Lampe und Schwartze

What Lampe und Schwartze does

Lampe und Schwartze is a Bremen-headquartered German insurance broker and underwriting agent (Assekuradeur) with a history dating to 1859, operating through three business segments — Underwriting, Broking, and Services — and holding itself out as Germany's market leader for complex risks and special coverage concepts. Its product portfolio spans eleven insurance lines including marine (where it claims to be the leading German underwriting agency), cyber, D&O, liability, fire and natural disaster, business interruption, commercial fleet, group accident, technical, goods/cargo, and private insurance, delivered through wholly owned subsidiaries (NW Assekuranz, Lampe & Schwartze Marine Underwriting, Lampe & Schwartze Assekuranzvermittlung) plus digital platforms gap.versicherung and Cargosure24.com for self-serve gap and cargo cover.

The company serves enterprise and mid-market corporate clients across nine vertical industries — construction, renewable energies, luxury food & agriculture, trade & commerce, international industry, logistics, railways, maritime transport & ports, and cities & municipalities — with global reach provided through shareholder membership in the UnisonSteadfast broker network. Its core technology stack consists of an in-house insurance risk management and brokerage platform layered with the two purpose-built digital portals; product differentiation rests on tailored risk engineering, claims, contract, and provision management services rather than proprietary AI or data assets.

The revenue model mixes brokerage commissions on placed coverage, underwriting fees on policies underwritten in its Assekuradeur capacity, advisory and risk-management service fees, and transaction-based fees from the digital platforms. Distribution is omnichannel: direct enterprise sales across six German offices (Bremen, Hamburg, Düsseldorf, Hannover, Kiel, Bielefeld), the UnisonSteadfast channel for international placements, and self-serve digital portals for standardized products. The entity is a private family-controlled Kommanditgesellschaft managed by personally liable partners Matthias Böhm, André Grobien, Thomas Haukje, and Arne Klarmann, with no disclosed external funding and a workforce of 350+ employees.

Name

Lampe und Schwartze

Legal name

Lampe & Schwartze KG

Website

https://lampe-schwartze.de

Company type

Private

Founded year

1859

Operating status

Operating

Headcount range

51–100 employees

Short description

Lampe und Schwartze is a 165-year-old Bremen-based German insurance broker and underwriting agent providing tailored risk management, brokerage, and underwriting across marine, construction, logistics, industrial, and renewable-energy verticals, serving corporate clients nationally and through the UnisonSteadfast network internationally.

Ownership category

akta.pro rank

Headquarters

HQ city

Bremen

HQ country

Germany

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Broking: The company acts as an insurance broker, placing insurance coverage for companies and negotiating terms on national and international insurance markets. Revenue is generated through brokerage commissions from insurers.
2. Underwriting: As an underwriting agent (Assekuradeur), the company underwrites insurance risks, particularly in marine insurance. They provide access to a unique network of global insurance solutions and competent advice, earning underwriting fees.
3. Digital Platform Services: Revenue generated through digital platforms including gap.versicherung (gap insurance) and Cargosure24.com (cargo insurance), providing online insurance products directly to customers.
4. Risk Management and Advisory Services: Comprehensive services for risk and claims management including risk engineering, risk management, claims management, contract management, and provision management, generating service fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels9 records

Core offering

Lampe & Schwartze KG is a German insurance broker and underwriting agent (Assekuradeur) headquartered in Bremen, providing risk transfer, insurance brokerage, and risk management services for complex corporate risks. The firm operates across three integrated segments — Underwriting, Broking, and Services — and serves clients with specialized coverage concepts across multiple industry verticals including maritime, logistics, construction, and energy.

Product overview

Lampe & Schwartze Group operates as a diversified insurance broker and underwriting agency with three core business segments: Underwriting, Broking, and Services. The company offers 11 distinct insurance products covering business interruption, cyber, D&O liability, fire and natural disaster, liability, commercial fleet, private, marine, technical, group accident, and goods/cargo insurance. The product portfolio is delivered through multiple sub-brands and platforms including the Lampe & Schwartze Marine Underwriting division (the leading German marine underwriting agency), NW Assekuranz subsidiary for international insurance brokerage, and digital platforms gap.versicherung for gap insurance and Cargosure24.com for cargo insurance. The group provides comprehensive risk management services including underwriting, co-brokering, insurance advising, recourse, risk engineering, risk management, claims management, insurance brokerage, contract management, and provision management. The company leverages its membership in the UnisonSteadfast network for global insurance access and placements.

Differentiator

Problem solved

Functional benefit

Brands

• gap.versicherung: Online platform for gap insurance closing the difference between market/replacement value and outstanding claims from banks or lessors in case of total loss
• Cargosure24.com

Products and services

• Marine Insurance

Named customers4 records

Segments8 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Ten partnerships are on record, tiered minor and core.

