Airmodo
Airmodo is a mobile-first drone insurance app operated by USAU/USAIG that sells on-demand hourly and annual liability policies to recreational and Part 107 commercial drone operators in the United States through iOS and Android, with policies underwritten by USAIG's aviation insurance pool.
- Company typePrivate
- Founded2023
- HeadquartersNew York, United States
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Airmodo does
Airmodo is a mobile-first drone insurance product operated by United States Aviation Underwriters, Inc. (USAU), the manager of the United States Aircraft Insurance Group (USAIG) — a multi-rated aviation insurance pool founded in 1928. Launched in January 2023 as iOS and Android apps, Airmodo provides on-demand drone liability coverage to two customer groups: recreational hobbyists and licensed commercial operators under 14 CFR Part 107. The product is sold exclusively through self-service mobile flows with no broker interaction; users buy either hourly policies starting at $9/hour (1-, 4-, or 8-hour blocks, 1-mile radius, up to $25M liability) or annual policies starting at $400/year (worldwide territory, unlimited drones and pilots). The app combines map-based coverage zone selection, biometric MFA login (Face ID / fingerprint) compliant with NYDFS cybersecurity rules, instant Certificate of Insurance generation with email delivery, in-app claims filing, and a SafetyPoints loyalty program earned per policy and redeemable for training courses through partner Unmanned Safety Institute (USI).
Underwriting, licensing across all 50 states, surplus-lines authority, and access to reinsurance capital are provided by the USAIG pool rather than by Airmodo's own balance sheet; Airmodo functions as a digital distribution and pricing channel inside that pool. Revenue mechanics therefore flow back to the parent and are not separately disclosed, but the consumer-facing economics are clear: usage-based premiums on the hourly side and recurring annual premiums on the annual side, with no surcharges for night flying, drone weight under 55 lbs, or flight distance, and TRIA, war liability, and medical payments bundled into the headline price. Distribution is app-only, geo-limited to the United States for issuance, and supported by a content-led blog, a USI partnership loop, and social profiles on Facebook, Instagram, LinkedIn, and X. No funding rounds, M&A, or standalone revenue figures are disclosed; the standalone brand's growth signal is principally inferred from continued app updates and ongoing product investment within a stable parent insurance carrier.
Airmodo firmographics
Firmographics- Name
- Airmodo
- Legal name
- United States Aviation Underwriters, Inc.
- Website
- https://airmodo.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Airmodo is a mobile-first drone insurance app operated by USAU/USAIG that sells on-demand hourly and annual liability policies to recreational and Part 107 commercial drone operators in the United States through iOS and Android, with policies underwritten by USAIG's aviation insurance pool.
- Ownership category
- akta.pro rank
Airmodo industry classification
Industry- Product category
- Drone Insurance (Aviation Liability)
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Property and Casualty Insurance Carriers (524126), Insurance Agencies and Brokerages (524210)
- SIC
- Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Aviation Liability Insurance (Passenger & Third-Party) (FSAJAHAD)
- akta.pro secondary industry
- Marine & Aviation Insurance (FSAJAMAI)
Keywords
Where Airmodo is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Airmodo business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Operations, Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Others
Revenue model
- Hourly Insurance Premiums: Users purchase pay-as-you-go drone liability insurance by the hour (1, 4, or 8 hour blocks). Premiums start at $9/hour for $1,000,000 of coverage. This is the primary usage-based revenue stream, targeted at recreational pilots and occasional commercial fliers who need short-term coverage. No surcharges for night flying or drones under 55 lbs.
