What Finite Business Solutions does

FINITE Business Solutions, LLC is an Austin, Texas-based accounting firm founded in 2013 that specializes in financial management for Homeowners Associations (HOAs) and small businesses. The firm serves three distinct segments: Self-Managed HOA Communities (volunteer boards needing affordable, specialized accounting), Professional HOA Management Companies (outsourcing accounting functions to reduce overhead), and Small Businesses across verticals including gyms, construction, law firms, and engineering. Services span full-cycle bookkeeping (accounts payable, accounts receivable, general ledger), state-specific HOA delinquency programs, HOA tax filing (1120-H, 1120, 990-EZ — over 3,000 returns annually), HOA resale processing via the proprietary FINITE Files platform, and fractional Virtual CFO services. The firm operates with US-based-only accountants using proprietary Standard Operating Procedures refined over 40+ years of combined accounting and finance experience.

The firm generates revenue through a mix of recurring subscriptions (HOA accounting services, Virtual CFO), transaction fees (HOA resales via FINITE Files), and professional services engagements (tax filings). Go-to-market relies on direct sales via phone (1-833-B-FINITE) and email, complemented by content marketing, LinkedIn presence, and industry conference sponsorships. The customer base spans 14+ states across 5 time zones, with 80+ active clients served by a team of 11-50 employees organized under three service divisions (HOA Accounting, Commercial Accounting, Taxation) plus a dedicated Technology & Analytics function. Notable partnerships include AxessPoint, a Honolulu-based HOA technology firm whose 700-property nationwide rollout FINITE supports with accounting services. Founder-led by CEO Trung Q. Pham and COO Krassi Iovtcheva, the firm has received multiple industry awards including a 2023 Top 100 People in Finance cover feature and three consecutive Top 100 Global Leaders in Finance awards through the MoRE 2.0 Conference.

Name

Finite Business Solutions

Legal name

FINITE Business Solutions, LLC

Website

https://www.finitebusinesssolutions.com/

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Short description

Finite Business Solutions uses business analytics and a proven accounting background to provide financial services to the companies.

Ownership category

akta.pro rank

Product category

HOA Accounting Services

SIC

Services-Management Services (8741)

akta.pro primary industry

Homeowners Association (HOA) Management (BPAJAHAB)

Keywords

• HOA accounting services
• HOA financial management
• HOA delinquency programs
• HOA tax filing
• Small business bookkeeping

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. HOA Accounting Services: Full-service accounting and financial support for Self-Managed Associations and Professional HOA Management Companies, including accounts payable, accounts receivable, general ledger, monthly financial statement reporting, delinquency processing, and fraud prevention through segregation of duties.
2. HOA Tax Filing Services: Processing of 3,000+ HOA tax returns annually including 1120-H, 1120, and 990-EZ forms. Services provided by team of CPAs and Enrolled Agents.
3. HOA Resales Processing: Navigation of resale process for communities working with title companies, providing a new revenue stream for communities to hedge against inflationary costs.
4. Virtual CFO Services: Fractional CFO services providing financial analysis, key performance metrics, analytics, and business insight without the six-figure annual commitment of a full-time CFO.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

FINITE Business Solutions is an Austin-based accounting firm that provides full-service bookkeeping, monthly financial statement reporting, delinquency processing, tax filing (1120-H, 1120, 990-EZ), HOA resale processing, and fractional CFO services to Self-Managed HOA Communities, Professional HOA Management Companies, and Small Businesses. Services are delivered by US-based accountants using proprietary SOPs developed over 40+ years of combined experience, with the FINITE Files platform used to streamline HOA resale workflows.

Product overview

FINITE Business Solutions is an accounting firm offering a unified suite of services for Self-Managed HOA Communities, Professional HOA Management Companies, and Small Businesses. The portfolio centers on HOA Financial Management as the core service, supplemented by specialized offerings including HOA Delinquency Services, FINITE Files (resale processing platform), HOA Tax Filing Services, Management Company Corporate Accounting, Small Business Financial Management, and Virtual CFO Services. The company leverages proprietary HOA automation technology developed in-house to deliver US-based accounting across 14+ states in 5 time zones.