• NW Assekuranz Cyber-BreakfastminorGTM or Marketing Partner · 14 March 2024The Cyber-Breakfast expert dialogue is organized by NW Assekuranz, the group's subsidiary. The event addresses cyber security topics including increasing cyber attacks, IT infrastructure protection, and risk management. Next scheduled event: March 14, 2024 at 8:45 AM.
• UnisonSteadfastcoreStrategic or Co-development PartnerThe Lampe & Schwartze Group is a member and shareholder of the UnisonSteadfast network of insurance brokers. This membership provides access to global insurance markets and enables the company to serve clients' international projects and branch offices in accordance with international standards. Through this network, the company can place insurance coverage anywhere in the world.
• NW AssekuranzcoreTechnology or IntegrationNW Assekuranz is a subsidiary of the Lampe & Schwartze Group and serves as an international insurance broker providing global network access. It offers digital resources including cyber insurance information brochures and organizes the Cyber-Breakfast expert dialogue events. The subsidiary specializes in placing international risks.
• R+V VersicherungminorStrategic or Co-development PartnerR+V Versicherung is a key insurance partner of the Lampe & Schwartze Group. The company's team visited R+V Versicherung in Hamburg to reflect on ongoing collaboration, discuss future goals, sustainability, and upcoming projects. The partnership includes team-building activities such as Alster boat tours.
• KRAVAG VersicherungminorStrategic or Co-development PartnerKRAVAG Versicherung is a partner insurance company. Jan Endrigkeit from KRAVAG presented insights into current projects and future goals of the partnership at an event organized with R+V Versicherung.
• Royal WagenborgminorStrategic or Co-development PartnerRoyal Wagenborg is a shipping company whose vessel MV BALTICBORG was visited by the Lampe & Schwartze team as part of their 'Lampe & Schwartze unterwegs' customer engagement program to better understand client operations.
• WindPunX GmbH & Co. KGminorGTM or Marketing PartnerWindPunX GmbH & Co. KG is a wind energy partner that the company sponsors, demonstrating commitment to the renewable energy sector.
• Kunsthalle BremenminorGTM or Marketing PartnerThe company supports the Kunsthalle Bremen as a cultural sponsor, which also represents a client relationship in the museum and cultural sector.
• TØSEN II (Sport Sailboat)minorGTM or Marketing PartnerSince 2023, Lampe & Schwartze has been a proud sponsor of the TØSEN II sport sailboat. As a token of appreciation, eight employees are invited annually to participate in a sailing excursion.
• DeutschlandstipendiumminorGTM or Marketing PartnerAs an expert network, the company is a proud sponsor of the Deutschlandstipendium scholarship program, supporting talented students in higher education.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Marsh: Marsh is the world's largest insurance broker and reinsurance specialist, with a substantial German operation (Marsh GmbH, headquartered in Frankfurt). Marsh serves the same complex-corporate-risks segment as Lampe & Schwartze, competing head-to-head for German Mittelstand and large industrial accounts across property, casualty, marine, and cyber lines.
• Aon: Aon is a global insurance and reinsurance broker with a significant German presence serving large corporate and specialty risks. Following its 2025 acquisition of WTW, Aon has expanded its footprint in German commercial brokerage, directly competing with Lampe & Schwartze for complex risk placements and international programs.
• Willis Towers Watson (WTW): Willis Towers Watson was one of the 'Big Three' global insurance brokers with established German operations in risk and insurance services before its 2025 acquisition by Aon. WTW served similar corporate and specialty clients to L&S in Germany and competed for large commercial accounts. (Note: now part of Aon.)
• Funk Gruppe: Funk Gruppe is one of Germany's largest independent insurance brokers, headquartered in Hamburg. Like Lampe & Schwartze, Funk specializes in complex corporate risks and serves German Mittelstand clients, making it a closely comparable German specialist broker with similar mid-market positioning and international network memberships.
• MRH Trowe: MRH Trowe is a Frankfurt-headquartered German insurance broker and risk consultant serving corporate and specialty clients. MRH Trowe competes directly with L&S in complex commercial lines and has grown aggressively via M&A, making it a relevant comparable in scale and strategic positioning within the German specialist broker landscape.
• Ecclesia Group: Ecclesia Group is one of the largest German insurance brokers, headquartered in Detmold. While historically focused on social-sector clients (churches, healthcare, welfare), Ecclesia has expanded into broader commercial and specialty lines, making it a directly comparable German independent broker of similar scale and partnership-style governance.

Regional players

• GrECo International: GrECo International is an Austrian-headquartered insurance broker operating across Central and Eastern Europe with a strong presence in the DACH region. GrECo serves similar corporate and specialty clients and operates through international broker partnerships, making it a comparable regional peer with overlapping geography and product mix to Lampe & Schwartze's European footprint.

Broad incumbents

• R+V Versicherung: R+V Versicherung is one of Germany's largest insurance carriers (part of the Volksbanken Raiffeisenbanken cooperative financial network). As a confirmed strategic placement partner of Lampe & Schwartze for fleet and other commercial lines, R+V represents the carrier-side counterparty in the same German commercial insurance ecosystem where L&S operates as a broker.
• HDI Global Specialty: HDI Global Specialty is the specialty/surplus-lines carrier arm of Talanx Group, one of Germany's largest insurance groups. HDI Specialty writes marine, aviation, and complex industrial risks — directly overlapping with Lampe & Schwartze's marine underwriting and broking activities — making it both a potential capacity provider and a competing specialty underwriter.
• Allianz Global Corporate & Specialty (AGCS): AGCS is the corporate and specialty insurance carrier of Allianz SE, the world's largest insurer. AGCS writes large commercial property, liability, marine, and engineering risks — directly comparable to Lampe & Schwartze's complex-risk portfolio — and serves many of the same German and international corporate clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInde.linkedin.com/company/lampe-&-schwartze
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Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lampe und Schwartze