AIR Courtage Assurances

What AIR Courtage Assurances does

AIR Courtage Assurances is a French independent insurance brokerage, founded circa 1999 and structured as a SARL, that specializes in aviation and sports risk insurance. Its core offerings include aircraft hull and liability coverage (covering ULM, gliders, helicopters, business jets, and aircraft fleets), mandatory EC 785/2004-compliant pilot liability, individual accident and GAV policies for pilots, recreational and professional drone insurance, hangar insurance, business travel insurance (Membres en Mission), cyber-attack coverage, and boat/water sports insurance. The company distributes through three channels: dedicated account managers by segment, an online subscription portal for drone and aircraft policies with immediate certificate delivery, and official broker partnerships with 10+ national aviation and sports federations (FFPLUM since 2003, FFVP, RSA, FFH, GIPAG, AFKITE, UNEPAT, LAA, ILAS, NVAV). It is regulated in France (ORIAS 07 000 679, ACPR), the United Kingdom (FCA 978 276), and Switzerland (FINMA F01170087), and operates across roughly 10 European and North African markets.

The business model is commission-based brokerage: AIR Courtage earns commissions from French and international insurance carriers (including AXA XL, Allianz Global Corporate & Specialty, and Groupama) for placing and managing specialty aviation and sports contracts. Pricing ranges from mass-market drone liability at €29/year up to customized enterprise coverage for aviation maintenance workshops and aero clubs. In 2022 Filhet-Allard acquired a 40% stake, and from January 2026 the company was fully integrated into Filhet-Allard — a French broker of 1,650 employees managing €2.2 billion in premiums — as a dedicated aerospace insurance division led by Caroline Cognet Renard. Headcount stood at 37 collaborators as of integration, with no public revenue disclosure.

Technology is a secondary differentiator: the platform is built on a Wix-based website with online quotation, self-service subscription, and a Zendesk-powered client portal. Integrations are limited to drone mission partners (Airspace Drone, Hologarde, Drone-Spot.tech) and a content partnership with drone influencer Hubert Aile. There is no disclosed AI/ML capability, proprietary model, or data flywheel; competitive advantage rests on regulatory licensing, federation ecosystem entrenchment, and 20+ years of specialist underwriting knowledge.

Name

AIR Courtage Assurances

Legal name

SARL AIR Courtage Assurances

Website

https://air-assurances.eu

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

AIR Courtage Assurances is a French independent insurance brokerage that specializes in aviation and sports risk coverage for pilots, drone operators, aviation businesses, and federation members across France, the UK, and Switzerland, now operating as the aerospace division of Filhet-Allard.

Ownership category

akta.pro rank

Product category

Aviation Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Aviation Specialty (FSAJAGAK)

akta.pro secondary industries

Aviation Hull Insurance (FSAJAHAC), Aviation Liability Insurance (Passenger & Third-Party) (FSAJAHAD), Airport & Ground Operations Insurance (FSAJAHAF)

Keywords

• Aviation insurance brokerage
• Drone insurance
• Sports risk insurance
• Pilot accident coverage
• Aircraft hull insurance

Headquarters

HQ city

Saint-vulbas

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: AIR Courtage Assurances operates as an independent insurance broker, earning commissions from insurance companies (French and international) for placing and managing insurance contracts for clients in aviation and sports sectors.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

AIR Courtage Assurances is an independent insurance brokerage specializing in aviation and sports risk insurance, offering coverage for aircraft (ULM, gliders, helicopters, business jets), drones (recreational and professional), boats, hangars, pilot accident, and aviation business liabilities. The firm distributes policies from French and international insurers and provides online quotation, subscription, and a 24/7 client portal. It operates across France, the UK, and Switzerland.

