Mortgage Brokers Ottawa

What Mortgage Brokers Ottawa does

Mortgage Brokers Ottawa, operating under the legal name Mortgage Brokers City Inc., is a Canadian mortgage brokerage headquartered in Ottawa, Ontario that acts as an intermediary between individual borrowers and a network of 48+ mortgage lenders. The firm holds Mortgage Brokerage License #11759 and operates as an independently owned franchise of The Mortgage Centre, distributing residential mortgage products across Canada through a network of more than 100 Accredited Mortgage Professionals (AMPs) licensed in the province where each client's property resides. Its core customer segments include first-time home buyers, existing homeowners seeking refinancing or renewals, self-employed borrowers and new Canadians with non-traditional documentation, real estate investors, and private mortgage clients who cannot qualify with mainstream lenders.

The product suite centers on a digital brokerage platform comprising a secure online mortgage application portal, a multi-calculator suite (Maximum Mortgage, Payment Analyzer, Rent or Buy Analyzer, Budget Tool, Prepayment Analyzer), and a mobile mortgage calculator app available on iPhone and Android. Additional offerings include private mortgages via Advanced Alternative Lending, mortgage investment opportunities through Advanced Mortgage Investment Corp, and an educational Mortgage Info Centre. Distribution is hybrid: digital self-serve channels, callback requests, fax applications, in-person broker consultations, radio advertising, and community sponsorships (Ottawa 67's, Ottawa Fury, Ottawa Red Blacks). TransUnion credit bureau integration supports in-application credit checks.

The business model is transaction-based, earning commissions from lenders upon successful mortgage funding; services are provided at no direct cost to consumers. Revenue therefore scales with funded mortgage volume and prevailing commission rates rather than per-seat or subscription fees. The franchise relationship with The Mortgage Centre provides brand, lender access, and operational support, while the AMP network and multi-channel distribution extend reach well beyond the Ottawa headquarters into a national footprint.

Name

Mortgage Brokers Ottawa

Legal name

Mortgage Brokers City Inc.

Website

https://mortgagebrokersottawa.com

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Mortgage Brokers Ottawa (Mortgage Brokers City Inc.) is a Canadian mortgage brokerage franchise that intermediates between individual borrowers and 48+ lenders through 100+ Accredited Mortgage Professionals, earning lender-paid commissions across Ottawa and Canada.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industries

Commercial Mortgage Brokerage (FSAEAEAB), Residential Investment Property Brokerage (SFR/Small Multifamily) (BPAJAAAE)

Keywords

• Mortgage brokerage services
• Residential mortgage lending
• Private mortgage solutions
• Mortgage refinancing
• Mortgage investment services

Headquarters

HQ city

Ottawa

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Mortgage Broker Commissions: The company acts as a mortgage broker earning commissions from lenders when mortgages are successfully placed. Services are provided at no cost to customers as the broker is compensated by the lender upon mortgage funding.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Core offering

Mortgage Brokers Ottawa (operating as Mortgage Brokers City Inc.) is a Canadian mortgage brokerage that acts as an intermediary between borrowers and a network of 48+ lenders. The company matches clients with suitable mortgage products including fixed-rate, variable-rate, and private mortgage solutions, providing personalized broker services at no direct cost to customers. It operates as a franchise of The Mortgage Centre with a network of 100+ Accredited Mortgage Professionals (AMPs) licensed across Canada.

Product overview

Mortgage Brokers Ottawa is a mortgage brokerage operating as Mortgage Brokers City Inc., functioning as an intermediary between borrowers and lenders. The company offers a unified platform combining mortgage brokerage services with digital tools. The core product suite includes the Mortgage Calculators Suite (Maximum Mortgage, Payment Analyzer, Rent or Buy Analyzer, Budget Tool, Prepayment Analyzer), a Secure Online Mortgage Application portal, Private Mortgages for alternative lending, Mortgage Investment Services for investors, and a Mobile Mortgage Calculator App. The company operates through an Accredited Mortgage Professionals (AMP) Network with access to over 48 lenders. Additional services include the Mortgage Info Centre educational resource, Let Us Call You inquiry service, and Fax Application option. The product portfolio is architecturally unified through the company's role as a mortgage intermediary, with all services facilitating the primary mortgage brokerage function.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgage Calculators Suite A comprehensive suite of mortgage calculators including Maximum Mortgage, Payment Analyzer, Rent or Buy Analyzer, Budget Tool, and Prepayment Analyzer to help clients understand their mortgage options and financial planning.
• Secure Online Mortgage Application
• Private Mortgages
• Mortgage Investment Services
• Mobile Mortgage Calculator App A mobile application available on iPhone and Android platforms providing mortgage calculation tools on the go, downloadable from the App Store and Google Play.
• Mortgage Rate Products
• Accredited Mortgage Professionals (AMP) Network

