What BANQUE TRANSATLANTIQUE does

Banque Transatlantique is a French private bank and wealth management institution founded in 1881, headquartered in Paris at 26 avenue Franklin D. Roosevelt. It operates as a wholly-owned subsidiary of Crédit Mutuel Alliance Fédérale, one of France's largest cooperative banking federations. The bank specializes in private banking (Gestion de Fortune), serving high net worth individuals with comprehensive wealth management services including portfolio management, financial advisory, estate planning, and tax optimization. Since 1933, it has maintained a 90-year specialization serving French high civil servants and diplomats, including Ministry of Europe and Foreign Affairs agents, creating a defensible niche in the haute fonction publique market.

The company operates a relationship-based private banking model with dedicated relationship managers serving multiple specialized client segments: HNW individuals, expatriates and international clients, non-profit organizations (OBNL), French institutions abroad (lycées, Alliances Françaises, NGOs), and Actionnariat Managers. It maintains an international office network across 12+ locations in France, Belgium, Luxembourg, Spain, the United Kingdom, the United States (New York, San Francisco, Boston), Canada (Montreal), Hong Kong, and Singapore to serve a mobile, internationally distributed clientele. The product platform spans traditional private banking, asset management via its AMF-regulated subsidiary Dubly Transatlantique Gestion, executive shareholding plan services via Transatplan, philanthropy advisory including the Fonds de Dotation Transatlantique, and a digital banking stack including mobile applications, the Banque Transatlantique Pay payment app, and a PSD2-compliant Open Banking API portal.

Revenue is generated primarily through fee-based, recurring private banking and asset management streams (AUM-linked management fees, advisory fees, subscription-based banking services). Pricing is bespoke and not publicly disclosed, consistent with the relationship-banking model. The bank distributes exclusively through direct private banking channels (relationship managers, in-person meetings, digital platform) with no third-party or intermediary distribution. Marketing is conducted through content channels (podcast "À l'écoute des marchés," video series "La Minute Digitale," "2 Minutes pour," expert articles), social media (LinkedIn, YouTube, Facebook, Twitter), client events ("Petit déjeuner au 26"), and email newsletters. The company is privately held with 251-500 employees and does not disclose revenue figures.

Name

BANQUE TRANSATLANTIQUE

Legal name

Banque Transatlantique

Website

https://banquetransatlantique.com

Company type

Private

Founded year

1881

Operating status

Operating

Headcount range

251–500 employees

Short description

Banque Transatlantique is a French private bank founded in 1881 and wholly-owned by Crédit Mutuel Alliance Fédérale, serving high net worth individuals, French high civil servants and diplomats, expatriates, non-profits, and French institutions abroad through relationship-based wealth management across 12+ international offices.

Ownership category

akta.pro rank

Product category

Private Banking and Wealth Management

NAICS

Depository Credit Intermediation (5221), Commercial Banking (52211)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Retail Wealth & Bancassurance Distribution (Investment & Insurance via Bank) (FSABAAAJ)

akta.pro secondary industry

Remittances & Retail FX (Consumer Cross-Border) (FSABAAAK)

Keywords

• Private banking services
• Wealth management
• Asset management
• International banking
• Financial advisory

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices13 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Private Banking and Wealth Management: Comprehensive wealth management services including portfolio management, financial advisory, estate planning, and tax optimization for high net worth individuals
2. Asset Management: Investment management services through Dubly Transatlantique Gestion, a portfolio management company regulated by AMF
3. Banking Services: Daily banking services including accounts, payments, transfers, credit facilities for individuals and institutional clients
4. Institutional Client Services: Specialized banking services for OBNL organizations, public institutions, and non-profit organizations with regulatory compliance expertise

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Banque Transatlantique provides private banking and wealth management services (Gestion de Fortune) to high-net-worth individuals, expatriates, French high civil servants and diplomats, alongside dedicated institutional banking for non-profits (OBNL), French institutions abroad, and executive equity plans (Actionnariat Managers). Asset management is delivered through its subsidiary Dubly Transatlantique Gestion, complemented by the Transatplan shareholding plan platform, Banque Transatlantique Pay mobile payments, and a PSD2 open banking developer portal.

Product overview

Banque Transatlantique is a private wealth management bank established in 1881, operating as part of Crédit Mutuel Alliance Fédérale. The bank offers a comprehensive suite of banking and financial services organized around core private banking (Gestion de Fortune), institutional banking (serving OBNL, civil servants, French institutions abroad, and entrepreneurs), executive equity plans (Actionnariat Managers), and international/expatriate banking. Key digital products include Banque Transatlantique Pay (mobile payments), Transatplan (employee shareholding platform), La Minute Digitale (educational content), and SAFETRANS (security authentication). Asset management is delivered through subsidiary Dubly Transatlantique Gestion, while philanthropy services include the Transatlantique Endowment Fund. The bank also provides open banking access via PSD2-compliant APIs for payment service providers.

