Lacera

What Lacera does

LACERA, the Los Angeles County Employees Retirement Association, is a statutory public pension system established in 1937 and headquartered in Pasadena, California, operating under California Government Code Section 31454. It administers defined retirement benefits and retiree healthcare coverage for Los Angeles County's general and safety employees, organized across multiple plan tiers: General Plans A/B/C, D, E, and G for non-safety members, and Safety Plans A/B and C for law enforcement, fire, and other safety personnel. The organization is governed by a Board of Retirement and a Board of Investments, with contribution rates approved by the Los Angeles County Board of Supervisors; its leadership team includes CEO Santos Kreimann and CIO Jonathan I. Grabel.

The core member-facing technology is the My LACERA online portal, a secure platform enabling self-service account management, contribution review, benefit estimates, tax withholding adjustments, beneficiary management, and video-guided online retirement and disability applications. Distribution and service extend across digital (portal, workshops, webinars), phone (Member Service Call Center 800-786-6464), and in-person (Member Service Center, Pasadena) channels. LACERA also operates a retiree healthcare program that integrates five partner health plans (Anthem Blue Cross, Cigna, Kaiser Permanente, SCAN, United Healthcare) plus supplemental dental and vision options, with Medicare coordination. The organization employs 251–500 staff and reports a statewide economic footprint of approximately $5.3 billion and 21,300 jobs tied to pension distributions.

LACERA does not function as a revenue-generating enterprise. It is funded by member and County contributions and by investment returns on its pension trust portfolio, with revenue not publicly disclosed. Active membership and asset growth track Los Angeles County employment trends; the most recent strategic action was a May 2026 Board of Supervisors approval of new member contribution rates effective July 1, 2026.

Name

Lacera

Legal name

Los Angeles County Employees Retirement Association

Website

https://lacera.com

Company type

Public

Founded year

1937

Operating status

Operating

Headcount range

251–500 employees

Short description

LACERA is a statutory public pension system that administers defined retirement benefits and retiree healthcare coverage for Los Angeles County general and safety employees and their families under California Government Code Section 31454.

Ownership category

akta.pro rank

Product category

Public Pension Administration

NAICS

Pension Funds (525110), Pension Funds (52511)

akta.pro primary industry

Pensions & Retirement Benefits Administration (BPAIAKAA)

Keywords

• Public pension administration
• Retirement benefit plans
• Retiree healthcare program
• Pension fund management
• Defined benefit pensions

Headquarters

HQ city

Pasadena

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Member Contributions: Active LACERA members contribute a percentage of their salary to the retirement system based on their retirement plan (Plans A/B/C, D, E, G for general members; Plans A/B, C for safety members). Contribution rates are approved by the Los Angeles County Board of Supervisors.
2. Pension Trust Investments: LACERA invests member contributions and County contributions across diversified asset portfolios to fund future retirement benefits, generating returns that support the pension system's financial stability.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

LACERA is the statutory public pension system that administers defined-benefit retirement plans and retiree healthcare coverage for Los Angeles County employees and retirees. It manages member contributions, invests pension trust assets, calculates and distributes retirement benefits, and coordinates supplemental healthcare coverage through partner health plans for active members, retirees, and their families.

Product overview

LACERA operates as a unified retirement benefits administration system providing pension management and retiree healthcare coverage for Los Angeles County employees. The core member-facing platform is My LACERA, a secure online portal offering self-service retirement account management, tax withholding adjustments, and benefit applications. The retirement plan portfolio includes General Plans (A/B/C, D, E, G) for general county employees and Safety Plans (A/B, C) for public safety personnel. The Retiree Healthcare Program provides medical coverage through partner plans including Anthem Blue Cross, Cigna, Kaiser Permanente, SCAN, and United Healthcare, with supplemental dental and vision options. The Resource Center serves as an educational hub with forms, videos, and workshop access. Digital service features include online disability and standard retirement application walkthroughs with video guidance.