Product overview

AIR Courtage Assurances operates as an insurance brokerage firm specializing in aeronautical and sports risks, offering a comprehensive portfolio of insurance products and services across multiple sectors. The core offerings include aircraft insurance (Aéronefs) covering all aircraft types from ULM to business jets, and drone insurance for both recreational and professional use. The company provides specialized coverage through federation partnerships including FFPLUM for ULM, FFVP for gliders, RSA for amateur-built aircraft, FFH for helicopters, and AFKITE for kitesurf. Additional insurance lines include boat coverage, pilot individual accident insurance, business travel insurance (Membres en Mission), cyber attack protection, and aircraft hangar insurance. The company also offers enterprise solutions for aviation maintenance workshops, flight schools, and business aviation operators, plus legal protection services through its GIPAG cell. All products are accessible via online subscription portals and the Espace Client management platform, with support available 24/7 through Zendesk assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Aéronefs Insurance Core aircraft insurance product covering ULM, airplanes, gliders, helicopters, business jets, hot air balloons, and aircraft fleets. Offers liability coverage (mandatory per EC regulation 785/2004), optional hull/casco coverage, individual accident protection for pilots and crew, and repatriation assistance.
• Drone de Loisir Insurance Recreational drone insurance covering RC liability for pilots residing in France, DROM POM COM, Belgium, Spain, Italy, and Luxembourg. Covers drones under 10kg with annual premiums starting at €29 for under 4kg and €45 for 4-10kg.
• Drone Pro Insurance Professional drone insurance for owners, operators, constructors, distributors, and flight schools. Covers RC liability and material damage with online subscription for up to 20 drones, tiered pricing, and coverage options including competition and worldwide flights.
• Show Aérien Drone Insurance Specialized insurance for drone light shows, covering aerial swarm flights, RC organizer liability, and drone transport with customizable pricing and European coverage options.
• Pilote Individual Accident Insurance Pilot body injury insurance covering death, permanent disability, and temporary work incapacity. Includes GAV (Guarantee of Private Life Accidents) from €10.02/month solo or €17.81/month family, and customizable individual accident policies up to €1 million indemnification.
• Membres en Mission Insurance Business travel insurance covering employees and association members during professional trips worldwide, 24/7. Includes death, disability, medical expenses, rescue costs, funeral expenses, kidnapping coverage, baggage loss, and optional aerial risk coverage.
• Bateaux Insurance Boat and yacht insurance covering motorboats and sailing vessels with RC, theft, total loss, terrorism, engine breakdown coverage, plus assistance, individual accident for passengers, legal protection, and trailer insurance.
• Hangars Aéronautiques Insurance Hangar insurance for aircraft parking facilities with or without workshop space. Covers parked aircraft including third-party aircraft up to €1.6 million, with optional legal protection and modular coverage.
• Cyber-Attaque Insurance Cyber attack insurance protecting businesses against data breaches, banking viruses, site destruction, phishing, ransomware, and CEO fraud. Includes GDPR compliance support and third-party liability coverage.
• Air Assistance Aircraft and pilot assistance program in partnership with Mutuaide covering international travel with medical expenses up to €150,000, aircraft repatriation, and legal assistance. Available in Essential and Premium tiers for private and professional pilots worldwide.
• Drone Flight School Insurance Specialized insurance for drone flight schools covering RC professional liability and drone fleet coverage with online subscription and immediate certificate delivery.
• Drone Constructor/Distributor Insurance RC Product insurance for drone manufacturers and distributors covering claims for vice or design defects after delivery, with customizable coverage based on annual revenue and sales volume.
• Aéroclubs/Héliclubs Insurance Insurance packages for flying clubs and helicopter clubs covering aircraft, hangars, RC manager of aerodrome, special club RC, fuel tanker trailers, and optional passenger coverage including day passes for co-flying.
• Ateliers de Maintenance Aéronautique Insurance Specialized insurance for aviation maintenance workshops covering RC professional liability with customizable coverage for maintenance, repairs, modifications, airworthiness follow-up, and parts sales.
• RC Professionnelle GIPAG Professional liability insurance specifically designed for GIPAG member aviation professionals, negotiated by AIR Courtage with Allianz Global Corporate & Specialty with mutualized pricing up to 15% discount.
• Protection Juridique GIPAG Legal protection insurance for GIPAG members covering procedural costs and legal assistance, with options for debt recovery, doubled fee schedules, and tax/social security control coverage.
• Cellule Juridique GIPAG Legal unit providing GIPAG members with access to insurance lawyers and jurists for contract clause drafting, legal analysis, document creation, and insurance audits.
• FFPLUM Insurance Partnership Insurance products for ULM (microlight) practitioners through FFPLUM federation partnership since 2003, covering all 6 ULM classes: paramoteur, pendulaire, multiaxes, autogire, aerostat, and ULM helicopter.
• FFVP Insurance Partnership Glider and sailplane insurance through FFVP (French Gliding Federation) partnership covering hull on ground and in flight, land transport, and hangar insurance.
• RSA Insurance Partnership Insurance for amateur-built and vintage aircraft through RSA (Réseau Sport de l'Air) federation covering aircraft construction projects, ground RC, pilot RC, and aircraft RC with special discounts for multi-owners.
• FFH Insurance Partnership Helicopter insurance through FFH (French Helicopter Federation) partnership covering individual accident and occupant/helicopter assistance.
• AFKITE Insurance Partnership Kitesurf and kite insurance through AFKITE (French Kitesurf Association) partnership covering all kite disciplines on water, snow, and land.
• ILAS Insurance Partnership Insurance for ILAS (Irish Light Aviation Society) members building or owning aircraft, covering hands-on builder liability, material damage during construction, and pilot-attached liability.
• NVAV Insurance Partnership Insurance program for NVAV (Dutch Amateur Aircraft Builders) members.
• LAA Insurance Partnership Insurance program for LAA (Light Aircraft Association) members in the UK.

