RegioBank
RegioBank is a Dutch retail bank (trade name of ASN Bank N.V., founded 1920) serving individual consumers nationwide through an independent advisor network and digital banking channels, offering payments, savings, investing, lending, mortgages, and pension products.
- Company typePrivate
- Founded1920
- HeadquartersUtrecht, Netherlands
- Headcount51–100
- GTM typeB2C
- OfferingServices
RegioBank firmographics
Firmographics- Name
- RegioBank
- Legal name
- ASN Bank N.V.
- Website
- https://regiobank.nl
- Company type
- Private
- Founded year
- 1920
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- RegioBank is a Dutch retail bank (trade name of ASN Bank N.V., founded 1920) serving individual consumers nationwide through an independent advisor network and digital banking channels, offering payments, savings, investing, lending, mortgages, and pension products.
- Ownership category
- akta.pro rank
Where RegioBank is headquartered
LocationHeadquarters
- HQ city
- Utrecht
- HQ country
- Netherlands
- HQ region
- Europe
Offices1 record
Markets served
RegioBank business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Betalen (Payment Services): Banking services for daily payments and transactions through betaalpas (debit card), mobile payments via Apple Pay and Google Pay, and account management.
- Sparen (Savings): Savings products and deposit accounts for retail customers.
- Beleggen (Investing): Investment products and brokerage services for customers.
- Lenen (Lending): Personal loans and credit facilities for retail customers.
- Hypotheken (Mortgages): Mortgage products for home purchases, sold through advisors.
- Pensioen (Pension): Supplementary pension products and retirement planning services.
- Insurance Mediation: For insurance products, RegioBank acts as an intermediary/broker rather than provider.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels1 record
RegioBank product offering
Product offeringCore offering
RegioBank is a Dutch retail bank offering a full suite of personal banking products including payment accounts (Betalen), savings (Sparen), investments (Beleggen), personal loans (Lenen), mortgages (Hypotheken), and supplementary pensions (Pensioen). It serves Dutch consumers through a nationwide network of independent local advisors combined with digital channels including the RegioBank mobile app and Mijn RegioBank internet banking platform. RegioBank operates as a trade name of ASN Bank N.V. and acts as an intermediary for insurance products rather than as their provider.
Product overview
RegioBank is a Dutch retail bank operating under the trading name of ASN Bank N.V., offering a comprehensive suite of banking products and services including Betalen (payments), Sparen (savings), Beleggen (investing), Lenen (lending), Hypotheken (mortgages), and Pensioen (pension). The bank provides services through both physical adviser offices throughout the Netherlands and digital channels including Mijn RegioBank (online banking) and the RegioBank App (mobile banking). RegioBank operates under a hub-and-spoke advisory model where independent advisers serve as the primary customer contact point.
Differentiator
Problem solved
Functional benefit
Products and services
- Betalen (Payments)
Companies that use RegioBank
Customer profileSegments2 records
Ideal customer profiles2 records
RegioBank technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature4 records
RegioBank partnerships and signals
Strategic signalScale indicators1 record
Recent moves4 records
Expansion highlights4 records
RegioBank competitors and assessment
Company assessmentBroad incumbents
- ASN Bank: ASN Bank N.V. is the legal entity under which RegioBank operates as a trade name, and the destination brand for the ongoing RegioBank-to-ASN migration. Directly comparable as a Dutch retail bank offering payments, savings, investing, mortgages and pensions through similar digital and advisor channels.
- ING Nederland: ING is one of the largest incumbent retail banks in the Netherlands with a full-stack product suite (payments, mortgages, investments, pensions) and a nationwide branch and digital network, directly competing with RegioBank for the same Dutch retail customers.
- Rabobank: Rabobank is a major Dutch cooperative bank with a comprehensive retail offering (payments, savings, mortgages, investments) and an extensive local advisor network, directly comparable to RegioBank's hybrid local-advisor-plus-digital positioning.
- ABN AMRO: ABN AMRO is a top-three Dutch retail and private bank offering payments, mortgages, investments and pensions through both digital channels and physical advisors, competing head-on with RegioBank for mainstream Dutch retail customers.
Direct peers
- SNS Bank: SNS Bank is a sister retail bank within the same Dutch banking group as ASN Bank/RegioBank, offering an almost identical retail product suite (payments, savings, mortgages, investing) through a comparable digital and advisor distribution model.
- Triodos Bank: Triodos Bank is a Dutch values-led retail bank offering payments, savings, mortgages and investments with a strong sustainability positioning. Like RegioBank, it relies on a hybrid advisor and digital model and competes for ethically minded Dutch retail customers.
Emerging players
- bunq: bunq is a Dutch-headquartered neobank offering payments, savings and business banking via a mobile-only platform. It targets the same Dutch retail customer base as RegioBank but via a pure-digital, no-advisor model, making it a key emerging competitive threat.
- Knab: Knab is a Dutch challenger bank (part of AHAM Capital) offering retail and business banking products including savings, investing and mortgages through digital channels, competing with RegioBank for digitally native Dutch consumers.
Regional players
- NIBC Direct: NIBC Direct is the retail banking arm of NIBC, offering savings, mortgages and investment products to Dutch consumers via a primarily digital channel. It competes with RegioBank for Dutch savings and mortgage customers in the same single-country market.
- Aegon Bank: Aegon Bank is the Dutch retail banking unit of Aegon, offering savings, investment and mortgage products to Dutch households. It overlaps with RegioBank's savings, investing and mortgage lines within the Netherlands only.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
RegioBank social profiles
Digital presenceRegioBank financial estimates
Financial estimateRevenue estimate
Valuation estimate
RegioBank leadership team
Management profileNumber of profiles
RegioBank funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
RegioBank M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about RegioBank
What does RegioBank do?
RegioBank is a Dutch retail bank offering a full suite of personal banking products including payment accounts (Betalen), savings (Sparen), investments (Beleggen), personal loans (Lenen), mortgages (Hypotheken), and supplementary pensions (Pensioen). It serves Dutch consumers through a nationwide network of independent local advisors combined with digital channels including the RegioBank mobile app and Mijn RegioBank internet banking platform. RegioBank operates as a trade name of ASN Bank N.V. and acts as an intermediary for insurance products rather than as their provider.
Is RegioBank a public or private company?
RegioBank is a private company. It is classified as corporate owned and is currently operating.
When was RegioBank founded?
RegioBank was founded in 1920. It employs 51 to 100 people.
Where is RegioBank based?
RegioBank is headquartered in Utrecht, Netherlands, in the Europe region.
How does RegioBank make money?
Seven revenue lines are on record. Betalen (Payment Services) is the primary driver. The others are sparen (Savings), beleggen (Investing), lenen (Lending), hypotheken (Mortgages), pensioen (Pension) and insurance Mediation.
Who are RegioBank's main competitors?
Broad incumbents on record are ASN Bank, ING Nederland, Rabobank and ABN AMRO. Direct peers are SNS Bank and Triodos Bank. Emerging players are bunq and Knab. Regional players are NIBC Direct and Aegon Bank.
Does RegioBank have an API?
No public API is recorded for RegioBank.