Access Counseling
Access Counseling is a U.S. non-profit that delivers required bankruptcy debtor education courses online and by phone to individual bankruptcy filers in all U.S. jurisdictions, issuing certificates of completion for court compliance.
- Company typePrivate
- Founded2010
- HeadquartersLos Angeles, United States
- Headcount251–500
- GTM typeB2C
- OfferingServices
What Access Counseling does
Access Counseling is a U.S. non-profit corporation headquartered in Los Angeles that delivers pre-discharge and post-filing debtor education courses to individuals who have already filed for bankruptcy and have been assigned a bankruptcy case number. The company is approved to issue certificates in compliance with the Bankruptcy Code in all U.S. jurisdictions, a regulatory prerequisite that allows it to provide the Personal Financial Management Instructional Course, Pre-Discharge Debtor Education, and Second Course variants required for bankruptcy discharge. Its core products are delivered through an online self-service portal accessible via its website, a phone-based course registration and completion channel, and a dedicated Attorney Portal that lets legal professionals monitor client coursework and certificates; 24/7 live chat and bilingual English/Spanish support broaden access across filer demographics.
The business model is a one-time course-fee structure: filers pay per completed course to receive a certificate of completion that satisfies a court-mandated step in their bankruptcy proceeding. Go-to-market is direct-to-consumer, with the company website functioning simultaneously as the service delivery platform and primary marketing surface. There are no disclosed pricing tiers, no named enterprise customers, and no third-party reseller or distributor relationships; customer relationships are initiated by individual filers (or their attorneys via the Attorney Portal) and concluded upon certificate issuance. Access Counseling is founder-led under Gary Jemelian, who serves as founder, president, and CEO. The company holds a registered trademark, "Accessing Counseling®," and positions itself in market as "Leaders in Bankruptcy and Debtor Education." No funding rounds, ownership transactions, M&A, or other corporate structural moves are disclosed in the source material.
Access Counseling firmographics
Firmographics- Name
- Access Counseling
- Legal name
- ACCESS Counseling, Inc.
- Website
- https://accesscounselinginc.org
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Access Counseling is a U.S. non-profit that delivers required bankruptcy debtor education courses online and by phone to individual bankruptcy filers in all U.S. jurisdictions, issuing certificates of completion for court compliance.
- Ownership category
- akta.pro rank
Access Counseling industry classification
Industry- Product category
- Consumer Credit Counseling & Bankruptcy Education Services
- NAICS
- Activities Related to Credit Intermediation (5223), Educational Support Services (611710)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Educational Services (8200)
- akta.pro primary industry
- Bankruptcy Counseling & Pre-Filing Education (FSAEAFAG)
- akta.pro secondary industries
- Credit Counseling & Debt Management Plans (DMP) (FSAKAJAH), Credit & Debt Management (Credit Scores, Loans, Repayment) (EDAAAJAC)
Keywords
Where Access Counseling is headquartered
LocationHeadquarters
- HQ city
- Los Angeles
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Access Counseling business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Bankruptcy Education Course Completion Certificates: Access Counseling charges for completion of required bankruptcy education courses (Post-Filing Debtor Education, Pre-Discharge Debtor Education, Second Course). Individuals who have filed for bankruptcy must complete these courses to receive certificates required for their bankruptcy proceedings.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Access Counseling product offering
Product offeringCore offering
Access Counseling provides federally-required bankruptcy debtor education courses to individuals who have filed for bankruptcy. Customers register online or by phone, complete the Personal Financial Management Instructional Course (available as Post-Filing Debtor Education, Pre-Discharge Debtor Education, or Second Course variants), and receive a certificate of completion needed for their bankruptcy case discharge. The company also offers an Attorney Portal for legal professionals to manage client course progress.
Product overview
Access Counseling provides a unified bankruptcy education platform offering the Personal Financial Management Instructional Course, available in multiple formats (Post-Filing Debtor Education, Pre-Discharge Debtor Education, and Second Course variants) to serve bankruptcy filers who have already filed their cases and received case numbers. The company delivers these required debtor education courses through two channels: an online web platform with user login and registration capabilities, and a phone-based course option for clients who prefer telephone access. The product suite also includes an Attorney Portal for legal professionals to manage client coursework and certificates. The company holds approval to issue certificates in compliance with the Bankruptcy Code across all U.S. jurisdictions.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Financial Management Instructional Course (Post-Filing Debtor Education) Court-approved bankruptcy debtor education course required for individuals who have already filed for bankruptcy and been assigned a case number. Completing the course produces a certificate of completion required for the customer's bankruptcy case discharge. Delivered online or by phone.
- Pre-Discharge Debtor Education Bankruptcy education course component delivered online or by phone, required as part of the bankruptcy filing process for pre-discharge compliance.
