Our Family Office

What Our Family Office does

Our Family Office Inc. is a Toronto-based, privately-held integrated Shared Family Office serving approximately 45 ultra-high-net-worth Canadian families with liquid assets typically exceeding $20 million, together with select private foundations, against $4.1 billion in Assets Under Advisement. Founded in 2017 by Tim Cestnick (CEO) and Neil Nisker (Executive Chairman, Co-CIO) as Canada's first truly integrated shared family office, the firm delivers six interlocking service modules from a single Toronto headquarters: Investment Management, Integrated Planning, Family Continuity, Risk Management, Strategic Philanthropy, and Comprehensive Tax Management. Proprietary frameworks include the All-Weather Portfolio (65%+ allocated to non-traditional strategies), Asset Architecture Analysis (which accounts for assets outside liquid portfolios such as operating businesses, development real estate, and concentrated positions), and the Financial Independence Capital / Legacy Capital / Social Capital tri-partite planning construct, supported by consolidated quarterly reporting and a secure online document vault.

The firm operates on a pure fee-only basis with no commissions, trailer fees, or hidden charges, and is partially owned by some of the families it serves, who are also represented on the Board of Directors. This co-ownership model aligns incentives, allows dedicated-team costs to be shared across the limited client base, and enables institutional pricing negotiation on third-party managers. Go-to-market is consultative and relationship-led, anchored on Tim Cestnick's weekly tax and personal finance column in The Globe and Mail, supplemented by the firm's podcast, webinars, and referral networks within the Canadian ultra-wealthy community. A ~20-person team of CFA charterholders, LLM/CPA tax specialists, and senior relationship managers (with recent additions including a Co-CIO, a Head of Client Engagement, and a Senior Relationship Manager) delivers services exclusively through direct engagement, with no intermediary or platform distribution.

Name

Our Family Office

Legal name

Our Family Office Inc.

Website

https://ourfamilyoffice.ca

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Short description

Our Family Office Inc. is a Toronto-based integrated Shared Family Office serving roughly 45 ultra-high-net-worth Canadian families with $20M+ in liquid assets, delivering fee-only investment management, integrated planning, tax, risk, philanthropy, and family continuity services across $4.1 billion in assets under advisement.

Ownership category

akta.pro rank

Product category

Multi-Family Office Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Office Advisory (Single/Multi-Family) (FSAEAAAI)

akta.pro secondary industries

Family Office Investment Platforms & Direct Investing (PE/VC/Co-Invest) (FSAAADAH), Tax Planning & Compliance for Family Offices (FSAAADAE), Family Business & Succession Advisory (FSAAADAL), Philanthropy, Foundations & Grantmaking Advisory (FSAAADAG), Family Office Administration & Operations (Accounting, Reporting, Payroll) (FSAAADAD)

Keywords

• Wealth management services
• Family office services
• Investment management
• Tax planning services
• Estate planning services

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Advisory and Wealth Management Fees: Our Family Office generates revenue through advisory fees paid directly by clients. The firm operates on a pure fee-only basis with complete transparency—no commissions, trailer fees, or hidden fees from any investment managers or product manufacturers. This non-transactional model ensures objectivity and alignment with client interests. Costs are shared among the limited number of families served.
2. Investment Management Fees: The firm provides institutional-level investment management with fee negotiation capabilities on behalf of clients. As they receive no compensation from managers they select, they are empowered to negotiate preferred institutional pricing resulting in better net performance for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Our Family Office is Canada's first truly integrated Shared Family Office delivering customized investment management, wealth advisory, and financial oversight for ultra-high-net-worth Canadian families (typically with liquid assets exceeding $20 million). The firm bundles investment management, integrated planning, family continuity, risk management, strategic philanthropy, and comprehensive tax management into one coordinated offering delivered by a dedicated professional team per client family.

