Morses Club
Morses Club is a UK-based consumer credit provider founded in 1927, offering home-collected cash loans to sub-prime borrowers. The Birstall-headquartered company has expanded via acquisitions into online and branch-based credit products.
- Company typePrivate
- Founded1927
- HeadquartersBirstall, United Kingdom
- Headcount1–10
- GTM typeB2C
- OfferingServices
Morses Club firmographics
Firmographics- Name
- Morses Club
- Website
- https://morsesclub.com
- Company type
- Private
- Founded year
- 1927
- Headcount range
- 1–10 employees
- Short description
- Morses Club is a UK-based consumer credit provider founded in 1927, offering home-collected cash loans to sub-prime borrowers. The Birstall-headquartered company has expanded via acquisitions into online and branch-based credit products.
- Ownership category
- akta.pro rank
Morses Club industry classification
Industry- Product category
- Home Credit Consumer Lending
- NAICS
- Nondepository Credit Intermediation (5222)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)
- akta.pro secondary industry
- Personal Loan & Unsecured Credit Intermediation (FSAEAEAM)
Keywords
Where Morses Club is headquartered
LocationHeadquarters
- HQ city
- Birstall
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
Morses Club business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations
Morses Club product offering
Product offeringCore offering
Morses Club offers cash loans that are completed with the customer in their home. The company operates a home-collected credit (doorstep lending) model where agents arrange and service small cash loans directly at customers' residences, targeting UK consumers who use these loans for personal borrowing needs.
Differentiator
Problem solved
Functional benefit
Products and services
- Home-collected cash loans Cash loans arranged and serviced at the customer's home by Morses Club agents, targeting UK consumers who prefer an in-person doorstep lending arrangement.
Companies that use Morses Club
Customer profileIdeal customer profiles1 record
Morses Club technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Morses Club competitors and assessment
Company assessmentDirect peers
- Provident Financial: Provident Financial is the UK's largest home-collected credit provider with a near-identical doorstep lending model to Morses Club, serving the same subprime customer segment via in-person agents.
- Non-Standard Finance: Non-Standard Finance is a UK specialist lender that acquired Provident's home credit business and directly competes with Morses Club in doorstep and guarantor lending to non-prime borrowers.
- Amigo Holdings: Amigo Loans underwrites guarantor and personal loans to UK borrowers with poor credit histories, overlapping directly with Morses Club's target market in the non-standard finance space.
- Everyday Loans: Everyday Loans provides face-to-face, branch-based unsecured personal loans to UK subprime borrowers, using a high-touch relationship model very similar to Morses' doorstep approach.
- 118 118 Money: 118 118 Money is a UK online and branch-based personal loan provider targeting near-prime and subprime consumers, directly overlapping with Morses' unsecured installment loan product.
- Satsuma Loans: Satsuma Loans offers small-ticket online installment loans to UK consumers with poor or limited credit history, addressing the same niche as Morses Club but via a digital channel.
Emerging players
- Oakam: Oakam is a UK digital lender focused on small personal loans to subprime borrowers, competing with Morses' customer base via an online-only model rather than doorstep collection.
- George Banco: George Banco is a UK-based direct lender offering personal loans to borrowers with adverse credit, serving a substantially overlapping subprime segment to Morses Club.
Regional players
- Cash Converters UK: Cash Converters operates UK pawnbroking and short-term lending stores, serving a similar subprime customer profile as Morses Club through a complementary secured-credit channel.
- H&T (H&T Pawnbrokers): H&T is a major UK pawnbroking and short-term credit retailer with high-street branches, competing for the same financially underserved customer base that Morses Club serves via doorstep visits.
Market position
Customer concentration
Morses Club social profiles
Digital presenceMorses Club financial estimates
Financial estimateRevenue estimate
Valuation estimate
Morses Club leadership team
Management profileNumber of profiles
Profiles3 records
Morses Club funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Morses Club M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Morses Club
What does Morses Club do?
Morses Club offers cash loans that are completed with the customer in their home. The company operates a home-collected credit (doorstep lending) model where agents arrange and service small cash loans directly at customers' residences, targeting UK consumers who use these loans for personal borrowing needs.
When was Morses Club founded?
Morses Club was founded in 1927. It employs 1 to 10 people.
Where is Morses Club based?
Morses Club is headquartered in Birstall, United Kingdom, in the Europe region.
Who are Morses Club's main competitors?
Direct peers on record are Provident Financial, Non-Standard Finance, Amigo Holdings, Everyday Loans, 118 118 Money and Satsuma Loans. Emerging players are Oakam and George Banco. Regional players are Cash Converters UK and H&T (H&T Pawnbrokers).
Does Morses Club have an API?
No public API is recorded for Morses Club.
What industry is Morses Club in?
Morses Club's product category is Home Credit Consumer Lending. Its primary akta.pro industry code is FSAKAAAL, Bank & Credit Union Personal Loans (Unsecured Installment), with a secondary code of FSAEAEAM, Personal Loan & Unsecured Credit Intermediation. Its NAICS code is 5222 and its SIC code is 6141.