Merca Leasing
- Company typePrivate
- Founded1989
- HeadquartersKronberg, Germany
- Headcount1–10
- GTM typeB2B
- OfferingServices
Merca Leasing firmographics
Firmographics- Name
- Merca Leasing
- Legal name
- Crédit Agricole Merca Leasing GmbH & Co. KG
- Website
- https://merca-leasing.de
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Merca Leasing industry classification
Industry- Product category
- Equipment Leasing & Financing
- NAICS
- Commercial and Industrial Machinery and Equipment Rental and Leasing (5324), Automotive Equipment Rental and Leasing (5321), Commercial Air, Rail, and Water Transportation Equipment Rental and Leasing (532411)
- SIC
- Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Services-Miscellaneous Equipment Rental & Leasing (7350)
- akta.pro primary industry
- Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA)
- akta.pro secondary industry
- Last-Mile & Delivery Fleet Rental/Leasing (Vans, Box Trucks, Cargo Bikes) (TLABAHAG)
Keywords
Where Merca Leasing is headquartered
LocationHeadquarters
- HQ city
- Kronberg
- HQ country
- Germany
- HQ region
- Europe
Offices3 records
Markets served
Merca Leasing business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Leasing & Equipment Financing: Provides leasing and hire purchase financing for production machinery, mobile assets (vehicles, trains, ships), IT equipment, and communication technology. Revenue generated through leasing fees, interest income, and contract management.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Customized pricing based on asset type, customer profile, and financing structure |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Merca Leasing product offering
Product offeringCore offering
Merca Leasing provides equipment leasing and financing solutions for small and medium-sized enterprises in Germany. Its core offerings include Leasing & Mietkauf (rental purchase), Sale-and-Lease-back combined with retrofitting, Rahmenfinanzierung (framework financing) for ongoing equipment needs, and Kooperationsmodelle for partner-based distribution. The company serves the German Mittelstand across sectors such as construction, transportation, agriculture and forestry, manufacturing, and medical technology.
Product overview
Merca Leasing offers a comprehensive suite of four interconnected leasing and financing products designed specifically for medium-sized enterprises. The core offering includes (1) Leasing & Mietkauf for traditional equipment financing with tax and balance sheet optimization, (2) Sale-and-Lease-back & Retrofitting for releasing trapped capital from owned assets and financing equipment modernization, (3) Rahmenfinanzierung for framework financing providing planning security with flexible contract initiation, and (4) Kooperationsmodelle for vendor partnering programs. These products are bank-independent and manufacturer-independent, allowing free selection of manufacturers and avoiding strain on existing credit lines.
Differentiator
Problem solved
Functional benefit
Products and services
- Leasing & Mietkauf Equipment leasing and rental-purchase (Mietkauf) financing for German SMEs, enabling them to acquire and use movable assets such as machinery, vehicles, and equipment with structured monthly payments and an option to purchase at the end of term.
- Sale-and-Lease-back & Retrofitting Sale-and-lease-back transactions that allow SMEs to free up capital tied in existing equipment while continuing to use it, combined with retrofitting financing to modernize or upgrade existing equipment fleets.
- Rahmenfinanzierung Framework financing product providing recurring SMEs with a pre-approved credit line for ongoing equipment financing needs, streamlining access to capital for repeated investment in movable assets.
- Kooperationsmodelle Cooperation models that allow partner banks, equipment vendors, and intermediaries to distribute Merca Leasing's financing products jointly with their own offerings to SME customers in Germany.
Companies that use Merca Leasing
Customer profileSegments1 record
Ideal customer profiles2 records
Merca Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Merca Leasing partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights4 records
Merca Leasing competitors and assessment
Company assessmentDirect peers
- Deutsche Leasing: German asset finance subsidiary of the Savings Banks Finance Group (Sparkassen), serving the German Mittelstand with mid-ticket equipment leasing and structured finance. Closest direct competitor to Merca in SME-segment equipment leasing and a primary comp on coverage, product breadth, and German mid-market focus.