Differentiator

Problem solved

Functional benefit

Products and services

• My LACERA Online Member Portal Secure, online member portal that provides LACERA members with 24/7 self-service access to their retirement accounts, message center, tax withholding elections, beneficiary management, benefit estimates, and online application walkthroughs for standard and disability retirement.
• General Retirement Plans (Plans A/B/C, D, E, G) Defined-benefit retirement plans for non-safety Los Angeles County general employees, offering plan-specific contribution rates, benefit formulas, and retirement eligibility requirements based on years of service and age.
• Safety Retirement Plans (Plans A/B, C) Defined-benefit retirement plans for Los Angeles County public safety personnel including law enforcement, fire, and rescue workers, with adjusted contribution rates and benefit formulas specific to safety occupation requirements.
• Retiree Healthcare Program Healthcare coverage program for LACERA retirees that provides eligibility determination, enrollment management, Medicare coordination, and access to partner health plan options including Anthem Blue Cross, Cigna, Kaiser Permanente, SCAN, and United Healthcare, plus supplemental dental and vision coverage.
• Resource Center Centralized member education and self-service hub providing access to benefit forms, instructional videos, newsletters, retirement workshop schedules, and plan books supporting LACERA members across general, safety, retiree, and healthcare programs.

Quantifiable outcome

• LACERA pensions drive $5.3 billion and 21,300 jobs statewide

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core and flagship.

• Anthem Blue Cross of CaliforniacoreOthersLACERA partners with Anthem Blue Cross of California to provide health insurance plan options for retired Los Angeles County employees and their dependents.
• CignacoreOthersLACERA partners with Cigna to offer health insurance plan options for retired Los Angeles County employees and their dependents.
• Kaiser PermanentecoreOthersLACERA partners with Kaiser Permanente to provide health insurance plan options for retired Los Angeles County employees and their dependents.
• SCANcoreOthersLACERA partners with SCAN Health Plan to offer health insurance options for retirees, focusing on Medicare-eligible members.
• United HealthcarecoreOthersLACERA partners with United Healthcare to provide health insurance plan options for retired Los Angeles County employees and their dependents.
• Los Angeles County Board of SupervisorsflagshipStrategic or Co-development PartnerThe Los Angeles County Board of Supervisors approves retirement contribution rates, pension policy changes, and funding allocations for LACERA. The Board provides oversight and governance direction for the retirement system.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• CalSTRS (California State Teachers' Retirement System): California's defined-benefit pension system for public school educators. Directly comparable to LACERA as another large California public retirement system administering pensions under California law, with similar defined-benefit structure and member services model.
• Pennsylvania Public School Employees' Retirement System (PSERS): Large state-level public-sector defined-benefit pension system. Comparable to LACERA in scale, defined-benefit structure, retiree healthcare integration, and self-service digital member portal strategy.
• CalPERS (California Public Employees' Retirement System): California's statewide public pension system for state, school, and local public agency employees. Highly comparable to LACERA in mandate, structure, and plan design, though operating at larger scale and broader geographic reach within California.
• Florida Retirement System (FRS): Florida's statewide public retirement system serving state, county, and district employees. Comparable to LACERA in administering multiple plan options (including a defined-benefit pension and investment plan), retiree services, and member education offerings.
• NYCERS (New York City Employees' Retirement System): Major municipal public pension system serving NYC employees across five boroughs. Comparable to LACERA in scale, tiered plan structure (general and safety tiers), and the role of providing both pension and retiree healthcare administration for a large urban workforce.
• Orange County Employees Retirement System (OCERS): County-level public pension system serving Orange County, California employees. One of the closest structural analogs to LACERA — same state regulatory framework, similar general/safety plan structure, and similar retiree healthcare program.
• San Francisco Employees' Retirement System (SFERS): City and county public pension system serving San Francisco employees. Comparable to LACERA in scale, plan offerings (general and safety), defined-benefit structure, and California regulatory environment.
• New York State Common Retirement Fund: New York State's public pension fund for state and local employees. Comparable to LACERA as a large government-administered defined-benefit retirement system with broad membership across general and public-safety categories.
• San Bernardino County Employees' Retirement Association (SBCERA): California county-level public pension system under the same County Employees Retirement Law as LACERA. Highly comparable governance, plan design, and member service model, though smaller in scale.
• Texas TRS (Teacher Retirement System of Texas): Large state-level defined-benefit pension system. Comparable to LACERA in providing pension plus retiree healthcare, defined-benefit structure, and a similarly large active/retiree member base with self-service digital tools.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/OfficialLACERA

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lacera