Clear Currency
Clear Currency is a UK-based FCA-authorised international money transfer and FX services provider serving personal and business customers with spot trades, forward contracts, and risk management tools across 35+ currencies and 130+ countries.
- Company typePrivate
- Founded-
- HeadquartersLondon, United Kingdom
- Headcount—
- GTM typeB2B and B2C
- OfferingServices
What Clear Currency does
Clear Currency is the trading name of Clear Treasury (UK Trading) Limited, a privately held FCA-Authorised Payment Institution (Firm Reference 708529) that provides international money transfer and foreign exchange services to UK-based personal and business customers, with regulated extensions into the EEA via Clear Currency Europe Ltd (Ireland) and into the US via Clear Treasury Consulting Ltd. The company's core product is an online payments platform (new-payments.cleartreasury.co.uk) that supports foreign exchange contracts, payment account management, and international transfers across 35+ currencies to 130+ countries, supplemented by dedicated phone/email currency specialists for relationship-led execution. The product surface is built around spot trades (T+2 settlement), forward contracts (2 weeks to 12 months, including open-window and fixed-date variants), FX Risk Management, and a Currency Audit advisory service.
The business model is transaction-based and generates revenue primarily from the spread between the customer-facing FX rate and the wholesale interbank rate, augmented by explicit payment execution fees and margin calls on forward contracts; pricing is quote-driven rather than publicly posted. Customer segments are horizontally split between Personal customers (international property purchases/sales, overseas pensions, inheritance, medical tourism, retiring abroad) and Business customers (agriculture, international trade, manufacturing, shipping, textiles, travel) — with no named enterprise customers and a long-tail, SMB-leaning mix.
The go-to-market combines a digital top-of-funnel (SEO-optimised content, country and currency-pair landing pages, Trustpilot social proof) with a partner/introducer channel and an inside-sales overlay of dedicated relationship managers. Operating geographies are anchored in the UK and Ireland with a US corridor, while the transfer network itself spans 130+ countries. The company does not disclose funding, headcount, or revenue figures in the available sources, and no AI/ML capability, public API, or developer platform is described.
Clear Currency firmographics
Firmographics- Name
- Clear Currency
- Legal name
- Clear Treasury (UK Trading) Limited
- Website
- https://clearcurrency.co.uk
- Company type
- Private
- Operating status
- Operating
- Short description
- Clear Currency is a UK-based FCA-authorised international money transfer and FX services provider serving personal and business customers with spot trades, forward contracts, and risk management tools across 35+ currencies and 130+ countries.
- Ownership category
- akta.pro rank
Clear Currency industry classification
Industry- Product category
- Foreign Exchange Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- Cross-Border Payments Clearing (International Wires & FX Settlement) (FSABAJAC)
- akta.pro secondary industries
- Cross-Border & FX Payments Platforms (BPAMAFAK), A2A Cross-Border & FX via Open Banking (FSAMAFAK)
Keywords
Where Clear Currency is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices2 records
Markets served
Clear Currency business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Foreign Exchange Spread: Revenue is generated from the difference between the exchange rate offered to customers and the wholesale market rate. The rate for foreign exchange contracts is set differently from the wholesale market rate, with Clear Currency retaining the margin.
- Payment Execution Fees: Fees are charged for executing payments on behalf of customers. These fees are set out in the Schedule to the Terms of Business. Third-party fees from correspondent banks may also be deducted from international transfers.
- Forward Contract Margin: Forward contracts require an initial margin payment (generally within two business days) and potentially additional margin calls if market conditions change unfavourably during the contract period.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard international money transfer service |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Clear Currency product offering
Product offeringCore offering
Clear Currency provides international money transfer and foreign exchange services, allowing customers to send money abroad in 35+ currencies to 130+ countries. The offering includes spot trades (T+2 settlement) and forward contracts (locking rates for up to 12 months) for FX risk management, complemented by dedicated currency specialists, an online platform for managing transfers, and FCA-regulated payment execution.
Product overview
Clear Currency is a trading name of Clear Treasury (UK Trading) Ltd, providing an international money transfer service for both personal and business customers. The core offering consists of the International Money Transfer Service, supported by two main customer-facing modules: Personal Money Transfers (for individuals) and Business Money Transfers (for corporate clients). Additional value-add modules include FX Risk Management and Currency Audit services. Key product features include Forward Contracts and Spot Trades for executing currency exchanges, with options ranging from immediate settlement to forward contracts spanning up to 12 months. All services are accessible through an online platform where customers can manage accounts, view rates, and track transfers. The company supports transfers in 35+ currencies to 130+ countries globally.
Differentiator
Problem solved
Functional benefit
Products and services
- International Money Transfer Service
Companies that use Clear Currency
Customer profileNamed customers3 records
Segments2 records
Ideal customer profiles2 records
Clear Currency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Clear Currency partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- CurrencyCloud B.V.coreFor EEA-based clients, CurrencyCloud B.V. provides e-money issuance and related payment services (Non-MIFID products) for Clear Currency Europe Ltd. CurrencyCloud B.V. is licensed and regulated by De Nederlandsche Bank as an Electronic Money Institution (Relation Number: R142701) and safeguards client funds in accordance with regulatory requirements.
- Visa Global Services Inc. (VGSI)coreFor US-based clients, Visa Global Services Inc. provides payment services (Non-MIFID products) for Clear Treasury Consulting Ltd. VGSI is a licensed money transmitter (NMLS ID 181032) registered with FinCEN as a Money Services Business and regulated by the New York Department of Financial Services.
- Clear Treasury GroupcoreClear Currency is a trading name of Clear Treasury (UK Trading) Ltd, which is part of the Clear Treasury Group of companies. The group includes Clear Treasury (UK Trading) Ltd, Clear Currency Europe Ltd, and Clear Treasury Consulting Ltd, serving different geographic markets.
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
Clear Currency competitors and assessment
Company assessmentMarket position
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Clear Currency social profiles
Digital presenceClear Currency compliance and trust
Trust signalCompliance3 records
Clear Currency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clear Currency leadership team
Management profileNumber of profiles
Clear Currency subsidiaries and ownership
Company hierarchySubsidiaries2 records
Clear Currency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clear Currency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clear Currency
What does Clear Currency do?
Clear Currency provides international money transfer and foreign exchange services, allowing customers to send money abroad in 35+ currencies to 130+ countries. The offering includes spot trades (T+2 settlement) and forward contracts (locking rates for up to 12 months) for FX risk management, complemented by dedicated currency specialists, an online platform for managing transfers, and FCA-regulated payment execution.
Is Clear Currency a public or private company?
Clear Currency is a private company. It is classified as unknown and is currently operating.
When was Clear Currency founded?
Clear Currency was founded in -1.
Where is Clear Currency based?
Clear Currency is headquartered in London, United Kingdom, in the Europe region.
How does Clear Currency make money?
Three revenue lines are on record. Foreign Exchange Spread is the primary driver. The others are payment Execution Fees and forward Contract Margin.
Does Clear Currency have an API?
No public API is recorded for Clear Currency.
What industry is Clear Currency in?
Clear Currency's product category is Foreign Exchange Services. Its primary akta.pro industry code is FSABAJAC, Cross-Border Payments Clearing (International Wires & FX Settlement), with a secondary code of BPAMAFAK, Cross-Border & FX Payments Platforms. Its NAICS code is 52232 and its SIC code is 6099.