What Gaber Group does

Gaber Group is a privately held financial advisory and insurance architecture firm founded in 1989 by Frederic Gaber and headquartered at 30 Vesey Street in New York City. The firm serves affluent individuals, families, and business owners with an integrated suite of estate planning, advanced life insurance architecture, wealth transfer, retirement, and business succession planning services, plus a newer Personal Lines insurance division offering home, auto, umbrella, and valuable-articles coverage launched in 2022. It also provides employee benefits consulting and plan administration to organizations, combining proprietary administrative technology with consulting to mitigate group medical and benefits costs.

The firm operates a relationship-driven, consultative go-to-market model, conducting initial engagement through scheduled Zoom consultations (a 15-minute 'Right Fit' session and a 30-minute 'Annual Review') and collaborating with clients' existing attorneys, CPAs, private bankers, and wealth managers in a team-based advisory approach. Securities and investment advisory services are offered exclusively through registered representatives of Hornor, Townsend and Kent, LLC (HTK), a FINRA/SIPC-registered investment advisor and wholly owned subsidiary of Penn Mutual Life Insurance Company; Gaber Group is not affiliated with HTK beyond this distribution arrangement. Underlying life insurance products are sourced primarily through Penn Mutual.

The team is small (1-10 employees, six named professionals) and credential-dense, with designations including CLU, ChFC, JD, LLM, and AIF, and securities licenses spanning Series 6, 7, 22, 24, 26, 63, and 68. Revenue is generated through professional-services fees, insurance commissions and overrides, and managed services for employee benefits, with pricing conducted on a quote-based, bespoke basis and not publicly disclosed. The firm is privately held with no external investors or parent company evidenced in the source material.

Name

Gaber Group

Legal name

Gaber Group

Website

https://gabergroup.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

1–10 employees

Short description

Gaber Group is a privately held New York-based financial advisory firm serving affluent individuals, families, and business owners with estate planning, advanced life insurance architecture, wealth transfer, and business succession services, distributing through HTK/Penn Mutual.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411), Investment Advice (6282), Life Insurance (6311)

akta.pro primary industry

Estate & Legacy Planning Advisory (FSAEAAAG)

akta.pro secondary industries

Family Business & Succession Advisory (FSAAADAL), Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF), Risk Management & Insurance Advisory for Families (FSAAADAK)

Keywords

• Estate planning services
• Life insurance design
• Wealth transfer planning
• Business succession planning
• Employee benefits consulting

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Financial Advisory and Planning Services: Gaber Group generates revenue through fees for financial advisory services including estate planning counsel, wealth transfer planning, retirement planning, and business planning. The firm provides expert knowledge and customized solutions to affluent individuals and families.
2. Life Insurance Products: Revenue is generated through the sale and design of advanced life insurance products and structures, including creative trust structures and diversified life insurance portfolios for family protection, wealth accumulation, and estate/gift tax planning.
3. Employee Benefits Administration: The firm provides employee group benefits services to business clients, including custom technology and consulting to mitigate group medical and employee benefits costs.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels9 records

Core offering

Gaber Group is a boutique financial advisory and insurance architecture firm that designs and implements estate planning portfolios, advanced life insurance structures, and multi-generational wealth transfer strategies for affluent individuals, families, and business owners. The firm also delivers business succession planning, employee benefits consulting, and personal lines insurance (home, auto, umbrella), operating through a team-based model that collaborates with clients' attorneys, CPAs, and private bankers. Securities and investment advisory services are delivered exclusively via registered representatives of Hornor, Townsend and Kent, LLC (HTK).

Product overview

Gaber Group is a financial advisory firm offering an integrated suite of wealth planning and insurance services. The core offerings include Life Insurance Architecture (providing family protection and tax-efficient wealth transfer), Estate Planning Portfolio Design (wills, trusts, multi-generational strategies), Wealth Transfer and Retirement Planning, Business Planning (succession and tax mitigation), Employee Benefits (group benefits consulting), and Personal Lines Insurance (a 2022 expansion providing home, auto, and umbrella coverage). These services are designed to work together as comprehensive financial protection strategies for affluent individuals, families, and business owners.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Architecture Designs creative trust structures and diversified life insurance portfolios to provide family protection, wealth accumulation, estate and gift tax planning, and tax-free wealth transfer for affluent individuals and families.
• Estate Planning Portfolio Design Expert estate planning counsel including wills, trusts, multi-generational wealth transfer strategies, and identification of opportunities or pitfalls in existing planning to minimize income, gift, and estate taxes.
• Wealth Transfer and Retirement Planning Long-term financial security planning that builds strategies to offset federal and state income taxes, create retirement flexibility, and guarantee wealth transfer or wealth replacement to heirs.
• Business Planning Tax mitigation, business succession planning, key employee attraction and retention strategies, business continuity planning following death of an owner or critical employee, and creative retirement plans for business owners.
• Employee Benefits Custom technology and consulting for group benefits including compliance and administrative support, focused on mitigating group medical and employee benefits costs for business clients.
• Personal Lines Insurance Tailored personal lines insurance solutions for individuals and families, including Homeowners/Renters, Auto/Boat, Umbrella, and Valuable Articles policies, with coverage audits and gap identification, especially for corporate executives.

