Thomas D. Wood and Company

What Thomas D. Wood and Company does

Thomas D. Wood and Company is a privately held, family-controlled commercial mortgage banking firm headquartered in Coral Gables, Florida, with branch offices in Orlando (Mt. Dora), Sarasota (Lakewood Ranch), and Tampa, and a newer presence in North Carolina. Founded in 1974, the firm has closed more than 1,600 transactions totaling over $10 billion in loan volume and maintains a commercial loan servicing portfolio exceeding $1 billion. It serves as an intermediary between commercial real estate borrowers (developers, family offices, private equity funds, institutional sponsors, REITs) and institutional capital sources, with an exclusive representation footprint giving it preferred access to national life insurance companies in the Florida market.

The firm's core product set spans correspondent lending (loans from $1 million to $200 million placed with life insurance companies), the Symetra Small Balance Program (loans from $500,000 to $15 million), and full-stack capital structure products including bridge, mezzanine, CMBS conduit, agency (Fannie Mae/Freddie Mac), and FHA/HUD financing. Its technology stack is a conventional commercial mortgage banking and loan servicing platform with integrated payment processing, escrow management, and investor reporting; no AI/ML tooling, APIs, or proprietary digital products are disclosed. Through its membership in Strategic Alliance Mortgage (SAM), the firm participates in a network of two dozen privately-owned CRE investment banks that have collectively arranged over $150 billion in CRE debt across 16,000+ transactions in 48 states.

Revenue is generated through three streams: transaction-based loan origination fees, recurring loan servicing fees on the $1B+ portfolio, and correspondent lending fees from exclusive representation agreements. The firm employs 11-50 professionals across its offices, with senior bankers holding multi-billion-dollar individual track records. The go-to-market motion is direct enterprise sales through originators located across Florida and North Carolina, supplemented by the SAM referral and capital network. Ownership remains with the founding Wood family across multiple generations, and no external funding rounds, institutional investors, or M&A activity have been disclosed.

Name

Thomas D. Wood and Company

Legal name

Thomas D. Wood & Company Realty Capital

Website

https://tdwood.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

11–50 employees

Short description

Thomas D. Wood and Company is a privately held Florida-based commercial mortgage banking firm that originates, places, and services commercial real estate loans ($500K to $200M) for developers, investors, and institutional sponsors via exclusive correspondent relationships with national life insurance companies and the SAM lender network.

Ownership category

akta.pro rank

Product category

Commercial Mortgage Banking

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Construction & Development (C&D) Lending — Commercial/Multifamily (FSALADAH)

akta.pro secondary industry

Government-Backed CRE Lending (FHA/HUD/USDA) (FSALADAE)

Keywords

• Commercial mortgage banking
• Commercial real estate lending
• Loan origination services
• Correspondent lending
• Commercial loan servicing

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Loan Origination Fees: The company earns fees from originating and structuring commercial real estate loans for borrowers, placing them with institutional lenders including life insurance companies, banks, and other capital sources.
2. Loan Servicing Revenue: The company services commercial real estate loans, managing the ongoing administration of loans for lenders. The servicing portfolio exceeds $1 billion.
3. Correspondent Lending: As a correspondent lender with exclusive representation agreements with national life insurance companies, the company arranges financing and earns fees from correspondent life companies that fund loans ranging from $1 million to $200 million.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Thomas D. Wood and Company is a full-service commercial mortgage banking firm that originates, underwrites, structures, and places commercial and multi-family real estate loans with institutional capital sources, primarily life insurance companies, banks, CMBS conduits, agency lenders (Fannie Mae, Freddie Mac), and FHA/HUD programs. The firm also provides ongoing loan servicing on its portfolio, which exceeds $1 billion, and offers financing products including bridge, mezzanine, CMBS, agency, and FHA/HUD loans ranging from $500,000 to $200 million.

