CrossBorder Capital
Liquidity is an AI-driven private credit firm deploying $10M-$200M in flexible financing to growth and mid-market companies across 35+ countries, using proprietary decision-science technology to underwrite, monitor, and price cross-border credit facilities.
- Company typePrivate
- Founded1996
- HeadquartersLondon, United Kingdom
- Headcount1–10
- GTM typeB2B
- OfferingServices
What CrossBorder Capital does
Liquidity is an AI-driven private credit firm that deploys flexible capital ranging from $10 million to $200 million to visionary growth and mid-market companies across 35+ countries. The firm targets businesses requiring cross-border financing solutions that traditional banks are slow to provide, with a stated focus on speed, flexible structuring, and founder-aligned terms. Named customers include eToro ($50-100M), Eruditus ($100-150M), Infra.Market ($100-150M), Ofload ($20-50M), Channel Sight, and Gushcloud, spanning Fintech, EdTech, Construction, Logistics, and Retail verticals.
The company's core technology is a proprietary AI-driven platform that combines machine intelligence with human underwriting for origination, deal structuring, real-time portfolio monitoring, and predictive risk analytics. Key components include the "Decision-Science Rating" for objective company strategy validation, a Portfolio Visibility Platform ingesting structured financial data (invoices, reports, budgets, bank feeds), and a customer-facing Scorecard/Matching Scoring system. Liquidity markets zero credit loss since 2019 as evidence of model efficacy.
Liquidity generates revenue primarily through interest income and facility fees on private credit deployments, plus capital formation services. The go-to-market is enterprise field sales targeting growth and mid-market companies globally, distributed across five regional offices (Tel Aviv HQ, London, New York, Singapore, Abu Dhabi). The MARS Growth Capital joint venture with MUFG Bank, formed in 2022, extends balance sheet capacity and APAC distribution. Institutional backers include MUFG Bank, Spark Capital, KeyBank, Cross River Bank, Meitav Dash, and IDB Bank. The firm announced a £1.5 billion UK investment commitment in June 2025 alongside establishment of its European HQ in London.
CrossBorder Capital firmographics
Firmographics- Name
- CrossBorder Capital
- Legal name
- Liquidity Capital M.C. Ltd.
- Website
- https://liquidity.com
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Liquidity is an AI-driven private credit firm deploying $10M-$200M in flexible financing to growth and mid-market companies across 35+ countries, using proprietary decision-science technology to underwrite, monitor, and price cross-border credit facilities.
- Ownership category
- akta.pro rank
CrossBorder Capital industry classification
Industry- Product category
- Private Credit / Alternative Lending
- NAICS
- Other Financial Vehicles (525990), Portfolio Management and Investment Advice (523940)
- SIC
- Miscellaneous Business Credit Institution (6159), Security Brokers, Dealers & Flotation Companies (6211), Finance Services (6199)
- akta.pro primary industry
- Collateral Transformation & Liquidity Services (FSACAIAF)
- akta.pro secondary industry
- Liquidity Infrastructure (RFQ, order-book engines, matching, liquidity-as-a-service) (FSAPADAI)
Keywords
Where CrossBorder Capital is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices5 records
Markets served
CrossBorder Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Private Credit Lending: Liquidity invests in visionary growth and mid-market companies deploying flexible capital from $10 million to $200 million. The company generates revenue through interest income and financing arrangements with portfolio companies, offering tailored financing solutions that scale with company ambition and vision.
- Joint Venture Lending (MARS Growth Capital): MARS Growth Capital, the joint venture between Liquidity and MUFG Bank, provides credit facilities to portfolio companies. This includes extending existing facilities and providing new growth capital, generating returns through interest and facility fees.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
CrossBorder Capital product offering
Product offeringCore offering
Liquidity is an AI-driven private credit firm that deploys flexible capital of $10 million to $200 million to visionary growth and mid-market companies globally. The firm combines proprietary decision-science technology with human expertise for investment decisions, and operates MARS Growth Capital, a joint venture with MUFG Bank, to extend capital deployment across APAC. The Platform (Scorecard and Matching Scoring) supports underwriting, monitoring, and ongoing portfolio visibility.
Product overview
Liquidity is an AI-driven private credit firm that offers a unified platform combining proprietary technology with human expertise. The core offering consists of Private Credit (capital deployment from $10M-$200M) and Capital Formation services, supported by the company's analytical Platform that provides Scorecards and Matching Scoring to assess companies and connect them with funding sources. MARS Growth Capital, a joint venture with MUFG Bank, extends the firm's capital deployment capabilities in the APAC region.
Differentiator
Problem solved
Functional benefit
Products and services
- Private Credit Flexible capital deployment ranging from $10 million to $200 million for visionary growth and mid-market companies worldwide, delivered through structured financing arrangements.
- Capital Formation Services focused on raising and structuring capital for portfolio companies, enabling access to financing tailored to each company's ambition and growth stage.
- The Platform (Scorecard & Matching Scoring) Analytical platform that processes company financial data (invoices, reports, budgets, forecasts) and APIs from billing systems and bank accounts, producing Scorecards and match scores that connect companies with funding sources.
- MARS Growth Capital Joint venture with MUFG Bank providing growth capital facilities to portfolio companies, including structured facilities such as $150M for Infra.Market and up to $150M refinancing for Eruditus.