Quantifiable outcome

• Access to 48+ mortgage lenders and 100+ brokers for comprehensive product matching
• +1 more outcomes

Named customers2 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature2 records

Partnerships

Two partnerships are on record, tiered core and minor.

• The Mortgage CentrecoreChannel Partner/ Reseller/ DistributorMortgage Brokers City Inc. (dba Mortgage Brokers Ottawa) operates as a franchise of The Mortgage Centre. Each Mortgage Centre office is independently owned and operated. The franchise provides brand recognition, network support, and access to resources across the Canadian mortgage brokerage system.
• Real Estate ProfessionalsminorChannel Partner/ Reseller/ DistributorPartnerships with real estate agents, lawyers, accountants, appraisers, investment advisors, and insurance agents who refer mortgage clients. The company provides educational content and co-marketing opportunities through these relationships.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Dominion Lending Centres: Canada's largest mortgage brokerage network with thousands of brokers across the country, providing mortgage brokerage services to borrowers via a multi-lender panel. Directly comparable as a Canadian mortgage broker franchise network with similar commission-based revenue model and lender access.
• Verico Mortgage Brokers: Canadian mortgage brokerage network with hundreds of brokers and offices across Canada, operating as a franchise-style network connecting borrowers to multiple lenders. Direct competitor in the Canadian mortgage brokerage franchise category with comparable multi-channel distribution.
• TMG The Mortgage Group: Canadian mortgage brokerage network operating franchises across Canada, providing residential mortgage brokerage services with access to multiple lenders. Directly comparable as a Canadian mortgage broker franchise with similar model to The Mortgage Centre (Mortgage Brokers Ottawa's parent).
• Mortgage Architects: Canadian mortgage broker network with hundreds of brokers across provinces, providing residential and commercial mortgage brokerage services. Directly comparable as a Canadian franchise mortgage brokerage offering multi-lender access to borrowers.
• M3 Financial Group: Canadian mortgage brokerage firm operating across multiple provinces, providing mortgage origination services with access to institutional and alternative lenders. Comparable as a Canadian mortgage broker with multi-lender panel and similar commission-based revenue model.

Emerging players

• True North Mortgage: Canadian online-first mortgage broker offering direct mortgage brokerage and lending services through digital channels. Comparable as a Canadian mortgage intermediary but with a digital-first rather than hybrid broker model, representing an emerging competitive threat.
• Ratehub.ca: Canadian online mortgage and financial product comparison platform with mortgage brokerage services connecting borrowers to lenders. Comparable as a Canadian mortgage intermediary with digital-first distribution; competes for the same self-serve borrower segment.
• nesto: Canadian digital mortgage lender/broker offering online mortgage comparison and brokerage services across multiple provinces. Comparable as a Canadian mortgage intermediary using a digital-first model, competing for the same self-serve borrower demographic.

Broad incumbents

• The Mortgage Centre (Parent): National Canadian mortgage brokerage franchisor under which Mortgage Brokers Ottawa operates; provides brand, lender relationships, and operational support across Canada. Comparable as the parent franchise network sharing the same business model and broker infrastructure.

Others

• Advance Mortgage Investment Corp: Partner of Mortgage Brokers Ottawa offering RSP-eligible private mortgage investment products to investors. Comparable as an ecosystem participant tied to Mortgage Brokers Ottawa through partnership, enabling private mortgage placements for non-prime borrowers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/MortgageBrokersOttawa
• Xx.com/mtgbrokersottwa
• LinkedInlinkedin.com/company/mortgage-brokers-ottawa

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Brokers Ottawa