ZIS

What ZIS does

ZIS, originally founded in 1990 by David Zorab as Zorab Insurance Services, is a UK-based insurance brokerage firm that has operated since 2 April 2026 under the trading name PIB Insurance Brokers, a trading style of PIB Risk Services Limited within the PIB Group conglomerate. The firm specialises in bespoke marine insurance for the superyacht industry and serves high-net-worth yacht owners, marine operators, and related industry professionals, alongside a wider book of business insurance (agriculture, construction, hospitality, manufacturing, professional services, retail, trades, etc.) and private client insurance (homes, motor, fine art, collectables). Marine policy offerings cover hull and machinery, third party and crew liability, crew welfare, pre-delivery, builders risks including refit, racing risks, professional indemnity for the yachting industry, and cancellation/curtailment cover.

The business operates a traditional, sales-led brokerage model: revenue is generated through commissions from specialist insurers when policies are placed, with annual billing cycles and quote-based pricing determined by vessel type, coverage requirements, and risk profile. Distribution combines a direct UK branch network, dedicated email channels ([email protected] for marine), and a professional referral network anchored by long-standing partnerships with naval architects, designers, and project managers. The firm is authorised and regulated by the UK Financial Conduct Authority (Firm Reference Number 308333) and is registered in England and Wales (Company Registration Number 02682789), with its registered office in Retford, Nottinghamshire. Its competitive proposition rests on superyacht sector brand recognition, an in-house claims team, and global event attendance at the top of the yachting calendar.

Following the April 2026 rebrand, the marine operation retains its specialist identity but is now embedded within PIB Group's broader insurance distribution platform, gaining access to adjacent product lines (employee benefits, risk management, professional indemnity, fleet, trade credit) and to PIB's multi-branch UK infrastructure. The standalone digital identity at zis.co.uk has been retired in favour of pib-insurance.com, with consolidated social media presence on LinkedIn, Facebook, and Twitter. Day-to-day the business remains a relationship-driven broker rather than a technology platform; no proprietary software product, API, or AI capability is disclosed in the available material.

Name

ZIS

Legal name

PIB Risk Services Limited

Website

https://zis.co.uk

Company type

Private

Founded year

1990

Operating status

Operating

Headcount range

1–10 employees

Short description

ZIS, now rebranded as PIB Insurance Brokers, is a UK-based insurance brokerage specialising in bespoke marine insurance for superyacht owners and operators, alongside business and private client cover. It distributes through PIB Group's FCA-regulated branch and advisor network.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Retail (Personal Lines) Insurance Brokerage (FSAEADAA), Professional Liability (E&O) (FSAJAGAC)

Keywords

• Marine insurance brokerage
• Superyacht insurance
• Commercial insurance broker
• Private client insurance
• Business insurance services

Headquarters

HQ city

Romsey

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Revenue generated through commissions from insurance providers when placing coverage for clients. The broker acts as intermediary between clients seeking coverage and insurers providing policies, earning commissions based on placed premium.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

ZIS (now rebranded as PIB Insurance Brokers) is an insurance brokerage firm that arranges bespoke marine, business, and private client insurance policies on behalf of clients by acting as intermediary between clients and specialist insurers. Core offerings include marine insurance for luxury yachts and superyachts, commercial insurance across sectors such as agriculture, construction, hospitality, manufacturing, and professional services, plus private client cover for homes, estates, motor, boats, fine art, and collectables.

Product overview

ZIS (now PIB Insurance Brokers) is an insurance brokerage firm offering commercial and personal insurance products. The core offering includes Marine Insurance for luxury yachts and superyachts, alongside Business Insurance products (covering sectors such as agriculture, construction, hospitality, manufacturing, retail, and professional services) and Private Client insurance (homes, motor, boats, and fine art). The company operates as a broker matching clients with specialist insurers rather than as a software platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Marine Insurance
• Business Insurance
• Private Client Insurance
• Employee Benefits
• Risk Management
• Claims Management

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and core.

• St Barths BucketminorGTM or Marketing Partner · 1 January 2026Marine insurance broker sponsorship relationship with the St Barths Bucket sailing event. Logo displayed on PIB Insurance Brokers website indicating partnership/friend status for 2026 event. Supports brand visibility in superyacht community.
• Superyacht Challenge (SYC)minorGTM or Marketing PartnerPartnership with Superyacht Challenge sailing regatta. Logo displayed indicating official relationship. Marine team attends events throughout the year as part of global presence strategy.
• Naval Architects, Designers, and Project ManagerscoreStrategic or Co-development PartnerLong-standing partnerships with key marine professionals including naval architects, designers, and project managers. These professional relationships provide industry expertise and client referrals for marine insurance services.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Pantaenius: German-headquartered specialist yacht insurance broker with hubs across the Mediterranean, the Caribbean and the Pacific. A direct competitor to PIB Marine in bespoke superyacht and motor-yacht insurance placement.

Broad incumbents

• Marsh Limited: Global insurance and risk advisory broker whose Private Client and Marine practices underwrite yacht, marine and high-net-worth placements. Their scale and global carrier relationships make them a major competing broker for the same HNW and marine clients that PIB Insurance Brokers serves.
• Aon: Global insurance broker with Marine and Private Risk Management practices serving yacht owners and marine operators with bespoke coverage. Their marine and HNW specialism overlaps materially with PIB Insurance Brokers' marine and private client proposition.
• Howden Group: Large UK-headquartered insurance broker with specialty marine, yacht and high-net-worth practices. Competes for the same UK and international marine, yacht and commercial client base that PIB Insurance Brokers serves.
• Willis Towers Watson (WTW): Global advisory and insurance broker with a dedicated Marine practice providing hull, liability and yacht coverage. Their product suite is closely comparable to PIB Marine's specialist marine offering.
• Lockton: World's largest privately held insurance broker with specialty marine and yacht placement capability. They compete directly for both marine businesses and high-net-worth yacht clients comparable to PIB Insurance Brokers' audience.
• Chubb: Global insurance carrier whose Personal Risk Services division offers yacht and watercraft cover alongside high-value personal insurance for affluent households. A competitor in the same personal marine and HNW niche as PIB Insurance Brokers.
• Hiscox: Specialty insurer and broker with Personal Lines and Marine practices covering yachts, professional indemnity for marine professionals and high-value personal assets. A competing offering across PIB Insurance Brokers' marine and high-net-worth private client book.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/zisltd
• Facebookfacebook.com/pibinsurancebrokers
• LinkedInlinkedin.com/company/zis-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ZIS