What Prevencion ART does

Prevencion ART (legal name Prevencion Aseguradora de Riesgos del Trabajo S.A.) is an Argentine Aseguradora de Riesgos del Trabajo, or workers' compensation insurance carrier, operating under the country's Ley de Riesgos del Trabajo 24.557 framework. Founded in 1996 and headquartered in Sunchales, Santa Fe Province, the company is a subsidiary of Grupo Sancor Seguros, a diversified Argentine insurance conglomerate. It serves Argentine employers of all sizes, claims approximately 25% market share ("one in four companies chooses us"), and also covers the regulated domestic-household (casas particulares) segment under AFIP-set pricing. Revenue is generated through payroll-based insurance premiums with no publicly disclosed price points; the standard premium is calculated on total payroll (masa salarial) and risk classification, while domestic-worker coverage is a fixed monthly AFIP rate. Distribution relies on a network of licensed Insurance Producer Advisors (PAS), direct employer sales, the nationwide office network, and digital self-service channels.

The company's technology backbone is a multi-stakeholder digital platform anchored by PreveNET, the central self-management portal for employers that consolidates policy administration, accident reporting, real-time claims tracking, reimbursement processing, certificate issuance, and occupational health and safety training content. Connected platforms include MediClick for medical providers (authorization, medical evolution uploads, discharges), Autogestion Trabajadores for insured workers (appointments, transfers, reimbursements), Autogestion PAS and Portal PAS for broker portfolio management, Cotizador for online quoting, Recibo de Sueldo Digital for legally valid digital payslips, and SYSTEM for OHS compliance management. A second technology layer targets training and rehabilitation: KINE VIRTUAL (Kinect-based virtual rehabilitation that simulates workplace tasks), KINE MOBILE (telerehabilitation companion app), Area ART modular VR risk simulators installed at client sites, and AR-based safety training apps (Estoy Seguro, Extincion de Incendios, Ries-Go). This platform-plus-modules architecture is complemented by eight proprietary Occupational Medical Centers and a contracted medical network covering 5,475 pharmacies, 839 clinics/sanatoriums, 885 emergency/transport providers, 121 ophthalmology centers, and 838 rehabilitation providers.

Customer segments span six groups: employers (primary), domestic household employers, Insurance Producer Advisors, labor advisors (accountants and compliance professionals), medical providers, and workers. Go-to-market is multi-channel: PAS brokers handle complex and mid-market accounts, the Cotizador enables direct online quote requests for non-clients, field offices serve regional employers, and self-service platforms (PreveNET, Autogestion Trabajadores) drive retention and reduce service-cost-per-claim. Marketing uses Google Ads remarketing, Facebook/Instagram paid social, LinkedIn, YouTube, and content marketing on the corporate website. The single named partnership is with Mawdy S.A. for international emergency medical coverage and repatriation of workers injured abroad on business travel.

Name

Prevencion ART

Legal name

Prevención Aseguradora de Riesgos del Trabajo S.A.

Website

https://prevencionart.com.ar

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Prevencion ART is an Argentine workers' compensation insurer (Aseguradora de Riesgos del Trabajo) operating under Ley 24.557, serving Argentine employers of all sizes plus the domestic household segment, and generating revenue through payroll-based insurance premiums distributed via a PAS broker network and integrated digital platforms.

Ownership category

akta.pro rank

Product category

Workers' Compensation Insurance

NAICS

Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Workplace Injury & Medical-Only Coverage (FSAJAEAA)

Keywords

• Workers compensation insurance
• Occupational risk insurance
• Workplace safety training
• Occupational health services
• Accident prevention programs

Headquarters

HQ city

Sunchales

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Workers' Compensation Insurance Premiums (ART): Prevención ART generates revenue through insurance premiums paid by employers for workers' compensation coverage under Argentina's Ley de Riesgos del Trabajo 24.557. The premium for domestic household workers (casas particulares) is a fixed monthly amount set by AFIP based on weekly hours worked. For regular employers, premiums are calculated based on total payroll (masa salarial) and risk profile.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Prevencion ART sells mandatory workers' compensation insurance (Aseguradora de Riesgos del Trabajo) to Argentine employers under Ley de Riesgos del Trabajo 24.557. Coverage includes workplace accident and occupational disease medical care, economic benefits, rehabilitation, and workplace risk prevention programs, delivered through the PreveNET digital platform and supported by 8 proprietary medical centers and a national provider network.