- Annual Insurance Premiums: Annual flat-rate policies providing 365 days of coverage. Starting price is $400/year for $1,000,000 limit with worldwide territory. Additional drones and pilots can be added for adjusted premiums. Targeted at frequent commercial operators who fly regularly. Annual policies include broader coverage including worldwide territory and unlimited policy changes within the term.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Hourly Plan — Starting at $9/hour for $1,000,000 liability coverage |
| Subscription | Annual | Annual Plan — Starting at $400/year for $1,000,000 liability coverage |
| Subscription | Annual | Medical Payments Coverage — Included at no additional premium |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Airmodo product offering
Product offeringCore offering
Airmodo sells drone liability insurance directly to consumers and commercial drone operators through a mobile app available on iOS and Android. Customers can purchase either hourly on-demand policies starting at $9/hour or annual policies starting at $400/year for $1,000,000 in liability coverage, with limits up to $25 million for Part 107 commercial operators. The app handles quoting, purchase, policy management, instant Certificate of Insurance generation, and claims filing entirely self-serve, with no brokers or paper process, and is backed by USAIG's aviation insurance underwriting.
Product overview
AirModo is a single mobile application providing usage-based drone insurance, offered through two primary coverage types: Hourly policies (starting at $9/hour for $1,000,000 coverage with up to 1-mile radius) and Annual policies (worldwide coverage with liability limits up to $25,000,000). The app enables instant policy purchase, certificate generation, claims filing, and policy management. All policyholders receive SafetyPoints as a complimentary add-on, redeemable for training courses through the Unmanned Safety Institute (USI) partnership. The product is powered by USAIG's 90+ years of aviation insurance expertise.
Differentiator
Problem solved
Functional benefit
Products and services
- Airmodo Mobile App A mobile application (iOS and Android) that delivers instant drone insurance purchasing, policy management, Certificate of Insurance generation, and in-app claims filing. Lets users buy hourly or annual coverage, add additional drones and pilots, select coverage zones on a map, and download or auto-email policy documents.
- Hourly Drone Insurance Pay-as-you-go drone liability insurance covering 1, 4, or 8-hour periods, starting at $9/hour for $1,000,000 liability with up to 1-mile radius coverage, $100,000 personal injury (including invasion of privacy), included medical payments, war liability, and no surcharges for night flying or drones under 55 lbs. Designed for recreational pilots and occasional commercial operators.
- Annual Drone Insurance Year-round drone liability insurance providing worldwide territory coverage starting at $400/year for $1,000,000 liability, with limits up to $25,000,000 for commercial operators. Includes personal and advertising injury liability up to $1,000,000, medical payments up to $25,000, war liability, no concerts/events exclusion, and unlimited drone and pilot additions through the My Hangar fleet management feature.
- SafetyPoints Program A complimentary loyalty benefit for Airmodo policyholders that awards SafetyPoints with every policy purchase; points transfer to an Unmanned Safety Institute (USI) account and are redeemable for a wide range of USI drone safety training courses and services.
Quantifiable outcome
- Coverage starting at $9/hour for $1,000,000 liability — lower entry price than competitors starting at $10/hour
- +4 more outcomes
Companies that use Airmodo
Customer profileSegments3 records
Ideal customer profiles3 records
Airmodo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Airmodo partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and flagship.
- Unmanned Safety Institute (USI)coreAirModo has partnered with USI — the drone industry's most recognized provider of professional training and safety services — to offer the SafetyPoints program. Every AirModo policy purchased earns SafetyPoints, which policyholders transfer to their USI account via a one-time-use coupon code. Points can be redeemed for a wide variety of USI training courses and safety services. USI has over 300 instructors and has awarded more than 15,000 certifications globally. The partnership was publicly announced in February 2023 via press release. USI CEO Josh Olds commented on the partnership's role in promoting risk management and safe drone operations.
- United States Aviation Underwriters, Inc. (USAU)flagshipAirModo is owned and operated by USAU, which manages the United States Aircraft Insurance Group (USAIG). USAU provides the insurance backing, underwriting expertise, licensing in all 50 states, and 90+ years of aviation insurance heritage that powers the AirModo product. AirModo is a subsidiary/brand of USAU. USAU was founded in 1928 by WWI aviators Reed M. Chambers and David C. Beebe. USAIG is a pool of highly rated property casualty insurers.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Airmodo competitors and assessment
Company assessmentDirect peers
- Thimble (formerly Verifly / DroneInsurance.com): App-based on-demand drone and small-business liability insurance, similar pay-as-you-go PLG motion targeting Part 107 commercial and hobbyist operators. Direct competitor in the instant drone insurance category.
