Octium Group
Octium Group is a privately owned international life insurance group headquartered in Dublin that designs and distributes unit-linked life insurance products for high-net-worth and ultra-high-net-worth individuals across Europe, managing approximately €8.5 billion in assets under management.
- Company typePrivate
- Founded2003
- HeadquartersDublin, Ireland
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Octium Group does
Octium Group is a privately owned, family-focused international life insurance group that designs, structures, and distributes unit-linked life insurance products for high-net-worth and ultra-high-net-worth individuals and their families. The Group's principal operating entity, Octium Life DAC, is headquartered in Dublin and supervised by the Central Bank of Ireland, holding a Solvency II ratio above 225% and managing approximately €8.5 billion in assets under management. The core technical offering is a unit-linked insurance wrapper—available as whole-of-life or fixed-term policies with standard or enhanced death benefit options—in which policyholders select external asset managers and investment strategies on a discretionary basis, with policyholder assets segregated from the insurer's balance sheet. Octium's products are classified under SFDR Articles 6, 8, and 9, with sustainability disclosure obligations met through delegation to selected asset managers.
Octium monetizes primarily through recurring fees tied to assets under management and life insurance premiums, with pricing structured on a quote-based, bespoke basis reflecting policyholder age, health, coverage, and investment choices. The Group earns these revenues by serving HNW/UHNW families seeking cross-border wealth protection, succession planning, and tax-efficient wealth transfer, addressing pain points such as multi-jurisdictional compliance, creditor protection, and estate optimization. The business is organized around three wholly owned entities: Octium Life DAC (Ireland, the insurer), Octium International Insurance Agent AG (Liechtenstein, the tied distribution agent with branches in Switzerland and Greece), and Octium Services (Switzerland) AG (supporting product development and insurance management).
Octium's go-to-market is sales-led and channel-driven, combining a directly employed regional sales team with a network of more than 250 business partners—banks, asset managers, and independent intermediaries—across Europe. Products are localized into market-specific variants (Italy, Germany, Greece, Cyprus, Portugal, Spain, Romania) and an International solution for selected non-EEA markets. In December 2024, Octium consolidated its operations by merging Octium Assurance AG into Octium Life DAC under a single strengthened entity, and in March 2026 International Financial Group Limited (IFGL) announced an agreement to acquire the Group, subject to regulatory approvals.
Octium Group firmographics
Firmographics- Name
- Octium Group
- Legal name
- Octium Group (comprising Octium Life DAC and Octium International Insurance Agent AG)
- Website
- https://octiumgroup.com
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Octium Group is a privately owned international life insurance group headquartered in Dublin that designs and distributes unit-linked life insurance products for high-net-worth and ultra-high-net-worth individuals across Europe, managing approximately €8.5 billion in assets under management.
- Ownership category
- akta.pro rank
Octium Group industry classification
Industry- Product category
- Life Insurance
- NAICS
- Direct Life Insurance Carriers (524113), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Life Insurance (6311), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Universal Life (UL) Insurance (FSAIABAB)
- akta.pro secondary industries
- Whole Life / UL Policy Riders & Add-ons (e.g., Waiver of Premium, Accidental Death, Child Term, LTC/Chronic Illness) (FSAIABAK), Level Term Life Insurance (FSAIAAAA)
Keywords
Where Octium Group is headquartered
LocationHeadquarters
- HQ city
- Dublin
- HQ country
- Ireland
- HQ region
- Europe
Offices4 records
Markets served
Octium Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Asset Management Fees: Revenue generated from management fees on €8.5 billion in assets under management. Investment management is delegated to external asset managers who manage funds on a discretionary basis.
- Life Insurance Premiums: Revenue from unit-linked life insurance products structured as whole of life or fixed term policies with standard or enhanced death benefit options. Premiums are invested according to policyholders' selected investment strategies.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Octium Group product offering
Product offeringCore offering
Octium Group is a privately owned international life insurance group that designs, structures, and distributes unit-linked life insurance products for high-net-worth and ultra-high-net-worth individuals and their families. The company's core offering consists of investment-linked life insurance policies—available as whole of life or fixed term structures with standard or enhanced death benefit options—that combine wealth protection, growth, and cross-border succession planning. Products are tailored to specific European markets (Italy, Germany, Greece, Cyprus, Portugal, Spain, Romania) and selected international markets outside the EEA.
