in Trinidad and Tobago, and wholly owned Head Office real estate constitute its principal competitive assets. The company has not disclosed recent leadership changes, M&A, funding activity, product launches, or digital transformation initiatives in the available data, and the customer base, revenue figures, and ownership structure beyond the founder are not publicly disclosed. The operating model remains a traditional, branch-led Caribbean insurance franchise with a minimal disclosed digital footprint.

CLICO firmographics

Firmographics
Name
CLICO
Legal name
Colonial Life Insurance Company (Trinidad) Limited
Website
https://clico.com
Company type
Private
Founded year
1936
Operating status
Operating
Headcount range
501–1,000 employees
Short description
CLICO (Colonial Life Insurance Company (Trinidad) Limited) is a privately held, Port of Spain-based life insurance carrier founded in 1936, serving individual and corporate clients in Trinidad and Tobago and select Caribbean markets through a branch network.
Ownership category
akta.pro rank

Where CLICO is headquartered

Location

Headquarters

HQ city
Williamsville
HQ country
Trinidad & Tobago
HQ region
Latin America

Offices7 records

Markets served

CLICO business model

Business model
GTM type
B2C
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D

Distribution channels1 record

Marketing channels2 records

CLICO product offering

Product offering

Core offering

Colonial Life Insurance Company (Trinidad) Limited (CLICO) is a life insurance provider that sells life insurance coverage, including industrial insurance, to individual and corporate clients in Trinidad and Tobago and across the Caribbean. The company also issues Short Term Investment Products (STIPs) with associated final payment processing and statutory/lost policy declaration forms, and provides KYC compliance documentation in support of FATCA, AML, and CFT regulatory requirements.

Product overview

Colonial Life Insurance Company (Trinidad) Limited operates as a traditional insurance provider offering life insurance products and short-term investment products (STIPs) through a network of branch offices. The company provides individual and corporate KYC compliance forms and publishes financial statements annually. The product portfolio consists of core life insurance coverage and supplementary short-term investment products, with related compliance and documentation services.

Differentiator

Problem solved

Functional benefit

Products and services

  • Life Insurance Services Life insurance coverage including industrial insurance, offered to individual and corporate clients through branch offices across Trinidad and Tobago and regional Caribbean locations.
  • Short Term Investment Products (STIPs) Short Term Investment Products offered by Colonial Life Insurance Company, with downloadable forms for payment requests, statutory declarations, and lost policy declarations, for individual and corporate clients.

Companies that use CLICO

Customer profile

Ideal customer profiles3 records

CLICO technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

CLICO partnerships and signals

Strategic signal

Recent moves10 records

Expansion highlights2 records

CLICO competitors and assessment

Company assessment

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key highlights6 records

Customer concentration

CLICO social profiles

Digital presence

CLICO financial estimates

Financial estimate

Revenue estimate

Valuation estimate

CLICO leadership team

Management profile

Number of profiles

CLICO funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

CLICO M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CLICO

What does CLICO do?

Colonial Life Insurance Company (Trinidad) Limited (CLICO) is a life insurance provider that sells life insurance coverage, including industrial insurance, to individual and corporate clients in Trinidad and Tobago and across the Caribbean. The company also issues Short Term Investment Products (STIPs) with associated final payment processing and statutory/lost policy declaration forms, and provides KYC compliance documentation in support of FATCA, AML, and CFT regulatory requirements.

Is CLICO a public or private company?

CLICO is a private company. It is classified as unknown and is currently operating.

When was CLICO founded?

CLICO was founded in 1936. It employs 501 to 1,000 people.

Where is CLICO based?

CLICO is headquartered in Williamsville, Trinidad & Tobago, in the Latin America region.

Does CLICO have an API?

No public API is recorded for CLICO.

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