FinGlobal
FinGlobal is a South African licensed financial services provider (FSP #42872) that helps South African expatriates complete financial emigration, tax emigration, retirement fund withdrawals, and international money transfers via a digital portal and mobile app, serving clients across 13+ countries.
- Company typePrivate
- Founded2009
- HeadquartersCape Town, South Africa
- Headcount51–100
- GTM typeB2C
- OfferingServices
What FinGlobal does
FinGlobal Holdings (Pty) Ltd is a privately held South African financial services provider founded in 2009 and headquartered in Hermanus, Western Cape, with 51–100 employees. The company is licensed by the Financial Sector Conduct Authority as FSP #42872 under the FAIS Act and is also FICA- and POPI-compliant, with external compliance oversight provided by Moonstone Compliance. It specializes in financial emigration and related cross-border financial services for South African expatriates and emigrants, organized around three primary client paths: South Africans planning to emigrate, South Africans already living abroad, and foreign nationals who previously lived in South Africa.
Its core products include formal financial emigration registration with South African authorities, tax emigration and SARS tax clearance, retirement annuity, pension, provident, and preservation fund withdrawals (including pre-age-55 encashment for ceased tax residents), tax refund claims, forex and international money transfers, exchange control navigation, pension income / living annuity administration, and inheritance claims. The technology platform is a self-service web portal (hosted on a Salesforce-backed customer login) and a branded FinGlobal mobile app that supports document snap-and-upload, digital signatures, progress tracking, and referral program access; calls and payments are recorded/processed (via PayGate) for security and QA.
FinGlobal operates a sales-led and inside-sales GTM with free, no-obligation telephonic consultations, supported by a community/affiliate motion through a 5% commission Refer and Earn ambassador program, content marketing (Expat Insights blog and monthly newsletter), WhatsApp Business, and country-specific partner pages. Revenue is generated through professional service fees, transaction fees on forex transfers, and referral commissions, with quote-based, pay-as-you-go pricing per matter and no upfront fees; partner relationships with Bidvest Bank, Investec Bank, PayGate (Standard Bank), Moonstone Compliance, and Westpac Bank (Australia) embed banking, payment, compliance, and channel capabilities into the workflow.
FinGlobal firmographics
Firmographics- Name
- FinGlobal
- Legal name
- FinGlobal Holdings (Pty) Ltd
- Website
- https://finglobal.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- FinGlobal is a South African licensed financial services provider (FSP #42872) that helps South African expatriates complete financial emigration, tax emigration, retirement fund withdrawals, and international money transfers via a digital portal and mobile app, serving clients across 13+ countries.
- Ownership category
- akta.pro rank
FinGlobal industry classification
Industry- Product category
- Financial Emigration Services
- NAICS
- Accounting, Tax Preparation, Bookkeeping, and Payroll Services (54121), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Pension Funds (52511)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Consumer P2P International Remittances (FSAGAKAA)
- akta.pro secondary industries
- Consumer Remittances (P2P) (FSAMAIAA), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)
Keywords
Where FinGlobal is headquartered
LocationHeadquarters
- HQ city
- Cape Town
- HQ country
- South Africa
- HQ region
- Africa
Offices1 record
Markets served
FinGlobal business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Financial Emigration Services: Fees charged for formal financial emigration registration with South African authorities, including preparation of emigration packs and administrative documents
- Tax Emigration Services: Services related to tax residency cessation and related tax compliance services
- Retirement Fund Withdrawal: Assistance with encashment of retirement annuities, pension, provident and preservation funds
- Tax Refund Services: Assistance with SARS tax refunds
- Tax Clearance Services: SARS tax clearance certificate assistance
- Forex/Transfer Services: Foreign exchange and international money transfer services
- Inheritance Services: Assistance with claiming inheritances from South Africa while abroad
- Referral Commission: 5% commission earned when referred clients accept FinGlobal's services (excluding DTA refund, forex, and exchange control services)
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Personal consultation - Free initial assessment |
| Other | Pay-as-you-go | Professional Services - Fee-based |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
FinGlobal product offering
Product offeringCore offering
FinGlobal provides financial emigration registration, tax emigration (cessation of tax residency with SARS), retirement annuity / pension / provident / preservation fund encashment, tax refund and tax clearance services, foreign exchange and international money transfer, exchange control navigation, and inheritance claim services for South African expatriates and emigrants. Service delivery combines dedicated financial consultant support with a proprietary self-service web portal and mobile application enabling remote document upload, progress tracking, and digital signing.
