What Angelo Planning Group does

Angelo Planning Group is a privately held, independent financial planning firm headquartered in Rochester, New York, founded by Ralph Angelo. The firm employs 11–50 people, including 17 financial advisors and administrative staff distributed across five physical offices in the Rochester metropolitan area (Brighton-Henrietta, Honeoye Falls, Fairport, Greece, and Meridian Centre). As of April 30, 2026, the firm reports $1.9 billion in assets under advisement and serves a horizontal mix of individual consumers, business owners, educators and public sector employees, multigenerational families, and pre-retirees/retirees.

The firm's core service offering is organized into three product lines: Wealth Planning, Retirement Planning, and Multigenerational Planning. Supporting these are Financial Guidance content (articles, video library), Market Intel commentaries, and a suite of financial calculators. The technology stack is built on integrations with more than 15 third-party platforms spanning financial planning (eMoney, MoneyGuide Pro, RightCapital, WealthScape, Aspire, AssetMark, eWealthManager, Money Tree, WealthBuilder, WealthCom, City National Rochdale), CRM and client portal access (Investor 360, Netx Investor), and HRIS/benefits administration (Employee Navigator). Securities and advisory services are delivered through Commonwealth Financial Network, a Registered Investment Adviser and FINRA/SIPC member broker-dealer founded in 1979 that oversees $344 billion in total account assets as of December 31, 2024, with custody provided via National Financial Services LLC (Fidelity Investments).

The business model is a fee-based advisory practice earning recurring revenue on assets under advisement, supplemented by flat-rate financial planning engagements. Go-to-market is sales-led and relationship-driven: 17 advisors operate as the primary client touchpoints, supported by a content marketing apparatus (blog, weekly and monthly market commentaries, calculators, video library) positioned for top-of-funnel acquisition and an in-house network of CPAs and attorneys for referrals. The firm is independently owned by founding and senior partners including Ralph Angelo as Managing Partner, with no evidence of private equity, venture capital, or institutional investment.

Name

Angelo Planning Group

Legal name

Angelo Planning Group, LLC

Website

https://angeloplanninggroup.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Angelo Planning Group is a privately held, independent financial planning firm in Rochester, NY, employing 17 advisors across five offices and managing $1.9 billion in assets under advisement. It serves individuals, families, business owners, and public sector employees with wealth, retirement, and multigenerational planning through Commonwealth Financial Network.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Comprehensive Financial Planning (FSAEAAAA), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI), Business Owner & Executive Financial Planning (FSAEAAAO), Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL)

Keywords

• Financial planning services
• Wealth management advisory
• Retirement planning
• Estate planning services
• Investment advisory

Headquarters

HQ city

Rochester

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Wealth Management and Financial Planning Services: Comprehensive financial planning and wealth management services, including retirement planning, multigenerational planning, estate planning, and risk management. Services are provided through Commonwealth Financial Network as the RIA-broker/dealer, with advisors providing objective investment advice and financial guidance based on client best interest.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Angelo Planning Group is an independent financial planning firm that delivers personalized wealth planning, retirement planning, and multigenerational planning services to individuals, families, and business owners through 17 financial advisors across five offices in the Rochester, NY area. The firm integrates investment management, tax-advantaged strategies, estate planning, and risk management into a comprehensive financial plan, with securities and advisory services delivered through Commonwealth Financial Network as its RIA-broker/dealer.

Product overview

Angelo Planning Group is a financial planning firm offering a unified suite of advisory services centered on three core offerings: Wealth Planning, Retirement Planning, and Multigenerational Planning. The firm provides personalized financial guidance through experienced advisors who help clients with investment management, tax-advantaged strategies, estate planning, and risk management. Supporting these core services, the firm also offers Financial Guidance content, Market Intel commentaries, and Financial Calculators tools. Securities and advisory services are provided through Commonwealth Financial Network, giving clients access to a broad range of investment products.