- SkyWatch.AI: Telematics-driven drone insurance app providing on-demand liability coverage for recreational and commercial pilots on iOS/Android. Closest direct competitor to AirModo's mobile-first PLG drone insurance model.
- Coverdrone: Specialist drone/UAV insurance provider offering annual and hourly liability coverage for commercial operators. Comparable product mix (commercial and recreational UAV liability), with cross-border presence.
- Avion Insurance: Specialist broker offering drone and aviation insurance for commercial pilots and operators; competes for the same Part 107 customer segment via a more traditional brokerage motion.
- Brant Underwriting / UAV Insurance: Specialist UAS/drone insurance underwriting agency providing annual and per-flight liability coverage for commercial drone operators. Directly comparable product offering on the liability coverage axis.
Regional players
- Loblaw Insurance / BWI Aviation (analogy): Aviation insurance underwriting agencies focused on commercial and general aviation outside the US PLG app path — comparable on product (liability/aviation) but on a regional/brokerage basis.
Others
- USAIG (United States Aircraft Insurance Group): AirModo's parent/manager — pool of P&C insurers providing the aviation insurance that AirModo digitally distributes. Included as the upstream carrier relationship that defines AirModo's underwriting capacity rather than as a direct competitor.
Broad incumbents
- Global Aerospace: Large traditional aviation insurance pool underwriting general aviation and UAS/drone products. Comparable as a carrier-side aviation insurance pool, but offers drone coverage as part of a much broader aviation portfolio rather than a dedicated drone product.
- Starr Aviation: Diversified aviation and aerospace insurer with drone/UAS policy capabilities. Competes for commercial drone operator accounts with broader aviation underwriting rather than a drone-specialist PLG app.
Emerging players
- Betterfly (drone accident/insurance adjacents): Emerging insurtech-adjacent platforms working on small-commercial and on-demand insurance with mobile-first distribution; listed as an emerging signal of where the drone/SMB on-demand insurance category may evolve.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Airmodo social profiles
Digital presenceAirmodo compliance and trust
Trust signalCompliance2 records
Airmodo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Airmodo leadership team
Management profileNumber of profiles
Profiles1 record
Airmodo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Airmodo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Airmodo
What does Airmodo do?
Airmodo sells drone liability insurance directly to consumers and commercial drone operators through a mobile app available on iOS and Android. Customers can purchase either hourly on-demand policies starting at $9/hour or annual policies starting at $400/year for $1,000,000 in liability coverage, with limits up to $25 million for Part 107 commercial operators. The app handles quoting, purchase, policy management, instant Certificate of Insurance generation, and claims filing entirely self-serve, with no brokers or paper process, and is backed by USAIG's aviation insurance underwriting.
Is Airmodo a public or private company?
Airmodo is a private company. It is classified as corporate owned and is currently operating.
When was Airmodo founded?
Airmodo was founded in 2023. It employs 101 to 250 people.
Where is Airmodo based?
Airmodo is headquartered in New York, United States, in the North America region.
How does Airmodo make money?
Two revenue lines are on record. Hourly Insurance Premiums are the primary driver. The others are annual Insurance Premiums.
Who are Airmodo's main competitors?
Direct peers on record are Thimble (formerly Verifly / DroneInsurance.com), SkyWatch.AI, Coverdrone, Avion Insurance and Brant Underwriting / UAV Insurance. Loblaw Insurance / BWI Aviation (analogy) is listed as a regional player. USAIG (United States Aircraft Insurance Group) is listed as an others. Broad incumbents are Global Aerospace and Starr Aviation. Betterfly (drone accident/insurance adjacents) is listed as an emerging player.
Does Airmodo have an API?
No public API is recorded for Airmodo.
What industry is Airmodo in?
Airmodo's product category is Drone Insurance (Aviation Liability). Its primary akta.pro industry code is FSAJAHAD, Aviation Liability Insurance (Passenger & Third-Party), with a secondary code of FSAJAMAI, Marine & Aviation Insurance. Its NAICS code is 52412 and its SIC code is 6331.