Kingsbridge Group

What Kingsbridge Group does

Kingsbridge Group is a UK-based specialist insurance provider focused on the contingent workforce — contractors, freelancers, tradespeople, and small businesses. Founded in 2001 and headquartered in Tewkesbury, Gloucestershire, the company trades as Kingsbridge Contractor Insurance and operates under the legal entity Kingsbridge Risk Solutions Limited, an FCA-authorised and regulated private limited company (Firm Registration No. 4122238).

The company's product portfolio centres on three core insurance lines — Contractor Insurance, Trades Insurance, and SME Insurance — augmented by add-on modules including IR35 Insurance, Legal Expenses Insurance, Cyber Liability Insurance, and Run-Off Cover. It also offers professional services such as Contract Reviews and IR35 Status Reviews, positioning itself as a market-leading IR35 consultancy. Policies are distributed through a fully digital self-serve quoting platform (insure.kingsbridge.co.uk) that enables quote-and-bind in under five minutes, an inside-sales telephone team (01242 808740), and a network of over 500 brokers, affiliates, and wholesale partners across the UK. No proprietary technology stack or AI/ML capabilities are disclosed; the platform appears to be a standard commercial insurance distribution engine.

Kingsbridge generates revenue through recurring insurance premiums, with pricing determined on a per-customer risk basis rather than published tiers. It insures over 35,000 contractors across the UK and holds a 4.7/5 rating on Feefo from more than 11,000 verified customer reviews, indicating strong brand trust within its niche. The company has expanded its offering through targeted acquisitions, notably IR35.io in July 2020, and extends its sector coverage across Banking and Finance, Construction, Energy/Oil & Gas, Engineering, IT and Technology, Media and Creative, Offshore, Social Care/Health and Education, and Trades. Geographic operations remain UK-only, with no disclosed international footprint.

Name

Kingsbridge Group

Legal name

Kingsbridge Risk Solutions Limited

Website

https://kingsbridgegroup.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

51–100 employees

Short description

Kingsbridge Group is a UK-based specialist insurer serving contractors, freelancers, tradespeople, and SMEs with tailored insurance products, IR35 protection, and consultancy services. The FCA-regulated firm distributes via digital self-serve, phone sales, and a 500+ broker network, insuring over 35,000 customers.

Ownership category

akta.pro rank

Product category

Specialist Contractor Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Contractors BOP / Artisan Package (FSAJAFAD)

Keywords

• Contractor insurance
• Freelancer insurance
• IR35 protection
• Trades insurance
• SME business insurance

Headquarters

HQ city

Tewkesbury

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Specialist Insurance Policies: Kingsbridge generates revenue through the sale of specialist insurance products to contractors, freelancers, tradespeople, and SMEs. These policies are sold on a subscription/recurring premium basis, with policyholders paying regularly to maintain coverage.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Kingsbridge Group is a UK-based specialist insurance provider offering Contractor Insurance, Trades Insurance, and SME Insurance as core products, alongside add-on coverage modules (IR35 Insurance, Legal Expenses Insurance, Cyber Liability Insurance, Run-Off Cover) and professional services (Contract Reviews, IR35 Status Reviews). The company insures over 35,000 contractors and works with 500+ broker and affiliate partners to distribute its products through an online self-serve quoting platform, telephone inside sales, and a wholesale broker channel.

Product overview

Kingsbridge Group operates as a specialist insurance provider for the contingent workforce, offering a platform of insurance products and related services. The core offering consists of Contractor Insurance, Trades Insurance, and SME Insurance, with a suite of add-on modules including IR35 Insurance, Legal Expenses Insurance, and Cyber Liability Insurance. The product portfolio also includes professional services such as Contract Reviews and IR35 Status Reviews. The company positions itself as a market-leading IR35 consultancy provider alongside its insurance products, serving contractors, freelancers, and small businesses across sectors including Banking and Finance, Construction, Energy/Oil & Gas, Engineering, IT and Technology, Media and Creative, Offshore, and Trades.

Differentiator

Problem solved

Functional benefit

Products and services

• Contractor Insurance Specialist insurance coverage for contractors working across various industries, providing comprehensive business protection including professional indemnity and public liability.
• Trades Insurance Insurance coverage tailored for self-employed tradespeople, including coverage for plant and machinery, tools, and public liability while working on client sites.
• SME Insurance Comprehensive business insurance for small and medium-sized enterprises, covering business property, liability, and legal expenses.
• IR35 Insurance Legal protection cover for contractors regarding IR35 tax legislation compliance, designed to protect against HMRC investigations.
• Legal Expenses Insurance Coverage for legal costs and expenses arising from business disputes and claims.
• Cyber Liability Insurance Protection against cyber threats, data breaches, and associated liabilities for contractors and small businesses.
• Contract Reviews Professional review service for contractor agreements to ensure compliance and protect the interests of self-employed contractors and freelancers.
• IR35 Status Reviews Assessment service to determine the IR35 status of contractor contracts and working arrangements, supporting compliance with off-payroll working rules.
• Run-Off Cover Continued insurance coverage for contractors after a contract ends or a business ceases operations, providing tail-end liability protection.

Quantifiable outcome

• Coverage can be obtained in under 5 minutes
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• FeefocoreGTM or Marketing PartnerFeefo is an independent customer review platform used by Kingsbridge to collect and display verified customer reviews. Kingsbridge prominently features its Feefo rating (4.7/5 from 11,000+ reviews) on its homepage as a key trust signal for prospective customers.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/groups/thecontractorcollective
• LinkedInlinkedin.com/company/kingsbridge-insurance

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kingsbridge Group