Quantifiable outcome

• Create liquidity when estate taxes are due to avoid forced sales of assets
• +2 more outcomes

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Hornor, Townsend and Kent, LLC (HTK)coreChannel Partner/ Reseller/ DistributorHTK is a Registered Investment Advisor and Member FINRA/SIPC that provides the regulatory and distribution infrastructure for Gaber Group's securities and investment advisory services. HTK is a wholly owned subsidiary of Penn Mutual Life Insurance Company. Services are offered exclusively through Registered Representatives of HTK.
• Client Advisory Network (Attorneys, CPAs, Private Bankers, Wealth Managers)coreStrategic or Co-development PartnerGaber Group operates on a team approach, collaborating with the business owner's attorney, CPA, private banker, wealth managers and other trusted professionals to deliver comprehensive planning solutions. Trust and estate attorneys, tax advisors and private bankers who deal with sophisticated matters call upon Gaber Group's specialists to advise them on complex estate planning matters.
• FINSECAminorOthersPaul Vignone is a member and treasurer of the FINSECA Board of Directors, indicating industry association involvement.
• American College President's RoundtableminorOthersPaul Vignone is a member of the President's Roundtable of the American College, indicating recognition and involvement in the professional community.
• Development School for Youth (DSY)minorOthersHunter Gimbel serves on the Board of Trustees for DSY, a non-profit organization that helps inner city youth develop skills for future careers through paid internships and workshops. This represents Gaber Group's community engagement and giving back initiatives.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Wealth.com: Estate planning technology platform for financial advisors offering digital estate plans, life insurance integration, and beneficiary workflows — an emerging player that could compress Gaber's value proposition on routine estate planning workflows.
• Empower (formerly Personal Capital): Digital wealth management platform offering financial planning, investment advisory, and retirement tools that increasingly touches estate planning workflows — an emerging, tech-enabled competitor for the next generation of HNW clients Gaber serves.

Broad incumbents

• MassMutual: Mutual life insurance company with affiliated advisors providing estate, business succession, and wealth transfer planning for business owners and HNW individuals — a directly adjacent insurance-anchored advisory model.
• Ameriprise Financial: Diversified wealth management and insurance firm with a large advisor network serving affluent and HNW clients with retirement, estate, and insurance planning — competes for the same client profile with a broader national footprint.
• TIAA Wealth Management: Large financial services organization providing retirement planning, wealth management, and advisory services to affluent individuals and professionals — overlapping service mix and HNW professional client base with Gaber.
• New York Life: Mutual life insurer and wealth manager with a massive agent force offering whole life, estate planning, and retirement strategies to affluent families — overlapping product set and HNW client base but at vastly greater scale.
• Penn Mutual Life Insurance Company: Carrier partner of Gaber Group and parent of HTK; offers comparable life insurance and advanced planning solutions through its own agent force — comparable in product breadth but operates as a carrier rather than an independent advisory practice.

Direct peers

• Laird Norton Wealth Management: Multi-family office providing wealth management, trust and estate, and legacy planning for HNW families and business owners — directly comparable integrated planning model and target client, but operating at greater scale across multiple geographies.
• Northwestern Mutual: Large, insurance-led wealth advisory firm serving affluent individuals with life insurance, financial planning, and estate strategies — Gaber's Executive Assistant previously worked there, and it operates in the same consultative, insurance-anchored HNW advisory model.
• Bessemer Trust: Multi-family office focused on ultra-HNW families with integrated investment management, trust and estate services, and multi-generational wealth transfer — directly comparable target client and service mix, but at much greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/GaberGimbel
• LinkedInlinkedin.com/company/the-gaber-gimbel-group
• Facebookfacebook.com/thegabergimbelgroup

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gaber Group