Product overview
Octium Group operates as a family-focused, privately owned international life insurance group specializing in unit-linked life insurance products for high-net-worth individuals and their families. The Group is organized around three core entities: Octium Life DAC (the life insurance provider headquartered in Dublin, Ireland), Octium International Insurance Agent AG (the distribution and intermediation company based in Liechtenstein with branches in Switzerland and Greece), and Octium Services (Switzerland) AG (providing insurance services and product development support). The product portfolio centers on unit-linked life insurance policies that can be structured as whole of life or fixed term, designed to protect, grow, and transfer wealth across generations with cross-border flexibility and tax efficiency. Products are offered through market-specific variants including Life Assurance Portfolios for Italy, Germany, Greece, Cyprus, Portugal, Spain, Romania, and International markets, as well as Octium Wealth Protection and Octium Premium Life for the Italian market. The Group manages approximately €8.5 billion in assets under management and serves affluent, high-net-worth, and ultra-high-net-worth clients through its Central Bank of Ireland licence enabling EU/EEA distribution.
Differentiator
Problem solved
Functional benefit
Brands
- Octium Wealth Protection: Unit-linked life insurance product for Italian market focused on wealth protection.
- Octium Premium Life
- Octium Life Portfolio Italy
- Life Assurance Portfolio
- Octium Life Insurance Solution Greece
Products and services
- Unit-Linked Life Insurance Products Investment-linked life insurance policies serving as strategic wealth planning tools for high-net-worth individuals seeking cross-border wealth protection, flexibility, and efficient succession planning within a compliant framework. Can be structured as whole of life or fixed term with standard or enhanced death benefit options. Premiums are invested according to policyholders' selected investment strategies with delegated management by external asset managers.
- Life Assurance Portfolio Italy Unit-linked life insurance solution designed for the Italian market offering wealth protection and succession planning for high-net-worth clients. Includes market-specific sub-products such as Octium Wealth Protection and Octium Premium Life (codes OCTITI2 and OCTITD2).
- Octium Life Portfolio Germany Unit-linked life insurance product designed for the German market with sustainability-related disclosures per EU Regulation 2019/2088 (SFDR). Targeted at German-resident high-net-worth clients and their advisors.
- Octium Life Insurance Solution Greece Wealth transfer and protection solution for the Greek market, classified under SFDR Article 8 and Article 9 categories. Targeted at Greek high-net-worth clients seeking wealth structuring through unit-linked life insurance.
- Life Assurance Portfolio Cyprus Unit-linked life insurance solution for the Cypriot market with SFDR Article 8 and Article 9 classifications. Targeted at Cypriot high-net-worth clients.
- Life Assurance Portfolio Portugal Investment-linked life insurance solution for the Portuguese market, including code of ethics, complaints handling, and customer treatment policies. Targeted at Portuguese high-net-worth clients.
- Life Assurance Portfolio Spain Life assurance portfolio product for the Spanish market with PRIIPs documentation and past performance scenarios. Targeted at Spanish high-net-worth clients.
- Life Assurance Portfolio Romania Unit-linked life insurance solution for the Romanian market with sustainability-related disclosures per EU Regulation 2019/2088 (SFDR). Targeted at Romanian high-net-worth clients.
- Life Assurance Portfolio International Investment-linked life insurance solution designed for selected markets outside the EEA for high-net-worth clients seeking cross-border wealth planning structures beyond Europe.
Quantifiable outcome
- €8.5 billion in assets under management managed securely
- +2 more outcomes
Companies that use Octium Group
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Octium Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Octium Group partnerships and signals
Strategic signalScale indicators5 records
Recent moves9 records
Expansion highlights6 records
Octium Group competitors and assessment
Company assessmentDirect peers
- Swiss Life: Swiss Life Global Solutions is the most direct competitor — multiple Octium senior hires (Camerlingo, Palumbo, Morel, Petrocelli, Teixeira) came from Swiss Life Global Solutions, and it offers competing unit-linked/private placement life insurance for HNW/UHNWI clients across Europe from a Swiss base.