Differentiator

Problem solved

Functional benefit

Products and services

• HOA Financial Management Full-service accounting and financial support for Self-Managed Associations and Professional HOA Management Companies, including bill payment, delinquency processing, and monthly financial statement production by the 10th of each month.
• HOA Delinquency Services Development and management of state-compliant HOA delinquency programs designed to reduce unpaid assessments and improve cash flow, maintaining delinquency rates under half the national average.
• FINITE Files Innovative platform for HOA resale processing that streamlines the home sales process by coordinating with title companies, reducing costs for new homeowners while generating new revenue streams for communities.
• HOA Tax Filing Services HOA tax preparation and filing services processing over 3,000 returns annually, including federal forms 1120-H, 1120, and 990-EZ, with state and federal tax navigation support from CPAs and IRS Enrolled Agents.
• Management Company Corporate Accounting Corporate accounting services for Professional HOA Management Companies including accounts payable processing, client billing, monthly financial production, and custom chart of accounts recommendations for KPI tracking.
• Small Business Financial Management Comprehensive commercial accounting services serving small business owners across industries including gyms, printing companies, construction companies, law firms, and engineering firms with full accounting and financial needs handling.
• Virtual CFO Services Remote fractional CFO services providing executive-level financial analysis, key performance metrics, analytics, and business model insights without the six-figure annual commitment of a full-time CFO.

Quantifiable outcome

• Delinquency rate under half the national average
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• AxessPointcoreStrategic or Co-development Partner · 21 November 2020Honolulu-based technology company partnered with FINITE to grow nationwide. The partnership enabled AxessPoint to launch major U.S. expansion serving 700 properties across 11 states. FINITE provides accounting and financial services to support AxessPoint's nationwide growth objectives.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• AppFolio: AppFolio offers a property/HOA management platform with accounting, billing, and reporting built in. It is the most directly comparable HOA software competitor to FINITE's offering, though FINITE is services-led rather than software-led.
• Buildium: Buildium (RealPage) provides HOA and association management software with accounting, payment, and reporting features. It competes for the same HOA management companies and self-managed communities FINITE serves.
• CINC Systems: CINC Systems is an accounting-centric HOA management platform. It is a direct competitor for HOA management companies outsourcing their back-office, overlapping directly with FINITE's core service.
• Vantaca: Vantaca provides HOA management software with integrated accounting workflows. It targets the same professional HOA management company segment as FINITE.
• Bench: Bench is a tech-enabled small business bookkeeping and accounting service. It competes with FINITE for the small-business accounting segment of FINITE's customer base.
• Pilot.com: Pilot provides outsourced bookkeeping, accounting, and CFO services for SMBs and startups. It is comparable to FINITE's small-business financial management and virtual CFO offerings.

Broad incumbents

• Yardi: Yardi is a broad incumbent in property/HOA management software with its Yardi Breeze and Yardi Voyager suites. It serves the same end customers but as a much larger, multi-vertical platform.
• Associa: Associa is one of the largest HOA/condo management companies in North America. It overlaps with FINITE's 'Professional HOA Management Companies' segment as both a potential customer and a competitor for self-managed board clients.
• FirstService Residential: FirstService Residential is a large national HOA/property management company. Comparable as a potential enterprise client for FINITE's back-office services and as a competing full-service HOA management provider.

Emerging players

• HOA Management Software (HOA Software Inc.): HOA Software Inc. provides community association management platforms with accounting modules. It is a smaller, emerging competitor in the HOA back-office software category where FINITE competes.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/finitebusinesssolutions
• LinkedInlinkedin.com/company/finite-business-solutions-llc

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Finite Business Solutions