- VR Smart Finanz (DZ Bank): Asset finance arm of DZ Bank and the cooperative banking group, providing leasing and financing solutions to German SMEs and retail cooperatives. Direct competitor on Mittelstand mid-ticket leasing, with a comparable regional bank-distribution footprint and product focus.
- Grenke AG: Frankfurt-listed German leasing specialist focused on small-ticket IT and equipment financing for SMEs across Europe. Operates a comparable independent-leasing model for German Mittelstand and small businesses, with a similar product mix (lease, hire-purchase, framework contracts).
- DLL (De Lage Landen): Global vendor-finance and leasing company owned by Rabobank, providing equipment financing solutions to manufacturers, dealers, and end customers. Highly comparable on vendor leasing (Kooperationsmodelle), asset expertise, and structured mid-market leasing globally.
- Sixt Leasing: German vehicle leasing and fleet management company, formerly listed and now part of the Sixt Group/Mobility Consortium. Comparable on the corporate fleet and passenger-vehicle leasing arm of Merca's business (LKW, Fuhrpark) and on direct corporate leasing distribution.
Broad incumbents
- ALD Automotive: One of Europe's largest vehicle leasing and fleet management operators, owned by Société Générale. Overlaps with Merca's fleet/vehicle leasing component at much greater scale and broader geographic footprint, but does not specialize in SME production machinery leasing.
- Commerzbank Equipment Finance: Asset finance and leasing division of Commerzbank serving German mid-market corporate clients with equipment and vendor financing. Comparable on bank-owned captive leasing economics, SME/mid-market coverage, and counter-cyclical lending through German corporates.
- Siemens Financial Services (SFS): In-house finance arm of Siemens, providing vendor and equipment financing for industrial customers globally. Comparable on vendor leasing and capital goods financing for mid-sized industrial customers; larger and globally distributed relative to Merca.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat5 records
Key risks4 records
Key highlights7 records
Customer concentration
Merca Leasing social profiles
Digital presenceMerca Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Merca Leasing leadership team
Management profileNumber of profiles
Profiles2 records
Merca Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Merca Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Merca Leasing
What does Merca Leasing do?
Merca Leasing provides equipment leasing and financing solutions for small and medium-sized enterprises in Germany. Its core offerings include Leasing & Mietkauf (rental purchase), Sale-and-Lease-back combined with retrofitting, Rahmenfinanzierung (framework financing) for ongoing equipment needs, and Kooperationsmodelle for partner-based distribution. The company serves the German Mittelstand across sectors such as construction, transportation, agriculture and forestry, manufacturing, and medical technology.
Is Merca Leasing a public or private company?
Merca Leasing is a private company. It is classified as corporate owned and is currently operating.
When was Merca Leasing founded?
Merca Leasing was founded in 1989. It employs 1 to 10 people.
Where is Merca Leasing based?
Merca Leasing is headquartered in Kronberg, Germany, in the Europe region.
How does Merca Leasing make money?
One revenue line is on record: leasing & Equipment Financing.
Who are Merca Leasing's main competitors?
Direct peers on record are Deutsche Leasing, VR Smart Finanz (DZ Bank), Grenke AG, DLL (De Lage Landen) and Sixt Leasing. Broad incumbents are ALD Automotive, Commerzbank Equipment Finance and Siemens Financial Services (SFS).
Does Merca Leasing have an API?
No public API is recorded for Merca Leasing.
What industry is Merca Leasing in?
Merca Leasing's product category is Equipment Leasing & Financing. Its primary akta.pro industry code is TLABAAAA, Corporate/Enterprise Car Leasing (Closed-End/Open-End), with a secondary code of TLABAHAG, Last-Mile & Delivery Fleet Rental/Leasing (Vans, Box Trucks, Cargo Bikes). Its NAICS code is 5324 and its SIC code is 6172.