Named customers10 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

18 partnerships are on record, tiered core and minor.

• FFPLUM (Fédération Française d'ULM)coreStrategic or Co-development Partner · 1 January 2003Official Federal Partner Broker since 2003 - AIR Courtage provides insurance products exclusively to FFPLUM members covering all 6 ULM classes (paramotor, pendulum, multiaxes, autogyro, aerostat, ULM helicopter)
• UNEPATminorStrategic or Co-development PartnerPartnership offering UNEPAT members 10% discount on RC aircraft insurance for drone pilots
• AFKITE / PROKITE (Association Française de Kite)coreStrategic or Co-development PartnerOfficial partner broker for AFKITE and GMK (Groupement des Moniteurs de Kite), providing insurance for kitesurf practitioners across water, snow, and land disciplines
• FFVP (Fédération Française de Vol en Planeur)coreStrategic or Co-development PartnerOfficial insurance partner for French glider federation, providing coverage for glider pilots and clubs
• RSA (Réseau Sport de l'Air)coreStrategic or Co-development PartnerOfficial partner for vintage and homebuilt aircraft federation, providing specialized insurance for amateur-built and collection aircraft
• FFH (Fédération Française d'Hélicoptère)coreStrategic or Co-development PartnerOfficial insurance partner for French helicopter federation
• GIPAG (Groupement des Industriels et Professionnels de l'Aviation Générale)coreStrategic or Co-development PartnerDesignated broker for GIPAG members providing RC professionnelle, legal protection, and customized solutions for aviation maintenance businesses
• LAA (Light Aircraft Association)minorStrategic or Co-development PartnerInsurance partner for UK Light Aircraft Association members
• ILAS (Irish Light Aviation Society)minorStrategic or Co-development PartnerExclusive insurance partner for ILAS members building or refurbishing aircraft, offering custom coverage including builder liability and aircraft project insurance
• NVAV (Nederlandse Vereniging van Amateurvliegers)minorStrategic or Co-development PartnerInsurance partner for Dutch amateur aircraft builders association
• Hubert Aile / Drone SpotminorGTM or Marketing PartnerDrone content creator and influencer partner providing educational videos on drone regulations and insurance through AIR Court's YouTube channel and website
• DRONE PERFminorGTM or Marketing PartnerDrone service directory listed as partner, referral source for professional drone operators
• PIKTAIRminorGTM or Marketing PartnerAerial imagery provider listed as partner on website
• INTHEAIRminorGTM or Marketing PartnerAerial imaging and data analysis provider listed as partner
• AEP DRONEminorGTM or Marketing PartnerAgricultural and vineyard drone spraying solution provider listed as partner
• AXA XLminorOthersInsurer partner for RSA pilot liability insurance products (contract FR00017309AV25A)
• ALLIANZ GLOBAL CORPORATE & SPECIALTYminorOthersInsurer partner for GIPAG professional liability insurance, selected through tender process
• GROUPAMAminorOthersInsurer partner for GIPAG legal protection insurance products

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat4 records

Key highlights7 records

Customer concentration

• Xx.com/AIRCourtage
• YouTubeyoutube.com/user/airsportsassurance
• Facebookfacebook.com/AIRCourtage
• LinkedInlinkedin.com/company/555347
• Instagraminstagram.com/aircourtage

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AIR Courtage Assurances