Differentiator

Problem solved

Functional benefit

Products and services

• Wealth Planning Comprehensive financial planning service for individuals building wealth through income and retirement planning, tax-advantaged investing, and ongoing professional money management. Aimed at clients in their working years and those navigating employer benefits to build lasting wealth.
• Retirement Planning Long-term retirement planning service helping clients maximize savings from 401(k), 403(b), and 457 plans, create sustainable spending plans, and develop tax mitigation strategies for retirement. Targeted at pre-retirees and retirees seeking retirement income sustainability and longevity.
• Multigenerational Planning Legacy-focused planning service covering estate planning, charitable giving strategies, education funding, tax mitigation, and risk management across multiple generations. Designed for families seeking to preserve wealth and maintain a legacy for future generations.
• Securities and Advisory Services Investment advisory and securities services offered through Commonwealth Financial Network, giving Angelo Planning Group clients access to a wide universe of investment products including stocks, bonds, mutual funds, ETFs, alternative investments, managed accounts, and retirement plans.

Quantifiable outcome

• $1.9 Billion assets under advisement

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration17 records

Partnerships

Three partnerships are on record, tiered core and supporting.

• Commonwealth Financial NetworkcoreStrategic or Co-development Partner · 1 January 1979Commonwealth Financial Network is an RIA-broker/dealer founded in 1979 that supports independent advisors. As of December 31, 2024, Commonwealth oversees total account assets of $344 billion. The partnership provides Angelo Planning Group with access to robust independent market research, financial planning expertise, wide universe of investment options, technology platform, security infrastructure, and subject-matter expertise through specialized internal teams.
• National Financial Services LLC (Fidelity Investments)coreTechnology or IntegrationFidelity Investments provides clearing, custody, and other brokerage services to Commonwealth Financial Network through National Financial Services LLC (NFS). NFS is an industry leader providing trade execution, statement processing, comprehensive tax reporting, and asset management accounts. Additional excess of SIPC coverage available through Fidelity provides up to $1 billion in protection.
• CPA and Attorney NetworksupportingStrategic or Co-development PartnerRelationships with trusted CPAs and attorneys help connect every piece of clients' financial lives. The firm maintains professional relationships with accounting and legal professionals to provide comprehensive financial planning that integrates tax and legal considerations.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of independent RIAs and financial advisors. Directly comparable as an alternative affiliation model and as a competitor for the same pool of independent advisors and clients.
• Ameriprise Financial: Diversified financial services company with a large independent advisor channel offering comprehensive financial planning, retirement, and wealth management — directly comparable to Angelo Planning Group's service mix and target client segments.
• Edward Jones: Large national advisor-led wealth management firm with a strong local-office, relationship-based model that mirrors Angelo Planning Group's go-to-market. Comparable in serving mass-affluent and pre-retiree segments through a distributed advisor network.
• RBC Wealth Management (U.S.): U.S. wealth management arm of RBC offering comprehensive financial planning, retirement, and estate services to mass-affluent and high-net-worth clients — comparable to Angelo Planning Group's target client profile.
• Fidelity Wealth Management: Fidelity is the indirect counterparty via NFS clearing and offers its own wealth advisory services including Fidelity Go and Fidelity Wealth Services. Comparable in delivering comprehensive planning, retirement, and estate services across multiple price points.
• Commonwealth Financial Network: The RIA-broker/dealer that Angelo Planning Group is affiliated with. Commonwealth supports a national network of independent advisors with similar comprehensive planning offerings; it is comparable as the upstream partner and as the broader platform of independent practices like Angelo Planning Group.
• Northwestern Mutual: Large national advisory firm combining wealth management, retirement, and insurance planning with a strong relationship-based local advisor model — comparable to Angelo Planning Group's integrated planning offering.

Direct peers

• Mariner Wealth Advisors: National independent RIA offering comprehensive financial planning, retirement, estate, and multi-generational services — directly comparable in service mix, target segments, and fee-based advisor-led model.
• Cetera Financial Group: Independent advisor-focused B/D and RIA platform supporting independent practices with comprehensive financial planning services — a near-direct structural parallel to the Commonwealth-Angelo relationship.
• Cambridge Investment Research: Independent broker-dealer and RIA platform supporting independent financial advisors offering comprehensive planning services — directly comparable to Commonwealth's role for Angelo Planning Group.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Angelo Planning Group