American Profit Recovery

What American Profit Recovery does

American Profit Recovery is a US private debt collection agency founded in 2004, headquartered in Farmington Hills, Michigan with an additional office in Franklin, Massachusetts. The firm specializes in diplomatic and tactful debt recovery for businesses, operating across more than 15 industry verticals including lawn care and landscaping, financial institutions, medical and healthcare, dental, veterinary, schools, commercial B2B, fuel and gas distributors, funeral homes, professional services, restoration companies, and plumbing/HVAC contractors. APR serves a cumulative base of approximately 7,000-8,000 clients over its 20+ year history, with a publicly disclosed client base spanning from small businesses to large national franchises and franchise networks.

The company's core technology is the proprietary APRweb client portal, which provides 24/7 account entry, real-time collection progress monitoring, and visibility into collector-debtor communications. APR supplements this with nationwide skip tracing capabilities to locate moved debtors and analytical modeling for recovery optimization. The firm holds Nevada Collection Agency License (CAD11373) and is NMLS-registered (#945971), with team-wide compliance training across FDCPA, FCRA, and Gramm-Leach-Bliley Act requirements. Software integrations with landscaping-industry platforms (CLIP, Hindsite, Real Green, Arborgold) extend APR's reach into vertical SaaS ecosystems.

APR's business model is primarily a per-account unit pricing structure, capped at $24 per account regardless of amount owed — materially below traditional percentage-based collection agency fees. Revenue is generated through both transactional debt collection placements and ongoing accounts receivables management engagements. The go-to-market is sales-led and consultative, combining direct enterprise sales, a website-driven free consultation funnel, self-service portal access, and an extensive network of industry association endorsements (state veterinary, funeral director, landscape, dental, and banking associations) that drive referrals within specific vertical markets. The firm maintains no institutional investors, parent company, or public listing.

Name

American Profit Recovery

Legal name

American Profit Recovery, Inc.

Website

https://americanprofit.net

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

American Profit Recovery is a US private debt collection agency founded in 2004 that uses a low-cost, per-account pricing model (capped at $24) to provide diplomatic recovery services across 15+ industry verticals including healthcare, dental, veterinary, landscaping, and financial institutions.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN)

akta.pro secondary industry

Collections & Recoveries Operations (Delinquency, Workout Support) (FSABALAN)

Keywords

• Debt collection services
• Accounts receivable management
• Commercial debt recovery
• Third-party collections
• Small business collections

Headquarters

HQ city

Franklin

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Debt Collection Fees: APR charges a low fixed fee per account placed for collection, regardless of the amount owed. Their Tier I Receivables Solution offers low-cost collections for no more than $24 per account.
2. Accounts Receivable Management Services: Ongoing accounts receivables management and collection services for businesses with regular, ongoing support needs.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

American Profit Recovery (APR) provides third-party debt collection and accounts receivable management services to small and mid-sized businesses across the United States. The firm operates a nationally licensed collector network, employs a diplomatic collections approach, and serves clients through its proprietary APRweb online portal for account submission, status tracking, and reporting. APR also handles industry-specific collections such as dental, medical, veterinary, and commercial B2B debts.

Product overview

American Profit Recovery operates as a full-service debt collection agency offering a unified portfolio of services centered around its proprietary APRweb online portal. The core offering includes National Debt Collection services with skip tracing capabilities, Debt Collection Services featuring a low-cost model ($24 per account), and Accounts Receivables Management. The company's unique value proposition combines diplomatic, customer-preservation approaches with technology-enabled 24/7 client access through APRweb. Services span national reach across all US states, with expertise in multiple industry verticals including healthcare, dental, veterinary, financial institutions, landscaping, and commercial B2B.

Differentiator

Problem solved

Functional benefit

Products and services

• National Debt Collection Services Third-party debt recovery service for businesses with past-due commercial accounts, delivered by nationally licensed collectors using diplomatic negotiation tactics.
• Accounts Receivable Management End-to-end receivables management service aimed at helping businesses reduce aged receivables, accelerate cash flow, and minimize bad debt exposure.
• APRweb Client Portal Proprietary web-based portal that lets APR clients submit accounts, monitor collection status, view reports, and manage communications in real time.
• Free Debt Collection Consultation No-cost consultation where APR reviews delinquent accounts and provides recovery recommendations for prospective business clients.

Quantifiable outcome

• Low-cost debt collection at $24 per account regardless of amount owed
• +3 more outcomes

Named customers7 records

Segments13 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature3 records

Partnerships

Six partnerships are on record, tiered core and minor.

• Lawn DoctorcoreStrategic or Co-development PartnerNational franchise partner for lawn care debt collection services. Lawn Doctor franchises across the country rely on APR for collections.
• National Veterinary Associates (NVA)coreStrategic or Co-development PartnerMajor veterinary hospital group partner with strategic alliance for debt collection services across their network.
• dvm360/Strategic AllianceminorGTM or Marketing PartnerMarketing and industry partnership through dvm360, a leading veterinary industry publication and platform.
• COREminorStrategic or Co-development PartnerRestoration industry partner providing collection services to CORE members.
• DKI Pro SupplyminorStrategic or Co-development PartnerRestoration industry partner offering collection solutions to DKI member companies.
• SedgwickminorStrategic or Co-development PartnerPartner for restoration industry collections, providing supply source solutions for collections.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Coast Professional: Coast Professional is a third-party collection agency primarily focused on student loan and consumer receivables, sharing APR's compliance-heavy, relationship-driven B2B recovery approach.
• Williams & Fudge: Williams & Fudge is a privately held, mid-sized third-party collection agency with a focus on higher education and consumer debt recovery — a close direct peer in size, customer type, and service model.
• IC System: IC System is a family-owned third-party debt collection agency serving SMBs and enterprise accounts with national coverage — a close direct analogue to APR in business model, customer profile, and scale.
• Transworld Systems: Transworld Systems provides third-party debt collection, accounts receivable management, and B2B recovery services to SMBs across the U.S., overlapping with APR's verticals and pricing approach.
• CBE Group: CBE Group is a national consumer and commercial third-party collection agency with a similar blend of verticals (higher education, utilities, government) and BPO-style service delivery to APR.
• Windham Professionals: Windham Professionals is a privately held, mid-sized third-party debt collection agency serving consumer and commercial creditors nationally — comparable in size, verticals, and B2B model.
• Enhanced Recovery Company: Enhanced Recovery Company (ERC) is a third-party collection agency providing consumer and commercial recovery services to SMBs and large creditors — comparable in scale and B2B go-to-market.
• ConServe: ConServe is a privately held, mid-sized third-party collection agency offering consumer and commercial recovery with a diplomatic, customer-retention-oriented approach comparable to APR's positioning.

Broad incumbents

• Performant Financial: Performant Financial is a publicly traded provider of technology-enabled recovery, third-party collections, and analytics services — an incumbent competitor operating at much greater scale than APR.
• PRA Group: PRA Group is a publicly traded, large-scale debt purchaser and third-party collector across consumer and government portfolios — comparable as an industry incumbent but materially larger and broader in scope than APR.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/americanprofit
• LinkedInlinkedin.com/company/american-profit-recovery

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about American Profit Recovery