Peak Wealth Solutions

What Peak Wealth Solutions does

Peak Wealth Solutions, Inc. is an SEC Registered Investment Advisory firm headquartered in Pepper Pike, Ohio, providing wealth management, financial planning, retirement plan consulting, and investment management services. The firm operates as a fiduciary under the Investment Advisers Act and offers two primary service lines: a high-touch, multi-phase "Retirement Journey Process" (Discovery, Planning & Implementation, On-Going Review) for individuals and families with $250,000+ in investable assets, and 3(21)(a) Fiduciary retirement plan consulting for plan sponsors covering plan design, investment due diligence, provider search/selection, and participant education. Supporting the core advisory offering is an educational content ecosystem including a 6-hour "Retirement Planning Today" course taught at local colleges (Lakeland Community College, Corporate College East), a Resource Center of articles, videos, calculators, and a glossary, plus quarterly market commentary.

The firm is the product of a merger between Hill Financial Group (founded 1997 by Jim Hill) and Peak Wealth Solutions, with Greg Gromek assuming the Managing Principal role in 2013. The advisory team of roughly 1-10 professionals holds advanced credentials including CFP, AIF, CRPC, CPA, ChFC, and CPFA. The firm's technology stack is conventional for the RIA segment: open-architecture investment platforms, independent investment due diligence, and technology provided through FMG Suite (marketing/content), CircleBlack (client portal), Fidelity (custody), and Osaic Wealth, Inc. (broker-dealer). The firm has earned recognition as a Financial Times FT 300 Top RIA and has had its Managing Principal, David Kocsis, named to Plan Adviser's Top 100 and Financial Times Top 401 Advisers lists (2015, 2016).

Revenue is generated through two streams: recurring investment advisory fees (subscription-style) for individual clients and professional services/project fees for retirement plan sponsor engagements. No fee schedules are publicly disclosed and pricing is set per engagement. The firm serves a Midwest U.S. client base with no global footprint, targeting primarily pre-retirees, business owners, young professionals, mid-career professionals, and inheritance/windfall recipients. Customer count is described qualitatively as "hundreds of local families." Securities are offered through Osaic Wealth, Inc., a separate, non-affiliated broker-dealer.

Name

Peak Wealth Solutions

Legal name

Peak Wealth Solutions, Inc.

Website

https://retirepeak.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Peak Wealth Solutions is an SEC Registered Investment Advisory firm in Pepper Pike, Ohio, providing fiduciary wealth management, retirement planning, and 3(21)(a) retirement plan consulting to high-net-worth individuals ($250K+ investable assets) and business plan sponsors in the Midwest U.S.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEABAA

Registered Investment Advisor (RIA) Wealth Management

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Wealth & Retirement Advisory

Keywords

• Retirement plan consulting
• Wealth management services
• Financial planning advice
• Investment advisory services
• Fiduciary financial planning

Headquarters

HQ city

Beachwood

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure, Others

Revenue model

1. Investment Advisory Fees: Peak Wealth Solutions operates as an SEC Registered Investment Advisory firm providing personalized financial advice and comprehensive investment solutions. Revenue is generated through advisory fees charged to clients for financial planning and investment management services. Securities are offered through Osaic Wealth, Inc., a registered broker-dealer and member of FINRA/SIPC.
2. Retirement Plan Consulting Fees: The firm charges fees for retirement plan sponsor services including plan design, fiduciary management, investment due diligence, provider search/selection, and participant education. Fee disclosure is provided in accordance with 408(b)(2) regulations.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Peak Wealth Solutions is an SEC Registered Investment Advisory firm that provides personalized wealth management, comprehensive financial planning, and investment management services to individuals and families, primarily those with $250,000+ in investable assets. The firm also serves business owners and retirement plan sponsors as a 3(21)(a) fiduciary with plan design, investment due diligence, fiduciary management, provider search/selection, and participant education services. Securities execution is delivered through Osaic Wealth, Inc.

Product overview

Peak Wealth Solutions operates as a single unified financial advisory offering rather than a platform-plus-modules architecture. The core service is SEC Registered Investment Advisory and fiduciary financial planning, delivered primarily through the Retirement Journey Process (Discovery, Planning & Implementation, On-Going Review) for individuals and families, and Retirement Plan Sponsor Services for employers. Supporting the core advisory offering are educational modules including the Retirement Planning Today Course (6-hour in-person seminar), a Resource Center with Articles, Videos, and Calculators covering topics across retirement, estate, investment, insurance, tax, money, and lifestyle, a Financial Glossary, and Market Commentary providing quarterly market insights. The products are integrated under a single advisory firm with a Client First Approach, where the advisory relationship is the primary product and the educational tools serve as supporting resources for client education and engagement.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Advisory Services for Individuals & Families

Quantifiable outcome

• Hundreds of local families helped toward retirement success
• +1 more outcomes

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Osaic Wealth, Inc.coreChannel Partner/ Reseller/ DistributorPeak Wealth Solutions is an SEC Registered Investment Advisory firm. Securities, when offered, are through Osaic Wealth, Inc., member FINRA/SIPC. Peak Wealth Solutions is a separate entity and not affiliated with Osaic Wealth, Inc. This is a custodial/broker-dealer relationship for securities transactions.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Hightower Advisors: National RIA consolidator serving high-net-worth individuals, families and institutional clients including retirement plan sponsors. Comparable fiduciary wealth management and retirement plan consulting model, scaled across multiple offices.
• Edelman Financial Engines: Large independent RIA providing financial planning and investment management to mass-affluent households, including retirement plan participants. Broadly comparable service model with significantly greater scale.
• Cetera Financial Group: Large network of independent advisors offering wealth management and retirement plan services through affiliated broker-dealer and RIA channels. Comparable independent-advisor model anchored on fiduciary advisory relationships.
• Carson Group: Wealth management firm supporting independent advisors with coaching, technology, and business building resources, providing financial planning and retirement services. Comparable client-first RIA model with national footprint.
• Creative Planning: Large, scaled RIA serving mass-affluent and retirement plan sponsor clients with goals-based financial planning and 3(21)/3(38) fiduciary services. Highly comparable in service mix to Peak, though significantly larger in AUM and headcount.
• Mariner Wealth Advisors: National RIA providing comprehensive financial planning, investment management, and retirement plan consulting to individuals and plan sponsors. Directly comparable dual-pillar offering to Peak's individual advisory and plan sponsor fiduciary services.

Direct peers

• Foster Group: Fee-only RIA specializing in retirement planning and financial planning for individuals and plan sponsors, with a similar boutique / regional positioning. Closely comparable operating model to Peak.
• SageView Advisory Group: Specialty retirement plan consulting firm providing investment due diligence, plan design, and fiduciary (3(21)(a)) services to plan sponsors — a direct functional peer for Peak's retirement plan sponsor business line.
• Buckingham Strategic Wealth: Mid-sized RIA providing fee-only financial planning, investment management, and retirement plan consulting to individuals and plan sponsors nationally. Closely comparable in size, fiduciary model, and dual service lines.
• Savant Wealth Management: Mid-sized fiduciary RIA serving individuals, families, and businesses with financial planning and retirement plan consulting. Highly comparable in offering mix, fiduciary orientation, and target client segments.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/RetirePeak

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Peak Wealth Solutions