Buhl Data Service
- Company typePrivate
- Founded1986
- HeadquartersNeunkirchen, Germany
- Headcount1–10
- GTM typeB2C
- OfferingSoftware
Buhl Data Service firmographics
Firmographics- Name
- Buhl Data Service
- Legal name
- Buhl Data Service
- Website
- https://finanzblick.de
- Company type
- Private
- Founded year
- 1986
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Buhl Data Service industry classification
Industry- Product category
- Personal Finance Management Software
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (51821), Activities Related to Credit Intermediation (5223)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Expense Tracking & Financial Dashboards (FSAGADAB)
- akta.pro secondary industry
- Account Aggregation & Connectivity (Multi-bank linking) (FSAGACAA)
Keywords
Where Buhl Data Service is headquartered
LocationHeadquarters
- HQ city
- Neunkirchen
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Buhl Data Service business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Core Platform (Free): The finanzblick app is provided permanently free of charge with no hidden fees or in-app purchases. Revenue generation model is not explicitly disclosed in available sources.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free Tier - Complete access |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
Buhl Data Service product offering
Product offeringCore offering
Buhl Data Service develops and operates the finanzblick mobile and web application, a free personal finance management platform that aggregates accounts from over 4,000 German banks via the HBCI/FinTS standard. The platform offers real-time balance checking, automatic expense categorisation, budget planning with push notifications, ATM finder, biometric login, smartwatch support, and the integrated dokublick document management module. It also exports tax-relevant data to the company's WISO Steuer tax preparation software.
Product overview
Buhl Data Service offers a unified personal finance platform centered on the finanzblick app, which serves as a digital cockpit for managing all bank accounts in one place. The portfolio consists of the core finanzblick product—a multi-banking and financial management application that connects to over 4,000 German banks—paired with the integrated dokublick document management module for digitizing and organizing receipts, invoices, and correspondence. The platform emphasizes automation, security on German-based servers, and seamless data synchronization across devices.
Differentiator
Problem solved
Functional benefit
Brands
- finanzblick: A digital banking app that aggregates accounts from over 4,000 banks, providing budget management, expense tracking, and automatic transaction categorization. Features include real-time balance checking, money transfers, spending analysis, and BaFin-licensed security.
- dokublick
Products and services
- finanzblick A free personal finance management mobile and web application that aggregates bank accounts from over 4,000 German banks and Sparkassen in a single interface, offering real-time balance checks, money transfers, automatic expense categorisation, budget planning with push notifications, ATM finder, biometric authentication, smartwatch support, and seamless data export to WISO Steuer for tax preparation. Targeted at German consumers managing multiple bank accounts.
- dokublick A document and receipt management module integrated with finanzblick that digitises and organises invoices, contracts, receipts, and letters in a searchable, secure digital archive accessible across smartphones, tablets, and browsers. Built for German consumers using finanzblick who want to centralise paper and digital paperwork in one place.
Quantifiable outcome
- Supports over 4,000 banks in Germany
- +2 more outcomes
Companies that use Buhl Data Service
Customer profileSegments1 record
Ideal customer profiles1 record
Buhl Data Service technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability3 records
Feature6 records
Buhl Data Service partnerships and signals
Strategic signalScale indicators4 records
Recent moves1 record
Expansion highlights3 records
Buhl Data Service competitors and assessment
Company assessmentDirect peers
- Outbank: German desktop-and-mobile multi-banking aggregator connecting many of the same German banks and Sparkassen; competes head-to-head with finanzblick for the same privacy-conscious consumer segment.
- Banking4 (B4you): Germany-based multibanking and PFM app that aggregates accounts across German institutions and provides budgeting analytics — directly comparable product and target customer to finanzblick.
- Finanzguru: German fintech personal-finance app aggregating bank accounts with automatic categorization, contract detection, and optimization recommendations — same category, same German retail user.
- Numbrs: Swiss-headquartered multi-banking and personal finance management platform with deep coverage of German-speaking markets; directly competes for German multi-bank aggregation users.
- MoneyControl (subsidiary of Numbrs network): Multi-banking aggregator active in Germany and DACH, providing unified account view, categorization, and budgeting — overlapping product surface with finanzblick.
Broad incumbents
- YNAB (You Need A Budget): Established budgeting-focused PFM with bank sync and zero-based budgeting methodology; targets the same 'understand your spending' consumer need, although with a paid subscription model and global footprint.
- Tink (Visa): Open-banking aggregation platform owned by Visa that powers multi-banking experiences across Europe; competes indirectly with finanzblick by providing the same bank-connectivity infrastructure to other consumer apps.
Emerging players
- Emma: Consumer PFM challenger app offering bank aggregation, spending insights, and subscription detection; an emerging player addressing many of the same pain points finanzblick targets.
- Wallet by BudgetBakers: Multi-bank aggregation and household budgeting app used across European markets, overlapping with finanzblick's category and consumer profile.
Others
- WISO Steuer (Buhl Group): Sibling Buhl flagship product for German tax preparation that finanzblick feeds data into; not a competitor but the primary monetization and ecosystem partner driving Buhl's vertical integration strategy.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights5 records
Customer concentration
Buhl Data Service social profiles
Digital presenceBuhl Data Service compliance and trust
Trust signalCompliance1 record
Buhl Data Service financial estimates
Financial estimateRevenue estimate
Valuation estimate
Buhl Data Service leadership team
Management profileNumber of profiles
Buhl Data Service subsidiaries and ownership
Company hierarchySubsidiaries1 record
Buhl Data Service funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Buhl Data Service M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Buhl Data Service
What does Buhl Data Service do?
Buhl Data Service develops and operates the finanzblick mobile and web application, a free personal finance management platform that aggregates accounts from over 4,000 German banks via the HBCI/FinTS standard. The platform offers real-time balance checking, automatic expense categorisation, budget planning with push notifications, ATM finder, biometric login, smartwatch support, and the integrated dokublick document management module. It also exports tax-relevant data to the company's WISO Steuer tax preparation software.
Is Buhl Data Service a public or private company?
Buhl Data Service is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Buhl Data Service founded?
Buhl Data Service was founded in 1986. It employs 1 to 10 people.
Where is Buhl Data Service based?
Buhl Data Service is headquartered in Neunkirchen, Germany, in the Europe region.
How does Buhl Data Service make money?
One revenue line is on record: core Platform (Free).
Who are Buhl Data Service's main competitors?
Direct peers on record are Outbank, Banking4 (B4you), Finanzguru, Numbrs and MoneyControl (subsidiary of Numbrs network). Broad incumbents are YNAB (You Need A Budget) and Tink (Visa). Emerging players are Emma and Wallet by BudgetBakers. WISO Steuer (Buhl Group) is listed as an others.
Does Buhl Data Service have an API?
No public API is recorded for Buhl Data Service.
What industry is Buhl Data Service in?
Buhl Data Service's product category is Personal Finance Management Software. Its primary akta.pro industry code is FSAGADAB, Expense Tracking & Financial Dashboards, with a secondary code of FSAGACAA, Account Aggregation & Connectivity (Multi-bank linking). Its NAICS code is 51821 and its SIC code is 6199.