ITIO Innovex

What ITIO Innovex does

ITIO Innovex Pvt. Ltd. is a Ghaziabad, India-headquartered fintech and blockchain software development firm founded in 2015, operating with 51-100 employees across an India entity and a referenced Singapore entity (ITIO Innovex PVT. LTD. Pte Ltd). The company delivers both custom development and white-label platforms spanning Banking-as-a-Service (BaaS), Card-as-a-Service (CaaS), Neo Banking, Digital Banking, Payment Gateway Software, Crypto Payment Gateway, Crypto Exchange Software, CRM Software, and a full Web3 services stack covering crypto token development, DeFi, DAO, NFT, and Web 3.0. Underlying technology spans multi-chain blockchain platforms (Ethereum, BSC, Solana, Polygon, Polkadot, Cosmos, Avalanche), mainstream backend and frontend stacks (Node.js, Python, Go Fiber, React, Next.js, Vue), and PCI DSS Level 1, ISO 27001, ISO 27701, ISO 9001, SOC 2, GDPR, RBI, and IAF-aligned compliance frameworks. Core technology integrations include Fireblocks (custody), Sumsub (KYC/AML), AWS and DigitalOcean (cloud), The Kingdom Bank (banking rails), Transaction Junction, Valut Ist, plus payment integrations with PayPal, Stripe, MoonPay, Wyre, and wallet integrations with MetaMask, Trust Wallet, and Coinbase Wallet.

ITIO generates revenue primarily through professional services engagements — custom software development projects quoted on a 50% advance / 50% completion basis, with quotations valid 30 days — supplemented by white-label platform licensing, fixed-price compliance certifications (e.g., $24,000-$27,000 USD for 12-day PCI DSS Level 1 readiness), and structured crypto token launches starting near €10,000. Go-to-market is consultative, direct B2B sales funneled through website contact forms, expert-consultation CTAs, and dedicated WhatsApp recruiter desks, supported by an SEO-driven content marketing engine built around the company blog and service pages. Customer segments span fintech startups, crypto exchanges, e-commerce platforms, digital/neo banks, marketplaces, SaaS platforms, Web3 projects, and enterprises across verticals including restaurants, electronics, mobility, education, manufacturing, healthcare, e-commerce, travel, media, and real estate, with active client engagement reported across India, UAE, UK, Europe, and Africa.

The business sits structurally between a custom software services shop and a productized white-label vendor: the white-label suite reduces per-client delivery effort and creates recurring licensing potential, while the compliance-as-a-service line and banking-rail partnerships (Fireblocks, Sumsub, The Kingdom Bank) function as a defensible moat against commodity development competitors. No external funding rounds, revenue figures, M&A activity, or named enterprise customer logos are disclosed in the source material.

Name

ITIO Innovex

Legal name

ITIO INNOVEX PVT. LTD.

Website

https://itio.in

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

ITIO Innovex is a Ghaziabad, India-based fintech and blockchain software development firm delivering custom and white-label payment gateways, crypto exchanges, Banking-as-a-Service, neo-banking, and compliance (PCI DSS, ISO, SOC 2) solutions to fintech startups, crypto businesses, e-commerce platforms, and enterprises globally.

Ownership category

akta.pro rank

Product category

Fintech Software Development

NAICS

Computer Systems Design and Related Services (54151), Securities and Commodity Exchanges (523210), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Finance and Insurance (52)

SIC

Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Crypto/Web3 Neobanks (FSABAFAG)

akta.pro secondary industries

Crypto Card Issuing & Card Programs (Debit/Credit/Prepaid) (FSADAIAC), Digital Account Opening & Onboarding (eKYC, eSignature, Origination) (FSAGAAAB), Fraud Detection, Scam Prevention & Account Takeover (Crypto) (FSADALAF)

Keywords

• Fintech software development
• Blockchain development services
• Payment gateway solutions
• Crypto exchange development
• Banking-as-a-service infrastructure