Quantifiable outcome
- 0% credit loss rate since 2019
- +2 more outcomes
Companies that use CrossBorder Capital
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles2 records
CrossBorder Capital technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability4 records
Feature4 records
CrossBorder Capital partnerships and signals
Strategic signalScale indicators7 records
Recent moves7 records
Expansion highlights6 records
CrossBorder Capital competitors and assessment
Company assessmentBroad incumbents
- Golub Capital: Golub Capital is a leading direct lender providing flexible capital to middle-market companies, including growth-oriented and sponsor-backed businesses. Its product set and customer profile materially overlap with Liquidity's mid-market growth lending, though Golub operates primarily in North America and at larger ticket sizes.
- Ares Capital Corporation: Ares' direct lending and private credit businesses provide flexible capital to middle-market and growth-stage companies worldwide. Ares is a broad incumbent with similar capital deployment structure but at vastly larger scale and more diversified strategies than Liquidity.
- Sixth Street Partners: Sixth Street is a global investment firm with significant private credit and growth capital capabilities, deploying flexible capital to growth-stage and middle-market companies. It overlaps directly with Liquidity's middle-market and growth-stage focus and its global platform across North America, Europe, and APAC.
- Blue Owl Capital (Owl Rock): Blue Owl's Owl Rock direct lending franchise is a major tech-enabled private credit platform serving middle-market and growth companies globally. It is a broad incumbent with overlapping capabilities to Liquidity but operates at materially larger AUM scale and a broader mandate.
- Apollo Global Management (Private Credit): Apollo's Private Credit franchise provides flexible financing to growth and middle-market companies with a technology-driven origination approach. It is a broad incumbent offering an overlapping product set but with a much larger balance sheet and broader alternatives platform.
- KKR Private Credit: KKR's direct lending and private credit funds deploy flexible capital into growth and mid-market companies globally. KKR is a broad incumbent with comparable cross-border reach and similar focus on flexible structuring, though at a much larger AUM scale.
Direct peers
- iCapital Network: iCapital is a fintech-driven private markets platform that connects alternative investment managers, including private credit funds, with wealth and institutional capital. It is comparable to Liquidity as a tech-enabled intermediary democratizing access to private credit, though iCapital is a marketplace rather than a direct lender.
- Clearco: Clearco is a fintech that provides revenue- and growth-based financing to digital-first and eCommerce companies. It overlaps with Liquidity's growth-stage and mid-market focus and its use of proprietary data analytics (rather than AI) for underwriting decisions, though Clearco focuses on smaller ticket sizes than Liquidity.
- Pipe: Pipe provides revenue-based financing and capital solutions to SaaS and subscription businesses through a tech-enabled marketplace. It is comparable to Liquidity's growth-capital focus on technology-driven businesses and its fintech-style origination and structuring approach, though Pipe operates at smaller ticket sizes.
- Arc (Arc Technologies): Arc provides tech-enabled, AI-driven credit and capital products to growth-stage technology companies, similar to Liquidity's growth-capital focus. Both target venture-backed and growth-stage borrowers with faster, more flexible financing than traditional lenders, positioning Arc as a direct competitor in the AI-led direct lending category.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
CrossBorder Capital social profiles
Digital presenceCrossBorder Capital compliance and trust
Trust signalCompliance2 records
CrossBorder Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
CrossBorder Capital leadership team
Management profileNumber of profiles
Profiles1 record
CrossBorder Capital subsidiaries and ownership
Company hierarchySubsidiaries1 record
CrossBorder Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CrossBorder Capital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CrossBorder Capital
What does CrossBorder Capital do?
Liquidity is an AI-driven private credit firm that deploys flexible capital of $10 million to $200 million to visionary growth and mid-market companies globally. The firm combines proprietary decision-science technology with human expertise for investment decisions, and operates MARS Growth Capital, a joint venture with MUFG Bank, to extend capital deployment across APAC. The Platform (Scorecard and Matching Scoring) supports underwriting, monitoring, and ongoing portfolio visibility.
Is CrossBorder Capital a public or private company?
CrossBorder Capital is a private company. It is classified as venture growth investor backed and is currently operating.
When was CrossBorder Capital founded?
CrossBorder Capital was founded in 1996. It employs 1 to 10 people.
Where is CrossBorder Capital based?
CrossBorder Capital is headquartered in London, United Kingdom, in the Europe region.
How does CrossBorder Capital make money?
Two revenue lines are on record. Private Credit Lending is the primary driver. The others are joint Venture Lending (MARS Growth Capital).
Who are CrossBorder Capital's main competitors?
Broad incumbents on record are Golub Capital, Ares Capital Corporation, Sixth Street Partners, Blue Owl Capital (Owl Rock), Apollo Global Management (Private Credit) and KKR Private Credit. Direct peers are iCapital Network, Clearco, Pipe and Arc (Arc Technologies).
Does CrossBorder Capital have an API?
No public API is recorded for CrossBorder Capital.
What industry is CrossBorder Capital in?
CrossBorder Capital's product category is Private Credit / Alternative Lending. Its primary akta.pro industry code is FSACAIAF, Collateral Transformation & Liquidity Services, with a secondary code of FSAPADAI, Liquidity Infrastructure (RFQ, order-book engines, matching, liquidity-as-a-service). Its NAICS code is 525990 and its SIC code is 6159.