Gardant
Gardant S.p.A. was an Italian credit management and NPL servicing company offering credit divestment verification (Verifica Cessioni) and asset management services, which was merged into doValue S.p.A. effective January 1, 2026.
- Company typePrivate
- Founded2021
- HeadquartersRome, Italy
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Gardant does
Gardant S.p.A. was an Italian financial services company operating in the credit management and non-performing loan (NPL) servicing sector. Founded in 2021 and headquartered in Rome, the company employed between 251 and 500 people and offered consultancy activities related to the identification of investment opportunities and asset management services. Its core product was "Verifica Cessioni" (Verification of Credit Divestments), a service that allowed users to verify and track credit sales and assignments. Gardant also maintained an asset management arm via Gardant Investor SGR, which partnered with doValue to launch the Lounge fund, and held a strategic partnership with BPER Group in connection with its NPL servicing operations. The company operated a multi-entity structure including Gardant S.p.A. and Special Gardant S.p.A., the latter handling special situations credit work.
Effective January 1, 2026, following resolutions adopted by the competent bodies, Gardant S.p.A. and Special Gardant S.p.A. were merged by incorporation into doValue S.p.A. — Italy's largest non-performing loan servicer. As a result, Gardant ceased to exist as an independent entity; its website now redirects to doValue, the Verifica Cessioni service has migrated to the doValue platform, and client contact has been consolidated under doValue's Verona-based data controller. The transaction is the defining strategic event in Gardant's history and signals full integration rather than continued independent operation.
Gardant firmographics
Firmographics- Name
- Gardant
- Legal name
- Gardant S.p.A.
- Website
- https://gardant.eu
- Company type
- Private
- Founded year
- 2021
- Operating status
- Acquired
- Headcount range
- 251–500 employees
- Short description
- Gardant S.p.A. was an Italian credit management and NPL servicing company offering credit divestment verification (Verifica Cessioni) and asset management services, which was merged into doValue S.p.A. effective January 1, 2026.
- Ownership category
- akta.pro rank
Gardant industry classification
Industry- Product category
- Credit Servicing / Non-Performing Loan Management
- NAICS
- Activities Related to Credit Intermediation (5223), Credit Intermediation and Related Activities (522)
- SIC
- Miscellaneous Business Credit Institution (6159), Loan Brokers (6163)
- akta.pro primary industry
- Real Estate Payoff & Lien Release Services (BPAJAOAI)
- akta.pro secondary industry
- Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
Keywords
Where Gardant is headquartered
LocationHeadquarters
- HQ city
- Rome
- HQ country
- Italy
- HQ region
- Europe
Markets served
Gardant business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D
Gardant product offering
Product offeringCore offering
Gardant S.p.A. provided credit management and servicing solutions to financial institutions, with its primary offering being the "Verifica Cessioni" (Verification of Credit Divestments) service, which allowed clients to verify and track credit divestments, sales, and assignments. The firm also carried out consultancy activities for the identification of investment opportunities and asset management services, and was strategically affiliated with doValue, Italy's largest non-performing loan servicer. Following the January 1, 2026 merger, these services are delivered through the doValue platform.
Product overview
Gardant was an Italian financial services company specializing in credit management and servicing solutions. Following the merger effective January 1, 2026, Gardant S.p.A. and Special Gardant S.p.A. were incorporated into doValue S.p.A., Italy's largest non-performing loan servicer. The primary offering was the verification service for credit divestments (Verifica Cessioni), which allowed users to verify and track credit sales and assignments. This service is now operated through the doValue platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Verification of Credit Divestments (Verifica Cessioni) A web-based service that allows Italian banks and financial institutions to verify and track credit divestments, sales, and assignments, supporting NPL servicing workflows. It is offered through the doValue platform following the 2026 corporate merger.
Companies that use Gardant
Customer profileIdeal customer profiles1 record
Gardant technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Gardant partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Gardant Investor SGRminordoValue launched the Lounge fund in partnership with Gardant Investor SGR. This partnership appears to be related to investment fund management within the non-performing loan servicing business.
Recent moves5 records
Expansion highlights3 records
Gardant competitors and assessment
Company assessmentDirect peers
- Intrum: Europe's largest credit management and NPL servicer, active across multiple jurisdictions. Directly comparable to Gardant/doValue in outsourced credit servicing, collections, and portfolio advisory.
- Hoist Finance: Nordic-headquartered specialist in non-performing consumer loans, with Italian servicing operations. Comparable to Gardant on NPL portfolio servicing and investor-side credit management services.
- Cerved: Italian credit information, data, and credit management company. Directly comparable to Gardant on Italian credit data, credit decisioning, and NPL-adjacent services.
- EOS Group: German-headquartered international receivables management and NPL servicer operating across Europe. Comparable to Gardant in third-party credit servicing for banks and investors.
- B2Holding: Norwegian NPL acquirer and servicer with operations across Northern and Southern Europe. Comparable to Gardant on non-performing loan servicing and portfolio solutions for banks.
- Kruk: Largest Polish debt management company, active in multiple European markets. Comparable to Gardant in unsecured consumer NPL servicing and portfolio management.
- Arrow Global: UK and European NPL servicer (backed by HPS Investment Partners). Comparable to Gardant in cross-border NPL servicing and asset management for credit portfolios.
- Marathon Asset Management: Global credit-focused asset manager with significant European NPL and special situations activity. Comparable to Gardant on the asset-management side of NPL servicing and on investor-side fund structures (analogous to the Gardant Investor SGR / Lounge fund setup).
- GFKL Lowell: European credit management servicer operating across DACH and Italy. Comparable to Gardant in debt collection and NPL servicing for Italian and pan-European financial institutions.
Regional players
- Prelios: Italian credit servicing and real estate services group. Comparable to Gardant on Italian NPL servicing, master servicing, and special situations credit, with stronger real estate servicing overlap.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Gardant financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gardant leadership team
Management profileNumber of profiles
Gardant funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gardant M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gardant
What does Gardant do?
Gardant S.p.A. provided credit management and servicing solutions to financial institutions, with its primary offering being the "Verifica Cessioni" (Verification of Credit Divestments) service, which allowed clients to verify and track credit divestments, sales, and assignments. The firm also carried out consultancy activities for the identification of investment opportunities and asset management services, and was strategically affiliated with doValue, Italy's largest non-performing loan servicer. Following the January 1, 2026 merger, these services are delivered through the doValue platform.
Is Gardant a public or private company?
Gardant is a private company. It is classified as corporate owned and is currently acquired.
When was Gardant founded?
Gardant was founded in 2021. It employs 251 to 500 people.
Where is Gardant based?
Gardant is headquartered in Rome, Italy, in the Europe region.
Who are Gardant's main competitors?
Direct peers on record are Intrum, Hoist Finance, Cerved, EOS Group, B2Holding, Kruk, Arrow Global, Marathon Asset Management and GFKL Lowell. Prelios is listed as a regional player.
Does Gardant have an API?
No public API is recorded for Gardant.
What industry is Gardant in?
Gardant's product category is Credit Servicing / Non-Performing Loan Management. Its primary akta.pro industry code is BPAJAOAI, Real Estate Payoff & Lien Release Services, with a secondary code of BPAHAOAD, Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit). Its NAICS code is 5223 and its SIC code is 6159.