Headquarters

HQ city

Ghaziabad

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Custom Software Development Services: Project-based custom development services for payment gateways, crypto exchanges, blockchain solutions, banking software, mobile apps, CRM, and web development. Pricing defined per project quotation with 50% advance payment and 50% upon completion. Quotations valid for 30 days.
2. White-Label Solutions: Pre-built, customizable white-label platforms (payment gateways, crypto exchanges, P2P solutions) that clients can rebrand and deploy. Faster time-to-market option with licensing of pre-built technology.
3. Crypto Exchange Platform Development: Development of custom, white-label, and P2P cryptocurrency exchanges. Revenue generated through development fees, with additional monetization guidance for clients (trading fees, listing fees, premium features).
4. Compliance and Certification Services: PCI DSS Level 1 certification readiness at fixed price range of $24,000–$27,000 USD, completed in 12 working days. Also offers ISO 27001, GDPR, SOC 2, and other compliance implementation services.
5. Crypto Token Development: Structured token launch services with investment starting near €10,000 depending on project scope, covering brand identity, website, smart contract deployment, and liquidity planning.

Pricing tiers

Distribution channels4 records

Marketing channels4 records

Core offering

ITIO Innovex is a fintech and blockchain software development company that designs, builds, and licenses white-label and custom platforms including Banking-as-a-Service (BaaS), payment gateways, cryptocurrency exchanges (CEX/DEX/P2P), crypto wallets, neo-banking, and digital banking infrastructure. It also provides accelerated compliance certification services (PCI DSS Level 1, ISO 27001, ISO 9001, GDPR, SOC 2) and crypto token launch frameworks for fintech startups, crypto businesses, and enterprises globally.

Product overview

ITIO Innovex offers a comprehensive fintech and blockchain product portfolio spanning financial infrastructure, payment processing, and Web3 services. The core offering includes Banking as a Service (BaaS) with multi-currency IBAN infrastructure, Card as a Service (CaaS) for virtual/physical card issuance, and Payment Gateway Software supporting both crypto and fiat transactions. The company provides Neo Banking Software and Digital Banking platforms for digital-first financial institutions. Blockchain services include Crypto Token Development, DeFi Solutions, DAO Services, NFT Development, and Web 3.0 Development. Additional payment products include Payment Links, Payout Links, White-Label P2P Exchange Solution, Custom Exchange Development, Crypto Exchange Software, and Crypto Wallet Cum Banking Development. The portfolio also includes CRM Software and dedicated compliance services. All solutions support white-label customization for branded deployments.

Differentiator

Problem solved

Functional benefit

Products and services

• Banking as a Service (BaaS) API-based platform enabling non-bank companies to embed financial services including multi-currency IBAN accounts, virtual and physical debit cards, instant payments, fiat currency exchange, fraud monitoring, KYC/AML compliance, and SWIFT/SEPA transfers, without building banking infrastructure from scratch.
• Card as a Service (CaaS) Platform for issuing virtual and physical branded payment cards operating through global networks such as Visa or Mastercard, enabling businesses to offer card products to their customers.
• Payment Gateway Software Online payment processing solution acting as intermediary between customer banks and merchant websites, supporting credit cards, debit cards, and digital wallets with encryption, fraud detection, multi-currency support, international payments, and comprehensive reporting/analytics.
• Neo Banking Software Digital-first banking platform enabling businesses to launch fully branded financial products including digital accounts and payment services without becoming a licensed bank.
• Digital Banking Digital banking infrastructure platform providing online banking capabilities, account management, and financial services for digital-first financial institutions.
• Crypto Payment Gateway Payment gateway solution enabling businesses to accept and process cryptocurrency transactions for online purchases and digital payments.
• Crypto Exchange Software

Quantifiable outcome

• PCI DSS Level 1 compliance readiness in 12 working days (vs. industry standard of 3–9 months) at fixed $24,000–$27,000 USD
• +4 more outcomes

Named customers1 record

Segments7 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

Feature10 records

Partnerships

Seven partnerships are on record, tiered core and supporting.