Product overview

Our Family Office is a single, unified offering called the Integrated Shared Family Office™ — Canada's first truly integrated shared family office for ultra-high-net-worth Canadians. The core platform delivers six integrated service modules: Investment Management (tax-efficient asset allocation and portfolio construction), Integrated Planning (cohesive financial planning across tax, estate, and retirement), Family Continuity (governance and intergenerational wealth transfer), Risk Management (asset protection and insurance), Strategic Philanthropy (charitable giving advisory), and Comprehensive Tax Management (tax preparation and administration). These modules work together holistically under one roof rather than as separate standalone products.

Differentiator

Problem solved

Functional benefit

Products and services

• Integrated Shared Family Office™ Canada's first truly integrated Shared Family Office offering customized investment management, wealth advisory, and financial oversight for ultra-high-net-worth families and private foundations.
• Investment Management Tax-efficient preservation and growth of investment assets using best-in-class global strategies, strategic asset allocation, and rigorous due diligence on managers for ultra-high-net-worth families.
• Integrated Planning Comprehensive planning approach that brings together tax strategies, investment management, retirement planning, estate considerations, and risk management into one cohesive plan for ultra-high-net-worth families.
• Family Continuity Services that help enterprising families thrive across generations through family governance, leadership succession planning, education, and communication coaching.
• Risk Management Comprehensive approach to safeguarding family capital through risk assessment, asset protection, insurance planning, and tax risk management integrated with trust and estate planning.
• Strategic Philanthropy Purposeful approach to charitable giving that aligns family values, goals, and resources with meaningful social impact through mission development, tax-effective gift planning, and foundation administration.
• Comprehensive Tax Management Full suite of tax preparation, trust administration, accounting, bookkeeping, bill payment, cash management, and payroll services for client families.

Quantifiable outcome

• $4.1 billion in Assets Under Advisement
• +2 more outcomes

Named customers1 record

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Nicola Wealth: Canadian wealth management firm offering integrated investment management, financial planning, and private wealth services to affluent families. Comparable in integrated model and Canadian HNW/UHNW focus, though typically serves a broader client base.
• Northwood Family Office: Toronto-based multi-family office serving Canadian UHNW families with integrated investment, tax, and lifestyle management services. Direct overlap in client profile, integrated delivery model, and Toronto footprint.
• Graybridge Malkam: Canadian multi-family office focused on integrated investment and wealth advisory for UHNW families and foundations. Comparable in offering set, fee model, and Canadian UHNW client focus.
• Cardinal Point Wealth Management: Canadian multi-family office serving UHNW families with integrated investment management, tax, and wealth planning. Comparable in offering breadth, fee-only model, and Canadian UHNW target segment, making it the closest domestic peer.

Broad incumbents

• Gluskin Sheff + Associates: Canadian high-end wealth manager serving ultra-affluent families, foundations, and endowments with discretionary investment management. Comparable in Canadian UHNW focus and discretionary portfolio approach.
• BMO Private Wealth: Bank-affiliated Canadian private wealth franchise offering integrated investment, estate, and family office services to UHNW families. Comparable in serving Canadian UHNW clients with integrated family-office-like offerings.
• RBC Phillips, Hager & North Investment Counsel: Discretionary investment counsel arm of RBC serving affluent Canadian families and institutions with portfolio management and wealth planning. Comparable in serving Canadian UHNW families with institutional-style discretionary management.
• Scotia Wealth Management (Scotiabank Private Banking): Bank-owned Canadian wealth and private banking franchise serving HNW and UHNW clients with investment, credit, and planning services. Comparable in serving Canadian UHNW clients with integrated wealth services, though broader and bank-affiliated.
• Burgundy Asset Management: Canadian discretionary investment manager serving HNW families, foundations, and endowments. Comparable in serving affluent Canadian families with institutional-quality investment management, though Burgundy is more investment-focused rather than fully integrated.

Emerging players

• Bessemer Trust: U.S. multi-family office serving UHNW families with integrated investment management, wealth planning, and family office services. Comparable in integrated multi-family office model and UHNW focus, though U.S.-based with a different scale and geographic footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/ourfamoffice

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Our Family Office