Pennsylvania Association of Community Bankers

What Pennsylvania Association of Community Bankers does

Pennsylvania Association of Community Bankers (PACB) is a private nonprofit trade association founded in January 1992 through the consolidation of Community Bankers of Pennsylvania (chartered 1973) and Pennsylvania Association of Savings Institutions (chartered 1877). Headquartered at 800 N. 3rd Street, Suite 304 in Harrisburg, PA, PACB exclusively represents more than 100 community banks chartered in the Commonwealth of Pennsylvania and operates two wholly-owned subsidiaries: PACB Services, Inc., a for-profit entity that runs a Preferred Provider Network of vendor solutions, and the PACB Foundation, which administers educational scholarships for community bank employees.

PACB's core offerings span five functional pillars: advocacy (FIRSTPAC, the only community-bank-exclusive political action committee in Pennsylvania; legislative briefing calls; state advocacy days), education (NextGen"U" 17-module online leadership curriculum priced at $2,500 for members; the ICBA Education affiliate program with code PA-PACB; the FinEd-powered Community Bank Webinar Network; and roughly 10 educational offerings per month), events (an annual convention drawing 350+ attendees at $2,075-$2,700 per registration, regional conferences, HR and Women in Banking conferences, and the INSPIRE Awards gala at $150 individual / $1,350 table), communications (Hometown Banker magazine — 4 print + 8 digital issues per year), and networking (Community Bank Collaborative MEET-UP virtual peer forums and a Hall of Fame with nearly 200 inductees).

The business model is a diversified association revenue stack: institutional membership dues from community banks and associate members (vendors and service providers), event registration and sponsorship, educational program fees, advertising in Hometown Banker, and a 10% rebate from ICBA Education purchases routed through PACB. Distribution is direct to institutional members, with no public or partner-facing API. Pricing favors members across all events and programs, reinforcing retention economics, and the 101-250 employee organization is governed by an elected executive committee drawn from member bank leadership.

Name

Pennsylvania Association of Community Bankers

Legal name

Pennsylvania Association of Community Bankers

Website

https://pacb.org

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

1–10 employees

Short description

Pennsylvania Association of Community Bankers (PACB) is a Harrisburg-based nonprofit trade association exclusively representing more than 100 community banks in Pennsylvania, providing legislative advocacy, education, events, and communications through its PACB Services and PACB Foundation subsidiaries.

Ownership category

akta.pro rank

Product category

Banking Trade Association

NAICS

Civic and Social Organizations (81341), Civic and Social Organizations (813410)

akta.pro primary industry

Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops) (FSABAEAL)

Keywords

• Community bank advocacy
• Banking trade association
• Legislative advocacy banking
• Banking professional education
• Community banking events

Headquarters

HQ city

Harrisburg

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Membership Dues: PACB generates revenue through institutional membership dues from community banks. Membership provides access to advocacy, education, networking, and communications services.
2. Convention and Event Registration: Revenue from annual convention registrations ($2,075-$2,700 per registration), INSPIRE Awards gala ($150 individual, $1,350 table), and various conferences including HR Conference and Women in Banking Conference.
3. Educational Programs: Revenue from NextGen"U" curriculum ($2,500 for all 17 modules for members), individual module pricing, and ICBA Education affiliate program where PACB receives 10% of eligible purchases.
4. Advertising and Sponsorship: Revenue from Hometown Banker magazine advertising (quarter page to full page placements) and convention/event sponsorships.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels8 records

Core offering

PACB is a nonprofit trade association exclusively representing more than 100 community banks chartered in the Commonwealth of Pennsylvania. The association delivers legislative and regulatory advocacy in Harrisburg and Washington D.C., professional education and certification programs, industry publications, networking events, and member-only services to empower community banks to positively impact their communities.

Product overview

The Pennsylvania Association of Community Bankers (PACB) is a trade association representing over 100 community banks in Pennsylvania. Rather than a unified technology platform, PACB offers a portfolio of member services including advocacy, education, communications, and networking programs. Core offerings include NextGen"U" (online leadership training), Hometown Banker Magazine (award-winning publication), PACB Foundation Scholarships (professional development funding), PACB Annual Convention (flagship event), PACB INSPIRE Awards (community recognition), ICBA Education Program (certification and training), PACB Services Preferred Provider Network (vendor solutions), Community Bank Collaborative MEET-UP (peer networking), FirstPAC (political advocacy), and the PACB Job Board (career platform). The association also provides subsidiaries PACB Services, Inc. and PACB Foundation to deliver specialized services.