• AWS (Amazon Web Services)coreTechnology or IntegrationAWS is used as the primary cloud infrastructure partner, providing scalable cloud computing services for ITIO's fintech and blockchain development environments. AWS enables secure hosting, data storage, and cloud-native application deployment for clients.
• DigitalOceancoreTechnology or IntegrationDigitalOcean provides cloud infrastructure services complementary to AWS for hosting and deployment of fintech applications and platforms.
• FireblockscoreTechnology or IntegrationFireblocks provides enterprise-grade cryptocurrency infrastructure and secure wallet technology. ITIO integrates Fireblocks for digital asset storage, hot/cold wallet management, and secure crypto transfer infrastructure within exchange and wallet solutions.
• SumsubcoreTechnology or IntegrationSumsub provides KYC (Know Your Customer) and AML (Anti-Money Laundering) verification services. ITIO integrates Sumsub for identity verification, document verification, and compliance screening within its fintech platforms and crypto exchange solutions.
• The Kingdom BankcoreTechnology or IntegrationThe Kingdom Bank provides banking infrastructure and financial services integration. ITIO partners with The Kingdom Bank to enable banking-as-a-service capabilities, payment rails, and IBAN account issuance for clients building fintech platforms.
• Transaction JunctionsupportingTechnology or IntegrationTransaction Junction provides payment processing and transaction management infrastructure. ITIO integrates Transaction Junction's services for payment gateway development and fiat transaction processing within its fintech solutions.
• Valut IstsupportingTechnology or IntegrationValut Ist provides additional payment and financial technology infrastructure integration for ITIO's fintech platform development, supporting multi-currency and cross-border payment capabilities.

Scale indicators9 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Beleaf Technologies: Fintech and digital banking software development company offering neobanking, BaaS, payment, and lending platform builds. Directly comparable to ITIO in the embedded finance and digital banking development space.
• Antier Solutions: India-based blockchain and fintech software development company offering custom crypto exchanges, token development, DeFi, and white-label solutions. Closest direct competitor to ITIO in the white-label and custom fintech development space, with overlapping product scope.
• Pixelplex: Custom blockchain and fintech software development firm building crypto exchanges, DeFi platforms, payment systems, and digital banking infrastructure. Directly comparable in service mix, target customers, and delivery model.
• LeewayHertz: Custom software development company specializing in blockchain, AI, and fintech, including crypto exchange, token, DeFi, and payment gateway development. Operates in the same white-label plus custom development space as ITIO.
• Blockchain App Factory: End-to-end crypto exchange, token, DeFi, and NFT development firm with white-label products. Closely mirrors ITIO's crypto-focused product suite and project-based pricing approach.
• Maticz Technologies: India-headquartered blockchain and fintech software development company building custom and white-label crypto exchanges, payment platforms, and token launch services. Comparable on geography, service portfolio, and target customer profile.

Emerging players

• HashCash Consultants: Blockchain and crypto services firm offering exchange development, tokenization, DeFi, and payment solutions. Comparable product overlap with ITIO's crypto and token offerings, with a focus on enterprise deployments.

Broad incumbents

• Intellectsoft: Established custom software development company with a dedicated fintech practice covering payments, digital banking, blockchain, and insurance. Overlaps with ITIO on enterprise fintech delivery but serves a broader industry portfolio.
• Sigma Software: Large IT services firm with a strong fintech and payments practice delivering custom software, integration, and consulting to banks and payment providers. Broader incumbent offering than ITIO but overlapping in fintech delivery scope.
• Chetu: Global custom software developer with a fintech vertical covering payment gateways, banking platforms, and trading systems. Comparable in delivery model and product mix but a much larger, more generalist incumbent.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/ItioLtd
• Facebookfacebook.com/ITIOInnovex
• LinkedInlinkedin.com/company/itio-innovex

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ITIO Innovex