- Utmost Group: Utmost International (formerly Friends Life International) is a direct peer offering unit-linked and whole-of-life wealth planning solutions for HNW clients from an Irish-regulated base — overlapping product set, distribution model, and target customer as Octium Life DAC.
- SEB Life International: SEB Life International is an Irish-regulated unit-linked life insurer serving HNW and corporate clients across Europe, directly comparable to Octium Life DAC in product structure, regulatory base, and cross-border distribution approach.
Broad incumbents
- Generali Wealth Solutions: Generali is a broad European incumbent with significant unit-linked/wealth-management life insurance offerings across multiple European markets, including Italy where Octium has a strong position; competes on overlapping geographies and HNW segments.
- Allianz Life: Allianz Life (and Allianz SE more broadly) is a global life insurance incumbent offering unit-linked and wealth-planning products across Europe; a competitor at the top end of the HNWI segment where Octium also competes, though it serves mass-affluent and institutional clients as well.
- Zurich Insurance Group: Zurich offers wealth-protection life insurance and unit-linked savings products across European markets, including via legacy Zurich Life/Wealth Planning vehicles, and competes with Octium in cross-border HNW structuring.
- HSBC Life: HSBC Life Insurance and HSBC Global Private Banking distribute unit-linked and wealth-planning life insurance to HNW/UHNWI clients across Europe and Asia, overlapping Octium's cross-border, advisor-led distribution model.
- CNP Assurances: CNP Assurances (including CNP Partners/CNP Luxembourg) is a major European life insurer with savings and unit-linked products distributed via banking partners across multiple European markets, comparable to Octium's intermediary-led distribution model.
Regional players
- Lombard Odier: Lombard Odier is a Swiss private bank with a strong European wealth-planning franchise and insurance/wrapping solutions for UHNWI families — comparable HNW/UHNWI customer base and complementary (rather than purely competing) product positioning to Octium's wrapper.
- Wurttembergische Leben: Württembergische Lebensversicherung and affiliated international life vehicles offer unit-linked and wealth-protection products to German and broader European HNW clients, overlapping with Octium's German and European distribution footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Octium Group social profiles
Digital presenceOctium Group compliance and trust
Trust signalCompliance4 records
Octium Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Octium Group leadership team
Management profileNumber of profiles
Profiles10 records
Octium Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
Octium Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Octium Group M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Octium Group
What does Octium Group do?
Octium Group is a privately owned international life insurance group that designs, structures, and distributes unit-linked life insurance products for high-net-worth and ultra-high-net-worth individuals and their families. The company's core offering consists of investment-linked life insurance policies—available as whole of life or fixed term structures with standard or enhanced death benefit options—that combine wealth protection, growth, and cross-border succession planning. Products are tailored to specific European markets (Italy, Germany, Greece, Cyprus, Portugal, Spain, Romania) and selected international markets outside the EEA.
Is Octium Group a public or private company?
Octium Group is a private company. It is classified as family owned and is currently operating.
When was Octium Group founded?
Octium Group was founded in 2003. It employs 11 to 50 people.
Where is Octium Group based?
Octium Group is headquartered in Dublin, Ireland, in the Europe region.
How does Octium Group make money?
Two revenue lines are on record. Asset Management Fees are the primary driver. The others are life Insurance Premiums.
Who are Octium Group's main competitors?
Direct peers on record are Swiss Life, Utmost Group and SEB Life International. Broad incumbents are Generali Wealth Solutions, Allianz Life, Zurich Insurance Group, HSBC Life and CNP Assurances. Regional players are Lombard Odier and Wurttembergische Leben.
Does Octium Group have an API?
No public API is recorded for Octium Group.
What industry is Octium Group in?
Octium Group's product category is Life Insurance. Its primary akta.pro industry code is FSAIABAB, Universal Life (UL) Insurance, with a secondary code of FSAIABAK, Whole Life / UL Policy Riders & Add-ons (e.g., Waiver of Premium, Accidental Death, Child Term, LTC/Chronic Illness). Its NAICS code is 524113 and its SIC code is 6311.