Las Colinas FCU
- Company typePrivate
- Founded1955
- HeadquartersIrving, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
Las Colinas FCU firmographics
Firmographics- Name
- Las Colinas FCU
- Legal name
- Texans Credit Union
- Website
- https://lascolinasfcu.com
- Company type
- Private
- Founded year
- 1955
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where Las Colinas FCU is headquartered
LocationHeadquarters
- HQ city
- Irving
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Las Colinas FCU business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure
Revenue model
- Interest Income from Loans: As a credit union, Texans Credit Union generates primary revenue through interest income on various loan products including auto loans, mortgage loans, home equity loans, and personal loans. The institution offers competitive APR rates and earns spread income between loan rates and savings/certificate rates.
- Account Fees and Service Charges: The institution generates revenue from various account-related fees including potential early withdrawal penalties on certificates, refinance fees ($50 for auto loan refinancing), and other customary banking fees.
- Dividend/Credit Interest: Credit union returns value to members through competitive APY rates on savings, money market accounts, and certificates, reducing traditional revenue margins but building member loyalty.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Personal Loan rates based on creditworthiness |
| Other | Monthly | Auto Loan rates vary by applicant profile |
| Other | Monthly | Home Equity Loan rates |
| Subscription | Monthly | Money Market Account |
| Subscription | Monthly | Certificate of Deposit accounts |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels3 records
Las Colinas FCU product offering
Product offeringCore offering
Las Colinas FCU is a credit union that provides online banking services, loan products, and deposit account products to its individual members as a not-for-profit member-owned cooperative financial institution.
Product overview
Texans Credit Union is a single-platform credit union offering a comprehensive suite of banking products and services. The core product portfolio includes Texans Two-Step Checking (a checking account with savings incentives), Personal Loans, Auto Loans, Home Equity Loans, Mortgage Loans, Credit Cards, Savings Accounts, Certificates and IRAs, and Checking Accounts. The institution also provides Digital Banking as its primary platform for member access, along with My Texans Offers as a personalization feature that pre-qualifies members for loan and account products. All products are designed for Texas residents, with mortgage lending restricted to Texas properties.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Banking Web-based digital banking platform that enables Las Colinas FCU members to access their accounts, view balances, and perform transactions online.
- Loan Products Consumer loan offerings extended to Las Colinas FCU members to support personal borrowing needs.
- Deposit Accounts Deposit account products provided to Las Colinas FCU members for storing funds and conducting everyday banking transactions.
Quantifiable outcome
- Ranked #1 credit union in Texas on Forbes Best-In-State list based on member feedback
Companies that use Las Colinas FCU
Customer profileSegments1 record
Ideal customer profiles1 record
Las Colinas FCU technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Las Colinas FCU partnerships and signals
Strategic signalScale indicators1 record
Expansion highlights1 record
Las Colinas FCU competitors and assessment
Company assessmentMarket position
Weaknesses5 records
Competitive moat3 records
Customer concentration
Las Colinas FCU social profiles
Digital presenceLas Colinas FCU compliance and trust
Trust signalCompliance3 records
Las Colinas FCU financial estimates
Financial estimateRevenue estimate
Valuation estimate
Las Colinas FCU leadership team
Management profileNumber of profiles
Las Colinas FCU funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Las Colinas FCU M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Las Colinas FCU
What does Las Colinas FCU do?
Las Colinas FCU is a credit union that provides online banking services, loan products, and deposit account products to its individual members as a not-for-profit member-owned cooperative financial institution.
Is Las Colinas FCU a public or private company?
Las Colinas FCU is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Las Colinas FCU founded?
Las Colinas FCU was founded in 1955. It employs 11 to 50 people.
Where is Las Colinas FCU based?
Las Colinas FCU is headquartered in Irving, United States, in the North America region.
How does Las Colinas FCU make money?
Three revenue lines are on record. Interest Income from Loans are the primary driver. The others are account Fees and Service Charges and dividend/Credit Interest.
Does Las Colinas FCU have an API?
No public API is recorded for Las Colinas FCU.