shurjoMukhi Limited

What shurjoMukhi Limited does

shurjoMukhi Limited is a Bangladesh-based FinTech company founded in 2011 that operates shurjoPay, one of only two Payment System Operators (PSO) licensed by Bangladesh Bank. The company provides an online payment gateway enabling merchants to accept payments via domestic credit cards, debit cards, prepaid modes, and mobile financial services (MFS) wallets. Its core product suite includes the shurjoPay Online Payment Gateway, a QR-Based Payment Solution for physical retail stores, and a Payment Link Generator for remote payment collection via SMS, email, and WhatsApp.

The platform serves a diverse merchant base across multiple verticals: government and defense agencies (Bangladesh Navy, GSO, Ansar VDP), educational institutions (university and K-12 schools), financial services (Dhaka Stock Exchange, CDBL), e-commerce platforms, healthcare providers, and NGOs. Integration is developer-friendly, supporting web, mobile (Android/iOS), and desktop applications, with claims of merchants going live within a day. The company is a member of e-CAB and BASIS, and maintains partnerships with multiple banks for credit card processing infrastructure.

Revenue is generated through transaction fees on payments processed through the gateway. Merchants transfer funds through the gateway, which are held in MSP (Merchant Service Provider) bank accounts and released after verification on a weekly basis. Pricing is not publicly disclosed and operates on a quote-based, transaction-tied model. Geographic operations are limited to Bangladesh, with international transactions restricted to receive-only under Bangladesh Bank regulations.

Name

shurjoMukhi Limited

Legal name

shurjoMukhi Limited

Website

https://shurjomukhi.com.bd

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

shurjoMukhi Limited is a Bangladesh-based FinTech operating shurjoPay, one of only two PSO-licensed online payment gateways by Bangladesh Bank, serving merchants across e-commerce, government, education, and financial services with cards, mobile wallets, QR, and payment-link solutions.

Ownership category

akta.pro rank

Product category

Online Payment Gateway / Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)

akta.pro secondary industry

POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)

Keywords

• Online payment gateway
• Fintech solutions
• Merchant payment processing
• Qr based payments
• Payment system operator

Headquarters

HQ city

Dhaka

HQ country

Bangladesh

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Payment Gateway Transaction Fees: shurjoPay processes online payments for merchants and earns revenue through transaction fees. Merchants transfer money through the gateway which is held in MSP bank accounts and released after verification. Payments can be withdrawn on a weekly basis.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

shurjoMukhi Limited operates shurjoPay, an online payment gateway platform licensed as a Payment System Operator (PSO) by Bangladesh Bank. The platform enables Bangladeshi businesses to accept online payments via domestic credit cards, debit cards, prepaid cards, mobile financial services (MFS) wallets, QR-based payments, and shared payment links via SMS, email, and WhatsApp. It supports API integration for web, Android, iOS, and desktop applications, serving merchants including government agencies, educational institutions, financial institutions, healthcare providers, and e-commerce platforms.

Product overview

shurjoMukhi Limited operates as a unified FinTech platform built around its flagship brand, shurjoPay. The core offering is the shurjoPay Online Payment Gateway, a PSO-licensed platform that provides a complete payments package for businesses to manage the inflow and outflow of funds. This core platform is complemented by two integrated sub-products: the QR-Based Payment Solution for in-store collections and the Payment Link Generator for remote payment collection via messaging channels.

Differentiator

Problem solved

Functional benefit

Brands

• shurjoPay: Online payment gateway brand operated by shurjoMukhi Limited. One of only two Payment System Operators (PSO) authorized by Bangladesh Bank. Offers online payment gateway, QR-based payment solutions, and payment link generator services.

Products and services

• shurjoPay Online Payment Gateway A FinTech online payment gateway platform that enables businesses in Bangladesh to accept online payments through domestic credit cards, debit cards, prepaid cards, and mobile financial services (MFS) wallets. It is one of only two Payment System Operators (PSO) authorized by Bangladesh Bank and supports API integration for web, Android, iOS, and desktop applications, serving merchants including government agencies, universities, financial institutions, healthcare providers, NGOs, and e-commerce platforms.
• shurjoPay QR-Based Payment Solution An inter-compatible QR-based digital payment solution designed to enable merchants to collect secure payments at physical retail stores, complementing the online payment gateway for in-store transactions.
• shurjoPay Payment Link Generator A feature that allows merchants to generate and share payment links with customers via SMS, email, WhatsApp, and other channels, enabling efficient remote payment collection without requiring deep technical integration.

Quantifiable outcome

• Developer-friendly platform enables merchants to go live within a day

Named customers24 records

Segments5 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• Bangladesh BankcoreStrategic or Co-development Partner · 1 January 2011Bangladesh Bank is the central bank of Bangladesh and the primary regulatory authority. shurjoMukhi received PSO (Payment System Operator) license from Bangladesh Bank, making it one of only two authorized PSOs in the country. This regulatory partnership enables the company to operate legally as a payment gateway provider.
• e-CAB (e-Commerce Association of Bangladesh)coreGTM or Marketing PartnershurjoMukhi is a member of e-CAB, the e-Commerce Association of Bangladesh, which promotes and supports e-commerce businesses in the country. Membership provides industry representation and networking opportunities.
• BASIS (Bangladesh Association of Software and Information Services)coreGTM or Marketing PartnershurjoMukhi is a member of BASIS, the Bangladesh Association of Software and Information Services. This membership connects the company with the broader IT and software industry ecosystem in Bangladesh.
• Banks (Multiple Financial Institutions)coreTechnology or IntegrationshurjoPay maintains trusted affiliations with numerous renowned banks for payment processing. Banks handle credit card numbers directly - shurjoPay does not have access to credit card information. Banks work with shurjoPay after proper verification and validation of their servers.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about shurjoMukhi Limited