Product overview
FinGlobal is a South African financial services company offering a comprehensive suite of services for South African expatriates managing their financial affairs when emigrating or living abroad. The core offering centers on Financial Emigration and Tax Emigration services, supported by a digital platform including the FinGlobal App and personalized Financial Emigration Plan™. The product portfolio includes retirement fund management (retirement annuities, pension, provident, preservation funds), foreign exchange/money transfer services, tax services (refunds, clearances), exchange control navigation, pension income management, and inheritance services. The company operates a complete digital process with no upfront fees, supported by a referral programme that rewards clients for recommending the service. FinGlobal is licensed as a Financial Services Provider (FSP #42872) and operates under FAIS regulations.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Emigration Formal financial emigration registration with South African authorities for South African residents and emigrants, preparing emigration packs and the administrative documentation required to enable offshore transfer of capital and compliance with SARS and the South African Reserve Bank. Targeted at South Africans planning to emigrate and South African expatriates abroad.
- Tax Emigration Cessation of South African tax residency with SARS to help South Africans living abroad avoid double taxation obligations. For individual expatriates and returning emigrants.
- Retirement Annuity Withdrawal Facilitates the encashment and international transfer of South African retirement annuities for expats who have ceased South African tax residency, including withdrawals before age 55 for ceased tax residents. For South African expatriates and emigrants holding RA products.
- Forex (Money Transfer) Foreign exchange services for transferring money from South Africa internationally, ensuring secure, tax-compliant, and cost-effective transfers. For South African emigrants and expatriates moving funds offshore.
- Tax Refunds Assistance claiming SARS tax refunds for South African expats. For individual taxpayers abroad who are owed refunds from SARS.
- Tax Clearances Obtains SARS tax clearance certificates required for financial emigration and offshore fund transfers. For South African emigrants and expatriates needing clearance to remit funds abroad.
- Exchange Control Navigates South African Reserve Bank exchange control regulations for transferring funds offshore, leveraging FinGlobal's FSP licensing. For South African residents and emigrants transferring capital abroad.
- Pension Income / Living Annuity Manages pension income and living annuity distributions for South Africans living abroad, including ongoing drawdown administration. For South African expatriates receiving or needing to structure pension income from SA-originated products.
- Pension, Provident, Preservation Funds Handles the transfer and encashment of pension, provident, and preservation fund investments for South African emigrants. For individuals with multiple SA retirement fund vehicles needing consolidation or offshore transfer.
- Inheritance Services Assists beneficiaries in claiming and transferring inheritances from South Africa while abroad. For South African expatriates and foreign nationals with estates or beneficiary claims in South Africa.
Quantifiable outcome
- Financial emigration processes completed within stated timeframes
- +1 more outcomes
Companies that use FinGlobal
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
FinGlobal technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature6 records
FinGlobal partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- Westpac Bank (Australia)minorWestpac Bank in Australia appointed FinGlobal as a global working partner to add value to their customers' lives regarding retirement fund transfers from South Africa.
- Bidvest Bank LimitedcoreProduct supplier partner for banking solutions. Provides financial products and services in connection with FinGlobal's emigration and fund transfer services. Address: 1 Park Lane, Wierda Valley, Sandton, 2196.
- Investec Bank LimitedcoreProduct supplier partner providing investment and banking products. Address: 100 Grayston Drive, Sandown, Sandton, 2196.
- Moonstone Compliance (Pty) LtdcoreExternal Compliance Practice providing regulatory compliance services. Paul Coetzee appointed as Compliance Officer in terms of FAIS Act section 17(1). Address: 25 Quantum Street, Technopark, Stellenbosch, 7200.
Scale indicators4 records
Recent moves7 records
Expansion highlights5 records
FinGlobal competitors and assessment
Company assessmentDirect peers
- Sable International: Sable International is the most direct competitor to FinGlobal in the South African financial emigration and expat financial-advisory space, offering tax emigration, forex, retirement fund withdrawals, and international transfer services to SA expats. Overlapping service catalogue and identical target customer make it the closest 1:1 comparable.
- Tax Consulting South Africa: Tax Consulting SA offers tax emigration, SARS tax clearance, expat tax filing, and financial emigration-related tax services to South Africans abroad. Strong overlap with FinGlobal's tax-clearance and tax-emigration products and identical SARS-driven compliance workflow.