Differentiator

Problem solved

Functional benefit

Products and services

• PACB Institutional Membership

Quantifiable outcome

• Over 350 attendees at annual conventions, demonstrating strong member engagement
• +2 more outcomes

Named customers9 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Seven partnerships are on record, tiered core and minor.

• ICBA Education (Independent Community Bankers of America)coreStrategic or Co-development PartnerPACB collaborates with ICBA Education to offer certification programs, seminars, online training, and resources through the Affiliate Education Program. ICBA donates 10% of eligible purchases to PACB for every training course or event registered using code PA-PACB. The program ensures community banks have access to necessary training tools while supporting PACB financially.
• FinEd (Financial Education, Inc.)coreStrategic or Co-development PartnerPACB Webinars are powered by FinEd (Financial Education, Inc.), providing online education to community bankers through the CBWN (Community Bank Webinar Network). FinEd delivers hundreds of courses specifically designed for the banking industry.
• PACB Services, Inc. Preferred ProviderscoreChannel Partner/ Reseller/ DistributorPACB Services, Inc. maintains a network of Preferred Providers who have entered formal agreements to offer community banks value-added services, preferred packages and pricing. Providers support PACB and the community banking industry through this program.
• CAPTIVE Solutions and OptionsminorStrategic or Co-development PartnerHealth Benefit Captive partnership between PACB Services, Inc. and CAPTIVE Solutions and Options provides health benefit solutions to member institutions.
• SHAZAMminorGTM or Marketing PartnerSHAZAM's Vice President of Strategic Alliances, Patrick Dix, served as emcee for the 2026 PACB INSPIRE Awards Gala. SHAZAM leads strategic partnerships with over 70 industry organizations and trade associations supporting their advocacy efforts.
• Pennsylvania Housing Finance AgencyminorGTM or Marketing PartnerBryce J. Maretzki, Director of Policy and Planning at Pennsylvania Housing Finance Agency, served as keynote speaker at 2026 INSPIRE Awards, discussing community revitalization and policy frameworks.
• The Broadmoor ResortminorOthersThe Broadmoor resort in Colorado Springs, CO hosts the 2026 PACB Annual Convention. The Forbes Five-Star, AAA Five-Diamond resort provides facilities for the association's flagship event.

Scale indicators5 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• Massachusetts Bankers Association: Massachusetts state banking trade association offering advocacy, education, and member events. Directly comparable to PACB in structure, revenue model (dues, events, education), and exclusive state-level focus.
• Maryland Bankers Association: Maryland state trade association serving banks chartered in Maryland. Provides comparable advocacy, education, and convention programming as PACB in a neighboring Mid-Atlantic state.
• Virginia Bankers Association: Virginia state trade association providing advocacy, education, and member services to in-state banks including community institutions. Operates with a similar governance and revenue model to PACB.
• Independent Community Bankers of America (ICBA): National trade association exclusively representing community banks; offers certification, education, and advocacy at the federal level. ICBA is already a formal affiliate education partner of PACB and serves the same member segment at a different geographic scope.
• Ohio Bankers League: Ohio state trade association for banks including community banks, providing advocacy, education, and member services. Closely mirrors PACB's structure and mission in a neighboring state.
• New York Bankers Association: Trade association representing banks chartered in New York State. Comparable in mandate (state-level advocacy, education, events) and member profile (community, regional, and larger banks).
• Community Bankers Association of Ohio (CBAO): Ohio-based trade association focused specifically on community banks, parallel to PACB's exclusive community-bank mandate. Represents a directly comparable state-level peer in a neighboring geography.
• New Jersey Bankers Association: New Jersey state trade association for banks including community institutions. Comparable structure and mission to PACB with overlapping Mid-Atlantic geographic context.

Broad incumbents

• American Bankers Association (ABA): Broadly represents the U.S. banking industry including community banks alongside regional and money-center banks. ABA competes with PACB on advocacy, education, and member services but lacks PACB's exclusive Pennsylvania focus.

Others

• Conference of State Bank Supervisors (CSBS): National association of state banking regulators rather than a banker association, but operates in the same community-banking ecosystem and shapes the regulatory environment PACB advocates within.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/pennsylvania-association-of-community-bankers
• Xx.com/PaCommBankers

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Pennsylvania Association of Community Bankers