Main Street Financial Group

What Main Street Financial Group does

Main Street Financial Group, Inc. (MSFG) is an independent, privately held financial services firm headquartered at 80 E Main Street, Kings Park, NY 11754, founded by Chris Bradshaw circa 1997. The firm delivers personalized financial planning and investment advisory services to individuals and small businesses across approximately 28 U.S. states, with a documented specialty serving first-responder and public-sector clients (FDNY, law enforcement, teachers) alongside retirees and young professionals. The service offering comprises seven core advisory areas: investment strategy, retirement planning, alternative investments, insurance, estate planning, college planning (529), and personalized financial guidance, supplemented by a free no-obligation consultation entry point.

The firm's operating model is relationship-based and advisor-led, with a team of approximately 11 members including founder Chris Bradshaw, Senior Partner/Chief Investment Officer Shane Maer, Partner Jason Lehrer, and multiple financial advisors (Dylan Kolarcik, Christopher Ferrara, Gregg Stamler, James Congema, Joe Guercio, John Pomeroy) plus client relations support. Underlying technology is entirely third-party: Kestra Investment Services, LLC and Kestra Advisory Services, LLC provide the brokerage, custody, advisory, and Wealthscape investor portal infrastructure under which MSFG representatives operate; FMG Suite powers the website, content marketing, and FINRA-compliant publishing; and direct access links integrate mutual fund custodians (American Funds, Fidelity, Invesco, Franklin Templeton), annuity carriers (Nationwide, Allianz Life, AIG), and 529 platforms (NY 529, College America). No proprietary platform, API, or AI/ML capability is developed in-house.

MSFG's revenue is generated through commissions on securities transactions (via Kestra IS), investment advisory fees (via Kestra AS), insurance product commissions (Life, Accident and Health), and fees/commissions on alternative investments. The firm does not publicly disclose pricing, fees, or AUM, and follows a sales-led go-to-market motion starting with a complimentary consultation. Ownership is closely held by the founder and partners, with no institutional investors, PE backers, or public-market listing referenced.

Name

Main Street Financial Group

Legal name

Main Street Financial Group, Inc.

Website

https://mainstreet-financialgroup.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Main Street Financial Group is an independent, privately held financial advisory firm in Kings Park, NY, founded in 1997 by Chris Bradshaw, that delivers personalized financial planning, investment strategy, retirement, estate, college, insurance, and alternative investment services to individuals and small businesses, with a specialty in first-responder and public-sector clients across approximately 28 U.S. states.

Ownership category

akta.pro rank

Headquarters

HQ city

Kings Park

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Compliance, Supply Chain

Revenue model

1. Investment Product Commissions & Advisory Fees: As an independent financial services firm, MSFG earns revenue via commissions on securities transactions (through Kestra IS) and investment advisory fees (through Kestra AS). Services span retirement planning, estate planning, college savings, and risk management products.
2. Insurance Product Commissions: MSFG offers insurance products and earns commissions on insurance policy placements, including life, accident & health insurance. Joe Guercio holds a Life, Accident and Health insurance license supporting this stream.
3. Alternative Investment Commissions/Fees: MSFG offers non-traditional/alternative investments beyond stocks and bonds to create diversified portfolios. These typically carry higher fees than traditional investments, generating revenue through commissions and/or advisory fees.

Pricing tiers

Go-to-market motion1 record

Core offering

MSFG is an independent financial services firm that fundamentally delivers personalized financial planning and wealth management through seven core advisory service areas—Investment Strategy, Retirement Planning, Insurance, Estate Planning, College Planning, Alternative Investments, and Personalized Financial Guidance—supported by brokerage execution and custody through Kestra Investment Services, LLC and investment advisory services through Kestra Advisory Services, LLC. Engagements begin with a complimentary consultation and generate revenue through transaction commissions, advisory fees, and insurance product commissions disclosed in client agreements.

Product overview

Main Street Financial Group (MSFG) is an independent financial services firm based in Kings Park, NY, that operates as a unified advisory practice rather than a modular SaaS platform. Its offering centers on personalized financial planning delivered through seven core advisory service areas — Investment Strategy, Retirement Planning, Alternative Investments, Insurance, Estate Planning, College Planning, and Financial Guidance / Personalized Financial Plan — supplemented by a Free No-Obligation Consultation. These advisory services are wrapped in a Client Center that aggregates convenient access to brokerage accounts (Kestra Wealthscape), 529 college savings accounts (NY's 529 and College America/American Funds), mutual fund holdings at American Funds, Fidelity, Invesco, and Franklin Templeton, and variable annuity contracts at Nationwide, Allianz Life, and AIG, plus supporting resources such as the Market Insights blog, Tax Resources, Glossary, MSFG Literature, and Insights/Resource Center. Securities and investment advisory services are technically delivered through Kestra Investment Services, LLC and Kestra Advisory Services, LLC, with which MSFG is not affiliated.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Strategy
• Retirement Planning
• Insurance
• Estate Planning
• College Planning
• Alternative Investments
• Financial Guidance / Personalized Financial Plan
• Free No-Obligation Consultation

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature6 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• LPL Financial: Largest U.S. independent broker-dealer serving thousands of financial advisors with similar affiliation and commission/advisory revenue models. Relevant as the dominant scaled peer to MSFG's Kestra-based independent advisor model.
• Cetera Financial Group: Multi-channel independent broker-dealer and RIA platform supporting thousands of advisors with similar product shelf, IBD-affiliated model, and commission/advisory fee mix.
• Cambridge Investment Research: Independent broker-dealer with a large network of independent financial advisors using a similar Kestra-style affiliation model with commission and advisory revenue.
• Kestra Financial: MSFG's actual broker-dealer and advisory partner (Kestra IS/Kestra AS). Compares directly as the larger platform that provides MSFG's custody, execution, and Wealthscape infrastructure for thousands of independent advisors.
• Raymond James Financial Services: Large diversified financial services firm with an independent advisor channel offering investment, retirement, and insurance solutions comparable to MSFG's full-service offering.
• Edward Jones: Branch-based financial advisory franchise serving individual investors with retirement and wealth planning; competes for the same mass-affluent and retiree segments MSFG targets.
• Ameriprise Financial: Diversified financial services firm with a large advisor force offering retirement, investment, and insurance planning — overlapping with MSFG's full-service advisory offering.
• Wells Fargo Advisors: Wirehouse brokerage where James Congema previously worked; offers investment, retirement, and wealth planning services to clients with comparable Long Island presence.
• Schwab Advisor Services: Custodian and RIA platform competitor to Kestra; relevant as the broader scaled alternative to MSFG's Kestra Wealthscape infrastructure and as a competitor for advisor affiliation decisions.

Direct peers

• Mariner Wealth Advisors: Independent RIA offering comprehensive financial planning, investment advisory, estate, retirement, and tax planning — directly comparable full-service independent advisory model to MSFG.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/MSFG-268429796526762/timeline/?ref=aymt_homepage_panel

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Main Street Financial Group