Emerging players
- Currencycloud: Currencycloud provides cross-border payments infrastructure and FX-as-a-service used by fintechs and remittance businesses. Comparable to FinGlobal's forex/transfer revenue line, though Currencycloud is an infrastructure provider rather than a direct B2C emigration intermediary.
- Currency Solutions: Currency Solutions is a UK-based specialist FX and international payments provider that serves a similar cross-border client base, including South African expats in the UK. It competes with FinGlobal's forex/transfer service line for UK-resident SA expats.
Broad incumbents
- Wise (formerly TransferWise): Wise is a global cross-border money-transfer platform with multi-currency accounts, directly overlapping FinGlobal's Forex/Money Transfer service line. It is a much larger, broader-incumbent player with a generalised offering rather than SA-specific expertise.
- OFX: OFX provides international money transfer and FX services globally, comparable to FinGlobal's forex and cross-border fund transfer product. It is a broad incumbent in the consumer and SMB cross-border payments space, though not SA-specialised.
- Remitly: Remitly is a global digital remittance platform serving immigrant corridors, comparable in business model to the FX/transfer portion of FinGlobal's offering. A broader-incumbent player with no SA-specific specialisation but with significant overlap on cross-border P2P money movement.
- KPMG South Africa (Personal Tax / Expat Services): KPMG's South Africa practice offers expat tax advisory and financial emigration-related tax services to multinational clients. Comparable to FinGlobal on tax emigration, SARS clearance, and expat tax-refund services, but as part of a much broader advisory portfolio.
- Deloitte South Africa (Tax & Legal — Global Employer Services): Deloitte's South Africa practice provides tax emigration, expat tax compliance, and cross-border advisory services via its Global Employer Services line. Overlaps FinGlobal's tax-clearance and tax-emigration products, particularly for higher-net-worth SA expats and corporate assignees.
Others
- Bidvest Bank: Bidvest Bank is a strategic product-supplier partner to FinGlobal, providing banking products used in FinGlobal's emigration and fund-transfer workflows. It is a peer/partner that also operates its own cross-border and expat banking products, making it both an ecosystem partner and an indirect competitive threat.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
FinGlobal social profiles
Digital presenceFinGlobal compliance and trust
Trust signalCompliance4 records
FinGlobal financial estimates
Financial estimateRevenue estimate
Valuation estimate
FinGlobal leadership team
Management profileNumber of profiles
Profiles2 records
FinGlobal subsidiaries and ownership
Company hierarchySubsidiaries1 record
FinGlobal funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FinGlobal M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FinGlobal
What does FinGlobal do?
FinGlobal provides financial emigration registration, tax emigration (cessation of tax residency with SARS), retirement annuity / pension / provident / preservation fund encashment, tax refund and tax clearance services, foreign exchange and international money transfer, exchange control navigation, and inheritance claim services for South African expatriates and emigrants. Service delivery combines dedicated financial consultant support with a proprietary self-service web portal and mobile application enabling remote document upload, progress tracking, and digital signing.
Is FinGlobal a public or private company?
FinGlobal is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was FinGlobal founded?
FinGlobal was founded in 2009. It employs 51 to 100 people.
Where is FinGlobal based?
FinGlobal is headquartered in Cape Town, South Africa, in the Africa region.
How does FinGlobal make money?
Eight revenue lines are on record. Financial Emigration Services are the primary driver. The others are tax Emigration Services, retirement Fund Withdrawal, tax Refund Services, tax Clearance Services, forex/Transfer Services, inheritance Services and referral Commission.
Who are FinGlobal's main competitors?
Direct peers on record are Sable International and Tax Consulting South Africa. Emerging players are Currencycloud and Currency Solutions. Broad incumbents are Wise (formerly TransferWise), OFX, Remitly, KPMG South Africa (Personal Tax / Expat Services) and Deloitte South Africa (Tax & Legal — Global Employer Services). Bidvest Bank is listed as an others.
Does FinGlobal have an API?
No public API is recorded for FinGlobal.
What industry is FinGlobal in?
FinGlobal's product category is Financial Emigration Services. Its primary akta.pro industry code is FSAGAKAA, Consumer P2P International Remittances, with a secondary code of FSAMAIAA, Consumer Remittances (P2P). Its NAICS code is 54121 and its SIC code is 6199.