Product overview

Thomas D. Wood and Company is a full-service commercial mortgage banking firm offering a comprehensive suite of financing products and services. The core offering includes correspondent lending with exclusive representation agreements with national life insurance companies, loan servicing capabilities, and access to various capital sources including life companies, banks, CMBS/conduit lenders, and agency programs (Fannie Mae, Freddie Mac, FHA/HUD). Their financing products span the capital structure from senior debt to mezzanine and equity joint-ventures, serving borrowers ranging from $1 million to $200 million loan requests across all commercial property types including multifamily, retail, office, industrial, hospitality, self-storage, and marinas.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Mortgage Banking Full-service commercial mortgage banking including origination, underwriting, and placement of income property loans with institutional investors, serving borrowers ranging from $1 million to $200 million across all commercial property types including multifamily, retail, office, industrial, hospitality, self-storage, and marinas.
• Loan Servicing Comprehensive loan servicing for commercial mortgages, including payment processing, escrow management, and investor reporting, administered for institutional lenders on a portfolio exceeding $1 billion.
• Correspondent Lending Correspondent lending via exclusive representation agreements with national life insurance companies, providing unique financing options for Florida commercial real estate borrowers with loan sizes from $1 million to $200 million.
• Bridge Financing Bridge financing solutions, including both low-level and high-level structures, for transitional or value-add commercial properties awaiting stabilization or take-out financing.
• Mezzanine Finance Mezzanine debt capital structured between senior debt and equity, providing additional capital for commercial real estate projects where senior financing alone is insufficient.
• CMBS Financing Commercial Mortgage-Backed Securities (CMBS) financing arranged through conduit lenders, providing non-recourse or limited-recourse debt capital for stabilized commercial properties.
• Agency Lending Agency lending programs through Fannie Mae and Freddie Mac, providing competitive debt capital for multifamily and qualifying commercial properties.
• FHA/HUD Financing Federal Housing Administration (FHA) and U.S. Department of Housing and Urban Development (HUD) loan programs providing insured financing for qualifying commercial real estate, including multifamily and healthcare properties.

Quantifiable outcome

• $10 billion in transactional experience
• +3 more outcomes

Named customers10 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Strategic Alliance Mortgage (SAM)coreChannel Partner/ Reseller/ DistributorThrough membership in Strategic Alliance Mortgage (SAM), Thomas D. Wood and Company is part of a network of two dozen privately-owned commercial real estate investment banks located throughout the United States. SAM members have arranged over $150 billion of Commercial Real Estate debt since 2001 including more than 16,000 transactions in 48 states.
• Skymar Capital CorporationcoreStrategic or Co-development PartnerSteven H. Wood serves as Director, President and Chief Executive Officer of Skymar Capital Corporation. Manages origination of commercial mortgages through a national correspondent network and placement of loans with various investors.

Scale indicators13 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• Walker & Dunlop: Large-cap CRE finance intermediary focused on multifamily and commercial mortgage origination across the U.S., with strong correspondent relationships and a servicing portfolio — directly comparable to TD Wood's correspondent lender and servicing model.
• Northmarq: One of the largest privately-held commercial mortgage banking firms in the U.S., arranging financing through correspondent and capital markets relationships across multifamily and CRE asset types, directly comparable in business model and product scope to Thomas D. Wood.
• Meridian Capital Group: Privately-held commercial mortgage broker arranging debt for multifamily and commercial properties nationwide, with extensive life-company correspondent relationships — closely aligned with TD Wood's business model and product mix.
• Grandbridge Real Estate Capital: Specialized commercial mortgage banking firm with correspondent relationships and a servicing portfolio focused on multifamily and CRE lending — directly comparable in business model, product scope, and target market.
• Berkadia Commercial Mortgage: Privately-held commercial mortgage banking and servicing firm with strong multifamily focus, extensive life-company correspondent relationships, and a sizable loan servicing portfolio — closely aligned with TD Wood's correspondent lender and servicer model.
• Eastern Union Funding: Privately-held commercial mortgage brokerage arranging multifamily and CRE financing via national lender relationships — similar correspondent-driven, fee-based model with similar product types to TD Wood.

Broad incumbents

• JLL Capital Markets (Debt Advisory): Global CRE services platform with a sizable debt placement and loan servicing practice across multifamily, office, retail, and hospitality — overlapping with TD Wood's origination and capital placement business at a much larger scale.
• Marcus & Millichap (Capital Markets): CRE investment sales and financing firm with commercial debt origination and multifamily financing capabilities — serves borrowers seeking commercial financing through a relationship-based intermediary model similar to TD Wood's approach.
• CBRE Capital Markets (Debt & Structured Finance): Global CRE services firm offering debt placement, origination, and loan servicing as part of a broader investment sales and capital markets platform — comparable capabilities to TD Wood, embedded in a much larger diversified business.
• Cushman & Wakefield (Capital Markets / Debt & Equity Finance): Global CRE services firm with debt placement and loan origination practices, including multifamily focus, serving similar institutional and private capital sources as TD Wood but at significantly greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/ThomasDWoodCo
• Facebookfacebook.com/TDWOODandCo
• LinkedInlinkedin.com/company/1291680/admin
• Instagraminstagram.com/tdwoodandco

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Thomas D. Wood and Company