- Second Course (Repeat Debtor Education) Additional bankruptcy counseling course available for repeat bankruptcy filers or those requiring additional debtor education beyond the initial course requirement.
- Phone Course Registration Alternative registration and course delivery method allowing clients to complete required bankruptcy education courses by telephone rather than online.
- Attorney Portal Web portal for bankruptcy attorneys and law firm staff to access and manage their clients' bankruptcy education course progress and certificates.
Companies that use Access Counseling
Customer profileSegments1 record
Ideal customer profiles2 records
Access Counseling technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Access Counseling partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights4 records
Access Counseling competitors and assessment
Company assessmentOthers
- National Foundation for Credit Counseling (NFCC): Industry association and accreditation body for nonprofit credit counseling agencies, including bankruptcy education providers. Comparable as an ecosystem participant that influences standards, marketing channels, and referrer awareness, rather than as a direct course delivery competitor.
Direct peers
- GreenPath Financial Wellness: Nonprofit HUD-approved housing counseling and credit counseling agency that delivers bankruptcy pre- and post-filing courses online and by phone. Competes head-to-head with Access Counseling on nationwide bankruptcy certificate delivery, channel mix, and bilingual support.
- Cambridge Credit Counseling Corp. Nonprofit credit counseling agency delivering bankruptcy pre- and post-filing courses nationally, with online and phone channels. Comparable on regulatory approval scope, course portfolio, and target filer demographic.
- Consolidated Credit Counseling Services: Nonprofit credit counseling organization providing pre-filing bankruptcy counseling and post-filing debtor education online and by phone. Direct competitor to Access Counseling on bankruptcy course completions, fee model, and attorney-driven referral flow.
- InCharge Debt Solutions: Nonprofit provider of bankruptcy education courses, credit counseling, and debt management programs with national reach. Closely comparable to Access Counseling on required debtor education offerings, multi-channel delivery, and certificate issuance across jurisdictions.
- Clearpoint Credit Counseling Solutions: Nonprofit credit counseling agency offering debtor education courses, debt management plans, and student loan counseling. Directly comparable on bankruptcy course product, online and phone delivery, and emphasis on personal financial management instruction.
- Money Management International: One of the largest U.S. nonprofit credit counseling agencies, approved to provide both pre-filing bankruptcy counseling and post-filing debtor education courses. Directly competes with Access Counseling for filer course completion revenue, attorney referrals, and national jurisdiction coverage.
- Take Charge America: Nonprofit credit counseling agency that provides required bankruptcy pre- and post-filing courses along with debt management and financial education. Direct peer on nationwide approval, course delivery model, and nonprofit operating structure.
Market position
Strengths1 record
Weaknesses1 record
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Access Counseling social profiles
Digital presenceAccess Counseling compliance and trust
Trust signalCompliance1 record
Access Counseling financial estimates
Financial estimateRevenue estimate
Valuation estimate
Access Counseling leadership team
Management profileNumber of profiles
Profiles1 record
Access Counseling funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Access Counseling M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Access Counseling
What does Access Counseling do?
Access Counseling provides federally-required bankruptcy debtor education courses to individuals who have filed for bankruptcy. Customers register online or by phone, complete the Personal Financial Management Instructional Course (available as Post-Filing Debtor Education, Pre-Discharge Debtor Education, or Second Course variants), and receive a certificate of completion needed for their bankruptcy case discharge. The company also offers an Attorney Portal for legal professionals to manage client course progress.
Is Access Counseling a public or private company?
Access Counseling is a private company. It is classified as unknown and is currently operating.
When was Access Counseling founded?
Access Counseling was founded in 2010. It employs 251 to 500 people.
Where is Access Counseling based?
Access Counseling is headquartered in Los Angeles, United States, in the North America region.
How does Access Counseling make money?
One revenue line is on record: bankruptcy Education Course Completion Certificates.
Who are Access Counseling's main competitors?
National Foundation for Credit Counseling (NFCC) is listed as an others. Direct peers are GreenPath Financial Wellness, Cambridge Credit Counseling Corp., Consolidated Credit Counseling Services, InCharge Debt Solutions, Clearpoint Credit Counseling Solutions, Money Management International and Take Charge America.
Does Access Counseling have an API?
No public API is recorded for Access Counseling.
What industry is Access Counseling in?
Access Counseling's product category is Consumer Credit Counseling & Bankruptcy Education Services. Its primary akta.pro industry code is FSAEAFAG, Bankruptcy Counseling & Pre-Filing Education, with a secondary code of FSAKAJAH, Credit Counseling & Debt Management Plans (DMP). Its NAICS code is 5223 and its SIC code is 7320.