Differentiator

Problem solved

Functional benefit

Brands

• Dubly Transatlantique Gestion: Asset management company providing portfolio management services. Société de Gestion de Portefeuilles regulated by AMF.
• Transatplan
• Transat Accueil Client
• Banque Transatlantique Pay

Products and services

• Gestion de Fortune (Private Wealth Management) Core private banking and wealth management service established since 1881, offering comprehensive advisory for high-net-worth individuals including investment advisory, estate planning, tax optimization, and personalized services.
• Banque Transatlantique Pay Free mobile payment application providing secure daily payment capabilities for Banque Transatlantique clients, available on iOS and Android.
• Dubly Transatlantique Gestion Wholly-owned portfolio management company (Société de Gestion de Portefeuilles) offering investment solutions and asset management services, regulated by the AMF under Article L.532-9 of the Monetary and Financial Code.
• Transatplan Dedicated online platform for shareholding plans, enabling employees to manage their company equity participation and supporting manager equity programs.
• Haute Fonction Publique Specialized banking service for senior French civil servants, diplomats, and public sector executives, offering tailored financing and investment solutions since 1933.
• OBNL Banking Banking services for non-profit organizations (Organismes à But Non Lucratif) including associations, foundations, mutuals, professional syndicates, and endowment funds with regulatory compliance features.
• Institutions françaises à l'étranger Banking solutions for French institutions abroad including lycées, French alliances, and NGOs, with secure account access, project financing, and development support.
• Actionnariat Managers Specialized service for executive shareholding plans, helping companies structure and manage equity participation programs for managers and business owners.
• International / Expatriate Banking International banking services for expatriates and cross-border clients including multi-currency accounts, foreign asset management, and L'Observatoire de l'expatriation research.
• Philanthropie and Fonds de Dotation Transatlantique Philanthropy advisory services including the bank's own Transatlantique Endowment Fund (Fonds de Dotation Transatlantique) and hosted philanthropic funds for clients.
• Open Banking Portal Open-banking API developer portal for payment service providers, providing PSD2-compliant access to the bank's platform with technical specifications and developer contacts.
• Banque à Distance (Online Banking) Remote banking service providing 24/7 online account access, transfers, permanent payment setup, and secure messenger communication with advisors.
• Gestion sous Mandat Discretionary asset management service where professionals manage client assets based on defined risk and return objectives.

Quantifiable outcome

• 90 years serving French high civil servants and diplomats

Named customers3 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• Crédit Mutuel Alliance FédéralecoreOthersParent banking group providing institutional backing, regulatory framework, shared services, and group resources. Banque Transatlantique operates as a subsidiary within this major French banking federation, benefiting from group stability and operational support.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Edmond de Rothschild: Swiss-headquartered private banking group with strong French roots, serving HNW/UHNW clients with private banking, asset management, and wealth advisory. Closely comparable boutique positioning.
• Rothschild & Co: Independently-controlled global private banking and wealth management group with strong French heritage, serving HNW/UHNW families and institutions. Comparable boutique-style positioning with international footprint.
• Indosuez Wealth Management: Private banking arm of Crédit Agricole group, focused on HNW and UHNW wealth management with international presence. Most direct comparable as a French-headquartered, group-affiliated private bank serving international clients.
• Lombard Odier: Swiss private bank with a strong French clientele and presence in Geneva, Zurich, and global hubs. Comparable in cross-border wealth management for internationally-mobile HNW European clients.
• Lazard Frères Banque: French-headquartered private bank and asset manager focused on HNW wealth management and advisory. Comparable boutique French private bank with international presence and relationship-driven model.

Broad incumbents

• BNP Paribas Wealth Management: The private banking division of one of Europe's largest banks, offering comprehensive wealth management to HNW/UHNW clients globally. A much larger scale player serving similar French and international HNW segments.
• UBS Wealth Management: One of the world's largest wealth managers, serving HNW/UHNW clients globally with cross-border capabilities. Competes for the same internationally-mobile, high-net-worth client segment.
• Société Générale Private Banking: Private banking arm of Société Générale serving HNW clients across France and international markets. Directly comparable in French private banking market with overlapping client profiles.
• Pictet Group: Swiss private bank and asset manager serving HNW families and institutions globally. Comparable in international wealth management and asset management scale, though with broader institutional reach.
• HSBC Private Banking: Global private banking division of HSBC serving internationally-mobile HNW clients. Comparable in cross-border banking for expatriates and globally mobile French-speaking clients.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCpSiLlxdN84TLLyyAbEarGg
• Facebookfacebook.com/Banque-Transatlantique-101625268384998
• LinkedInlinkedin.com/company/banque-transatlantique
• Xx.com/banquetransat

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BANQUE TRANSATLANTIQUE