Product overview

Prevencion ART is an Argentine occupational risk insurance provider (Aseguradora de Riesgos del Trabajo) operating within the Sancor Seguros group. The core product is the ART insurance itself, structured around Law 24.557, delivered as a unified platform-plus-modules architecture anchored by the PreveNET self-management portal. PreveNET serves as the central hub through which employers manage policies, accidents, reimbursements, and training access. Supporting modules include MediClick (medical provider platform), Autogestion PAS (insurance producer tools), Autogestion Trabajadores (worker self-service), the digital Recibo de Sueldo platform, and Cotizador (online quoting). Technology-enabled training and rehabilitation tools include Estoy Seguro (gamified mobile safety training), the AR apps Extincion de incendios and Ries-Go, VR Area ART simulators, Kine Virtual (Kinect-based VR rehabilitation), Kine Mobile (telerehabilitation companion app), and eight proprietary medical centers with digital radiology and job-specific rehabilitation simulators. The System OHS management software rounds out the digital portfolio.

Differentiator

Problem solved

Functional benefit

Products and services

• PreveNET Self-service digital platform for employers to manage workers' compensation policies, register workers, report accidents, track claims, request reimbursements, download coverage certificates, and access occupational health and safety training resources.
• MediClick Exclusive platform for network medical providers to report work accidents, request authorizations, upload medical and rehabilitation evolutions, submit study results, and report discharges against ART coverage.
• Autogestión Trabajadores Self-service portal for insured workers to view/book medical appointments, request and track transfers, manage expense reimbursements, contact their claims analyst, and receive notifications.
• Autogestión PAS Self-management platform for licensed Insurance Producer Advisors (PAS) enabling ART subscription and affiliation management, digital policy issuance, and portfolio tracking.
• Cotizador (online quoter) Online quoting tool that allows prospective employer clients to request an ART coverage quote by submitting total payroll and number of employees.
• Recibo de Sueldo Digital (Digital Payslip) Digital payslip platform exclusive to Prevencion ART employer clients for digitally signing, distributing, and archiving employee payslips with legal digital-signature validity, replacing paper-based processes.
• System (OHS management software) OHS management software aligned with Argentine legislation, supporting annual prevention programs, occupational hazard identification and evaluation, risk mapping, corrective action planning, inspection tracking, ergonomic assessment, chemical hazard communication (SGA/GHS), and legal compliance reporting.
• Estoy Seguro App Mobile gamified Q&A training application for Android that educates workers on workplace safety topics, with leaderboards, personalized profiles, daily tutorials, active breaks, and digital certificate issuance.
• Extinción de Incendios (AR App) Augmented reality mobile application that overlays interactive fire safety training onto the worker's real workspace, enabling identification of fire types and selection of appropriate extinguishing agents in situ.
• Ries-Go App Augmented reality training application where workers scan AR markers in their workplace to identify general, electrical, chemical, and ergonomic hazards and learn prevention measures, with digital certificates issued upon passing scores.
• KINE VIRTUAL Virtual rehabilitation module using Microsoft Kinect technology to simulate workplace environments, enabling injured workers to perform and record rehabilitation exercises that replicate their actual job demands.
• KINE MOBILE Telerehabilitation mobile application delivering personalized exercise routines to patients' smartphones, with online follow-up and user feedback to accelerate recovery timelines.
• Área ART VR Simulators Modular on-site VR training centers featuring immersive risk simulators covering fire fighting, evacuation, working at heights, electrical hazards, hot work, and confined spaces, allowing groups of workers to train simultaneously.
• Centros Médicos Laborales Propios Eight proprietary Occupational Medical Centers offering outpatient occupational accident care, including specialist consultations, minor procedures, digital radiology, biochemistry, physiotherapy, medication dispensing, periodic medical exams, and job-specific rehabilitation simulators.
• PreveNET COVID-19 Module PreveNET module providing employers with COVID-19 risk self-assessment, protocol development, action documentation, worker training, and advisory materials to prevent contagion in the workplace.
• Mandatory Workers' Compensation Insurance (ART) Core offering: mandatory Argentine workers' compensation insurance covering workplace accidents and occupational diseases for both general-regime and domestic household employees, including medical care, economic benefits, and rehabilitation services.

Named customers1 record

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature11 records

Partnerships

One partnership is on record.

• Mawdy S.A.coreStrategic or Co-development PartnerMawdy S.A. provides Prevention ART's international emergency coverage service for workers who suffer work-related accidents while traveling abroad for business. Mawdy coordinates medical attention, patient tracking, and repatriation/derivation to Argentine medical centers until full recovery or medical transfer.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Market position

Strengths2 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCGrARCR7nXnumhrJD7hhaRQ
• LinkedInlinkedin.com/company/prevenci%C3%B3n-art

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Prevencion ART